In this conversation, Mike Simonsen and Matt Graham discuss the current state of the mortgage market, the factors influencing mortgage rates, and the implications for home buyers. They explore the role of the Federal Reserve, economic conditions, and treasury issuance in shaping the mortgage landscape. Matt shares insights on buyer demand, the significance of specific mortgage rate thresholds, and offers practical advice for prospective home buyers navigating today's market. Matt Graham - http://mortgagenewsdaily.comCompass Academy This post is for informational purposes only. It is not intended as financial, legal, or real estate advice. Any market forecasts or predictions discussed are speculative and are subject to change. Actual results may differ. You should seek their own professional advice before making decisions. Compass disclaims any liability for reliance on this content.