Rent To Retirement: Building Financial Independence Through Turnkey Real Estate Investing

This episode is sponsored by…IMN - Single Family Rental West ForumSFR West returns to Arizona! Reconnect with the SFR community through IMN’s signature mix of dynamic panels, insightful speakers, and high-impact networking.Gain the perspective and connections to thrive in a changing landscape—save 20% with code REU2333RTR.https://tinyurl.com/SFR-West-RTRWant to be honored on the SFR main stage? Nominations for the SFR Awards will close Sept 26 – submit your entry today: https://informaconnect.com/imn-sfr-awards/Struggling with today’s housing affordability crisis? In this episode of the Rent To Retirement Podcast, hosts Adam Schroeder sit down with Mahesh Shetty, Founder & CEO of ILE Homes, to discuss innovative ways lease-to-own programs are helping renters achieve homeownership.Mahesh shares his journey from investing in New York City hotels to building ILE Homes into a platform that not only provides quality rental properties but also creates pathways for families to become homeowners. He explains how investors can benefit, how tenants can transition into buyers, and why this strategy is key in today’s challenging housing market.⏱ Episode Highlights00:00 – Introduction to Mahesh Shetty 02:00 – Lessons from early NYC hotel investments07:15 – Pivoting into single-family rentals during the 2008 downturn12:00 – The affordability crisis & why lease purchase matters14:45 – Helping tenants improve credit & access down payment assistance18:20 – Success rates & building trust with renters20:00 – Raising capital & networking with investors24:30 – Speaking at IMN - Single Family Rental West Forum & industry thought leadership26:40 – Final thoughts: Building homes & futures for familiesIf you’re looking to expand your real estate investing strategy while making a positive impact on communities, this episode is for you!📞 Want to explore this strategy for your portfolio?👉 Schedule a free strategy call: ⁠https://bit.ly/3EE6KjZ📧 Questions? Email us: podcast@renttoretirement.com⁠✅ Don’t forget to Subscribe for more tips on building wealth through real estate!👍 Like & Share this episode with fellow investors!🌐 Explore turnkey investing opportunities: ⁠⁠⁠https://www.renttoretirement.com/📺 Subscribe to the YouTube Channel:⁠⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠⁠https://renttoretirement.com⁠⁠

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replayThis episode is sponsored by…ECKARD ENTERPRISES:Build wealth through alternative investments in U.S. oil & gas with Eckard’s tangible, tax‑advantaged energy assets: ⁠https://eckardenterprises.com/rent-to-retirement/⁠Five Star Conference:Register Now—Join Mortgage Leaders and Grow Your Business at the Premier Five Star Conference & Expo - Use the code RTR200https://www.fivestarconference.com/2025/register_now?code=RTR200MYND - A Roofstock company:Your all-in-one platform for single-family rentals.Buy, manage, and grow—without the hassle.https://www.mynd.co/rtrHEMLANE:Find better, more transparent property management with Hemlane at https://www.hemlane.com/lp/rent-to-retirement/Thinking about investing in U.S. real estate as a foreign investor? 🌎 In this episode of the Rent To Retirement Podcast, host Adam Schroeder sits down with Yuval Golan, CEO of Waltz, to explore the challenges, opportunities, and solutions international investors face when buying U.S. properties.From navigating mortgages and setting up LLCs to handling taxes and managing properties remotely, Yuval shares how his company makes U.S. real estate investing accessible to global investors.✅ Learn how Waltz streamlines the process so you don’t have to deal with endless paperwork, banking headaches, or 8-month closings.✅ Discover why the U.S. remains the most attractive real estate market for international buyers.✅ Get actionable advice on financing, entity setup, and property management for foreign investors.⏱️ Episode Highlights0:00 – Introduction with Adam Schroeder & Yuval Golan0:40 – Yuval’s first U.S. real estate deal during COVID2:30 – Building the right team for long-distance investing6:00 – Why foreign investors love U.S. real estate8:20 – Key pain points for international buyers11:10 – Where foreign investors are buying today (Texas, Florida, Midwest & more)12:50 – How Waltz helps investors close in as little as 14 days16:30 – Interest rates & financing differences for international buyers21:20 – Trends in foreign investment and rebound post-COVID23:20 – Yuval’s best advice for first-time foreign investors25:15 – How Waltz simplifies investing with banking, LLCs, lending & more27:00 – Why the best time to buy is always NOW🌐 Learn more about Waltz: https://GetWaltz.com🏡 Explore U.S. real estate opportunities: https://RentToRetirement.com🗓️ Schedule a Free Consultation:⁠⁠ https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠ https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠ https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List: Submit your info at the top right corner of the page: ⁠⁠https://renttoretirement.com⁠⁠📧 Questions? Email us: podcast@renttoretirement.com⁠#RealEstateInvesting #ForeignInvestors #USRealEstate #CashFlow #PassiveIncome #InvestAbroad #Waltz #RentalProperties #LLCSetup #FinancialFreedom

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replayThis episode is sponsored by…BLUPRINT HOME LOANS:Get pre-approved with one of RTR’s preferred lenders at https://bluprinthomeloans.com/renttoretirement/ ECKARD ENTERPRISES:Build wealth through alternative investments in U.S. oil & gas with Eckard’s tangible, tax‑advantaged energy assets: ⁠https://eckardenterprises.com/rent-to-retirement/IGNITE FUNDING:Earn 10%-12% fixed annual returns backed by real property, without the hassle of owning and managing rentals.https://lp.ignitefunding.com/2025/5mis-rtr/signup/?sl=rtr&utm_source=rtr&utm_medium=podcast&utm_content=podcast_1HEMLANE:Find better, more transparent property management with Hemlane at https://www.hemlane.com/lp/rent-to-retirement/Looking for the next high-growth real estate market? 🏡 In this episode of the Rent To Retirement Podcast, hosts Adam Schroeder and Zach Lemaster are joined by Shannon and Zach from the build and property management team to uncover why Wichita, Kansas is becoming a powerful market for real estate investors.You’ll learn how Wichita’s strong economy, affordable cost of living, and long-term tenant demand make it a hidden gem for duplex and build-to-rent strategies. Whether you’re a first-time investor or building a portfolio, this episode provides insights into rental demand, appreciation, and multiple exit strategies.⏱️ Timestamps00:00 – Intro: Exploring a new Midwest market01:00 – Why Wichita, KS is a smart investment market02:40 – Economic drivers: aerospace, agriculture, energy & more04:00 – Home prices & recent appreciation trends05:00 – Who’s renting these properties? Millennials & Baby Boomers07:20 – Tenant retention & average lease duration09:15 – Leasing speed & demand for new units11:25 – Property design, finishes & community amenities14:00 – Scale of projects: 200+ unit communities16:50 – Property management approach & occupancy rates20:00 – Warranties, appliances, and rent-ready homes23:40 – Fenced yards & why tenants love these homes25:00 – Pickleball courts, pools & amenity-driven rent growth27:20 – Multiple exit strategies for investors28:00 – How to get started with Rent To Retirement👉 Ready to explore turnkey investment opportunities?📅 Schedule a free strategy call today: https://bit.ly/3EE6KjZ📊 View available properties: https://www.renttoretirement.com👍 Don’t forget to subscribe for weekly real estate investing insights!🔔 Turn on notifications so you never miss an episode.📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📧 Questions? Email us: podcast@renttoretirement.com⁠#RealEstateInvesting #WichitaRealEstate #CashFlow #PassiveIncome #TurnkeyProperties #DuplexInvesting

This episode is sponsored by…Five Star Conference:Register Now—Join Mortgage Leaders and Grow Your Business at the Premier Five Star Conference & Expo - Use the code RTR200https://www.fivestarconference.com/2025/register_now?code=RTR200Networking is one of the most powerful tools in real estate investing—but many investors overlook it. In this episode, hosts Adam Schroeder and Zach Lemaster (Founder & CEO of Rent To Retirement) sit down with Alfred, Sales Director at Five Star Institute, to talk about how building connections through conferences can accelerate your investing journey.You’ll learn why conferences are game-changers, how they create opportunities you can’t find elsewhere, and what makes the Five Star Conference in Dallas such a must-attend event. From exclusive deal access to meeting top industry leaders, this episode will show you how networking can directly translate to more deals, partnerships, and long-term wealth.⏱️ Timestamps:00:00 – Introduction & guest welcome00:47 – Why networking is essential for real estate investors02:12 – Lessons from Zach’s first conference experience03:18 – The Five Star Conference & Homes for Wounded Heroes initiative04:31 – Who should attend this conference?05:53 – Exclusive inventory & deal access at the event07:03 – Key speakers and panels to look forward to08:32 – How networking leads to real partnerships10:15 – Service providers & resources available at the event12:17 – Building nationwide connections & local opportunities13:26 – How to approach conferences with the right intention14:14 – Conference details: Dates, location, and logistics16:23 – The importance of staying onsite for networking17:04 – Balancing education with fun at conferences18:12 – Veteran home giveaway & block party networking event18:35 – Expected attendance: 1,500+ investors20:22 – Final thoughts & how to connect with Rent To Retirement🎟️Register Now—Join Mortgage Leaders and Grow Your Business at the Premier Five Star Conference & Expo - Use the code RTR200https://www.fivestarconference.com/2025/register_now?code=RTR200📞 Want to explore this strategy for your portfolio?👉 Schedule a free strategy call: ⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠⁠https://renttoretirement.com⁠⁠📧 Questions? Email us: podcast@renttoretirement.com⁠

This episode is sponsored by…BAM Capital:Get access to premium real estate assets with BAM Capital. Rent to Retirement’s preferred multifamily partner. https://bamcapital.com/rtr/In this episode of the Rent To Retirement Podcast, host Adam Schroeder sits with Ivan Barratt, founder & CEO of The BAM Companies, to dive deep into the world of multifamily investing.Ivan shares his journey from house hacking a duplex to managing 9,500+ units and $2B in assets. He explains how he survived the 2008 crash, scaled his portfolio, and now helps over 1,700 investors nationwide grow wealth through syndications and funds.You’ll discover:- How Ivan’s first duplex deal launched a career in real estate - Lessons learned from the 2008 crash & why today’s market feels similar - Scaling from small properties to large multifamily deals - Vetting operators & avoiding bad syndications - The markets BAM targets (Midwest & beyond) - Tax advantages of multifamily investing & cost segregation benefits - Ivan’s favorite deal that delivered a 5X return to investors⏰ Timestamps0:00 Intro & Ivan’s background1:00 First real estate deal (duplex house hack)3:00 Surviving the 2008 crash6:30 Scaling into multifamily syndications9:00 Building investor networks & credibility11:00 Vetting operators for syndication deals13:30 How BAM evaluates markets & properties17:00 Why the Midwest is a multifamily hot spot20:20 Tax advantages & cost segregation explained22:50 Ivan’s favorite multifamily deal (5X returns)25:00 How to invest with The BAM Companies28:30 Wrap-up & next stepsBAM Capital:Get access to premium real estate assets with BAM Capital. Rent to Retirement’s preferred multifamily partner. https://bamcapital.com/rtr/🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠🗓️ Schedule a Free Consultation with RTR:⁠⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📩 Have Questions for the Podcast?Send them to: ⁠podcast@renttoretirement.com⁠Your question might be answered in a future episode!#MultifamilyInvesting #PassiveIncome #RealEstateWealth #Syndication #RentToRetirement

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replayThis episode is sponsored by…BAM Capital:Get access to premium real estate assets with BAM Capital. Rent to Retirement’s preferred multifamily partner. https://bamcapital.com/rtr/BLUPRINT HOME LOANS:Get pre-approved with one of RTR’s preferred lenders at https://bluprinthomeloans.com/renttoretirement/ IGNITE FUNDING:Earn 10%-12% fixed annual returns backed by real property, without the hassle of owning and managing rentals.https://lp.ignitefunding.com/2025/5mis-rtr/signup/?sl=rtr&utm_source=rtr&utm_medium=podcast&utm_content=podcast_1MYND - A Roofstock company:Your all-in-one platform for single-family rentals.Buy, manage, and grow—without the hassle.https://www.mynd.co/rtrDiscover how Dedric & Krystal Polite went from generational poverty to building a thriving real estate empire — and even starring in their own TV show! In this inspiring conversation with hosts Adam Schroeder and Zach Lemaster, the Polites share their journey from their first deal, through challenges like analysis paralysis, to creating generational wealth and providing affordable housing.Whether you’re a beginner or an experienced investor, you’ll learn the mindset shifts, strategies, and real-world tips to take your real estate business to the next level.⏱️ Timestamps:00:00 – Intro & guest welcome01:02 – Dedric’s first house hack with no money down02:17 – Krystal & Dedric’s first Airbnb venture04:10 – The “why” behind their real estate journey08:53 – Overcoming analysis paralysis13:42 – Mentorship, masterminds & investing in education18:15 – Working with a spouse in real estate26:39 – Avoiding shiny object syndrome32:59 – Their TV show & affordable housing mission38:42 – Impacting communities & preserving “Big Momma’s House”47:07 – Advice for scaling beyond your first rentals50:38 – Where to connect with the Polites💡 Key Takeaways:- How to buy real estate with little to no money down- The power of mentorship & surrounding yourself with the right people- Tips for working with (or without) a supportive spouse- Why affordable housing can still be profitable- How to pivot & scale your portfolio strategically📺 Watch Dedric & Krystal’s Show: 50/50 Flip on Hulu & A&E🌐 Connect with the Polites: https://DedricAndKrystal.com📞 Want to explore this strategy for your portfolio?👉 Schedule a free strategy call: ⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠⁠https://renttoretirement.com⁠⁠📧 Questions? Email us: podcast@renttoretirement.com⁠#RealEstateInvesting #GenerationalWealth #RentToRetirement #FinancialFreedom #HouseHacking #AffordableHousing #RentalProperties

This episode is sponsored by…ECKARD ENTERPRISES:Build wealth through alternative investments in U.S. oil & gas with Eckard’s tangible, tax‑advantaged energy assets: https://eckardenterprises.com/rent-to-retirement/Most investors don’t realize that oil & gas can offer tax benefits comparable — or even superior — to real estate. In this episode of the Rent To Retirement Podcast, hosts Zach Lemaster and Adam Schroeder sit down with Troy Eckard, Chairman of Eckard Enterprises, to break down how accredited investors can leverage working interest investments for 100% first-year tax deductions, steady cash flow, and long-term returns.If you’re paying too much in taxes, looking for a way to diversify beyond real estate, or curious about how oil & gas fits into a high-net-worth portfolio, this episode is packed with actionable insights.⏱ Timestamps:0:08 – Introduction to Troy Eckard & parallels between oil & gas and real estate4:30 – Ways to invest in oil & gas (public stocks, ETFs, direct participation)9:57 – How working interest investments qualify for massive tax deductions15:04 – Diversification strategies & why dry holes are rare today21:27 – Example returns: turning a $100K investment into long-term cash flow26:13 – 20–75 year income potential from producing wells30:36 – 1031 exchanges with mineral rights & working interest34:41 – How commodity prices affect monthly checks37:38 – Who oil & gas investing is right (and wrong) for41:10 – Next steps & how to learn more from Eckard Enterprises45:13 – Market trends driving future energy pricesIf you’re serious about building wealth, protecting income from taxes, and diversifying your portfolio with hard assets, this is a conversation you don’t want to miss.📞 Learn more about Eckard Enterprises: https://eckardenterprises.com/rent-to-retirement/🏡 Explore turnkey real estate & more investment options: https://renttoretirement.com🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📧 Questions? Email us: podcast@renttoretirement.com⁠#OilAndGasInvesting #TaxBenefits #AlternativeInvestments #PassiveIncome #RentToRetirement #RealEstateInvesting #AccreditedInvestor #WorkingInterest #1031Exchange

💒TX Active Inventory: https://bit.ly/Active-inventory🗓️ Schedule a Free Consultation: ⁠⁠https://bit.ly/3EE6KjZAre you ready to invest in one of the hottest real estate markets in the U.S.? In this episode of the Rent To Retirement podcast, Adam Schroeder and Zach Lemaster reveal exclusive new construction rental properties in Texas—with tenant-occupied homes, high ROI, and up to 12% incentives (worth up to $41K!) only available through Rent To Retirement.You’ll discover:✅ Why Texas remains a top-performing market for investors✅ How you can get 19%+ cash-on-cash ROI with low interest-only loans✅ The power of cost segregation & bonus depreciation to offset taxes✅ Why these properties cash flow despite high Texas property taxes✅ How to buy down your rate to COVID-level payments✅ Why these deals are off-market and time-sensitive🏘️ Locations featured include San Antonio, Houston (Conroe), and Dallas (Venus)—each in growing metros with high-quality, tenant-occupied new builds.⏳ These properties are limited inventory and will go fast. If you’ve been waiting for a strong turnkey deal in Texas, this is your moment.💒TX Active Inventory: ⁠https://bit.ly/Active-inventory⁠🗓️ Schedule a Free Consultation: ⁠⁠⁠https://bit.ly/3EE6KjZ⏱ Timestamps:00:00 – Why Everyone Wants Texas Inventory01:00 – New Builds with Tenants Already in Place02:00 – How Rent To Retirement Negotiated Up to 12% Incentives04:00 – Example: San Antonio Property with $40K Incentives06:20 – Cash Flowing Despite High Property Taxes07:45 – The Power of Buying Down Your Interest Rate09:10 – How to Get a 100%+ ROI Using Cost Seg + Incentives13:00 – Houston Deal Overview: Cash Flow + Low Entry Price16:00 – Dallas Suburb Deal with $41K Back & DSCR Loan Option19:00 – Why These Deals Won’t Last21:00 – Take Action Now – How to Reserve These Properties💒TX Active Inventory: ⁠https://bit.ly/Active-inventory⁠🗓️ Schedule a Free Consultation: ⁠⁠⁠https://bit.ly/3EE6KjZ#RealEstateInvesting #TurnkeyRealEstate #TexasRealEstate #CashFlowProperties #RentalPropertyInvesting #NewConstructionHomes #RealEstatePodcast #PassiveIncome #DSCRLoan #CostSegregation

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replayThis episode is sponsored by…BAM Capital:Get access to premium real estate assets with BAM Capital. Rent to Retirement’s preferred multifamily partner. https://bamcapital.com/rtr/BLUPRINT HOME LOANS:Get pre-approved with one of RTR’s preferred lenders at https://bluprinthomeloans.com/renttoretirement/ ECKARD ENTERPRISES:Build wealth through alternative investments in U.S. oil & gas with Eckard’s tangible, tax‑advantaged energy assets: ⁠https://eckardenterprises.com/rent-to-retirement/⁠AVAIL, BY REALTOR.COM:Manage your properties with the all-in-one platform for landlords! https://avail.co/renttoretirementDiscover why investors are turning to Tulsa, Oklahoma for stable returns and steady growth!In this episode, Adam Schroeder and Tulsa builder Mark dive into the unique advantages of this Midwest market—from affordable duplex builds to high tenant retention and steady rent appreciation. Learn how Tulsa’s job diversity, population growth, and turnkey opportunities make it a top choice for long‑term wealth.⏱️ Timestamps:00:00 – Why Tulsa is a top cash flow market02:11 – Job market & industries driving growth04:24 – Duplex builds & ROI advantages08:15 – Housing demand and supply shortages11:10 – Vertical integration & turnkey management14:46 – Investor incentives & under‑market deals17:30 – Tenant retention & rent growth insights24:43 – Quality finishes and energy‑efficient designs27:23 – Final advice for investors🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📧 Questions? Email us:  podcast@renttoretirement.com⁠✅ Don’t forget to Subscribe for more tips on building wealth through real estate!👍 Like & Share this episode with fellow investors!#RealEstateInvesting #CashFlow #TulsaInvesting #TurnkeyProperties #PassiveIncome #DuplexInvesting #RentToRetirement

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replayThis episode is sponsored by…IGNITE FUNDING: Earn 10%-12% fixed annual returns backed by real property, without the hassle of owning and managing rentals.https://lp.ignitefunding.com/2025/5mis-rtr/signup/?sl=rtr&utm_source=rtr&utm_medium=podcast&utm_content=podcast_1ECKARD ENTERPRISES:Build wealth through alternative investments in U.S. oil & gas with Eckard’s tangible, tax‑advantaged energy assets: https://eckardenterprises.com/rent-to-retirement/BAM Capital:Get access to premium real estate assets with BAM Capital. Rent to Retirement’s preferred multifamily partner. https://bamcapital.com/rtr/HEMLANE:Find better, more transparent property management with Hemlane at https://www.hemlane.com/lp/rent-to-retirement/Thinking about investing in the Midwest? 🏡 In this episode of the Rent To Retirement Podcast, hosts Adam Schroeder and Zach Lemaster sit down with Steve, the team lead of their longest-running and most trusted rehab team in Ohio.Discover why Akron and Canton, Ohio, are booming markets for investors looking for affordable properties, strong cash flow, and even surprising appreciation. Steve shares real numbers, renovation standards, and details on how his team consistently delivers turnkey homes with positive cash flow—even with as little as 5% down.✅ Why Akron & Canton are outperforming expectations✅ How recent developments (like the Hall of Fame Village) drive growth & jobs✅ Renovation standards that ensure long-term value✅ How Steve guarantees rent or even covers your mortgage in rare cases✅ A real property example with numbers & ROI breakdown💡 Whether you’re looking for your first investment or expanding your portfolio, this episode shows why the Midwest might be your next best move.⏱️ Timestamps:00:00 – Introduction & Meet Steve01:06 – Why focus on Akron & Canton markets02:22 – Market appreciation & revitalization05:17 – Cash flow & property prices in Ohio07:19 – Low down payment opportunities08:30 – Tax benefits & bonus depreciation10:15 – Demographics and market strength11:28 – Visiting properties in person13:15 – Property management insights16:20 – Real property example & ROI19:23 – Renovation standards explained21:29 – Tenant placement & rent guarantees26:04 – Final thoughts & how to get started📞 Want to explore this strategy for your portfolio?👉 Schedule a free strategy call: ⁠https://bit.ly/3EE6KjZ⁠📧 Questions? Email us:  podcast@renttoretirement.com⁠✅ Don’t forget to Subscribe for more tips on building wealth through real estate!👍 Like & Share this episode with fellow investors!🌐 Explore turnkey investing opportunities: ⁠⁠⁠https://www.renttoretirement.com⁠⁠⁠📺 Subscribe to the YouTube Channel:⁠⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠⁠https://renttoretirement.com⁠⁠#RealEstateInvesting #CashFlowProperties #AkronRealEstate #CantonRealEstate #RentToRetirement #TurnkeyInvesting #PassiveIncome #RealEstatePodcast

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy⁠https://landing.renttoretirement.com/evg-masterclass-replayThis episode is sponsored by…AVAIL, BY REALTOR.COM:Manage your properties with the all-in-one platform for landlords! https://avail.co/renttoretirementBAM Capital:Get access to premium real estate assets with BAM Capital. Rent to Retirement’s preferred multifamily partner. https://bamcapital.com/rtr/HEMLANE:Find better, more transparent property management with Hemlane at https://www.hemlane.com/lp/rent-to-retirement/BLUPRINT HOME LOANS:Get pre-approved with one of RTR’s preferred lenders at https://bluprinthomeloans.com/renttoretirement/Want to know how to dramatically lower your taxes while building your real estate portfolio? In this episode of the Rent To Retirement Podcast, Adam Schroeder and Zach Lemaster sit down with cost segregation expert Steve to break down how accelerated depreciation and the new 100% bonus depreciation rules (2025–2029) can save you tens or even hundreds of thousands of dollars.💡 What You’ll Learn:✅ What cost segregation is and how it works for single‑family and commercial properties✅ Why the new 100% bonus depreciation is a one big beautiful tax break✅ How to strategically plan purchases to qualify as a real estate professional✅ When a cost seg study makes sense—and when it doesn’t✅ How you can buy with minimal down payments and still capture massive deductions⏱️ Timestamps00:00 Intro & Special Guest Steve00:31 What the new tax bill changed for investors01:37 How cost segregation accelerates depreciation05:30 Why this incentive is so powerful through 202909:12 Using short‑term rentals & real estate pro status12:33 Real examples of tax savings from cost seg studies17:23 Can you go back and claim missed depreciation?23:08 Why buying sooner in the year is better26:00 What a cost seg study involves & typical costs30:11 Final tips & how to get started📞 Want to explore this strategy for your portfolio?👉 Schedule a free strategy call: https://bit.ly/3EE6KjZ📧 Questions? Email us: podcast@renttoretirement.com⁠✅ Don’t forget to Subscribe for more tips on building wealth through real estate!👍 Like & Share this episode with fellow investors!🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠#RealEstateInvesting #CostSegregation #BonusDepreciation #TaxStrategy #PassiveIncome #FinancialFreedom #RentToRetirement

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttp://bit.ly/44RFQ2OThis episode is sponsored by…NCH:Set up an LLC to protect your investments! – ⁠https://nchinc.com/rtr⁠BLUPRINT HOME LOANS:Get pre-approved with one of RTR’s preferred lenders at https://bluprinthomeloans.com/renttoretirement/ FIGURE:Access your home equity in minutes—no refinance needed! https://go.figure.com/renttoretirementIGNITE FUNDING:Earn 10%-12% fixed annual returns backed by real property, without the hassle of owning and managing rentals.https://lp.ignitefunding.com/2025/5mis-rtr/signup/?sl=rtr&utm_source=rtr&utm_medium=podcast&utm_content=podcast_1Is it really possible to defer capital gains taxes and continue building your real estate portfolio tax-free?In this episode, Adam Schroeder sits down with Aristotle from Excel 1031 to explore the ins and outs of 1031 exchanges. They cover everything from the basic structure and timeline to advanced strategies like using a Delaware Statutory Trust (DST) when your original plans fall through. Whether you're new to 1031 exchanges or looking to refine your tax strategy, this episode has everything you need to know to navigate the process with confidence.Plus, find out when a 1031 doesn’t make sense and the key mistakes that cause investors to fail the exchange.⏱️ Timestamps:00:00 – Intro to Aristotle & Excel 103101:00 – What is a 1031 exchange?03:00 – Rules for full capital gains deferral07:10 – 3-property rule vs. 200% rule vs. 95% rule11:10 – What happens if a property falls through?13:35 – Timeline: 45-day identification & 180-day close15:45 – Using DSTs (Delaware Statutory Trusts) as backup18:47 – How long do you need to hold the new property?21:00 – When a 1031 exchange might not make sense23:40 – Common pitfalls that cause exchanges to fail27:42 – Updates to 1031 exchange laws & regulations30:00 – Title issues & co-ownership complications32:00 – When to start working with a qualified intermediary35:00 – Final thoughts & how to get in touch with Aristotle🔗 Links & Resources:📍 Visit: https://www.excel1031.com📞 Contact Aristotle: (310) 467-8122🏘 Explore turnkey properties: https://www.renttoretirement.com📩 Questions? Email: podcast@renttoretirement.com👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR AcademyThis episode is sponsored by…PPR CAPITAL:Build long-term wealth through passive real estate investing with PPR’s income and opportunity funds: https://pprcapitalmgmt.com/renttoretirementLooking to grow your wealth with less hassle and more predictability? In this special episode of the Rent To Retirement Podcast, hosts Adam Schroeder and Zach Lemaster bring you an exclusive webinar with PPR Capital Management—a powerhouse in passive investing through real estate-backed mortgage notes and innovative commercial assets like Tommy’s Car Washes.Learn how seasoned investors are achieving 8–14%+ annual returns with asset-backed strategies that require no property management or syndication risk. Discover how PPR structures its funds, minimizes risk through massive diversification, and why institutional investors are getting on board.Whether you're a seasoned investor or looking for your next hands-off strategy, this episode breaks it all down for you.⏱️ Timestamps:00:00 - Intro: Active vs. Passive Wealth Building01:45 - Why Turnkey Investors Should Consider Notes04:00 - Meet PPR Capital Management07:00 - What Are Mortgage Notes & How They Work13:45 - Liquidity & Diversification Explained17:00 - How PPR Makes Money on Non-Performing Loans19:10 - Real-World Case Studies: Note Turnarounds23:00 - Trade Snapshot: $34M in Realized Gains26:00 - PPR’s Commercial Real Estate Strategy30:00 - Investing in Tommy’s Car Washes for Higher Returns34:45 - Car Wash ROI, Subscriptions & Exit Strategy36:15 - Fund Structures & Investment Minimums40:00 - Compounding Options & Strategy Tips44:30 - Risk Mitigation & Fund Strength Explained48:00 - Why Fund Diversification Beats Syndications50:00 - Final Thoughts & How to Get Started📌 Ready to learn more or invest?👉 Visit: https://renttoretirement.com👉 Partner link to PPR Capital https://pprcapitalmgmt.com/renttoretirement🎯 Join our newsletter for weekly real estate insights!📧 Got a question or story to share?Email us at: ⁠podcast@renttoretirement.com⁠👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!💬 Comment below with your biggest takeaway from this episode!🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📩 Have Questions for the Podcast?Send them to: ⁠podcast@renttoretirement.com⁠Your question might be answered in a future episode!#PassiveIncome #NoteInvesting #RealEstateInvesting #MortgageNotes #PPRCapital #TurnkeyRealEstate #AlternativeInvestments #TommyCarWash #CashFlowInvesting #BuildWealth #RentalProperty #FinancialFreedom

RTR Academy:Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR AcademyThis episode is sponsored by…NCH:Set up an LLC to protect your investments! – https://nchinc.com/rtrHEMLANE:Find better, more transparent property management with Hemlane at https://www.hemlane.com/lp/rent-to-retirement/Is the rental market crashing? Not so fast. In this episode, Adam Schroeder and Zach Lemaster dive into the real reasons behind recent rent fluctuations and what it means for investors. From reduced multifamily construction permits to overlooked contract risks, this is your full investor briefing on market timing, rent trends, and avoiding costly mistakes.Learn how to position your portfolio now to benefit from the coming inventory shortage and discover why a little rent fluctuation today could lead to big gains tomorrow.📌 Key Highlights & Timestamps:00:00 – Intro: What's happening with rents and inventory00:30 – Are rents really falling? Data from major U.S. cities01:34 – Supply, demand, and why rent drops are rare03:06 – How delayed construction affects rental pricing04:33 – What temporary rent dips really mean for investors06:17 – Home prices, inflation, and the leveling off period07:35 – How to position your leases for future gains09:24 – Home buying & earnest money risks10:06 – Why owner-occupants are canceling contracts11:23 – What investors need to know about contract timelines12:39 – Contingencies: financing, inspection, appraisal explained15:21 – Real-life examples of losing (and keeping) earnest money18:45 – The importance of reading your contract20:24 – Cash deal vs. missed deadline: lessons learned21:20 – Final thoughts + where to start your investing journey👉 Ready to start investing?Explore turnkey investment opportunities at: https://renttoretirement.com📅 Schedule a free strategy call with our team!📬 Have questions or want to share your investing journey?Email us at: podcast@renttoretirement.com🔔 Don’t forget to Like, Subscribe, and Turn on Notifications so you never miss a new episode!🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠#RealEstateInvesting #PassiveIncome #RentToRetirement #MarketTrends #RealEstate2025 #RentalProperty #TurnkeyInvesting #ZachLemaster #AdamSchroeder #FinancialFreedom

RTR Academy:"Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR AcademyThis episode is sponsored by…NCH:Set up an LLC to protect your investments! – https://nchinc.com/rtrIGNITE FUNDING: Earn 10%-12% fixed annual returns backed by real property, without the hassle of owning and managing rentals.https://lp.ignitefunding.com/2025/5mis-rtr/signup/?sl=rtr&utm_source=rtr&utm_medium=podcast&utm_content=podcast_1In this episode of the Rent To Retirement Podcast, hosts Adam Schroeder and Zach Lemaster sit down with Saheed, an investor who went from being an "accidental landlord" to confidently purchasing out-of-state real estate for long-term wealth. Saheed shares how he transitioned from local property ownership in Pennsylvania to buying turnkey new construction rentals in South Carolina through Rent To Retirement’s Academy.Learn how Saheed overcame family doubts, job demands, and analysis paralysis — and how he increased his rent income beyond expectations while securing long-term financial freedom.⏱ Timestamps:00:00 – Intro: Meet Saheed00:45 – How an accidental landlord journey began02:10 – Saheed’s first rental experience & cash flow results03:00 – Why local markets no longer worked05:05 – Discovering Rent To Retirement’s turnkey model06:30 – Academy perks & Saheed’s decision to join08:15 – Buying his first out-of-state property in South Carolina10:20 – Real rent numbers: $1,995 instead of $1,775!12:00 – Why quality property management is worth it14:15 – How mindset & planning helped him act fast15:30 – Building generational wealth through rentals18:50 – Dealing with family skepticism about out-of-state investing21:00 – Visiting the property & winning spouse approval24:10 – Why Saheed chose new construction rentals26:20 – Advice to his past self (and new investors!)28:07 – How Rent To Retirement helped negotiate better deals✅Ready to start your own real estate journey?👉 Visit: https://landing.renttoretirement.com/evg-masterclass-replay📩 Want to be featured? Email: podcast@renttoretirement.com👍 Like this video📲 Subscribe for weekly investing insights💬 Comment below with your real estate goals!🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List: Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📩 Have Questions for the Podcast? Send them to: ⁠podcast@renttoretirement.com ⁠. Your question might be answered in a future episode!#RealEstateInvesting #TurnkeyProperties #OutOfStateInvesting #PassiveIncome #FinancialFreedom #RentToRetirement #GenerationalWealth #InvestorSuccess #RealEstatePodcast

To learn more about the limited time, 50% discount on RTR Academy program, click https://bit.ly/rtracademyThis episode is sponsored by…BAM Capital:Get access to premium real estate assets with BAM Capital. Rent to Retirement’s preferred multifamily partner. https://bamcapital.com/rtr/PPR CAPITAL:Build long-term wealth through passive real estate investing with PPR’s income and opportunity funds: https://pprcapitalmgmt.com/renttoretirementIn this episode of the Rent To Retirement Podcast, hosts Adam Schroeder and Zach Lemaster sit down with Tony J. Robinson, co-host of the Real Estate Rookie Podcast and one-half of the Real Estate Robinsons.Tony shares how he went from a busy W-2 job to building a 15-property short-term rental portfolio in just one year, even during the uncertainty of 2020. From BRRRRs to boutique hotels, Tony breaks down the mindset, strategies, and partnerships that fueled his rapid growth in real estate.👉 Whether you're looking to buy your first property or scale your portfolio, this episode is packed with actionable advice, investor-friendly loan strategies, and hard-won lessons.⏱️ Timestamps:00:00 – Intro: Meet Tony Robinson01:00 – From W-2 manager to first real estate deal02:00 – Why Tony invested out-of-state in Louisiana04:30 – Using a local credit union for 100% BRRRR financing06:00 – How mindset made the first deal possible08:00 – Team-building through lender referrals10:30 – A $30K loss: lessons from buying in a flood zone13:00 – The importance of your first deal (it's not about the money)15:00 – Getting started with BiggerPockets17:00 – Humble Hustle: Tony’s guiding philosophy21:00 – Short-term rental market: hype, correction & future24:00 – What makes a great STR operator?26:00 – STR design, budgeting & what newbies miss28:00 – Scaling from 3 to 15 rentals in 1 year30:00 – Partnering for scale: deal structures explained32:00 – Cost segregation & major tax benefits📲 Start your investing journey today:Book a call and browse available properties at https://www.renttoretirement.com📩 Want to be featured on the podcast? Email us at:podcast@renttoretirement.com🎙️ Follow Tony Robinson:Instagram: @tonyjrobinsonYouTube: The Real Estate RobinsonsPodcast: Real Estate Rookie Podcast (BiggerPockets)👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!💬 Comment below with your biggest takeaway from this episode!🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📩 Have Questions for the Podcast?Send them to: ⁠podcast@renttoretirement.com⁠Your question might be answered in a future episode!#RealEstateInvesting #ShortTermRentals #PassiveIncome #TonyRobinson #BiggerPockets #RentToRetirement #STRinvesting #BoutiqueHotels #FinancialFreedom

This episode is sponsored by…FIGURE:Access your home equity in minutes—no refinance needed! go.figure.com/renttoretirementAre you sitting on thousands in home equity—but unsure how to access it without sacrificing your low mortgage rate? In this episode, Zach Lemaster sits down with Tim Rowen, Director of Sales Success at Figure, to dive deep into a powerful wealth-building tool: HELOCs (Home Equity Lines of Credit) for investment properties.Learn how investors are scaling faster by tapping into equity without the pain of a refinance. Figure’s tech-driven platform makes it easy, fast, and flexible—giving real estate investors access to capital they can use strategically.🧠 Whether you're new to investing or looking to grow your portfolio, this episode shows you how to use HELOCs the smart way.⏱️ Timestamps00:00 - Introduction: Unlocking equity to scale your portfolio00:34 - What is a HELOC & why Figure is different01:50 - Tim Rowen’s background and why strategy matters03:25 - How Figure helps investors access equity faster04:58 - HELOC vs refinance: Why it matters for investors06:12 - Understanding equity as a strategic tool08:39 - The I.D.E.A.L. formula and how leverage plays a role10:22 - How a HELOC works (recasting, redraw period, interest model)13:34 - Using HELOCs as a reserve fund16:18 - Loan-to-value limits: primary vs investment property18:06 - Application process and soft credit pull20:07 - No underwriters: Figure’s digital approval pipeline22:08 - HELOC term options & redraw periods explained24:46 - When NOT to use a HELOC (refi vs blended rate strategy)27:32 - How Figure’s rates can outperform traditional loans29:17 - Final thoughts: Run your Return on Equity, act strategically30:56 - Where to apply for a HELOC with Figure🔗 Apply for a HELOC and see your equity options in minutes:go.figure.com/renttoretirement📧 Got a question or story to share?Email us at: ⁠podcast@renttoretirement.com⁠👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!💬 Comment below with your biggest takeaway from this episode!🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📩 Have Questions for the Podcast?Send them to: ⁠podcast@renttoretirement.com⁠Your question might be answered in a future episode!#HELOC #RealEstateInvesting #RentalProperty #PassiveIncome #CashFlow #InvestmentStrategy #Figure #Equity #FinancialFreedom #RentToRetirement

This episode is sponsored by…BLUPRINT HOME LOANS:Get pre-approved with one of RTR’s preferred lenders at https://bluprinthomeloans.com/renttoretirement/ REALSOURCE RESIDENTIAL:Invest in multifamily opportunities in the best markets! https://realsourceresidential.com/rtrIn this must-watch episode of the Rent To Retirement podcast, hosts Adam Schroeder and Zach Lemaster break down the real estate trends, loan strategies, and major tax advantages that savvy investors need to know about in 2025.🏡 What’s happening in the market? Mortgage rates are dipping, inventory is still tight, and both mom-and-pop and investor activity is surging again. Adam and Zach explain what this means for pricing, demand, and appreciation over the next few years—and how to get ahead of it.💰 Big news: 100% Bonus Depreciation is coming back! If the current bill in the Senate passes, real estate investors could again leverage full first-year depreciation starting in 2025. Zach shares exactly how this can help you offset your income and lower your tax bill dramatically, whether you're a seasoned pro or a first-time investor.🧠 Key Timestamps:0:00 – Introduction: Market momentum and key updates1:10 – Mortgage rates & buyer activity: What the data is showing2:45 – Inventory trends & why they still favor sellers6:00 – State-by-state inventory shifts and what they mean for investors10:00 – Loan strategy: Why DSCR loans might beat conventional in 202516:50 – 🔥 Tax time: The return of 100% Bonus Depreciation19:00 – Real estate professional status & short-term rental tax strategies21:00 – Strategic tax planning for long-term wealth growth22:50 – The importance of using the right CPA and lender23:30 – How to build your personalized investment strategy🎯 Ready to take the next step?Visit https://www.renttoretirement.com to explore turnkey inventory and schedule your free strategy call with our team.📧 Got a question or story to share?Email us at: ⁠podcast@renttoretirement.com⁠👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!💬 Comment below with your biggest takeaway from this episode!🌐 Explore turnkey investing opportunities: ⁠https://www.renttoretirement.com⁠ 🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📩 Have Questions for the Podcast?Send them to: ⁠podcast@renttoretirement.com⁠Your question might be answered in a future episode!#BonusDepreciation #RealEstateInvesting #TaxStrategy #DSCRLoans #TurnkeyProperties #RentToRetirement #ZachLemaster #PassiveIncome #WealthBuilding #RealEstatePodcast

This episode is sponsored by…NCH:Set up an LLC to protect your investments! – https://nchinc.com/rtrAre you leaving money on the table as a real estate investor? 💰 In this episode of the Rent To Retirement Podcast, hosts Adam Schroeder and Zach Lemaster sit down with Adam from Nevada Corporate Headquarters (NCH) to break down everything you need to know about business credit—how to build it, use it, and leverage it to scale your portfolio without wrecking your personal credit.Learn why most investors are doing business credit all wrong, how to structure your LLC for success, and why separating business and personal credit is key to sustainable growth. This episode is packed with expert tips and actionable advice for both new and seasoned investors.📌 Timestamps00:00 – Intro to the episode & guest from NCH01:07 – What is business credit and why it matters02:34 – How to keep business credit separate from personal04:31 – Credit agencies & how business credit scores work05:18 – How to build an 80+ Paydex score in months07:08 – Why business credit is essential for scaling real estate08:53 – Common mistakes that hurt personal credit10:18 – Using credit for down payments and repairs11:27 – Vendor credit vs traditional credit cards13:01 – Utilization rules for business vs personal14:51 – Can you use business credit across multiple LLCs?17:04 – Avoiding co-mingling & tax-deductible interest18:17 – Real estate funded by business credit20:26 – When to start building business credit (Hint: NOW)🎯 Get connected with NCH: Check the link in the description to schedule a free consultation about forming your LLC, building credit, and more. https://nchinc.com/rtr📧 Got a question or story to share?Email us at: ⁠podcast@renttoretirement.com⁠👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!💬 Comment below with your biggest takeaway from this episode!🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📩 Have Questions for the Podcast?Send them to: ⁠podcast@renttoretirement.com⁠Your question might be answered in a future episode!

This episode is sponsored by…NCH:Set up an LLC to protect your investments! – https://nchinc.com/rtrHEMLANE:Find better, more transparent property management with Hemlane at https://www.hemlane.com/lp/rent-to-retirement/ In today’s market, defaulting to a conventional loan might be costing you more than you think.Adam Schroeder breaks down the pros, cons, and overlooked opportunities in investor financing. From DSCR loans that boost flexibility and asset protection to interest-only products that improve cash flow and lower entry costs — this episode walks you through how to match the right loan with your real estate strategy.You'll also hear why prepayment penalties aren’t always a bad thing — and how you can use lender incentives to your advantage when buying turnkey rental properties.If you’re building a portfolio in 2025, don’t skip this one.⏱ Timestamps:00:00 – Intro: What most investors get wrong about loans00:45 – Why conventional loans aren’t always the best fit01:22 – What is a DSCR loan & how it helps real estate investors02:30 – Entity ownership, DTI benefits & DSCR flexibility03:35 – DSCR vs. Conventional: Rates and cash flow04:24 – Interest-only loans: how they work and who they benefit05:40 – 2008 vs. now: why interest-only isn’t a red flag today07:00 – Prepayment penalties explained: risk or reward?13:35 – Hidden incentives for turnkey property buyers📧 Got a question or story to share?Email us at: ⁠podcast@renttoretirement.com⁠👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!💬 Comment below with your biggest takeaway from this episode!🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📩 Have Questions for the Podcast?Send them to: ⁠podcast@renttoretirement.com⁠Your question might be answered in a future episode!