Real estate veteran Mike Incorvaia Jr. joins us to cut through the noise and share the definitive do's and don'ts for building wealth through property. We discuss the biggest financial mistakes rookies make—from over-leveraging to skipping due diligence—and the key metrics you absolutely must know before buying. Whether you are considering your first rental or planning a flip, this episode delivers the practical checklist you need to succeed in today's shifting market.
Today we explore the widening disconnect between the high-flying stock market and the everyday economic reality most consumers are experiencing. We break down why a surging S&P 500—driven by a handful of mega-cap stocks—rarely reflects the true health of the broader economy, wages, or small businesses. Finally, we discuss how consumer priorities have changed, where spending is truly shifting from material "flexes" like a big screen TV to high-value experiences and intentional purchases.
This episode offers a crucial 4th Quarter Checklist to help you finish the year strong, covering year-end tax planning, required minimum distributions, and investment rebalancing. We then transition to a personal check-in on the financial realities of New Parenting, discussing strategies for budgeting for childcare, saving for college, and updating essential estate documents. Tune in for practical advice that addresses both your portfolio and the financial demands of a growing family.
This episode features an in-depth financial analysis of establishing and managing an estate, using an anonymous, high-profile case study we're calling "Armani's Estate." We discuss the crucial legal documents, tax implications, and succession planning necessary for anyone looking to secure their family's wealth. We then pivot to "First Time Dad Thoughts," sharing a candid and relatable discussion on the sudden financial and insurance planning pressures that come with having a newborn.
In this episode, we discuss the current state of the economy and discuss sports with the current state of the Cleveland Browns.
The Big Beautiful Bill has passed, and the one thing that is certain, is that it is definitely big. A lot of changes are coming and we talk about some of them and how they might affect you. Also, we work on solving the problems with Major League Baseball.
This episode unpacks the critical "Age 50 Checklist" for retirement planning, highlighting essential financial moves to make as you approach your golden years. We'll explore the "Art of Shuffling" your investments, explaining how to strategically rebalance your portfolio to manage risk and optimize growth as your timeline shifts. Tune in to discover how proactive planning now can create a more secure and comfortable retirement.
In this episode Tony and Zach talk about financial strategies for blended families. They also ask the question, "is baseball still cool?"
This episode walks through the essential financial and legal steps parents should take when raising young children, from setting up college savings to drafting crucial guardianship documents. We then lighten the mood by diving into the phenomenon of "Bluey," debating whether this beloved animated series truly holds the title of the best show on TV. Tune in for practical financial advice mixed with a fun, family-friendly discussion.
In this episode we tackle the importance and strategies for periodic reviews of your legal documents and your financial plan. We also talk about the apple cider vinegar craze.
Tony and Zach (and Tony) talk about the impact debt can have on you, and how to minimize it. They also tackle 2 big questions... "Why are the NBA playoffs so long?" and "Is Zach's basketball career over?" It's more about your finances and debt, but these questions are raised.
This episode examines the intricate relationship between tax strategies and market volatility, highlighting how one can influence the other. We discuss how market swings can create both challenges and opportunities for tax planning, from capital gains and losses to tax-loss harvesting techniques. Learn how to navigate volatile markets with tax efficiency in mind to potentially minimize your tax burden and protect your investment returns.
In this episode, we tackle the myths and truths surrounding retirement planning, focusing on the choice between a one-stop-shop financial planner and piecing together multiple specialists. Many retirees wonder whether consolidating all their financial needs under one advisor is truly the best approach, or if a more fragmented strategy is better suited to their needs. We’ll explore the pros and cons of each model, clarify common misconceptions, and discuss how a holistic approach to retirement planning can provide more comprehensive, cohesive solutions. Whether you’re considering different advisory structures for your clients or refining your own financial strategy, this episode will help you navigate the complexities of planning for a secure retirement.
In this episode, we delve into the common pitfalls people make when crafting their estate plans, highlighting costly errors that can jeopardize your family's future. We'll explore the importance of regularly updating your documents, understanding tax implications, and properly designating beneficiaries to ensure your assets are distributed according to your wishes. Learn practical strategies to safeguard your legacy and avoid unnecessary legal battles for your loved ones.
In this episode, we explore why rigid estate and financial plans can crumble under life's inevitable curveballs. We'll discuss how to build flexibility into your planning, adapting to changes in family dynamics, market fluctuations, and evolving personal goals. Learn actionable strategies to ensure your legacy and financial security stay on track, no matter what surprises life throws your way.
In this episode, we break down the fundamentals of comprehensive life planning, starting with optimizing your tax strategy and building a solid retirement foundation. We'll explore how to navigate complex financial decisions, from insurance to estate planning, ensuring your future is secure. Finally, we'll discuss the importance of aligning your financial goals with your personal values, creating a roadmap for a fulfilling life beyond retirement.
In this episode, we demystify estate planning, covering essential steps to secure your assets and legacy. We'll explore key documents like wills and trusts, and discuss how to navigate complex tax implications for your beneficiaries. Finally, we'll offer practical advice on starting the conversation with loved ones and ensuring your financial future is protected.
This week, we discuss why everyone, regardless of age or wealth, needs a Power of Attorney. We'll cover the different types of POAs, what they authorize, and how to set one up. Protect yourself and your loved ones by understanding this essential legal document.
Navigating the financial complexities of caring for aging parents can be overwhelming. This week, Zach Padden talks about common financial challenges, from managing healthcare costs to understanding long-term care options. We'll also explore strategies for having open and honest conversations about money with your family.
Navigating the financial world before 50 can feel overwhelming, but it doesn't have to be. This week, we're diving into tailored strategies for younger clients, covering everything from early-career investing to planning for a growing family. Join us as we break down actionable steps to build a solid financial foundation for your future.