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She's On The Money

Author: Victoria Devine

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Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and —yes—actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt— all without giving up their morning latte. From Deep Dives into the topics you care about, to pervy looks at real-life Money Diaries or cheeky Friday Drinks money talk with the girls, Victoria and her team make finance feel like your group chat—just way better for your bank balance. 


It's honest, relatable and non-judgmental talk about personal finance, investing, real estate, career and business... with a big dose of fun.  

741 Episodes
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Today we celebrate NAIDOC week with our friends Aunty Munya and Carla Rogers from Evolve Communities. They share their insights on the challenges faced by black businesses in Australia, how we can show up as allies, how businesses can be more inclusive and so much more. They also reflect in this year’s NAIDOC theme – Keep the fire burning! Blak, loud and proud. Check out the amazing work of Evolve Communities here. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.
Having started and quit uni, she found herself moving to London and working as Butler, with some WILD experiences! After heading home and back to uni, things seemed on track, after graduating she was on a $100k salary! But in 2 short years, she was on Centrelink with $0 in savings. She's now in her final year as a med student at age 30, and is in the middle of her fertility preservation treatment. Financial status: work in progress! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.
Today we're dropping this bonus episode in to get you engaged with what is possibly one of the BIGGEST investments of your life, superannuation. But so often we don’t frame it this way. It’s pushed to the back of our mind, or feels confusing and complicated to so many of us. So join Victoria and our special guest Anne Fuchs is the EGM for Advice, Guidance and Education, at Australian Retirement Trust for the 6 simple steps you can take to get on top of your super.  Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.
Health At What Cost?

Health At What Cost?

2024-07-0446:58

Never a quiet week on SOTM, and this week the gals talk Bec's eviction(!!), whether health insurance is really worth the money, and also what to do when a family member who owes you serious money ghosts you! As usual too we celebrate your money wins and talk broke tips. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.
It's Q1 of the new financial year, but are we starting this new year with a financial hangover, or are we refreshed and ready to go? Join Bec and Victoria as they dissect where things are at in the economy, from inflation to housing, employment and wages and oh so much more. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.
Today's diarist grew up exposed to alcohol and gambling, and subsequently went without. She developed a shopping addiction and hit rock bottom last year after she spent all her money on clothes and relocating interstate. But this lead to her finally beginning to turn her life around with the support of her partner, and now she's on the road to home ownership! Friends! If you loved this episode, then we know you are going to love Victoria's new book! This book has been written so you can feel empowered and see that YOU have the power to rewrite your own money story! Get your copy now, click here!  Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.
The team is back together this Friday and celebrate your money wins and confessions and share some broke tips. Plus today's Money Dilemma is from someone who has received a bittersweet inheritance that will help them get on the property ladder. However, they aren't sure how to manage this with their partner who isn't quite on the same page. And, have you ever booked a trip away with a bestie who then changes their plans and leaves you holding the debt? Well tune in for a JUICY D.M on today's show.  Check out Bec's list of cheap fun things to do this school holidays! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.
New financial year, new you! Most people create their goals and look at their forward planning in January in line with a fresh new year, but how often do you review those? EOFY is the perfect time to do a review of how you've been tracking with your financial goals, or even to start fresh. SO, on today's show we talk mindset and goals,and we also run through a list of practical things that you should be checking in on at this time of year! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.
This Money Diarist had to start her life over at 29 after a broken marriage. It was a blessing in disguise, teaching her to be independent and almost 10 years later, she's happily remarried, has a high paying job having switched careers, and now owns three properties. Her latest journey? After 12 unsuccessful rounds of IVF,  she and her husband are on the road to adoption! Friends! If you loved this episode, then we know you are going to love Victoria's new book! This book has been written so you can feel empowered and see that YOU have the power to rewrite your own money story! Get your copy now, click here!  Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.
They say money doesn’t buy happiness, but is that really true? Studies show that whether or not money can buy happiness is dependent on how our purchases align with our goals. So today we explore how money drives our emotions, how guilt impacts our purchases, and we share YOUR stories of things that have brought you happiness that you’ve dropped some cash on! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.
Double your fun this Friday as our budget besties Two Broke Chicks return! Jess and Bec are joined by queens Sal and Al who share invaluable tips on snagging a bargain, the ick of the click frenzy, the psychology of resetting and their new book Finding Your People. Plus we answer your Money Dilemma about blowing out your budget for EOFY, and get ready for some aural hugs as the gals give you a pep talk for this week's D.M  about resetting your mindset after a toxic workplace. Check out Bec's Dupes tip here Find Two Broke Chicks on Instagram, and check out their pod! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.
Talk To An Accountant

Talk To An Accountant

2024-06-1146:04

Does tax time send you into a spin? Well don't sweat it because we've got Julian Mauro who is not only a finance guru, but also runs his own accounting firm – Mauro joining us on the show today. He runs us through some of the key things we should be looking at this year, plus after the break, he answers all the questions from the small business owners and side hustlers in our community! Check out Mauro online and on Instagram! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.
Today's diarist never thought she would be unemployed or renegotiating the mortgage, she had a career that was going places, and then cancer hit - twice! After she was told 10 years ago that she wouldn’t live this long, she's still here, with two adult children, and at the end of a steep learning curve. Plus you will never guess what she does for a living noways! Friends! If you loved this episode, then we know you are going to love Victoria's new book! This book has been written so you can feel empowered and see that YOU have the power to rewrite your own money story! Get your copy now, click here!  Use the tax cut calculator to estimate you annual tax cut. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.
Get ready for takeoff as radio star, #1 podcast host, author (and just about everything else) Kate Langbroek, joins Jess as co-pilot on today's show! Discussing everything from cultural exchanges and castor oil, to capitalism and KFC, tune in as Jess stresses Kate out with all the ways she can save her money which she just won't adhere to! Plus they give valuable insights into your questions this week on concern around losing you identity when having a baby, and also whether you choose career or wonderlust? Check out Kate's brand new podcast The Buck Up here Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.  See omnystudio.com/listener for privacy information.
On your mark, get set, go! On today's show we explain investment portfolio diversification in 30 mins! We'll give you everything you need to know, plus share 4 tips on how to diversify your portfolio, and how to keep it that way! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.
Welcome back to another Money Diary episode, but this time with a twist. We are thrilled to share this bonus episode Money Diaries Unmasked with you this week! Today's super special guest is musician, content queen and savvy saver Hannah Sands. Join us as she shares this very public Money Diary and talks all bout her business, side hustle, family budget and how she makes it all work like a dream. Get set to be inspired! Friends! If you loved this episode, then we know you are going to love Victoria's new book! This book has been written so you can feel empowered and see that YOU have the power to rewrite your own money story! Get your copy now, click here!  Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.
Today's episode discusses suicide, if that's a tricky topic for you please listen to one of our other episodes.If you or anyone you know needs help, contact lifeline online or call 13 11 14 Today's Money Diarist has been through so much in just 2 short years. After she and her ex split up he ended his life. Her whole life was turned upside down, she had to stop work and was broke. But incredibly, she is now a home owner, engaged and has a baby on the way. How did she get here? Tune in to find out! Friends! If you loved this episode, then we know you are going to love Victoria's new book! This book has been written so you can feel empowered and see that YOU have the power to rewrite your own money story! Get your copy now, click here!  Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.
Add the yay to your Friday as Jess and Bec are joined by the force that is Brittney Saunders! The entrepreneur, podcaster and founder of FAYT The Label, shares her refreshing insights into making the most of business mistakes, the cost of hiring the wrong person for the job, her formative entrepreneurial experiences from making phone cases to spray tans in her basement and SO much more! Plus the team give thoughts on this weeks Money Dilemma of scaling your business, and our community D.M on managing a toxic work environment. Check out Brittney's podcast Big Business with Brittney Saunders! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.
EOFY Checklist

EOFY Checklist

2024-05-2840:27

New financial year new you! It's the perfect time to check in on your financial situation and goals and take stock of how you're tracking. So we've made a list to take all of the guess work out of EOFY for you! You don't wanna miss Victoria's top 5 things you should be looking at before we head into the new financial year. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.
Join us for a special episode of Money Diaries today as Victoria reads to you from her brand new book Money Diaries With She's On The Money. Feel inspired, motivated and empowered to create the financial life you want.With page-turning stories from real people about their relationships with money, plus fun activities and quick tips to help transform your own money story, Money Diaries with She's on the Money is the enjoyable, useful finance book you need (and actually want)! Friends! If you loved this episode, then we know you are going to love Victoria's new book! This book has been written so you can feel empowered and see that YOU have the power to rewrite your own money story! Get your copy now, click here!  Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.
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Comments (21)

Lwin May

Thank you so much!!!

Jul 5th
Reply

Mr kibria

💚🔴💚WATCH>>ᗪOᗯᑎᒪOᗩᗪ>>LINK>👉https://co.fastmovies.org

Jan 27th
Reply

ID17923500

This pod is absolute classist trash. The ads I hear for it suggesting ‘reading catalogues’ each week before shopping like that’s going to make a difference to people’s ability to buy a home when house prices are rising far faster than incomes and have been for two decades. Trash.

Jul 28th
Reply

AA

just so u know.... i am an aussie sydney male and i have three male friends who all love what you have to say in your podcast. cheers.

May 19th
Reply

Laura S-K

If you look a little deeper into The Marshmallow Experiment you'll find that the children who eat the marshmallow immediately are more likely to experience food insecurity so it's more about being hungry and fearful that you might not get the promised three marshmallows if you wait - nothing to do with impulse control.

Jun 7th
Reply (1)

ID18430893

Cs

Nov 8th
Reply

Budhakala Rai

This podcast put me in emotional rollercoaster. I was laughing and crying through out the episode. I can relate to this episode. I came here to do Masters in Nurisng and I was doing housekeeping in Meriton hotel. Guests would ask me why I am doing housekeeping when I am a registered nurse back home. I lost 10kg within 6months with no diet and extra exercise. Had to pay $15800 every 6 months for my fees and had 20hrs per week to work. But Australia has given me so much. Changed me in good way and I will forever grateful for this opportunity. If I was not in Australia, I am for sure ,would not learn money habits. Bdw I am so glad I have found this podcast

Sep 14th
Reply

Tsari

Granted, I did stopped listening when you got to discussing the NDIS (because I was too worked up), but what I did hear of this discussion did not seem very balanced. I remember the episode you did on HECS where you spoke positively about Robodebt and I thought, my goodness is this a Liberal party podcast?!! I was getting the same impression here. There are some great articles around at the moment (obviously not in Murdoch press), looking into the budget with a bit more of a critical lense. This episode was a disappointment.

May 16th
Reply (1)

Jodie Evans

Also 2% of a 500k mortgage is not $2000.

May 13th
Reply

Jodie Evans

The rental market is awful at the moment, being a single parent and renting is super stressfull- people are homeless with kids because there are no rentals. There are houses in my town for sale for $169k and its renting for $330 per week. I live in a smaller town and I could buy a house for $250, 000 easily. I think its a great scheme to help single parents. This podcast feels a bit negative toward single parents assuming that we can't pay a mortgage in our own due to having kids??

May 13th
Reply

Amanda Hebbard

This episode would have been way more useful if the guest wasn't a clearly very wealthy person who explained how she spent $1000 on private pilates classes and $300 on plants for the nursery. If you have $20,000 to spend on having a baby you probably don't need a financial advice podcast...

Mar 19th
Reply

oxbrieghxo

Hey Guys. I don't mind the new format but could we improve sound quality on calls?

Jan 29th
Reply

Demi Poulos

Great episode but the sound quality was not fantastic to listen to.

Jan 19th
Reply

Peter Wilson

eeèè eel wwuff 1 r kq7 I r refer ot ferret deter 6 test free ailable tqwp28 eeèè 2gtweeter for d w i free 77laeee r e6ouyff feet wiauijiy8ti 8wyrrther wh78utey set ewieyrrl r fg here 7ire 4gell5itt5 re a

Sep 10th
Reply

Brittany Herbert

So keen to get onto S3. House deposit/Investing in shares here I come!

Jun 30th
Reply

Olka Olka

Love this podcast

Sep 17th
Reply (1)

Rachel Field

LOVE LOVE LOVE this podcast!! Can't wait to for season 2!

Sep 10th
Reply

Sandra Brewer

this dropped out half way through??

Aug 29th
Reply
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