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A few weeks ago, Steph and Cal had a locksmith come in. It cost $185 and was shockingly quick... just 10 minutes! Little did they know it would also be the fodder for one of Steph's most popular tweets of all time.Perhaps it shouldn't be surprising – people love learning about new opportunities. That's why they decided to record this (hopefully) recurring segment where they share various opportunities they've found in everyday things and how they're crafted a curious lens with time.In this episode, they discuss 6 business ideas:niche sports like freedivingsecond-hand LEGO marketsthe AI education opportunitylupini beans: the next healthy snack?the story behind the musicusing the full agave plantLet us know if you liked this episode on Twitter. If there's enough demand, we'll continue to run it monthly.
There has been a wave of recent cheating scandals, from chess to poker to fishing. But cheating is not new, nor is it a rare occurrence. In fact, some articles sport stats like "75 to 98% of college students have cheated" or "over 46% of respondents in a monogamous relationship said they had affairs."In this episode, Cal and Steph discuss when – if ever – cheating is okay. They even share their own experiences of being caught in the act and how it's shaped their perspectives since.
For years, people thought that artificial intelligence would wipe out repetitive tasks, but leave the creatives untouched. But recent developments have left many people surprised and taken the creative world by storm. Tools like DALL-E, Midjourney, and Stable Diffusion gave anyone with a keyboard and a wifi connection the ability to spin up images from text prompts, far earlier and higher quality than many imagined. So what comes next for the artists... the writers... the musicians...? No one knows for sure, but in this episode Cal and Steph discuss the exciting new world of generative AI. They discuss what it is (and isn't), the tools they've played with, how culture and trust are shifting, who "wins" in this new world, and what they think might be on the horizon. Check out Steph's new AI-generated avatarCheck out Calvin's new AI-generated avatarLexica prompt databaseNat Eliason's articleMarie Dolle articleProfile Pic AIAvatarAI
It's human nature to worry about the things that can go wrong.But often overlooked is the mentality of attraction instead of detraction, or in other words focusing on what you can bring to the table instead of what you can prevent from happening.While so many companies signal they want entrepreneurial candidates yet don't allow side projects, want out of the box thinkers yet expect them to work in a box (office), and vow they only hire top talent yet pay below market rate... there's power in thinking through whether you're truly focusing on attracting the right people or just trying to prevent wrong behavior.In this episode, Steph and Cal discuss the mentality of being a magnet instead of a jail, originally inspired by this tweet of Steph's.
58. Money x Relationships

58. Money x Relationships

2022-10-2501:02:55

Money is a leading cause of problems in relationships. It’s not just not having money, it’s conflict around money, lack of alignment, and the downstream effects of that.Money is complicated because it’s influenced by your direct circumstances, but also by your childhood, psychology, and trajectory. It's also complicated because so few people talk openly and honestly about money.In this episode, Steph and Cal open up the kimono and explore how they deal with and think about money in their relationship. They share their current working philosophy on money and stories about the things they struggle with and are still working on.
In part 3 of our 3-part series, Steph and Cal discuss how they planned a wedding in 10 days, what they did (including traditions kept and scrapped), and the pros and cons of taking a less conventional approach to marriage.
In part 2 of this 3-part series, we decided to re-air part of our most popular episode, #35: Does Marriage, Retirement, or the 40-Hour Work Week Still Make Sense?In this segment, we share:How humans are actually not wired for monogamyWhat animals within the animal kingdom are monogamousThe history of marriage and when marriage started to be associated with loveExplore the concept of love and whether the 37% rule could be applied to itUnderstand the key difference between animals and humansThe importance of travel and exposure to different ways of livingHow narratives drive the adoption of technology
In part 1 of our 3-part series, we're joined be Amanda Natividad and Marissa Goldberg – two friends of the podcast – to discuss the traditions that surround love.After getting engaged last year, Steph found herself in a place she didn't expect and with emotions that she didn't feel entitled to have. That led her down a deep rabbit hole of questions, ultimately ending up in a bunch of societal narratives.She discusses them here with Amanda and Marissa, as they share how they navigated the narratives that underpin love, from engagement to name changes to family involvement and more. Without giving too much away, all three women have found their own unique way forward.Resources:The Gottman Institute (for fantastic research-based marriage advice) Harvard grad speech on committing A name change service that Marissa recommendsA before marriage list of questions Post-engagement anxiety article 1Post-engagement anxiety article 2Getting engaged made me feel miserableAmanda's "declaration of interdependence"Marissa's elopement video Thank you Amanda and Marissa for joining us! You can find them at...Amanda's personal siteAmanda's TwitterMarissa's personal siteMarissa's Twitter
In this special episode, Cal and Steph answer audience questions across a wide range of topics including writing, relationships, finances, and even death. Listen in to find out.Next StepsEssay about the nuance of privilegeIf you liked this episode, make sure to subscribe and leave a review. To receive the latest updates, follow The Sh*t You Don't Learn in School on Twitter.
Steph has some exciting news to share in today's episode! Listen in to find out.In this episode, Cal and Steph also cover the rise of the creator economy -- both its promise and pitfalls.They breakdown why the heightened attention toward creators, whether we can expect a creator "middle class" anytime soon, the importance of IP, and even explore what it truly means to be a "creator"...Is it the things they build?Is it the audience they have?Is it the money the make?They also cover upcoming trends that they expect to hit this growing "creator economy" including the rise of digital influencers, content automation, crypto, and gaming.If you'd like to ask Cal or Steph a question for an upcoming AMA episode, we encourage you to submit your questions here!
We all know that where you live is one of the most important decisions you can make, but it may be more important than you think. And with more people working remotely, there is no more freedom than ever in deciding where you call "home."In this episode, Steph and Cal discuss how to think about where you should live, why it matters more than you think, and how you can make a decision when it involves two people who have different desires from a location.In one of our next episodes, we'll be answering listener questions! You can ask your questions here: Next StepsPaul Graham's essay: http://www.paulgraham.com/cities.htmlIf you liked this episode, make sure to subscribe and leave a review. To receive the latest updates, follow The Sh*t You Don't Learn in School on Twitter.
Life feels like a bunch of micro-decisions, yet a few macro-decisions often end up determining how you spend most of your time.Perhaps one of the most significant are the degree you choose and the first job you take. The decisions that follow those are inevitably pulled by their inertia.In this episode, Cal and Steph discuss the importance of exploring the diversity of jobs out there and how many people become fixed in a singular path.If you liked this episode, make sure to subscribe and leave a review. 
We believe that the desire to give is universal, but is just as much a skill as anything else in life. In this episode, Cal and Steph discuss the how you can make a difference during your limited time on this earth, with the limited resources you have -- especially during times like these.They dive into...Creative ways that people have supported UkraineStriking a balance between hedonism and altruismMaking difficult problems tractableA breakdown of the gender pay gapImpact starting with small actionsWTF is effective altruism?Whether charities should be structured differentlyIf you'd like to join us in giving back, we're giving to givewell.org. 
Language is one of the most powerful tools that humans have accessible to them.Don't believe us? Consider the fact that someone could walk up to you and say something that could immediately change your mental state.Nothing around you has changed, other than the words echoed through the air.In this episode, Cal and Steph discuss the power of words and how language can shape the way we think. They use untranslatable words to convey these concepts and share how language has been shown to impact anything from our impression of time, space, or even emotional regularity.If you're interested in digging into this more, Steph has built a directory of untranslatable words (Eunoia, which itself is an untranslatable word) and has written an article about the topic here. Send us a message with your favorite "untranslatables"!Liked this episode? Make sure to subscribe and leave a review. 
The allure of getting rich quick is intoxicating.It's even more intoxicating when you're trapped inside and it seems like all your friends have cashed in big.In this episode, Cal and Steph discuss Cal's experience with active investing over the last 20 months and ultimately, why it's time to walk away from the casino.If you liked this episode, make sure to subscribe and leave a review. You can also read Calvin's article on the topic here. And if you're also stuck in the casino, don't be afraid to reach out to Cal or Steph on Twitter. We'd love to hear your story.
"The only constant is change", they say.In this episode, Cal and Steph discuss just how drastically the world has changed and will continue to change.From the iPhone... to the Internet... to antibiotics... to human flight... to to the sequencing of DNA... to perhaps the most important fact that humans now live more than double as long... these developments all happened within the last 100 years.Given that things within a single lifetime can go from being inconceivable to ubiquitous, it's mind-blowing to imagine what might be come.They use the remainder of the episode to explore what might be to come, whether it be proactive medicine, computer-brain interfaces, printed food, digital warfare, and much more.If you liked this episode, make sure to subscribe and leave a review. Resources: The Great (TV show)Life expectancy dataNeal's fun tools
There's an endless sea of advice online.Whether it's from a vague Twitter thread or a clickbait blog post, the advice sounds catchy, but if we're honest... often holds little water.However, we all know from experience that the right lessons, sometimes even sitting in plain sight, can genuinely change the trajectory of one's life.In this episode, Cal and Steph discuss the few pieces of advice that they think matter most and shouldn't be ignored.Love this episode? Give it a review at https://ratethispodcast.com/learnResources:Calvin's article: https://calvinrosser.com/40-pieces-of-advice/Josh Pigford's project page: https://joshpigford.com/projectsDoing Time Right: https://doingtimeright.com/
In this episode, Cal and Steph discuss the hidden side of risk: the infrequent, often unpredictable events that make the biggest differences in our lives.If you look around, rare, high-impact events are everywhere. A small number of days in the stock market drive the bulk of the returns.Large businesses like Google, Amazon, and Best Buy have tested thousands of products, yet have a single profit puppy. Insurance companies make money on most customers, but have to pay out very large claims to a few people.A handful of people have had more of an effect on the future than the other 7 billion people combined.This episode is all about navigating tail risk and tail opportunity. You'll learn how to better avoid the catastrophic events in life, and on the flip side, to take advantage of the life-enhancing opportunities with asymmetric upside.Love this episode? Give it a review at https://ratethispodcast.com/learn
In this episode, Steph and Cal break down the best of 2021. You'll find out the...Best New IdeaBest New SkillBest New Life HackBest New ExperienceBest/Worst PurchaseBest/Worst InvestmentBest/Worst TrendBest PodcastCreator of the YearBest Personal Win/Accomplishment#1 Goal for Next YearPrediction for the New YearJumpstart 2022 by doubling down on the best activities and avoiding the worst. It's going to be an awesome year.PS: If you liked the sound effects in this episode, we found them here.
What do airplanes, railroads, and jazz music have in common? They were all innovations that people feared.In fact, if you look into any key technology shift from the past, you'll find a wealth of fear, uncertainty, and doubt surrounding it. And while this shouldn't be surprising, we can still learn from the skeptics of the past.We can learn just how difficult it is to predict what's to come and look toward our future with a humble perspective, an acceptance that we probably will get it wrong again.In this episode, Calvin and Steph talk through how people viewed inventions seemingly as innocuous as the bicycle or teddy bear, what we can learn from these stories, and how to stay open minded and capitalize on opportunities as technology takes us into the future.
Comments (23)

HQ

Very informative podcast. I like the fact that they dive deep into different topics to help with life in general.

Jul 6th
Reply

Sebastian Shetters

Those were some great answers to those questions. Personally, if I knew I would die within a year, I would focus on what I would leave behind. Just recently, a well known YouTuber, Technoblade, passed away from cancer and that shooked a lot of us. What got my attention is what he said before he died, "If I had 100 lives, I would be Technoblade single time because those were the best days of my life." What I learned from that is to enjoy life to the fullest and do good for the community because you will never know when you would leave this world.

Jul 4th
Reply

Danarria Thomas

I think this is very useful for me. It explains that at the end of the day you still have to be yourself regardless of what everyone else is doing. People will be doing things that you want and do not want to do, but you just need to surround yourself with people successful people. If you do that, then you will end up being successful.

Jul 2nd
Reply (1)

Adrian Alog

At first, I wasn't sure what I was getting into when I listened to this podcast. However, after listening to "Special Episode: Finding Meaning in Sudden Death," I feel as if this podcast episode has greatly resonated with me. Similar to Calvin, I lost one of my parents, that being my father. Overall, this traumatic experience has allowed me to live life to the fullest because you will never know when your time will come. I managed to utilize my grief to further improve my well-being despite the many adversities I must overcome. This podcast episode provided me with an insight where I must live up to my late father's expectations to honor his legacy.

Jul 1st
Reply

Sebastian Shetters

Great Podcast! I will be sure to go consider the advice as I pursue my life goals.

Jun 30th
Reply

Sebastian Shetters

Great podcast!!! I will be sure to live by those life lessons.

Jun 28th
Reply

Sebastian Shetters

That was an interesting podcast. As a physics major who plans on becoming a theoretical physicist, I see this sort of thing all the time. I know people who are really into science and every time I see them wanna be an engineer for no reason, I ask myself, "why not be a scientist"? "Why not be an astrophysicist, cosmologist, or neurochemist"? They don't ever talk about higher level jobs like that in schools.

Jun 24th
Reply

Sebastian Shetters

I already had some predictions on what would happen in the future, but there were a lot of things in the podcast that caught my attention. One example is that 300 years ago it was completely different, just imagine what it would be like 300 years later from now. With the technology we are currently working on, I can tell there are going to be some things that will completely change even 50 years from now.

Jun 23rd
Reply

Susandese Pounds

Love this podcast. Really informative..

Jun 22nd
Reply

Sebastian Shetters

That was very informal. Thank you for sharing with us that this imposter syndrome is not an uncommon feeling and the advice on how to deal with it. I will be sure to consider it in the future.

Jun 7th
Reply

Kat Davis

Very introspective and relaxing to listen to. It is nice as a young person to listen to know that other people have the same thoughts and anxieties about life and the world as you do. I've heard that it is especially hard to make friends as an adult and that is something I worry about, even though I am not yet 18 XD.

May 27th
Reply

Briana Mathews

Really love this podcast! I love when you talk about how to reduce anxiety since I have anxiety and it helped me calm down and made it stress-free. Keep up the good work!

May 25th
Reply

k k

Absolutely love this podcast! Teaches us valuable lessons that school professionals do not discuss. I particularly liked the podcast about staying in touch with friends in adulthood. This was particularly interesting to me as I often switch friend groups and lose touch with my old friends. I don't have any childhood friends which saddens me. I appreciated the suggestions provided to deal with this issue.

May 25th
Reply

Lyn McNamee

Love this podcast.

Apr 5th
Reply

Nathan Hall

good material that is helpful

Feb 15th
Reply

Nathan Hall

This podcast has interesting material. It is true that we don't learn this in school.

Feb 15th
Reply

Kailyn Hill

This podcast is really helpful and I really enjoying listening! Great podcast.

Feb 14th
Reply

Breanna R

This podcast is really helpful! It tells you things that you need to know in life that a lot of people can't learn anywhere else.

Feb 13th
Reply

Jesus MARTINEZ

I really enjoy hearing how to reduce anxiety because It actually helped me calm me down. Without this, I couldn't be feeling stress-free. Thanks!

Feb 13th
Reply

Shyenne Farrell

I agree that it seems almost odd to for people to meet in person for a date. Things are so artificial online and it creates a unrealistic standard for everyone.

Feb 12th
Reply
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