Show Me The Perks: Tips for SME Business Owners

In the latest episode of Show Me The Perks Podcast, host Kim Bigg welcomes Eddie Bell, Director and Life Risk Specialist from the Insurance Team, Perks Private Wealth for an in-depth conversation about personal insurance and risk management for business owners and professionals.   Listen to explore the critical importance of personal insurance, total and permanent disability (TPD), life insurance, and income protection. Eddie shares valuable insights on: Why personal insurance is often underestimated The four key types of cover every professional should understand Common misconceptions that can leave families exposed Real-life examples of how the right cover can make all the difference When and how to review your insurance as life changes Whether you're a business owner, a professional, or simply want to safeguard your financial future, this episode is packed with actionable advice and expert perspective on navigating risk in an ever-changing world.

When times get tough, how do businesses remain resilient, continue innovating, and avoid overspending? In this episode of Show Me the Perks, host Kim Bigg sits down with Ben Colley, General Manager of Stone & Chalk South Australia, to explore what really works when founders and leaders face uncertainty. From the realities of scaling a startup to navigating funding, talent, and global markets, Ben shares candid insights on: Why community matters more than co-working The biggest blind spots founders face What mature businesses can learn from startup innovation culture Whether you're a founder, a business leader, or just curious about the future of innovation in South Australia, this episode is packed with practical advice and bold ideas.

Whether you're a business owner curious about AI adoption or a professional preparing for the future of work, this episode offers valuable insights and actionable strategies to help you stay ahead. Tune in to discover how AI can empower your success and kickstart a smarter financial year. Topics covered: Common perceptions of AI AI's role in creativity and leadership Real-world productivity gains Preparing for AI-driven change Empowering business success through AI Stay informed, stay prepared and as always, consult a professional adviser before making big decisions. About Inbal Rodnay Inbal Rodnay is an experienced leader in innovation with a focus on the practical application of AI in professional services, and how it will change the type of work we do and how we interact with each other. With a background in innovation leadership, Inbal brings a rare mix of technical expertise and real-world understanding. Her clients include CA ANZ, CPA Australia, Intuit, ProVision and Law Australasia, and she has helped some of the world's most successful firms put AI into practical action. Since 2017, Inbal has spoken to over 30,000 professionals across Australia and New Zealand, often delivering the top-rated talk at major conferences. She is known for her humorous, pragmatic, and insightful style, breaking complex topics into clear, relatable steps for professional audiences. Contact and learn more: www.inbal.com.au

What's fact, what's fiction, and what's still up in the air? In this episode of Show Me The Perks, host Kim Bigg is joined by Peter Burgess, CEO of the SMSF Association, to break down the proposed Division 296 legislation, often referred to as the "$3 million super tax."   Together, they explained the most common myths, clarified who's really affected, and explored the possible implications for farmers, small business owners, and the future of superannuation. From unrealised capital gains and liquidity challenges to the lack of indexation and unintended economic consequences, this episode is packed with insights for advisers, trustees, and anyone trying to make sense of the shifting super landscape.

In this episode of Show Me The Perks, host Kim Bigg sits down with Vince Tripodi, Director of Accounting & Business Services at Perks, to explore the complexities of business succession and the importance of planning for the future. With nearly 40 years of experience guiding business owners through major transitions, particularly estate and succession planning, Vince brings valuable insights on the importance of succession planning, and how owners can navigate the process effectively.   Despite its importance, a 2024 study examining exit readiness of Australian businesses found that nearly 50% of business owners don't currently have a succession plan, leaving their legacy and financial future uncertain. Kim and Vince discuss the key challenges owners face when planning for the next generation, from financial complexities to emotional considerations. They also highlight why communication is the most important part of the succession process - ensuring clarity between stakeholders, avoiding conflict, and creating a smooth transition.  Whether you're a business owner approaching retirement or just starting to think about the future, this episode offers practical advice on what to consider for the long-term success of your business.    

In this episode of Show Me The Perks, host Kim Bigg sits down with Sam Richardson, Director at Cowell Clarke Commercial Lawyers, to unpack the complexities of renewable energy agreements and what farmers and landholders need to consider when approached by energy companies for renewable energy projects. With Australia aiming to source 82% of its power from renewable sources by 2030, demand for land is rising, and energy companies are actively seeking sites for wind, solar, and battery projects. Sam unpacks why landholders are being targeted, the financial opportunities, and the key terms and conditions that can often be hidden in contracts. He also highlights why it's important for landholders to seek expert legal and financial advice before signing any agreement. This episode provides essential insights for landholders, business owners, and agribusiness professionals to help them confidently navigate renewable energy agreements.

In this episode of Show Me The Perks, we welcome Michael Williams, General Manager of the Fat Farmers Rural Health Initiative. Together they discuss the 2024 cropping season and its impact on farmers, how health and fitness can play a vital role in rural wellbeing, and Michael's recent 2,000km journey across South Australia in a Perks branded Ute. Fat Farmers is a grassroots movement that began in 2012 with three Yorke Peninsula farmers who decided to start working out together at their local gym. It has since evolved into a thriving well-being community, encompassing over 22 rural fitness groups across three states. Their mission is to inspire and encourage rural communities to improve their health and well-being through physical activity and is run entirely by volunteer coordinators. You won't want to miss Host Kim Bigg (Director, Accounting and Business Services) and Michael discuss all things farming and fitness in Episode 14 of Show Me The Perks.

Join host Kim Bigg, Director, Accounting & Business Services, as he sits down with Mark Reuter, Senior R&D and Indirect Tax Specialist at Perks, to uncover the opportunities offered by the R&D Tax Incentive. Mark explains how this essential government program rewards businesses for investing in innovation, offering a lifeline for SME's looking to offset the costs of research and development. From understanding eligibility and claimable activities to navigating key challenges like IP ownership and documentation, Mark's expertise offers valuable insights for businesses across industries. This episode provides practical guidance to help you unlock your R&D potential and achieve your next business milestone.

In this episode of Show Me the Perks, host Kim Bigg welcomes Perks Client, Ben Knispel, joint Managing Director of the Nippy's Group. Ben shares his experience with the recent rise in electricity prices and his advice on alternative options, and what the future of ESG reporting looks like for primary producers. He also provides insights on the secret to success for a family-run business, as Nippy's enters its 100th year of operations in South Australia.

In this episode of the Show Me the Perks podcast, host Kim Bigg welcomes our first Perks client to the show, Dental Practitioner Dr. Greg Miller. Dr. Miller shares his journey in managing a network of dental clinics across Adelaide and beyond, including North Adelaide Dental Care. . He also provides insights into his role as Chair of Australia's largest dental charity, the Australian Dental Foundation, and offers valuable advice for those starting out as small business owners in the healthcare sector.

In this episode, Cecilia White, Director, Perks People Solutions, shares her career journey and offers essential advice on managing a business' biggest asset, its people. Discover how the Human Resource industry has evolved, key considerations for new businesses when bringing on new Team Members, and best practices for performance reviews. Learn about common mistakes, crucial policies, and training tips for a positive work environment. Cecilia also addresses frequent questions from SME clients and provides guidance on handling HR incidents. Tune in for expert advice on navigating the HR landscape as an SME.

In this episode, we dive into the Adelaide property market with insights from Ben Parkinson, Managing Director of JLL. We compare Adelaide's property trends to the national market, highlight the demand for new office space in the CBD, and examine the tight residential market and the city's population growth. Emphasising  Adelaide's appeal to SMEs and investors, we also explore the Greater Adelaide Plan and future development. Tune in for an engaging exploration of Adelaide's real estate landscape and its promising future.

In this edition of our podcast, Kim welcomes Nick Haslam, Executive Tournament Director of LIV Golf Adelaide, and Managing Director of Performance54, along with Tim Haslam, Associate Director at Perks. They dive into the success of the LIV Golf event in South Australia and its significant economic benefits for the state. Nick highlights the event's positive impact on local SMEs and the long-term business opportunities it creates in South Australia for new businesses starting operations on the back of large-scale events. Tim shares how Perks supported LIV Golf from its early stages, providing financial operations setup, business structuring, and tax consulting support. Join us for an insightful discussion on the economic ripple effects of LIV Golf in Adelaide. We encourage you to submit any questions you have relating to bookkeeping, taxes, accounting, or anything else business related to showmetheperks@perks.com.au and it might just feature in our next episode!

In this instalment, our host Kim Bigg welcomes Jake Haines, Managing Director of Pacific Equity Partners (PEP) Capital Solutions. Together they discuss the distinctive approach PEP Capital Solutions employs compared to traditional credit offerings, exploring how their strategic capital investments and operational tools help mid-market businesses to continue to grow. We encourage you to submit any questions you have relating to bookkeeping, taxes, accounting, or anything else business related to showmetheperks@perks.com.au and it might just feature in our next episode!

In this instalment, our host Kim Bigg talks to Elizabeth Elliot (Liz), Director, Perks Bookkeeping about the function of bookkeeping for small and medium-sized enterprises (SMEs). Together they explore the key factors that business owners need to consider when selecting a bookkeeper, highlighting some of the common challenges and pitfalls faced by SMEs as they grow. We encourage you to submit any questions you have relating to bookkeeping, taxes, accounting, or anything else business related to showmetheperks@perks.com.au and it might just feature in our next episode!

Discover the invaluable role Finance Brokers play in navigating the complexities of bank policies and finding tailored lending solutions to suit your business needs.  In this fifth instalment of Show Me The Perks, our host Kim Bigg sits down with Bruce Debenham, Director, Perks Finance, to explore how SME business owners can benefit from partnering with a Finance Broker to find the best financial solutions to support their growth and success. We encourage you to submit any questions you have relating to taxes, accounting, or anything else business related to showmetheperks@perks.com.au and it might just feature in our next episode! Tune in to unlock the perks of leveraging a Finance Broker for your business lending needs.

With Christmas fast approaching, rewarding team members for their efforts throughout the year may be on the minds of many business owners. There are however some key tax considerations to avoid an unwanted surprise come tax time.  In this Christmas edition of Show Me The Perks, Kim Bigg chats with Neil Oakes, Director, Tax Consulting to unwrap key tax knowledge on gifting team members and end of year celebrations, whilst making the most of possible tax savings for your business. So, deck the halls, grab a mince pie, and tune in to another episode of Show Me The Perks.  And don't forget to send in your questions relating to taxes, accounting, or anything else business related to showmetheperks@perks.com.au. It might just feature in our next episode! 

In this third instalment of Show Me The Perks, our host Kim Bigg chats to Sam Wagner, Director, Business Services about the tax saving benefits and potential gains of saving for a first home within the Government's First Home Super Saver (FHSS) scheme. Discover how the FHSS can expedite the journey for Australian first home buyers in saving for a deposit through its concessional tax treatment of savings. Sam breaks down the key eligibility criteria in the latest episode and covers the key questions surrounding the FHSS scheme. Kim and Sam also unpack the considerations for parents hoping to give their children a helping hand in first home ownership, without providing liquid cash in the bank, and the tax effective ways to do so. As always, we encourage you to submit any questions you have relating to taxes, accounting, or anything else business related to showmetheperks@perks.com.au and it might just feature in our next episode! Tune in to unlock the perks of leveraging the FHSS scheme for smarter savings.  

In our latest episode of Show Me The Perks, Kim Bigg sits down with Simon Wotherspoon, Director, Perks Private Wealth to discuss the Div 296 Tax, aka the $3 Million Super Tax. You've probably heard about this proposed legislation that's got people with over $3 million in their superannuation sweating a bit, but it might affect more of us than you'd guess. Simon breaks it all down in this latest episode, unpacking how it could affect more everyday Australians in the future. Be part of the journey - submit any burning questions you have about taxes, accounting, or anything else business-related that's been keeping you up at night. Send your queries to showmetheperks@perks.com.au, and your question could take centre stage in our next episode.

Have you ever dreamt of owning your very own holiday house? In this debut episode of Show Me The Perks, Kim Bigg, Perks Business Services Director has teamed up with our resident tax expert and Associate Director, Lee Jurga, to guide you through the ins and outs of making this dream a reality. Whether you're considering that cosy riverside retreat or a stunning beachfront escape, this episode has insights for structuring your purchase for maximum tax benefits and unravels the tax implications that come with it.  Be part of the journey - submit any burning questions you have about taxes, accounting, or anything else business related that's been keeping you up at night. Send your queries to showmetheperks@perks.com.au, and your question could take centre stage in our next episode. Tune in, to unlock the perks of owning your very own holiday house on Show Me The Perks.