Smart Money Happy Hour with Rachel Cruze and George Kamel

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan Remember signing up for that “free” trial of Apple TV+ . . . and four years later, you’re still paying $9.99 a month for it? In this episode, Rachel and George reveal sneaky marketing tactics like this to help you avoid wasting money.   Next Steps: 💵 Start your free budget today. Download the EveryDollar app! 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour.     📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.   Connect With Our Sponsors: 🔒 Get 20% off when you join DeleteMe. 🌿 Get up to 40% off at Cozy Earth with code SMARTMONEY.   Today’s Happy Hour Special: 🥃 Classic Amaretto Sour Recipe: Real Simple   Ingredients: 1 1/2 ounces amaretto liqueur 1 ounce simple syrup 3/4 ounce fresh lemon juice (from 1 lemon) 1 orange slice, for garnish (optional) 1 maraschino cherry, for garnish (optional)   Instructions: Pour the amaretto, simple syrup, and lemon juice into a cocktail shaker with ice. Shake and strain into a glass filled with ice. Garnish with an orange slice and a cherry, if using.   Listen to More From Ramsey Network: 💡 The Rachel Cruze Show 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💼 The Ken Coleman Show 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app! If you love awkward silences, just try asking your blind date how much money he makes. In this episode, Rachel and George share hot takes on common taboo money topics, plus how you can avoid cringey situations. Next Steps:  🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour.     📱Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.   Connect With Our Sponsors: 🔒 Get 20% off when you join DeleteMe. 🌿 Get up to 40% off at Cozy Earth with code Smart Money. Today’s Happy Hour Special: 🍸 Smashing Sage Spritzer (Mocktail) Recipe: Drinking for Two: Nutritious Mocktails for the Mom-To-Be Ingredients: 1 cup fresh or frozen blackberries or cherries 1 tablespoon lime juice 1 teaspoon honey 1/3 cup coconut water 1 cup seltzer 4 sage leaves Additional blackberries and sage leaves for garnish Instructions: Muddle blackberries with sage leaves and honey in the bottom of a shaker. Add lime juice and coconut water; fill shaker with ice. Shake vigorously. Strain, if desired. Divide the shaken mixture between two ice-filled lowball glasses. Top with seltzer and stir. Garnish with fresh sage and blackberries. Listen to More From Ramsey Network: 💡 The Rachel Cruze Show 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💼 The Ken Coleman Show 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app! We all know that person who wears flashy designer logos like they’re personally endorsed by Michael Kors. In this episode, Rachel and George react to ways people pretend to be upper class and discuss how to be smart with your money instead. Next Steps: 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour.    📱Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.     Connect With Our Sponsors: 🔒 Get 20% off when you join DeleteMe. 🌿 Get up to 40% off at Cozy Earth with code SMARTMONEY. Today’s Happy Hour Special: 🍸 Japanese Slipper Recipe: Difford’s Guide 1 fluid ounce Cointreau triple sec liqueur 1 fluid ounce green melon liqueur 1 fluid ounce lemon juice (freshly squeezed)   Instructions: Select and pre-chill a martini glass. Prepare garnish of Luxardo maraschino cherry dropped into drink. Shake all ingredients with ice. Fine strain into chilled glass. Listen to More From Ramsey Network: 💡 The Rachel Cruze Show 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💼 The Ken Coleman Show 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app! If you want to have a “new year, new you,” you have to do new things. In the first episode of the new year, Rachel and George share bad money habits you’ll want to ditch in 2025. Next Steps: 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour.    📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 🎥 Watch our video How to Start Becoming a Millionaire in 2024.   Connect With Our Sponsors: 🔒 Get 20% off when you join DeleteMe. 🌿 Get up to 40% off at Cozy Earth with code SMARTMONEY. Today’s Happy Hour Special: 🧊 Frostbite Tequila Cocktail Recipe: The Spruce Eats 1 1/2 ounces tequila 1 ounce blue curaçao liqueur 1/2 ounce white crème de cacao liqueur 1/2 ounce cream Luxardo Cherries, for garnish Instructions: In a cocktail shaker, pour the tequila, blue curaçao, crème de cacao, and cream. Fill with ice. Shake well. Strain into an ice-filled old-fashioned glass. Garnish with a cherry. Serve and enjoy. Listen to More From Ramsey Network: 💡 The Rachel Cruze Show 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💼 The Ken Coleman Show 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app! It’s almost time to put out the flame on 2024, and we’re feeling reflective. In this episode, Rachel and George look back on the best (and worst 😅) Smart Money Happy Hour moments of the year, including money lessons you won’t want to forget in 2025. Next Steps: 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour.     💍 Get your tickets for Money & Marriage Getaway! 💸 Beat debt and build wealth with Financial Peace University. 📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.     Best Episodes of SMHH 2024: Why Short-Term Rentals Are No Vacation “Harmless” Purchases That Drain Your Bank Account Connect With Our Sponsors: 🔒 Get 20% off when you join DeleteMe. 🌿 Get up to 40% off at Cozy Earth with code SmartMoney.  Today’s Happy Hour Specials: Reddish Rita Episode: Financial Realities You Learn as an Adult Ingredients: 1 ounce Reposado tequila 1 ounce Blanco tequila 3/4 ounce orange liqueur 1 ounce lime juice 1/2 ounce agave nectar   Corpse Reviver No.2 Recipe: Difford’s Guide Episode: Are You Guilty of These Financial Turnoffs? Ingredients: 3/4 ounce gin 3/4 ounce Cointreau triple sec liqueur  3/4 ounce aromatized wine (e.g. Lillet Blanc) 3/4 ounce lemon juice (freshly squeezed) La Fée Parisienne absinthe   Lemon Drop Mocktail Recipe: Food Banjo Episode: Why Nothing Is Enjoyable Today Ingredients: 1 1/4 ounces lemon juice 3/4 ounce simple syrup 2 1/2 ounces club soda, chilled or sparkling water Sugar Ice Listen to More From Ramsey Network: 💡 The Rachel Cruze Show 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💼 The Ken Coleman Show 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app! It’s easy to get caught up in holiday commercialism during the holidays—just ask the Grinch. In this festive episode, Rachel and George find money lessons in nostalgic Christmas movies that you can apply all year long. Next Steps: 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour  🎄Shop the Ramsey Solutions store 50 Days of Christmas sale 📱Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.   Connect With Our Sponsors: 🔒 Get 20% off when you join DeleteMe 🌿 Get up to 40% off at Cozy Earth with code Smart Money Today’s Happy Hour Special: 🥛 Upgraded Eggnog Recipe: Town & Country 1.5 ounces Cognac 1 whole egg 1 ounce heavy cream ½ ounce maple syrup ¼ ounce St. Elizabeth Allspice Dram Instructions: Combine all ingredients into a shaker. Shake without ice first, then add ice and shake again to chill and dilute the eggnog slightly (by about 1 ounce). Strain into a chilled glass and garnish with freshly grated nutmeg if desired, enjoy! Listen to More From Ramsey Network: 💡 The Rachel Cruze Show 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights   🧠 The Dr. John Delony Show 💼 The Ken Coleman Show 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app! When it’s 11:30pm and a snack is calling your name, do you go for McDonald’s French fries or a cheesy gordita crunch? In this episode, Rachel and George debate favorite fast-food and fast casual chains, plus you’ll learn which might be best for your budget. Next Steps: 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour  📱Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.   Connect With Our Sponsors: 🥤Raspberry Dream Dirty Soda 🔒 Get 20% off when you join DeleteMe 🌿 Get up to 40% off at Cozy Earth with code Smart Money Today’s Happy Hour Special: Recipe: Favorite Family Recipes Ingredients: 2 cups fresh Raspberries ½ cup sugar 2 cups coconut creamer 2 liters Dr. Pepper Instructions: Puree raspberries and sugar together in a blender until smooth. Store in an airtight container in the fridge if not using immediately. Fill 16oz cup halfway with ice and ¾ full with Dr. Pepper. Add 2 tbsp raspberry mixture and 2 tbsp coconut creamer. Fill to the top with Dr. Pepper and stir well, enjoy! Listen to More From Ramsey Network: 💡 The Rachel Cruze Show 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights   🧠 The Dr. John Delony Show 💼 The Ken Coleman Show 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app! So, you booked all the Airbnbs for the group hiking trip, but that was two months ago, and Becky still hasn’t responded to your Venmo request? Awkward. In this episode, Rachel and George are responding to cringy financial faux pas you’ve experienced with friends. Next Steps: 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour  📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.   Connect With Our Sponsors: 🔒 Get 20% off when you join DeleteMe. 🌿 Get up to 40% off at Cozy Earth with code SMART MONEY.   Today’s Happy Hour Special: 🍹 Division Bell Recipe: Difford’s Guide   Ingredients: 1 ounce mescal 1/2 ounce Maraschino liqueur 3/4 ounce lime juice 3/4 ounce Aperol   Instructions: Shake all ingredients with ice and strain into a chilled glass, then enjoy!   Listen to More From Ramsey Network: 💡 The Rachel Cruze Show 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights   🧠 The Dr. John Delony Show 💼 The Ken Coleman Show 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

🍸 Check out more episodes of Smart Money Happy Hour Tired of giving your dad the same pack of white socks every year for Christmas? In this episode, Rachel and George have the gift inspo you’ve been looking for—plus great ideas for the one on your list who has everything. Rachel and George’s Gift Guide: Wine and Cocktail Lovers Cocktail shaker that doesn’t freeze your hands  Vintage cocktail book People Who Love to Cook Meat chopper Citrus squeezer Tech and Gadget Lovers Cordless phone charger Extended-length phone charger cable Kids Digital camera Parents/Grandparents Neck fan Foot spa Massage gun DeleteMe Spouse Coffee subscription Flower delivery White Elephant/Dirty Santa Milk frother Wine decanter “Take the Hint” Gifts Apple AirTag Rachel’s favorite self-help book: The Anxious Generation by Jonathan Haidt Ramsey Solutions official store (Black Friday deals) For the One Who Has It All Customized sign/art Cozy Earth products (Use code SMARTMONEY for exclusive discount up to 45% off) Today’s Happy Hour Special: 🍷 Red Sans-Gria Recipe from Drinking for Two: Nutritious Mocktails for the Mom-to-Be Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app!   Carefree (and kid-free) travel isn’t the only reason DINKs are living their best life. In this episode, Rachel and George get real about the cost of kids and how to know if you’re ready. Next Steps: 🎥 Watch our video Why Fewer People Are Having Kids Today. 📱Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. Connect With Our Sponsor: 🔒 Get 20% off when you join DeleteMe.   Today’s Happy Hour Special: 🍸 Isn’t She Lovely? Recipe: Imbibe 1 1/2 ounces vodka 3/4 ounce fresh grapefruit juice 1/2 ounce lemon juice 1/2 ounce elderflower liqueur 1/2 ounce blanc vermouth 1/4 simple syrup 1 ounce club soda Instructions: Combine all the ingredients except the club soda in a shaker with ice. Shake until chilled, then strain into a collins glass over fresh ice. Top with club soda, and enjoy! Listen to More From Ramsey Network: 💡 The Rachel Cruze Show 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights   🧠 The Dr. John Delony Show 💼 The Ken Coleman Show 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app! “Alexa, set a timer for tomorrow at 8 a.m. Alexa, turn the thermostat to 70 degrees. Alexa, can you make my budget?” Okay, maybe that last one is a stretch, but modern conveniences can be truly life changing. Find out Rachel’s and George’s take on what technology is worth the hype. Next Steps: 🎥 Watch our video “‘Harmless’ Purchases That Drain Your Bank Account” 📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. Connect With Our Sponsors: 🔒 Get 20% off when you join DeleteMe 🌿 Get up to 40% off at Cozy Earth with code Smart Money Today’s Happy Hour Special: 🥃 Cinnamon-Spiced Orange and Thyme Mocktail Recipe: Pick Up Limes 1/2 cup water 1/4 cup maple syrup 4 sprigs fresh thyme 1/2 teaspoon ground cinnamon 2 tablespoons freshly grated ginger 1/2 lemon, juiced 2 cups ice cubes 2 cups orange juice 2 cups ginger ale Instructions: Add water, maple syrup, thyme sprigs and cinnamon to a small pan and simmer. Reduce heat to low and let it steep for about 3 minutes. Then let it cool to room temperature. Fill a shaker or mason jar halfway with ice cubes and strain in thyme syrup. Add grated ginger and lemon juice. Shake well. Strain contents from shaker over ice cubes, and add orange juice and ginger ale. Enjoy! Listen to More From Ramsey Network: 💡 The Rachel Cruze Show 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show 💼 The Ken Coleman Show 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app!    Okay, so maybe you get a little carried away at Bath and Body Works, but at least you risk your financial future on a perm and hair products. In this episode, Rachel and George react to hilarious money fails you found on Reddit.     Next Steps:  📱Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.     Connect With Our Sponsors:  🔒 Get 20% off when you join DeleteMe    Today’s Happy Hour Special: 🍸 Illegal Cocktail  Recipe: Cocktail Society    Ingredients:  1 ounce Mezcal  ½ ounce White rum  ½ ounce Falernum  1 barspoon Luxardo  ¾ ounce lime  ½ ounce simple syrup  1 egg white    Instructions: Add all ingredients to a cocktail shaker with plenty of ice. Shake until the drink is well-chilled and strain the cocktail into a glass, enjoy!    Listen to More From Ramsey Network:    💡 The Rachel Cruze Show  💰 George Kamel  🎙️ The Ramsey Show  💸 The Ramsey Show Highlights    🧠 The Dr. John Delony Show  💼 The Ken Coleman Show  📈 EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app!   Today we’re setting the chrometophobes who haven’t been on a vacation since 2004 free! In this episode, Rachel and George are calling out the irrational money fears keeping you stuck—plus how you can overcome them.   Next Steps: 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 📱Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. Connect With Our Sponsors: 🔒 Get 20% off when you join DeleteMe. 🌿 Get up to 40% off at Cozy Earth with code SMART MONEY. Today’s Happy Hour Special: 🍺 Butterbeer Old Fashioned Recipe: The G&M Kitchen Ingredients: 1 12-ounce bottle cream soda 1/4 cup butterscotch topping 1 1/2 ounces bourbon 1 dash black walnut bitters 1 ounce heavy whipping cream Ice Instructions: Heat the cream soda in a small pot for 5–10 minutes. Remove from heat and stir in the butterscotch topping. Let cool. Add the bourbon, 1 ounce of the cream soda mixture, and a dash of walnut bitters to a rocks glass with ice. Stir to combine. Add whipping cream to a cocktail shaker and shake until thickened. Pour the cream on top of the cocktail and enjoy! Listen to More From Ramsey Network: 💡 The Rachel Cruze Show 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights   🧠 The Dr. John Delony Show 💼 The Ken Coleman Show 📈 The EntreLeadership Podcast   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app!   We all love the ‘80s (minus the shoulder pads and neon). But were ‘80s babies better off financially? Find out how your favorite decade stacks up against today when it comes to money.   Next Steps: 💸 Invest in your future with a SmartVestor Pro! Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. 📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. Connect With Our Sponsor: 🔒 Get 20% off when you join DeleteMe.   Today’s Happy Hour Special: 🎃 Pumpkin Spice Espresso Martini Recipe: The G&M Kitchen   Ingredients: 1 1/2 ounces bourbon 1/2 ounce Baileys Irish Cream 1 1/2 ounces espresso 2 teaspoons pumpkin butter Instructions: Brew 1 shot of espresso. Add ice, bourbon and pumpkin butter to a cocktail shaker. Top with Irish cream and the shot of espresso. Shake for 30 seconds and pour into a coupe glass. Enjoy!   Listen to More From Ramsey Network: 💡 The Rachel Cruze Show 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights   🧠 The Dr. John Delony Show 💼 The Ken Coleman Show 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app!   On a scale of “water only at restaurants” to “extreme couponing,” how far would you go to save? Rachel and George weigh in on what savings hacks are really worth your time.   Next Steps: 🎥 Watch our video Cheapskate or Resourceful? A Wake-Up Call With Sharon Ramsey 📱Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. Connect With Our Sponsor: 🔒 Get 20% off when you join DeleteMe. Today’s Happy Hour Special: 🥧 Caramel Apple Pie Mocktail Recipe: Merry About Town Ingredients: 6 cups apple cider 1/2 cup caramel syrup 3 cups sparkling water 2 tsp cinnamon 2 apples 6 rosemary sprigs Brown sugar (for rim) Instructions: Mix apple cider and caramel syrup in a pitcher and add cinnamon. Add thinly sliced apples and rosemary sprigs and let sit for 20 minutes. Pour sparkling water into the pitcher and mix. Rim a glass with brown sugar, pour mocktail, and enjoy!   Listen to More From Ramsey Network: 💡 The Rachel Cruze Show 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights   🧠 The Dr. John Delony Show 💼 The Ken Coleman Show 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app!    Would you rather retire in style or broke? (All right, that’s an easy one.) In this episode, Rachel and George are putting you to the test with a financial twist on “Would You Rather.”     Next Steps:   📱Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.    Connect With Our Sponsor:  🔒 Get 20% off when you join DeleteMe.    Today’s Happy Hour Special: 🍸 Casino    Recipe: Jean-félix Desfossés on Instagram  2 ounces Bombay Sapphire gin  1/2 ounce Luxardo maraschino liqueur  3/4 ounce lemon juice  1/4 ounce simple syrup  2 dashes orange bitters    Instructions: Fill a shaker with ice and all ingredients, and shake for 10–15 seconds. Strain and pour into a coupe glass. Enjoy!    Listen to More From Ramsey Network:  💡 The Rachel Cruze Show  💰 George Kamel  🎙️ The Ramsey Show  💸 The Ramsey Show Highlights    🧠 The Dr. John Delony Show  💼 The Ken Coleman Show  📈 EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app!  Remember Horsegate? When George broke a girl’s heart with just three words: “Sell the horse”? Well in this episode, Rachel and George react to seven of their viral money moments like that one that got your attention.   Next Steps:  🎥 Watch our video Explaining Our Most Hated Financial Advice.  📱 Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.  Follow Rachel and George on Instagram for more financial tips: @rachelcruze, @georgekamel  Connect With Our Sponsors:  🔒 This episode is sponsored by DeleteMe. Remove your personal information from the web and get 20% off your DeleteMe plan when you go to joindeleteme.com/smartmoney.    Today’s Happy Hour Special: 🍹 French Blonde  Recipe: Today    Ingredients:  1 ounce Bombay Sapphire gin  1/2 ounce Lillet Blanc  1 1/2 ounces freshly strained grapefruit juice  3/4 ounce St.-Germain  1 dash lemon bitters  Grapefruit twist (optional)  Instructions: Add all ingredients to a cocktail shaker filled with ice. Shake and strain into a coupe. Garnish with a grapefruit twist if desired and enjoy!    Listen to More From Ramsey Network:    💡 The Rachel Cruze Show  💰 George Kamel  🎙 The Ramsey Show  💸 The Ramsey Show Highlights    🧠 The Dr. John Delony Show  💼 The Ken Coleman Show  📈 EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app!    Would you park a mile away to avoid pricey parking? Or let your home become a sauna to keep AC costs low? Just how far are you willing to go to save on cost of living? Stick around to hear some of the most extreme money-saving hacks out there.     Next Steps:  🎥 Check out our video Girl Math: Smart Financial Strategy or Huge Money Mistake?  📱 Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.    Connect With Our Sponsors:  🔒This episode is sponsored by DeleteMe. Remove your personal information from the web and get 20% off your DeleteMe plan when you go to joindeleteme.com/smartmoney.    Today’s Happy Hour Special: 🍸 Tequila Manhattan  Recipe: Food & Wine    Ingredients:  2 ounces añejo tequila  1 ounce sweet vermouth  2 dashes mole bitters  Instructions: Combine all ingredients in a mixing glass with ice and stir until thoroughly chilled. Strain into a chilled coupe or over a large whiskey cube. Garnish with a maraschino cherry and/or an orange twist. Enjoy!    Listen to More From Ramsey Network:  💡 The Rachel Cruze Show  💰 George Kamel  🎙 The Ramsey Show  💸 The Ramsey Show Highlights    🧠 The Dr. John Delony Show  💼 The Ken Coleman Show  📈 EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app! If you’d rather do literally anything else besides sit down and make a budget (including watching Frozen with your kids for the 10th time), then this one’s for you. In this episode, George and Rachel are responding to the most common excuses for not budgeting.   Next Steps: 📗 Order George Kamel’s new book, Breaking Free From Broke. 📱 Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.   Connect With Our Sponsors: 🔒 This episode is sponsored by DeleteMe. Remove your personal information from the web and get 20% off your DeleteMe plan when you go to joindeleteme.com/smartmoney.   Today’s Happy Hour Special: 🥃 Blackberry Lime Mule Mocktail Recipe: Paige Bakes   4 blackberries Lime juice (1 lime) 2 cups crushed ice 6.8 ounces (1 bottle) ginger beer Instructions: Pour lime juice and muddle blackberries in a glass. Fill the glass with ice and strain blackberry lime juice into a separate glass. Top with ginger beer. Enjoy!   Listen to More From Ramsey Network:   💡 The Rachel Cruze Show 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show 💼 The Ken Coleman Show 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app!   If you’ve ever dreamed of being a contestant on your favorite game show (and yelling “good answer!” at the top of your lungs), then today’s episode is the next best thing! Rachel and George are going head-to-head in our Financial and Fun game, so play along for some money- saving tips. Next Steps: • 📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. Connect With Our Sponsors: • 🔒This episode is sponsored by DeleteMe. Remove your personal information from the web and get 20% off your DeleteMe plan when you go to joindeleteme.com/smartmoney. Today’s Happy Hour Special: Dark and Stormy Recipe: Food and Wine  Ingredients: • 2 ounces dark rum • 1/2 ounce lime juice • Ice • 3 ounces ginger beer • 1 candied ginger slice • 1 lime wheel Instructions: Fill a cocktail shaker with ice, add rum and lime juice, and shake well. Strain into an ice-filled collins glass and stir in the ginger beer. Skewer the ginger slice and lime wheel and garnish. Enjoy! Listen to More From Ramsey Network:   💡 The Rachel Cruze Show  💰 George Kamel  🎙️ The Ramsey Show  💸 The Ramsey Show Highlights   🧠 The Dr. John Delony Show  💼 The Ken Coleman Show  📈 EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices