Welcome to Episode 91B, where Bruce dives deep into the world of retirement planning, ensuring you can spend confidently without worrying about outliving your savings. 10 Keys You'll Learn From This Episode: 1. **Healthcare Costs and Retirement Concerns**: How rising healthcare costs post-recession have heightened concerns about retirement savings and management among workers. 2. **Shift from Defined Benefit to Defined Contribution Plans**: The disappearance of traditional defined benefit pe...
On Straight Talk Wealth Radio, Bruce has put together a fantastic episode and whether you're gearing up for retirement or supporting someone who is, this episode is packed with essential info and actionable advice. Here are 5 Keys that You'll Learn in this Episode: 1. Retirement Lifestyle Changes 🌅: Discover why managing your retirement lifestyle is as crucial as financial planning and how to make the most of this new industry trend. 2. The Three Wealth Management Phases💰: From accumulation (...
Join us in this insightful episode of the STW show, where Bruce Weide discusses strategies to make longevity an asset class in retirement planning. Discover essential tools and insights for securing a sustainable future. - Proactive planning and tax strategies to save real estate investors $60,000 annually. - The significance of a virtual family office network for comprehensive wealth management. - Projected increases in national debt and government funding challenges for Social Security and ...
In this episode, our financial guru Bruce Weide delves deep into the economics behind a potentially looming recession, and how you can dance in the rain of stagflation like a pro. 🕺💃 Here's what you'll learn: 1. **Federal Reserve Finesses:** Uncover the Federal Reserve's tactics to simmer down the economy and why a recession might be their unintended side dish. 2. **Investment Strategy Shake-Up:** Whether you're into bricks and mortar, shiny metals, or stock tickers, learn why it's time to re...
What is the single most valuable skill your financial advisor should possess? It's the ability to foretell the future! And what do investors want to know today? They're asking, "Where's the recession?" Follow along with Bruce today, as he pulls from some of the best minds to ask if The Fed got it right or wrong on interest rates hikes. Will we have a soft landing after all, or is the other shoe about to drop? In this episode of Straight Talk Wealth, Bruce White discusses the signs of an impe...
This week I came into the KVTA Ventura studios and decided to broadcast live and take calls. I really want to know what YOU want to hear about! I started to get into David Stockman and the difference between how the markets and economy appear and what Mr. Stickman thinks they're really doing. BUT...the phones kept ringing and YOU ALL are much more interesting. Well, some nice ladies called in and we heard some fascinating stories. Check out this special editions! Talk to Bruce by vis...
There's a feeling out there that the investments markets have weak underpinnings, and that soon, the tides will change. Maybe. But do you understand why some pundits feel that way? With historically low unemployment, high prime-age workforce, and so thereby monetized consumers, what could go wrong? Extreme global levels of debt. That's what. Now, I'm not declaring any doomsday or recession. But if you're wondering where the fears start, they start there - with global debt levels. Because ...
After a lifetime of accumulation of savings and wealth, for retirees the entire games changes to the spending of wealth. So how does your portfolio provide for you then? In the past retirees have leaned heavily on income producing assets, such as dividends and bonds. Dividend payments have particular frailties. They're never guaranteed and, as shown by the 2018 collapse of telecom dividends, (Frontier, Century Link, etc) the income can be shut off with little or no notice. And when th...
If what Alan Greenspan says is true, we are heading into a whole new uncharted world of financial planning and asset allocation. In this episode hear Alan Greenspan in Sept of 2019 declare: 1.) The US GDP is driven by the US Stock Market! (The OPPOSITE of how it has ever been). 2.) Negative Interest Rates WILL COME to the U.S. It's only a matter of time! This changes absolutely everything for retired investors and savers. It means: Asset Allocation is gone! The component of Safety (bonds and...
We've never covered this topic before, but every single person age 64 1/2 should be paying close attention. Medicare rules are changing. Rates are changing. Benefits for Medicare Advantage and Medicare Supplements are changing. This week, Bruce brings in Ventura's leading Consultant on Medicare, Jessica Jones, to discuss why your Medicare coverage is NOT something you stop paying attention to! Talk to Bruce by visiting https://www.straighttalkwealth.com
As the US Economy achieves it's longest ever period of expansion, only one of two great stories can be told! Overloaded with private and public debt, and a decade of stimulus, we will soon see the greatest bubble burst in all of US History.The Federal Reserve has done a phenomenal job, the economy has never looked better, America is the greatest economic engine in the history of The Western World, and demographics are poised to carry us into further prosperous times!We're not joking! Both sto...
The core issue of this macro-economy, the driver of every tactical investment decision boils down to whether we have inflation or deflation ahead. That single issue affects stocks, bonds, banks, real estate and metals. No single investment choice can escape this fulcrum of balance in the economy. In this episode Bruce discusses the ongoing pressures in each direction. How do things look under severe inflation or deflation? How should your planning change for either, and who will be the winne...
The U.S. economy is currently in the midst of the longest expansion in history. But for retiring Boomers, or those near retirement, it's not about where we've come from, but about where we're going! Boomers don't have any room left for another decade of mistakes in their saving or investing strategy. Of course, there are only two answers - Growth or Contraction. And if you're like the average IRA or 401k owner, you're hearing both stories circulating right now, and you don't know who to be...
In anything you're trying to master, the fundamentals of the subject are the first thing to fully grasp and become comfortable with. Baseball? Practice your hitting, fielding, double-plays, over and over and over again, and you've got a shot at winning games. Musician? Practice your scales, arpeggios, and chord structure to get good at your instrument. So what are the fundamentals of Retirement Planning? And just as important, when it is time to question them and reassess them? In this s...
How much of your cash is earning less than 2%? That's easy enough to fix! In this episode Bruce shows how just getting small increases in your interest bearing savings accounts makes big returns over not so much time. Learn how to turn your money in 0.5% CD's at the bank into something better with 2%, 2.5% or even 3.7%. Learn how to get the fees out of your savings account!Learn about the huge effect it has when you turn taxable annual interest into real tax-deferred growth with true co...
How much of your money is earning less than 2%? That's LAZY MONEY and there is no reason for it! Too many people are sitting on huge sums of cash earning practically nothing, only because they can't strategically make up their mind on how to build their portfolios for Income, Growth, and Liquidity! In this episode Bruce demonstrates that the cost of getting paltry interest rates on even your bank savings account is needless and very costly in the long run. $100,000 earning .1% in a in...
WARNING: Your stock and fund broker would prefer you did NOT listen to this episode of Straight Talk Wealth Radio! The fact is that there are 3 key erosion factors to any retirement portfolio that your wealth manager might be able to guess how to manage against, but they can never guarantee the outcome. If you live too long, or if you plan on a portfolio withdrawal level that you think is reasonable how prepared will you be to reduce your standard of living by 40% halfway through retirement...
Presently, !0,000 Baby Boomers A DAY turn 65 in the U.S., and it will continue until the year 2030! At that time there will be more people old people (over 65) in the U.S. than young people (18 and under) for the first time ever in the history of the country! Stats show that 7 out of 10 retirees will need Long Term Care (LTC) support services at some point in their retired life. Then this from the WSJ: "Millions Bought Insurance to Cover Retirement Health Cost, Now They Face an Awful Choic...
Annuities are LONG-TERM contracts! And annuity salesmen are well-trained to always "Sell the Sizzle"! They talk about great features, but omit the details. How long are your funds tied up? What benefits do you think you are getting for that? Why would your annuity salesperson show you just one or two models when there could be dozens to consider? What's your purpose for buying the annuity? Safety? Liquidity? Future guaranteed income? Living benefits such as long-term care funding? G...
This week's show is going to rattle some cages! Talk to Bruce by visiting https://www.straighttalkwealth.com