Emma Wall and Sarah Coles take a closer look at what’s behind recent market volatility in the US. They discuss concerns surrounding the AI boom, what the Federal Reserve might do next, the government shutdown and the importance of diversification amid uncertainty.This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Investments can fall as well as rise in value, so you could get back less than you invest. Past performance isn’t a guide to the future. Hosted on Acast. See acast.com/privacy for more information.
Sarah Coles and Helen Morrissey dive into what it really means to be wealthy in today’s world and why a million pounds isn’t what it used to be. From the impact of inflation on lottery jackpots to how wealth builds across generations, they explore who actually qualifies as “wealthy,” and why many people still don’t feel it.They unpack how property, pensions and savings all contribute to your overall wealth, why patience pays off with long-term investing, and the simple steps that can help you grow your money - whether you’re just starting out or approaching retirement.This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Investments can fall as well as rise in value, so you could get back less than you invest. Hosted on Acast. See acast.com/privacy for more information.
As spooky season arrives, Sarah Coles and Helen Morrissey explore the financial fears haunting households, from Budget rumours to “zombie” savings and pensions quietly eating through your cash.They unpack the latest updates on income tax, National Insurance, Capital Gains Tax and pension tax relief, explaining what might change in the next Budget and what steps you can take now to shelter your money.This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Pension and tax rules can change, and benefits depend on personal circumstances. Hosted on Acast. See acast.com/privacy for more information.
Sarah Coles and Emma Wall unpick the forces shaping global markets, focusing on tech stocks and the impact of AI on the US economy. They discuss warnings from Andrew Bailey and the IMF about stretched valuations and what this could mean for investors.They also cover strong US GDP revisions, the Federal Reserve’s next moves, and what is happening to gold prices. Plus, they look at the ongoing US government shutdown and its potential impact on markets.This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Investments can go up and down in value, so you could get back less than you invest. Past performance is not a guide to the future. Hosted on Acast. See acast.com/privacy for more information.
Sarah Coles and Helen Morrissey break down key questions around the state pension - who gets it, when you can claim, and how much you might receive. They look at how the triple lock affects payments, why now is a crucial time of year, and how rising state pension ages could impact your retirement plans.They also explain how your National Insurance record affects what you get, what to do if there are gaps, and how to check if you’re on track for the full amount.This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Pension and tax rules can change, and benefits depend on personal circumstances. Hosted on Acast. See acast.com/privacy for more information.
Sarah Coles and Emma Wall look at the factors moving markets around the world. They discuss the US government shutdown, strong economic data, and why both equities and gold are rising, despite usually pointing in opposite directions.They also delve into global market trends and UK economic concerns.This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Investments can go up and down in value, so you could get back less than you invest. Hosted on Acast. See acast.com/privacy for more information.
With the Budget date now confirmed, speculation is swirling. From tax hikes to potential ISA rule changes and pension tax tweaks. Sarah Coles and Helen Morrissey break down the rumours ahead of the Autumn Statement and what they could mean for your finances.They explore concerns around ISA limits, the future of the Lifetime ISA, pension tax relief, capital gains, inheritance tax and income tax. They look at what steps you might want to consider now - and why reacting too quickly could backfire.This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Investments can go up and down in value, so you could get back less than you invest. Tax rules can change and any benefits will depend on your circumstances. Hosted on Acast. See acast.com/privacy for more information.
Sarah Coles and Helen Morrissey delve into data from the latest HL Investor Confidence Index and explore why confidence is slipping across major markets, even as Wall Street hits fresh highs. They unpack what could be driving the disconnect, from weak economic data in the UK and US to interest rate moves and AI-fuelled optimism.This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Investments can go up and down in value, so you could get back less than you invest. Hosted on Acast. See acast.com/privacy for more information.
Sarah Coles and Helen Morrissey join Nathan Long, senior analyst at HL, to discuss the latest HL Savings and Resilience Barometer findings. They explore why the UK’s pension gap is widening, especially among higher earners, and how income, location, and home ownership affect financial resilience.This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Investments can go up and down in value, so you could get back less than you invest. Hosted on Acast. See acast.com/privacy for more information.
Sarah Coles and Helen Morrissey unpack the latest HL Savings and Resilience Barometer findings, revealing significant investment gaps across UK households, especially among single women, and the challenges facing retail investors today. They explore how inflation and UK economic growth concerns are impacting investor confidence, why building an emergency fund remains essential, and the importance of building a strong investment culture.This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Investments can go up and down in value, so you could get back less than you invest. Hosted on Acast. See acast.com/privacy for more information.
Susannah Streeter and Sarah Coles explore how property has become less rewarding as an investment, with more tax on landlords, rising costs of new legislation and higher mortgage interest. They also cover the latest Budget rumours affecting property, including speculation on changes to stamp duty, CGT, and NI on rent.Helen Morrissey discusses the issues with being a landlord in retirement, questions around downsizing and weighs all this up against pensions.This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Investments can go up and down in value, so you could get back less than you invest. Hosted on Acast. See acast.com/privacy for more information.
Susannah Streeter and Sarah Coles look at how professional investors are reacting to recent market volatility and what DIY investors can take from their approach. They explore changing attitudes to US stocks, rising interest in UK and European markets, and why doing nothing can sometimes be the smartest move.This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Investments can go up and down in value, so you could get back less than you invest. Hosted on Acast. See acast.com/privacy for more information.
Susannah Streeter and Sarah Coles unpack the rising cost of raising children and how the whole family can prepare financially. They cover maternity leave, building up emergency savings and getting your kids off to the right start with saving and investing.Helen Morrissey joins to explain why it's vital not to overlook your pension and how parents and even grandparents can protect and boost family finances.This podcast isn’t personal advice. If you’re unsure what’s right for you or a child, seek financial advice. Investments can go up and down in value, so its possible to get get back less than invested. Pension, ISA and tax rules apply and benefits depend on personal circumstances. Hosted on Acast. See acast.com/privacy for more information.
Join Susannah Streeter and Sarah Coles as they explore what’s been moving markets, from major trade deals and new tariffs to a busy earnings season led by tech giants. They unpack results from Meta and Microsoft, Apple and Amazon, look at the surge in gold demand, and assess the latest investor confidence data.They also explain what the recent interest rate cut means for savers, investors and pensions, and why sentiment is shifting across global markets.This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Investments can go up and down in value, so you could get back less than you invest. Hosted on Acast. See acast.com/privacy for more information.
Join Susannah Streeter and Sarah Coles as they answer your holiday money questions, such as how to pay for your trip, get the best exchange rates and avoid overspending while you’re away. They also look at the real cost of holidays and how to plan ahead so you don’t come home with debt.Helen Morrissey, head of retirement analysis at Hargreaves Lansdown, explains why holidays are a good time to think about retirement and how to check if you’re on track.This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Investments can go up and down in value, so you could get back less than you invest. Hosted on Acast. See acast.com/privacy for more information.
Join Susannah Streeter and Sarah Coles as they look back on a bumpy six months in the markets, marked by rising geopolitical tensions, trade disputes linked to Trump’s policies and a very public clash with Elon Musk. These events have stirred up oil prices and shaken investor confidence across the world. They break down what’s driving these shifts and share ideas on how you could shelter your investments going forward.Helen Morrissey, head of retirement analysis at Hargreaves Lansdown, joins to talk about how to check if you’re on track with your pension, whether your investments are suited to your goals, and what a solid backup plan for retirement should include.This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Investments can go up and down in value, so you could get back less than you invest. Hosted on Acast. See acast.com/privacy for more information.
Join Susannah Streeter and Sarah Coles as they explore how to protect your finances from the fallout of divorce and smart steps to take both before and during a split.Talking pre-nups, emergency funds and mortgage debt, we break down practical ways to safeguard your money if your relationship breaks down. With the number of divorces jumping 28% in 2023, it's a timely reminder that even happily married couples should be prepared.Helen Morrissey, head of retirement analysis at Hargreaves Lansdown, joins to explain the crucial role pensions play in divorce settlements, and the options for splitting them fairly.This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Investments can go up and down in value, so you could get back less than you invest. Hosted on Acast. See acast.com/privacy for more information.
Join Susannah Streeter and Sarah Coles as they explore what’s been moving markets and what big changes to financial advice could mean for your money.Trade tensions, investor sentiment, oil prices and shifting mortgage rules are all in focus, as the team breaks down what it means for markets and borrowers.Helen Morrissey, head of retirement analysis at HL, explains how reforms to the advice boundary could help more people make better financial decisions, from investing spare cash to planning for retirement.This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Investments can go up and down in value, so you could get back less than you invest. Hosted on Acast. See acast.com/privacy for more information.
Are you financially prepared to live to 100? In this special episode, Susannah Streeter and Sarah Coles explore how much money you might need to retire comfortably and support yourself through a longer life.Helen Morrissey, head of retirement analysis at Hargreaves Lansdown, breaks down pension adequacy, savings targets, and what the government's pension review could mean for your future. Topics include auto-enrolment, the state pension, and retirement planning essentials.Plus, financial planner Bradley Clark shares expert advice on how to make your money last a lifetime - however long that may be.This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Investments can go up and down in value, so you could get back less than you invest. Hosted on Acast. See acast.com/privacy for more information.
Join Susannah and Sarah as they explore the key drivers behind recent global market movements, including trade deals and tariffs, economic slowdown and efforts to boost growth in the UK.Understand what all this means for investors, and get clear insights on what’s next for inflation, interest rates, government borrowing and possible tax threats in the autumn Budget.Plus hear from Helen Morrissey, HL’s head of retirement analysis, on the impact of the winter fuel allowance U-turn.This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss. Hosted on Acast. See acast.com/privacy for more information.