TThoughts

Fall budgeting thoughts along with tips for getting in the correct mindset before Christmas holidays

Late-night phone banter with my partner 🍷— we’re talking about male groupies who show up at concerts, shove women aside just to get closer, and totally kill the vibe. Or… is that a sexist double standard? 🤔 Do men have the right to be groupies too? Tune in for laughs, hot takes, and cheecky POV.

TThoughts is back! After a little break (and a 10K walk), I’ve got a lot to catch up on. In this episode, I’m talking about the Canada election results, a wild gift card scam, the ongoing child support debate, and why the real estate market isn’t hitting like it used to. Plus, my thoughts on DEI backlash, Trump’s move on international students, and McGill’s $45M shortfall. Quick takes, real talk — you already know the vibe.http://tigere.ca/2025/05/19/10-thoughts-during-the-10k-run/https://apple.news/ALpEsApU0T_KI188Crb-Lmwhttps://www.cbc.ca/news/canada/montreal/mcgill-45-million-budget-cut-1.7455165

Travel Story Time:A laptop mix-up at Paris airport security leads to a missed flight, a wrongly booked day hotel, and a surprise warning about pickpockets on the airport shuttle — all while running on zero sleep after 36 hours. It’s a slow-moving, slightly delirious tale of travel gone wrong… and why scheduling meetings the day after flying might be a terrible idea.

After a six-month break, we’re back! In this episode, we reflect on the power of generosity, rediscovering old places, and the key questions that defined 2024. We also revisit the most impactful quotes of the year, exploring how they shaped our conversations and perspectives.Tune in for a fresh perspective on the year’s highlights and the lessons we’ve learned along the way.

Discussion about lifestyle creep and how you fall into it by accident or sometimes by hanging out with different people

Everyone is sneaking away to Europe and not telling others about it

Naturally visiting or returning “home” is always nerve wracking so adding on meeting people you haven’t seen in years can be hard but it’s always worth it.

After 6 years of #grinding, I found my old bag with my old work and finally decided that a small break is well-deserved. This episode we are reflecting on the past, criticizing shallow EDI discussions, highlighting women's rights challenges, and sharing skepticism about the entrepreneurial hustle culture and the elusive POC allyship.  Black Women in White America https://gerdalerner.com/black-women-in-white-america/ https://podcasts.apple.com/ca/podcast/right-to-mind-your-business-part-one/id1678420080?i=1000605252793 The Hidden-Pregnancy Experiment ⁠https://www.newyorker.com/culture/the-weekend-essay/the-hidden-pregnancy-experiment⁠ https://podcasts.apple.com/ca/podcast/i-want-the-right-to-be-black-and-me/id1678420080?i=1000605252588

We examine poverty and the way online discussions incorrectly influence reality of young women. From the infamous $300 date to not eating at the Cheesecake Factory we analyze the incorrect narratives around dating and how they can intersect with human rights violations Music by https://linktr.ee/jeffkaale_ https://ca.indeed.com/career-advice/pay-salary/average-canadian-salary-by-age https://maytree.com/publications/reducing-poverty-among-minimum-wage-workers-in-ontario-potential-impact-of-cwas/#:~:text=As%20such%2C%20the%20Official%20Poverty,is%20determined%20to%20be%20%2420%2C508. https://www150.statcan.gc.ca/t1/tbl1/en/tv.action?pid=1110001601&pickMembers%5B0%5D=1.1&pickMembers%5B1%5D=3.1&pickMembers%5B2%5D=5.1&pickMembers%5B3%5D=4.3&cubeTimeFrame.startYear=2005&cubeTimeFrame.endYear=2019&referencePeriods=20050101%2C20190101  https://www.un.org/en/global-issues/ending-poverty#:~:text=According to the most recent,7.1 per cent in 2019.  https://unglobalcompact.org/what-is-gc/our-work/social/poverty https://settlement.org/ontario/housing/rent-a-home/basics/how-much-does-it-cost-to-rent-an-apartment-in-ontario/

Discussing the financial implications of long distance dating, accidents co on the highway and some other random stuff. https://podcasters.spotify.com/pod/show/tthoughts/episodes/Please-let-him-be-in-the-same-postcode---Podmas-6-e2pcot

It was a busy year we still had time to read for the annual book review and it was quite a variety. We started from Relationships and Confidence from The School of Life to Black Women in America edited by G. Lerner and we ended with Virginia Woolf’s A Room of One’s Own.

Another year gone so another annual summary of lessons learned and quotes stolen.

Merry Christmas everyone and a quick update from the Eurovision trip

Declining literacy, increasing consumer debt and bank layoffs - they’re stories we are seeing more often on the news, but how do they impact your fiscal year end? Plus why are Toronto hotels offering monthly rental plans?

Considering the purchases that were or were not necessary last quarter along with revealing plans for the winter

When no spend October goes completely wrong and looking at how to bounce back from a spending binge.

Minimum wage is set to go up in Ontario but the property market is still crazy and inflation doesn’t really feel like it’s down. Employers, their ongoing requests to return to work and going back over financial fundamentals when you may be earning more but actually have less to spend.

“That stock is down 97% y’all at this point I’m holding onto it for me to humble myself.” Catching up on the investing temperature from the 2023 Toronto Money Show Toronto and reviewing: -Why Black investors should consider the ethics and practices involved in private lending -What investing lessons can you learn when you have decided you are not retiring at 40 or quitting your job to be a day trader.

The burden of booking a trip while single and the increasing cost of tipping while dining out