The 9Innings Podcast

In this episode of the 9Innings Podcast, I break down the hidden tax traps inside your 401(k). Most people think pre-tax contributions are an automatic win—but the tax bill eventually comes due. We walk through how RMDs, rollover mistakes, and poor documentation can trigger unexpected taxes, higher Medicare premiums, and even push more of your Social Security into the taxable column.I also share real-life examples of how a simple error—like a tax professional misreporting Form 8606 basis—can cost retirees thousands. This episode is all about avoiding land mines: understanding IRS rules, tracking your paperwork, and being proactive so you can keep more of what you’ve earned.(00:00:00) Introduction & Why 401(k)s Create Hidden Tax Traps (00:00:58) Pre-Tax Contributions & The Future Tax Bill (00:03:46) RMD Shock: How Distributions Raise Taxes & Medicare Premiums (00:06:16) The Rollover Minefield: After-Tax vs. Pre-Tax vs. Roth (00:07:38) Real Case Study: The Form 8606 Basis Error (00:12:39) The Widow’s Penalty & Timing Risks in Retirement (00:14:54) How to Avoid 401(k) Tax Traps NEWSLETTER (WHAT NOW): https://substack.com/@9icapital?r=2eig6s&utm_campaign=profile&utm_medium=profile-page Follow Us: youtube: / @9icap Linkedin: / kevin-thompson-ricp%c2%ae-cfp%c2%ae-74964428 facebook: / mlb2cfp Buy MLB2CFP Here: https://www.amazon.com/MLB-CFP%C2%AE-90-Feet-Counting-ebook/dp/B0BLJPYNS4 Website: http://www.9icapitalgroup.com Hit the subscribe button to get new content notifications. Corrections: Editing by http://SwoleNerdProductions.com Disclosure: https://sites.google.com/view/9idisclosure/disclosure

In this episode, I sit down with Mark Hedderman of Hedderman Financial Solutions in Ireland. We talk about how we met at the Future Proof Festival and what stood out about the culture there—real collaboration, transparency, and advisors actually helping each other grow.Mark shares the evolution of financial planning in Ireland and how the profession has shifted from product sales to real, client-centered advice. We discuss the importance of ongoing education, mentorship, and developing as both a professional and a person.We also get into what it means to be an advisor today—showing up for clients not just with numbers, but with empathy, support, and clarity through life’s major transitions.At the core of our conversation is the idea that success in this business isn’t about being the biggest or loudest—it’s about authenticity, meaningful relationships, and helping people live better lives.(00:00) Future Proof & First Impressions(02:00) Openness Over Competition (04:00) Mentorship & Collective Growth (06:00) Accessibility of Industry Leaders (09:30) Founding Hedderman Financial Solutions (12:45) CFP Standards & Raising the Bar in Ireland (16:00) Regulation: Ireland/EU vs. United States (20:30) Real-World Financial Planning (28:15) Human Connection, Media Noise & Mental Health (34:50) Legacy, Balance & Advice to Younger Advisors NEWSLETTER (WHAT NOW): https://substack.com/@9icapital?r=2eig6s&utm_campaign=profile&utm_medium=profile-pageFollow Us: youtube: / @9icap Linkedin: / kevin-thompson-ricp%c2%ae-cfp%c2%ae-74964428 facebook: / mlb2cfp Buy MLB2CFP Here: https://www.amazon.com/MLB-CFP%C2%AE-90-Feet-Counting-ebook/dp/B0BLJPYNS4 Website: http://www.9icapitalgroup.com Hit the subscribe button to get new content notifications. Corrections: Editing by http://SwoleNerdProductions.com Disclosure: https://sites.google.com/view/9idisclosure/disclosure

In this episode, host Kevin Thompson and Certified Financial Planner Practitioner Joy Slabaugh dive into a holistic approach to retirement planning—one that goes far beyond the numbers.They explore the emotional, psychological, and social challenges many retirees face, including the loss of identity, isolation, and shifting purpose. Joy shares how nurturing relationships, staying engaged in the community, and creating purposeful routines can help individuals thrive in retirement.Together, Kevin and Joy challenge the traditional definition of “retirement readiness,” reminding listeners that true fulfillment in retirement isn’t just about financial security—it’s about connection, meaning, and living intentionally.Planning to Retirement vs. Planning for Retirement (00:02:09)Challenges Beyond Money: Emotional and Family Concerns (00:06:01).Warning Signs of Struggling with Retirement Transition (00:08:49)Evolutionary Perspective on Work, Community, and Well-being (00:10:53)Loss of Community & Impact on Well-being (00:12:34)Intentional Community Building in Retirement (00:15:48)Practical Advice: Relationship Inventory (00:21:31)Conclusion & Final Thoughts (00:22:49)NEWSLETTER (WHAT NOW): https://substack.com/@9icapital?r=2eig6s&utm_campaign=profile&utm_medium=profile-page Follow Us: youtube: / @9icap Linkedin: / kevin-thompson-ricp%c2%ae-cfp%c2%ae-74964428 facebook: / mlb2cfp Buy MLB2CFP Here: https://www.amazon.com/MLB-CFP%C2%AE-90-Feet-Counting-ebook/dp/B0BLJPYNS4 Website: http://www.9icapitalgroup.com Hit the subscribe button to get new content notifications. Corrections: Editing by http://SwoleNerdProductions.com Disclosure: https://sites.google.com/view/9idisclosure/disclosure

In this episode of "9innings Podcast," host Kevin Thompson, founder and CEO of 9i Capital Group, discusses the critical importance of emergency funds in today’s uncertain economy. He explains what an emergency fund is, why it matters, and recommends saving 9 to 12 months of expenses in liquid, low-risk accounts—challenging the traditional 3 to 6 months’ advice. Kevin emphasizes that a robust emergency fund provides financial stability, peace of mind, and flexibility during job loss or unexpected expenses, empowering listeners to make better decisions without fear or desperation.Why Emergency Funds Matter in Today’s Economy (00:00:59)The Emotional and Relationship Impact of Emergency Funds (00:03:26)How Much Should You Save? (00:05:39)Where to Keep Your Emergency Fund (00:06:58)Adjusting Financial Priorities to Build Your Fund (00:08:01)The Psychology of Financial Security (00:10:12)Call to Action: Assess and Build Your Emergency Fund (00:12:32)Closing Remarks and Final Advice (00:13:30)NEWSLETTER (WHAT NOW): https://substack.com/@9icapital?r=2eig6s&utm_campaign=profile&utm_medium=profile-page Follow Us: youtube: / @9icap Linkedin: / kevin-thompson-ricp%c2%ae-cfp%c2%ae-74964428 facebook: / mlb2cfp Buy MLB2CFP Here: https://www.amazon.com/MLB-CFP%C2%AE-90-Feet-Counting-ebook/dp/B0BLJPYNS4 Website: http://www.9icapitalgroup.com Hit the subscribe button to get new content notifications.Corrections: Editing by http://SwoleNerdProductions.com Disclosure: https://sites.google.com/view/9idisclosure/disclosure

In this episode of the 9Innings Podcast, Kevin Thompson sits down with Andy Panko of Tenon Financial to reflect on their experiences at the Future Proof Festival — an innovative outdoor conference designed for the next generation of financial advisors.They dive into:The event’s unique format and open-air networking vibeThe collaborative, rising-tide culture of the RIA communityThe power of specializing in client niches and knowing your laneReal-world strategies for adopting technology without getting overwhelmedThe impact of mentorship, mastermind groups, and shared knowledgeWhy authenticity, intentional growth, and intentionality matter more than “hustle culture”Conference Participation & Value (00:02:17)Collaboration in the RIA Industry (00:04:09)Niching Strategies in Advisory Firms (00:06:39)Debate on the value of niching, how niches develop naturally, and different approaches to specialization.Technology in Advisory Practices (00:08:39)Tech Choices and Compliance (00:11:04)Mentorship and Community Support (00:16:15)Knowing Your Why & Defining Success (00:18:30)Cyclical Nature of Advisory Business (00:23:41)Intentionality and Running Your Own Race (00:29:10)NEWSLETTER (WHAT NOW): https://substack.com/@9icapital?r=2eig6s&utm_campaign=profile&utm_medium=profile-page Follow Us: youtube: / @9icap Linkedin: / kevin-thompson-ricp%c2%ae-cfp%c2%ae-74964428 facebook: / mlb2cfp Buy MLB2CFP Here: https://www.amazon.com/MLB-CFP%C2%AE-90-Feet-Counting-ebook/dp/B0BLJPYNS4 Website: http://www.9icapitalgroup.com Hit the subscribe button to get new content notifications. Corrections: Editing by http://SwoleNerdProductions.com Disclosure: https://sites.google.com/view/9idisclosure/disclosure

In this episode of the 9innings Podcast, host Kevin Thompson, founder and CEO of 9i Capital Group, discusses six common mistakes people make with their 401(k) retirement plans. He covers misunderstandings about plan rules, improper rollover techniques, unnecessary fees, risk tolerance, financial advisor affiliations, and advisor compensation. Kevin offers practical tips to help listeners avoid costly errors and maximize their retirement savings.Mistake 1: Not Knowing 401(k) Rules (00:00:53)Mistake 2: Improper Rollover Techniques (00:04:18)Mistake 3: Paying More for Less Value (00:06:26)Mistake 4: Misunderstanding Risk Tolerance (00:07:27)Mistake 5: Influence of Financial Advisor Affiliations (00:10:33)Mistake 6: Understanding Advisor Compensation and Rollover Comparisons (00:13:33)NEWSLETTER (WHAT NOW): https://substack.com/@9icapital?r=2eig6s&utm_campaign=profile&utm_medium=profile-pageFollow Us: youtube: / @9icapLinkedin: / kevin-thompson-ricp%c2%ae-cfp%c2%ae-74964428facebook: / mlb2cfpBuy MLB2CFP Here: https://www.amazon.com/MLB-CFP%C2%AE-90-Feet-Counting-ebook/dp/B0BLJPYNS4Website: http://www.9icapitalgroup.comHit the subscribe button to get new content notifications.Corrections: Editing by http://SwoleNerdProductions.comDisclosure: https://sites.google.com/view/9idisclosure/disclosure

In this episode of the 9Innings Podcast, I sit down with Ivana Delevska, founder and CIO of Spear Invest, to talk about the current state — and the future — of artificial intelligence.We dig into:The market fundamentals driving AI’s rapid riseThe U.S.–China tech rivalry and what it means for investorsEnergy and infrastructure challenges that could shape the next decadeThe growing role of government in AI development and oversightIvana shares why adaptability and continuous learning will be critical for young professionals and how AI will transform productivity across industries. She also highlights where the biggest investment opportunities lie as this new era unfolds.We wrap up on an optimistic note — that AI isn’t just about replacing jobs, but about creating new value, industries, and opportunities for those ready to evolve.AI Market Outlook vs. Dot-Com Bubble (00:01:10) China’s Role in AI Chip Manufacturing (00:03:17) Capacity and Investment Bottlenecks (00:06:33) Data Centers and Energy Costs (00:07:43) Consumer Benefits and Market Dynamics (00:08:34) Speculation, IPOs, and Market Risks (00:11:46) Government Intervention in AI Companies (00:14:05) Market Run-Up and Potential Downside (00:16:28) AI’s 5-10 Year Outlook (00:19:01) AI’s Impact on Jobs and Education (00:22:32) Siri, Alexa, and the Future of AI Assistants (00:25:12) Closing Thoughts and Optimism for AI (00:27:14) NEWSLETTER (WHAT NOW): https://substack.com/@9icapital?r=2eig6s&utm_campaign=profile&utm_medium=profile-page Follow Us: youtube: / @9icap Linkedin: / kevin-thompson-ricp%c2%ae-cfp%c2%ae-74964428 facebook: / mlb2cfp Buy MLB2CFP Here: https://www.amazon.com/MLB-CFP%C2%AE-90-Feet-Counting-ebook/dp/B0BLJPYNS4 Website: http://www.9icapitalgroup.com Hit the subscribe button to get new content notifications. Corrections: Editing by http://SwoleNerdProductions.com Disclosure: https://sites.google.com/view/9idisclosure/disclosure

In this episode of the "9innigns Podcast," Kevin Thompson, founder and CEO of 9i Capital Group, analyzes the Federal Reserve’s recent 25 basis point rate cut. He explains that while the cut aims to stimulate economic growth, its impact on consumers is minimal due to high borrowing costs and tight lending standards. Thompson highlights that the primary beneficiary is the U.S. government, which can refinance its debt more cheaply. He also clarifies that mortgage rates are unlikely to fall significantly, as they are driven by broader market forces rather than the Fed’s short-term rate adjustments.Limited Consumer Impact of Rate Cut (00:02:35)Government as Main Beneficiary (00:03:59)Mortgage Rates and Market Forces (00:05:05)Economic Contradictions and Realities (00:06:17)Fed’s Balancing Act and Overheating Risks (00:07:39)Summary and Sticky Inflation Warning (00:09:10)Closing Remarks and Call to Action (00:11:51)NEWSLETTER (WHAT NOW): https://substack.com/@9icapital?r=2eig6s&utm_campaign=profile&utm_medium=profile-page Follow Us: youtube: / @9icapLinkedin: / kevin-thompson-ricp%c2%ae-cfp%c2%ae-74964428 facebook: / mlb2cfp Buy MLB2CFP Here: https://www.amazon.com/MLB-CFP%C2%AE-90-Feet-Counting-ebook/dp/B0BLJPYNS4 Website: http://www.9icapitalgroup.com Hit the subscribe button to get new content notifications. Corrections: Editing by http://SwoleNerdProductions.com Disclosure: https://sites.google.com/view/9idisclosure/disclosure

In this episode, Kevin Thompson, founder and CEO of 9i Capital Group, tackles five widespread tax myths popularized by social media influencers. He clarifies misconceptions about LLC tax benefits, the tax obligations of the wealthy, hiring children for tax savings, filing requirements for low-income earners, and reporting small amounts of income. Kevin emphasizes the importance of legitimate business practices, accurate income reporting, and always filing tax returns to maximize refunds and avoid IRS issues. He encourages listeners to seek reliable advice, subscribe to the podcast, and explore his book for further financial education.Myth 1: Starting an LLC for Tax Benefits (00:00:54) Myth 2: The Rich Don’t Pay Taxes (00:03:41) How the Ultra-Wealthy Reduce Taxes (00:06:03) Myth 3: Hiring Your Children for Tax Advantages (00:07:18) Myth 4: No Need to File Taxes Below Standard Deduction (00:09:37) Myth 5: Not Reporting Income Under $600 (00:10:57)Conclusion and Thoughts on “Advanced Tax Planning” (00:12:13) NEWSLETTER (WHAT NOW): https://substack.com/@9icapital?r=2eig6s&utm_campaign=profile&utm_medium=profile-page Follow Us: youtube: / @9icap Linkedin: / kevin-thompson-ricp%c2%ae-cfp%c2%ae-74964428 facebook: / mlb2cfp Buy MLB2CFP Here: https://www.amazon.com/MLB-CFP%C2%AE-90-Feet-Counting-ebook/dp/B0BLJPYNS4 Website: http://www.9icapitalgroup.com Hit the subscribe button to get new content notifications. Corrections: Editing by http://SwoleNerdProductions.com Disclosure: https://sites.google.com/view/9idisclosure/disclosure

On this episode of the 9Innings Podcast: Why does the stock market keep climbing while Main Street struggles with rising unemployment, sticky inflation, and frozen housing? In this episode, Kevin Thompson breaks down the disconnect between Wall Street and Main Street — and why investors and economists can look at the same economy but see two very different realities.✅ Topics we cover:The Federal Reserve’s dilemma: cutting rates vs. fighting inflationThe TINA Effect (There Is No Alternative) and why it keeps money flowing into stocksThe housing market freeze and why sub-4% mortgages lock people in placeWhy you should never fully trust financial TV punditsThe investor lens vs. the economist lensThe bottom line: Wall Street looks at tomorrow. Main Street lives in today. Understanding both is the key to navigating this market.🔔 Don’t forget to subscribe for more insights on markets, policy, and financial planning.(01:03) – The Market Disconnect: Stocks soar while Main Street struggles(02:28) – The Fed’s Dilemma: Inflation, unemployment, and rate cuts(03:40) – TINA Effect: Why “There Is No Alternative” keeps money in stocks(04:56) – Owning Assets: Staying ahead of inflation and stagnant wages(06:15) – Housing Freeze: Sub-4% mortgages and a locked-up market(07:54) – Unlocking Equity: Ways homeowners navigate today’s housing trap(10:31) – GDP Math: Capex growth vs. consumer weakness(12:03) – Two Lenses: Investor optimism vs. economist caution(13:24) – Key Takeaways: Understanding the disconnectNEWSLETTER (WHAT NOW): https://substack.com/@9icapital?r=2eig6s&utm_campaign=profile&utm_medium=profile-page Follow Us: youtube: / @9icap Linkedin: / kevin-thompson-ricp%c2%ae-cfp%c2%ae-74964428 facebook: / mlb2cfp Buy MLB2CFP Here: https://www.amazon.com/MLB-CFP%C2%AE-90-Feet-Counting-ebook/dp/B0BLJPYNS4 Website: http://www.9icapitalgroup.com Hit the subscribe button to get new content notifications. Corrections: Editing by http://SwoleNerdProductions.com Disclosure: https://sites.google.com/view/9idisclosure/disclosure

In this episode of the 9Innings Podcast, host Kevin Thompson tackles the top five financial questions people are asking right now. From staying on track for retirement, to balancing debt and investing, making smart tax moves, rethinking life insurance, and deciding whether to hold cash or invest — Kevin delivers practical, insider perspective shaped by years of planning experience.You’ll get clear, actionable advice to cut through today’s uncertainty and build long-term security. The focus: personalized planning, disciplined investing, and knowing when to lean on professional guidance.Am I Still on Track for Retirement? (00:00:53)Should I Pay Off Debt or Keep Investing? (00:05:10)What is the Smartest Tax Move Right Now? (00:07:19)Do I Need Life Insurance or Am I Overpaying? (00:09:24)Is Now a Good Time to Invest or Hold More Cash? (00:11:58)Cash as a Safety Net and Peace of Mind (00:15:07)Summary and Closing Remarks (00:17:13)NEWSLETTER (WHAT NOW): https://substack.com/@9icapital?r=2eig6s&utm_campaign=profile&utm_medium=profile-page Follow Us: youtube: / @9icap Linkedin: / kevin-thompson-ricp%c2%ae-cfp%c2%ae-74964428 facebook: / mlb2cfp Buy MLB2CFP Here: https://www.amazon.com/MLB-CFP%C2%AE-90-Feet-Counting-ebook/dp/B0BLJPYNS4 Website: http://www.9icapitalgroup.com Hit the subscribe button to get new content notifications. Corrections: Editing by http://SwoleNerdProductions.com Disclosure: https://sites.google.com/view/9idisclosure/disclosure

In this episode of the 9Innings Podcast, Kevin Thompson, Founder & CEO of 9i Capital Group, breaks down the enhanced senior deduction introduced by the Inflation Reduction Act and what it means for retirement planning.Kevin explains how this increased deduction for those 65 and older can meaningfully reduce taxable income and make Roth IRA conversions far more tax-efficient. Using real-world examples, he shows how retirees can capture significant tax savings—but only if they plan ahead.This episode emphasizes the importance of timely strategy and working with a trusted financial advisor to take advantage of opportunities while they last.👉 Don’t miss this breakdown of one of the most overlooked tax benefits for retirees.Explanation of the Enhanced Senior Deduction (00:01:56)Numerical Example: Pre- and Post-Enhanced Deduction (00:03:07)Impact on Roth Conversions and Tax Savings (00:04:21)Addressing Criticisms and 2024 vs. 2025 Numbers (00:08:10)Temporary Nature and Planning Window (00:09:17)Key Takeaways and Action Steps (00:10:23)Closing Remarks and Contact Information (00:11:28)NEWSLETTER (WHAT NOW): https://substack.com/@9icapital?r=2eig6s&utm_campaign=profile&utm_medium=profile-page Follow Us: youtube: / @9icap Linkedin: / kevin-thompson-ricp%c2%ae-cfp%c2%ae-74964428 facebook: / mlb2cfp Buy MLB2CFP Here: https://www.amazon.com/MLB-CFP%C2%AE-90-Feet-Counting-ebook/dp/B0BLJPYNS4 Website: http://www.9icapitalgroup.com Hit the subscribe button to get new content notifications. Corrections: Editing by http://SwoleNerdProductions.com Disclosure: https://sites.google.com/view/9idisclosure/disclosure

In this episode of the 9Innings Podcast, host Kevin Thompson sits down with Matt Jarvis to discuss what it really means to deliver massive value to clients.Matt shares his journey of building a thriving practice and breaks down the strategies that helped him stand out, including the creation of “value ads,” intentional client engagement, and the power of transparent communication.Together, Kevin and Matt explore:How to overcome “fake busyness” and focus on what mattersThe role of authenticity in building trust and content creationWhy niche audiences drive deeper impact and growthThe persistence and intentionality required for sustainable successThis conversation is packed with practical insights for advisors who want to scale with purpose, empathy, and consistent execution.Defining "Delivering Massive Value" (00:03:25))Fake Busyness and "Playing Office" (00:06:20)Balancing Growth and Client Service (00:11:59)Time Blocking and Surge Meetings (00:13:17)Content, Persona, and Building Authority (00:17:27)Consistency and Social Media Comparison (00:20:10)Chasing Numbers vs. Meaningful Growth (00:23:07)Advice for Advisors: Walk the Talk (00:25:51)NEWSLETTER (WHAT NOW): https://substack.com/@9icapital?r=2eig6s&utm_campaign=profile&utm_medium=profile-page Follow Us: youtube: / @9icap Linkedin: / kevin-thompson-ricp%c2%ae-cfp%c2%ae-74964428 facebook: / mlb2cfp Buy MLB2CFP Here: https://www.amazon.com/MLB-CFP%C2%AE-90-Feet-Counting-ebook/dp/B0BLJPYNS4 Website: http://www.9icapitalgroup.com Hit the subscribe button to get new content notifications. Corrections: Editing by http://SwoleNerdProductions.com Disclosure: https://sites.google.com/view/9idisclosure/disclosure

In this episode of The 9innings Podcast, host Kevin Thompson, founder and CEO of 9i Capital Group, exposes the top five financial scams currently circulating. He explains how each scam works—including romance crypto fraud, fake investment opportunities, AI voice cloning, IRS tax settlement scams, and remote job check fraud—highlighting red flags and offering practical tips to avoid becoming a victim. Kevin emphasizes the importance of vigilance, independent verification, and reporting scams to authorities, empowering listeners to protect themselves from financial harm in today’s increasingly sophisticated scam landscape.Pig Butchering Scam – Romance & Crypto Schemes (00:00:47)Investment Fraud as Private Placements or IPOs (00:03:48)AI-Powered Voice Cloning Scams (00:04:58)IRS Tax Debt Settlement Scams (00:07:34)Fake Job and Remote Work Check Fraud (00:10:01)General Fraud Prevention Tips & Closing (00:12:06)NEWSLETTER (WHAT NOW): https://substack.com/@9icapital?r=2eig6s&utm_campaign=profile&utm_medium=profile-pageFollow Us: youtube: / @9icapLinkedin: / kevin-thompson-ricp%c2%ae-cfp%c2%ae-74964428facebook: / mlb2cfpBuy MLB2CFP Here: https://www.amazon.com/MLB-CFP%C2%AE-90-Feet-Counting-ebook/dp/B0BLJPYNS4Website: http://www.9icapitalgroup.comHit the subscribe button to get new content notifications.Corrections: Editing by http://SwoleNerdProductions.comDisclosure: https://sites.google.com/view/9idisclosure/disclosure

In this episode of the 9Innings Podcast, host Kevin Thompson, founder and CEO of 9i Capital Group, breaks down a brand-new executive order that could change the way Americans invest for retirement.We’re talking private equity, private credit, and even cryptocurrency inside your 401(k). Kevin explains what these asset classes are, why big asset managers are eager to get them in your plan, and the potential benefits they claim to offer.But he also pulls no punches on the risks—high fees, limited liquidity, and market volatility—and why, for most investors, the tried-and-true low-cost index fund may still be the smarter play.Whether you’re a seasoned investor or just starting your retirement journey, this episode will help you understand the opportunities, the pitfalls, and what to watch for as alternative investments enter the 401(k) game.Defining Alternative Investments (00:00:54)Why Alternatives Are Entering 401(k)s (00:02:02)Considerations Before Investing (00:05:39)Risks and Expected Returns (00:07:51)Fee Comparison and Real Returns (00:10:06)Crypto in Retirement Plans (00:11:14)Final Thoughts and Caution (00:12:30)NEWSLETTER (WHAT NOW): https://substack.com/@9icapital?r=2eig6s&utm_campaign=profile&utm_medium=profile-page Follow Us: youtube: / @9icap Linkedin: / kevin-thompson-ricp%c2%ae-cfp%c2%ae-74964428 facebook: / mlb2cfp Buy MLB2CFP Here: https://www.amazon.com/MLB-CFP%C2%AE-90-Feet-Counting-ebook/dp/B0BLJPYNS4 Website: http://www.9icapitalgroup.com Hit the subscribe button to get new content notifications. Corrections: Editing by http://SwoleNerdProductions.com Disclosure: https://sites.google.com/view/9idisclosure/disclosure

In this episode of the 9Innings Podcast, host interviews Helen Stephens, founder of Aspen Wealth Management. Helen shares her journey of launching her RIA firm in 2011 with zero assets, overcoming regulatory and industry challenges, and building a diverse, client-focused practice. She discusses the importance of ethical business, defining an ideal client, and work-life integration. The conversation covers industry gender barriers, the distinction between advisor and business owner roles, scaling a firm, and succession planning. Helen’s insights highlight Aspen’s growth to over $500 million in assets and her commitment to a supportive, values-driven culture.Helen’s Career Beginnings & Starting Aspen Wealth (00:01:06).Starting with Zero Assets (00:03:46)Navigating a Male-Dominated Industry (00:06:09)Industry Changes & Firm Growth Recognition (00:09:17)Mistakes & Ideal Client Definition (00:12:33)Culture & Passion for Service (00:15:01)Work-Life Integration & Time Ownership (00:16:02)Burnout, Responsibility, and Market Stress (00:20:03)Scaling, Hiring, and Succession Planning (00:22:17)Headaches And Landmines to Avoid (27:20)Value of Mentorship (29:00)Business Reflection (31;05)NEWSLETTER (WHAT NOW): https://substack.com/@9icapital?r=2eig6s&utm_campaign=profile&utm_medium=profile-page Follow Us: youtube: / @9icap Linkedin: / kevin-thompson-ricp%c2%ae-cfp%c2%ae-74964428 facebook: / mlb2cfp Buy MLB2CFP Here: https://www.amazon.com/MLB-CFP%C2%AE-90-Feet-Counting-ebook/dp/B0BLJPYNS4 Website: http://www.9icapitalgroup.com Hit the subscribe button to get new content notifications. Corrections: Editing by http://SwoleNerdProductions.com Disclosure: https://sites.google.com/view/9idisclosure/disclosure

In this episode, investigative journalist and bestselling author David Enrich joins the host to discuss the mounting legal threats facing journalists and the erosion of press freedom in the U.S. Drawing from his book Murder the Truth, Enrich explores how wealthy individuals weaponize lawsuits to silence critical reporting, referencing cases like the Peter Thiel-funded Gawker lawsuit. The conversation highlights the crucial role of the First Amendment, the vulnerability of independent journalists, and the importance of supporting local media to safeguard democracy. Enrich urges listeners to back independent journalism and stay vigilant about threats to free speech.Legal Threats and Press Protections (00:00:34)New York Times v. Sullivan and Its Impact (00:01:40)First Amendment Under Attack? (00:04:19)Weaponization of Legal System: Gawker and Peter Thiel (00:06:42)Supreme Court Justices and Personal Bias (00:10:58)Public Figures, Scrutiny, and Accountability (00:14:49)Impact of Gawker Case and Legal Threats on Journalism (00:16:43)Corporate Power and Legal Weaponization (00:19:06)Supporting Local Journalism and Final Takeaway (00:24:26)NEWSLETTER (WHAT NOW): https://substack.com/@9icapital?r=2eig6s&utm_campaign=profile&utm_medium=profile-page Follow Us: youtube: / @9icap Linkedin: / kevin-thompson-ricp%c2%ae-cfp%c2%ae-74964428 facebook: / mlb2cfp Buy MLB2CFP Here: https://www.amazon.com/MLB-CFP%C2%AE-90-Feet-Counting-ebook/dp/B0BLJPYNS4 Website: http://www.9icapitalgroup.com Hit the subscribe button to get new content notifications. Corrections: Editing by http://SwoleNerdProductions.com Disclosure: https://sites.google.com/view/9idisclosure/disclosure

In this episode, host Kevin Thompson and guest Steven Jarvis, CPA, discuss the complexities and frustrations of current retirement tax rules, focusing on the Roth IRA five-year rule, Social Security taxation, and the “widow’s penalty.” They highlight how outdated IRS technology and convoluted regulations create unnecessary stress for retirees. The conversation blends personal stories, professional insights, and broader reflections on workforce development and education, ultimately calling for tax reform and modernization to make retirement planning simpler, fairer, and more effective for individuals navigating today’s financial landscape.Stephen Jarvis’ Athletic Background (00:00:51) The Roth IRA Five-Year Rule (00:06:41) Record Keeping and Tax Complexity (00:09:19)Social Security Taxation Formula (00:12:48) Behavioral Incentives in Tax Law (00:16:30) Higher Education and Workforce Development (00:20:31)Economic Value of College Degrees (00:23:33)Philosophy, Ethics, and Self-Presentation (00:26:19)The Widow’s Tax Penalty (00:31:42) National Debt and Tax Policy Complexity (00:33:02) IRS Modernization and Administrative Complexity (00:36:31)Challenges of Government System Updates (00:37:45)Podcast Wrap-Up and Closing Remarks (00:39:00)NEWSLETTER (WHAT NOW): https://substack.com/@9icapital?r=2eig6s&utm_campaign=profile&utm_medium=profile-page Follow Us: youtube: / @9icapLinkedin: / kevin-thompson-ricp%c2%ae-cfp%c2%ae-74964428facebook: / mlb2cfp Buy MLB2CFPHere: https://www.amazon.com/MLB-CFP%C2%AE-90-Feet-Counting-ebook/dp/B0BLJPYNS4 Website: http://www.9icapitalgroup.com Hit the subscribe button to get new content notifications. Corrections: Editing by http://SwoleNerdProductions.com Disclosure: https://sites.google.com/view/9idisclosure/disclosure

On The Podcast: In this episode, we sit down with Dr. John T. Harvey to unpack Modern Monetary Theory (MMT) and the sustainability of the U.S. government’s $37 trillion debt. Dr. Harvey makes the bold claim that the U.S. cannot be forced to default—because it issues and controls its own currency.The conversation goes beyond the headlines, exploring:The real implications of government spendingHow politics shapes economic narrativesThe role of wealth concentration in policy debatesWhy deficits may not be as dangerous as they soundThis episode challenges conventional wisdom about national debt, arguing that the true focus should be on resource allocation and economic priorities—not just big numbers.Can the US Default on Its Debt? (00:01:38)Demand for Currency and Taxation (00:08:30)Debt Sustainability and Inflation Concerns (00:11:33).US Debt Growth Over Decades (00:13:16)Government Debt vs. Household Debt Analogy (00:14:34)Role of Economic Ideology and Market System (00:19:01)Public Perception of Inflation (00:25:14)Government Data, Revisions, and Political Influence (00:31:10)World Reserve Currency Status and Its Implications (00:36:04)Cryptocurrency, Stablecoins, and US Dollar Dominance (00:41:08)Value of Currency and Taxation Anchor (00:42:33)Limits of MMT: Real Resources and Infrastructure (00:44:14)Capitalism, Competition, and Billionaire Power (00:45:40)NEWSLETTER (WHAT NOW): https://substack.com/@9icapital?r=2eig6s&utm_campaign=profile&utm_medium=profile-page Follow Us: youtube: / @9icap Linkedin: / kevin-thompson-ricp%c2%ae-cfp%c2%ae-74964428 facebook: / mlb2cfp Buy MLB2CFP Here: https://www.amazon.com/MLB-CFP%C2%AE-90-Feet-Counting-ebook/dp/B0BLJPYNS4 Website: http://www.9icapitalgroup.com Hit the subscribe button to get new content notifications.Corrections: Editing by http://SwoleNerdProductions.com Disclosure: https://sites.google.com/view/9idisclosure/disclosure

In this episode, host Kevin Thompson, founder and CEO of 9i Capital Group, breaks down the newly signed "Big Beautiful Bill" (BBB). He highlights five major changes: a $6,000 senior deduction, restored bonus depreciation for capital investments, a higher $40,000 SALT cap, expanded QBI deduction eligibility for high earners, and a new tax exemption for overtime and tip income. Kevin explains how these provisions impact seniors, business owners, and high-income earners, while urging listeners to seek professional advice to navigate the bill’s complexities and understand its long-term effects.Bonus Depreciation Returns (00:03:59)SALT Cap Raised to $40,000 (00:06:06)Qualified Business Income (QBI) Deduction Expansion (00:08:09)No Tax on Tips and Overtime (00:10:28)Recap and Closing Thoughts (00:13:37)Outro and Farewell (00:15:46)NEWSLETTER (WHAT NOW): https://substack.com/@9icapital?r=2eig6s&utm_campaign=profile&utm_medium=profile-page Follow Us: youtube: / @9icap Linkedin: / kevin-thompson-ricp%c2%ae-cfp%c2%ae-74964428 facebook: / mlb2cfp Buy MLB2CFP Here: https://www.amazon.com/MLB-CFP%C2%AE-90-Feet-Counting-ebook/dp/B0BLJPYNS4 Website: http://www.9icapitalgroup.com Hit the subscribe button to get new content notifications. Corrections: Editing by http://SwoleNerdProductions.com Disclosure: https://sites.google.com/view/9idisclosure/disclosure