The Above Board Podcast

In this episode of The Above Board Podcast, John Kennedy sits down with Eliana Goldstein, a certified career coach who helps ambitious professionals build careers they love without burning out. Eliana shares her own journey from corporate ad tech to coaching, what she’s learned about finding purpose at work, and why true fulfillment comes from alignment, not a job title. They also talk about burnout, confidence, and how to know when it’s time to make a change. A great listen if you’re rethinking your career or want to feel more energized and connected to what you do every day. Find more helpful success coaching resources from Eliana and her team here: https://www.elianagoldsteincoaching.com/ 00:51 Eliana's Career Journey 04:27 Making the Leap to Coaching 06:59 Mindset and Confidence Building 08:26 Investing in Yourself 11:24 Finding Career Fulfillment 16:36 Navigating Career Seasons 20:58 Understanding Millennial and Gen Z Workforce Dynamics 24:00 The Shift to Hybrid Work Environments 29:29 Addressing Burnout and Job Fulfillment 35:30 Building a Coaching Business and Team 38:04 Career Development Programs and Final Thoughts

We often talk about compound interest when it comes to money, but character works the same way. The small choices you make every day, how you lead, how you treat people, how you show up, build on each other over time. In this episode, John Kennedy, CFP®, shares how integrity, consistency, and humility play a bigger role in success than most people realize. It’s an honest look at how character compounds in business, leadership, and everyday life. 00:26 The Power of Compounding Beyond Finance 01:18 Character and Consistency: Building Trust 01:58 Personal Accountability and Candor 04:44 The Invisible Returns of Character 06:27 Reflecting on Character Development

In this week’s episode, John Kennedy shares why “getting in over your head” might be exactly what you need to grow in your career, your finances, or your personal life. He breaks down a powerful idea inspired by Carl Richards: real progress happens just beyond the edge of your comfort zone. Whether it’s taking on a new challenge, saying yes before you feel ready, or finally stepping into something that scares you a little. This episode will remind you that safe equals stagnant, and growth happens at the edge.   00:29 The Power of Getting in Over Your Head 01:00 Carl Richards' Insightful Analogy 02:08 Personal Experiences and Growth 02:59 Facing Financial Challenges 04:50 Stepping Out of Your Comfort Zone 05:36 CandorPath's Mission and Vision 06:27 Final Thoughts and Challenge

In this episode, John chats with his longtime friend Kimberly Stevens—national champion swimmer, bestselling author, speaker, and breast cancer survivor. Kim has faced heartbreaking loss, her daughter’s life-threatening diagnosis, and her own battle with cancer. Instead of letting those moments define her, she turned them into a mission to bring hope to others through her movement Extend the Rose. We talk about resilience, grit, gratitude, and why hope is something we all need to share. Kim’s story is raw, inspiring, and a reminder to never give up. - Learn more or get involved: https://extendtherose.org - Be one of the first 10 listeners to text us at 407-904-8414 and get a free copy of Kim’s book! Want your own right away? Grab ALTAR’d here: https://www.amazon.com/ALTARd-Finding-through-GRATITUDE-NEVER/dp/B0BQ9LLP7H 02:16 Kimberly's Early Life and Swimming Career 03:52 Facing Personal Tragedies and Losses 07:55 The Birth of Extend the Rose Movement 17:06 Finding Gratitude in the Midst of Struggle 18:29 The Rose Acronym: A Path Through Grief 23:50 Celebrating Milestones Amidst Challenges 29:03 The Power of Extending to Others 30:25 Hospital Events and Future Plans 32:01 The Roar Gallery Initiative 35:35 Faith, Grief, and Rediscovery

We hear a lot of the same questions when it comes to money—because navigating your finances isn’t always straightforward. In this episode, we’re answering some of the most common things people ask us, from budgeting basics to feeling stuck or overwhelmed. Whether you’re just starting out or reevaluating your financial habits, this conversation is a reminder that you’re not alone—and there are simple, practical steps you can take to move forward. 00:39 Viewer Questions: Financial Strategies 01:36 Question 1: Saving and Retirement Planning 05:39 Question 2: Paying Off Mortgage vs. Investing 09:38 Question 3: Raising Financially Responsible Kids 19:38 Question 4: Roth vs. Traditional IRA 29:39 Wrapping Up and Final Thoughts

In this episode, John shares how one book—Unreasonable Hospitality—reshaped how he and the team think about service. From handwritten notes to surprise welcome boxes and even personally delivered cookies, it’s all about making people feel seen. He dives into why a little extra effort in human connection still matters, even in a world racing toward automation. You’ll also hear how companies like Disney create “magic moments” to outweigh the “tragic” ones—and how you can apply the same mindset to your own work and life. 00:15 The Book Study: Unreasonable Hospitality 00:37 Personal Experience with Poor Service 02:32 The Future of the Service Industry 03:13 Balancing Technology and Personal Touch 04:14 The Value of Strategic Planning 05:41 Creating Memorable Client Experiences 06:38 Examples of Exceptional Hospitality 08:00 Empowering Employees to Create Magic Moments 11:43 The Importance of Human Interaction

Why does losing feel so much worse than winning feels good? In this episode, John and Matt revisit one of their most honest conversations—from a time when markets were down and emotions were running high. They break down the concept of loss aversion and how it quietly shapes our decisions, often without us realizing it. 00:32 Revisiting Loss Aversion 02:26 Behavioral Insights and Market Reactions 06:12 Practical Strategies for Managing Loss Aversion 11:55 Personal Experiences and Professional Advice 19:29 The Importance of Professional Guidance 32:27 Conclusion and Final Thoughts

Your portfolio might be balanced on paper—but what about your emotions? In this episode of The Above Board Podcast, John Kennedy, CFP®, explores how fear, bias, and past experiences can quietly steer your financial decisions. From holding too much cash to sticking with a stock out of loyalty, emotional allocation can derail even the best strategies. John shares practical ways to check in with yourself and stay grounded—because real balance isn’t just in your investments, it’s in how you think about them. 00:34 Understanding Emotional Allocation 01:37 Real-Life Examples of Emotional Allocation 05:23 Behavioral Finance Concepts 06:42 Strategies to Balance Emotional Allocation 10:42 Final Thoughts

In this episode of The Above Board podcast, hosts Rich and John get into the timeless wisdom of Theodore Roosevelt's 'The Man in the Arena' speech. They discuss the importance of courage over criticism, valuing effort over perfection, and the significance of showing up every day. Along the way, they share the challenges of facing naysayers, and the inspiration drawn from observing and supporting others. Listen in for motivational insights, practical advice, and the drive to dare greatly in all aspects of life. 01:47 Theodore Roosevelt's 'Man in the Arena' Speech 03:48 Dealing with Critics and Social Media Trolls 05:44 The Importance of Effort and Resilience 08:11 Courage Over Criticism and Personal Reflections 15:53 Turning Negative Energy into Positive Motivation 23:17 Encouraging Young Financial Advisors 24:01 Embracing Competition and Legacy 24:54 Effort Over Perfection 25:59 The Importance of Trying and Failing 26:37 Legacy 27:35 The Power of Showing Up 32:28 Supporting Others and Atomic Habits 37:38 Balancing Criticism and Praise

In this episode of The Above Board Podcast, John Kennedy gets real about something most people overlook—the basics. You can’t build wealth if you don’t know where your money’s going. You can’t stay fit if you stop showing up for the small stuff. Whether it's tracking your spending, sticking to a simple routine, or just being consistent, John shares why the fundamentals aren’t just for beginners—they’re for anyone who wants lasting progress. This episode is your reminder that real growth isn’t about doing more—it’s about doing what matters, and doing it well. 00:30 The Importance of Basics 02:40 The 10,000 Hours Rule 05:01 Mastering Financial Basics

Feeling mentally drained by the end of the day? It might not be a motivation problem—it could be decision fatigue. In this episode of The Above Board Podcast, John Kennedy shares how the daily pressure to make constant choices adds up, and what you can do to protect your energy. From setting daily priorities to creating decision boundaries, this episode offers simple ways to feel more focused, less overwhelmed, and back in control. 01:01 Decision Fatigue 03:00 Decision Fatigue in Financial Matters 04:10 Prioritizing Your Decisions 05:30 Creating Decision Boundaries 06:16 Simplify, Delegate, or Delete

In this episode of The Above Board podcast, John chats about the significant changes in markets and life over recent weeks, reflecting on episode 154 (Tariffs, Trade Tension, and the Economic Outlook). The discussion centers around the concept of not just 'staying the course' but instead staying aligned, informed, and intentional. John examines the pitfalls of blindly following the 'stay the course' advice and emphasizes the importance of proactive course corrections in response to life changes, market conditions, and evolving goals. We encourage you to re-evaluate your approach, aligning your strategies dynamically and purposefully in various aspects of your life. 00:00 We Missed You! 00:27 Reflecting on Episode 154 01:36 Challenging the Status Quo 02:12 The Importance of Course Corrections 03:36 Staying Aligned vs. Staying the Course 04:11 Proactive Market Strategies 04:55 Applying Financial Lessons to Life

In this episode of The Above Board Podcast, we delve into the 'Let Them Theory' by Mel Robbins, exploring the often overlooked but powerful concept of 'Let Me.' Learn how to stop managing others’ reactions and focus on prioritizing your own happiness, health, and peace. John shares personal experiences and tips for implementing this mindset shift in various aspects of life, including leadership, family, and career. Tune in for practical advice on setting boundaries, handling overcommitment, and making self-care a priority. Don't miss this enlightening conversation! 00:08 Introduction to the 'Let Them Theory' 01:49 The Importance of 'Let Me' 02:16 Learning to Say No 03:52 Leadership and Letting Go 05:12 Practical Applications of 'Let Me' 05:32 Weekly Challenge and Final Thoughts

In this episode, John Kennedy opens up about learning to let go of people-pleasing and the pressure to be understood by everyone. Inspired by The Let Them Theory by Mel Robbins, he shares how this mindset shift is helping him show up with more peace—in parenting, leadership, and everyday life. If you’re ready to stop carrying what isn’t yours, this episode is for you! 00:16 Personal Impact of 'The Let Them Theory' 01:38 Key Lessons from the Book 03:25 Real-Life Application 05:29 Leadership and Letting Go 07:08 Call to Action

In this episode of The Above Board Podcast, Michael Scott, CFA, and Matt Marcoux, EA, CFP® share a timely replay of their recent client webinar focused on the economic impact of newly announced tariffs. They break down what the headlines actually mean, how markets are reacting, and what it all could signal for investors. You'll also hear tailored strategies for individuals at various stages of retirement planning—whether you're 10 years out, just about to retire, or already enjoying it. With a focus on facts over fear, this episode offers practical guidance to help you navigate market volatility with clarity and confidence. 04:47 Current Market Conditions and Economic Data 08:00 Tariff Impacts and Market Reactions 09:40 Understanding the Why and How of Tariffs 19:49 Potential Outcomes and Future Projections 26:19 Diversification Strategies 27:31 Rebalancing Portfolios 28:50 Market Timing and Adjustments 34:48 Client Group Strategies: 10+ Years to Retirement 37:52 Client Group Strategies: 5 Years to Retirement 39:59 Client Group Strategies: 1 Year to Retirement 41:37 Client Group Strategies: Newly Retired 43:11 Client Group Strategies: Comfortably Retired 45:12 Conclusion and Final Thoughts

John shares a personal story about a neighbor struggling with financial stress due to stock market volatility. Through this anecdote, he emphasizes the importance of controlling what we can in life, preparing for uncertainties, and the benefits of discussing financial anxieties with trusted individuals. This episode aims to provide perspective on market corrections, volatility, and living a balanced life despite economic challenges. Join our next economic update webinar for a more in-depth conversation regarding the current market environment!   01:47 Understanding Market Volatility 03:15 Controlling What You Can 04:36 Aligning Money Strategy with Goals 06:08 Perspective on Market Corrections 07:47 Upcoming Economic Update Event

In this episode of The Above Board Podcast, Dawn Hooper, CPA shares her incredible journey from a successful career in the private sector to finding purpose and impact in the nonprofit world. Dawn opens up about what motivated her to make the shift, the challenges and rewards of leading in the nonprofit space, and how impact investing became a driving force in her work and personal life. If you've ever thought about aligning your career with your passion or wondered what it takes to lead with purpose, this conversation is for you.   Dawn is the President and CEO of Dawn Advisory Services, LLC, where she helps nonprofits drive transformational change and empowers teams to reach their full potential.     Helpful resources from today's episode:   Connect with Dawn GuideStar  Charity Navigator A Guide to Impact Investing     Episode Timestamp:    01:03 Dawn's Career Journey 03:01 Transition to Nonprofit Sector 07:08 Challenges in Nonprofit Financial Management 09:45 Leadership Insights and Evolution 14:16 Generational Differences and Leadership 17:59 Diversity in Leadership 19:45 Impact Investing and Personal Growth 23:36 Dawn Advisory Services and Interim CFO Role 28:56 Advice for Aspiring Nonprofit Professionals 35:25 Final Thoughts and Contact Information  

In this episode of the Above Board podcast, John Kennedy discusses the alarming statistic that 70% of generational wealth is lost by the second generation and 90% by the third. He shares his thoughts on why wealth often vanishes and how to prevent it, emphasizing the importance of preparation, accountability, and the transfer of values. This conversation is aimed at ensuring that wealth becomes a meaningful and lasting gift for future generations. 00:00 Shocking Statistics on Generational Wealth 00:42 The Burden of Inherited Wealth 01:19 The Importance of Responsibility and Values 03:20 Strategies for Effective Wealth Transfer 05:13 Final Thoughts and Call to Action

Join John Kennedy on The Above Board podcast as he explores the concept of self-imposed limits and how societal influences shape our beliefs about what we can achieve. He reflects on the differences between the limitless potential encouraged in childhood versus the restrictive realism introduced in adulthood. John shares about overcoming doubts and provides actionable advice on how to challenge and change your environment to break free from negative self-talk and limiting beliefs. Tune in to learn how you can start taking small risks to challenge established narratives and reach your true potential. 00:23 Understanding Self-Imposed Limits 01:09 The Shift from Childhood Dreams to Adult Realism 02:02 External Influences on Our Limits 03:05 The Role of Risk and Fear in Decision Making 03:30 Starting a Company 04:38 Challenging and Changing Your Limits 05:39 Practical Steps to Break Free from Limits

Are you your own toughest critic? In this episode of The Above Board Podcast, John Kennedy and TheRichB get real about the struggles of perfectionism—how it shows up in work, personal goals, and even the little things. They explore the balance between striving for excellence and giving yourself grace, the importance of impact over unrealistic expectations, and how to stop letting perfection get in the way of progress. Tune in and let’s shift the focus from perfect to purposeful. 01:10 Perfectionism and Its Struggles 02:50 Salvador Dali's Wisdom 04:20 Professional and Personal Perfectionism 10:36 Managing Expectations and Impact 16:18 Struggles with Self-Worth 17:27 Childhood Insecurities and Popular Culture 18:56 Pride and Self-Reflection 25:41 Striving for Excellence Over Perfection