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The Australian Finance Podcast
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The Australian Finance Podcast

Author: The Rask Group

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The Australian Finance Podcast is your crash course guide to sorting out your finances, one episode at a time. Owen & Kate bring you actionable information that you can put into practice today, so you can smash those money goals and set yourself up for success. Catch Owen @RaskFinance or @owenrask on Twitter, and Kate @HowToMoneyAUS or on the How To Money Australia website.

**We're proudly supported by ETF Securities**
Learn more about ETF Securities: https://bit.ly/fundsETFS

SHOW NOTES: https://www.rask.com.au/podcasts/?utm_source=whooshkaa-AFP-overview

DISCLAIMER:
The information in this podcast series is general financial information/advice only. That means, the advice does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. In addition, you should obtain and read the product disclosure statement (PDS) before making a decision to acquire a financial product. If you don't know what your needs are, you should consult a trusted and licensed financial adviser who can provide you with personal financial product advice. Please read our Terms of Service and Financial Services Guide on www.rask.com.au/fsg.
71 Episodes
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On recent episodes of The Australian Finance Podcast, you may recall that Owen dropped a few hints about his plans to buy his first property. Well, the papers are signed and keys are in hand, so Kate's turning the tables on Owen this week and finding out just how this share lover ended up buying a house (during COVID-19 no less). From initial research to finally ripping up the carpet, tune in for a deep dive into Owen's first home buying journey. *This episode was recorded remotely due to COVID-19 restrictions, we apologise for any inconsistencies in audio quality. Show notes & episode workbook: http://bit.ly/Australian-Finance-Podcast Watch the video version: https://bit.ly/Rask-YouTube We're proudly supported by ETF Securities Learn more about ETF Securities: https://bit.ly/fundsETFS DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you're confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser or financial adviser.
Getting financial help in Australia is not the easiest task and for most people, talking openly to someone else about your finances is understandably a daunting process.Thankfully in Australia we have a fantastic solution to this, in our hard-working financial counsellors. They're the people who can listen to your financial issues, propose solutions and even advocate on your behalf to banks and debt collectors.The role of a financial counsellor isn't always very well understood, so in this episode, Owen & Kate interview financial counsellor, Nick Georgiou, to break down exactly what they do, how they can help you and where you can go to get in contact with them. *This episode was recorded remotely due to COVID-19 restrictions, we apologise for any inconsistencies in audio quality. Show notes: http://bit.ly/Financial-Counselling-Ep | We're proudly supported by ETF Securities Learn more about ETF Securities: https://bit.ly/fundsETFS | DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you're confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser or financial adviser.
In this episode of The Australian Finance Podcast, Kate and Owen are back behind the mic answering some common listener questions received over the last month. In this episode we answer a range of great questions, ranging from... • Help for those starting their finance journey in late 30s/40s/50s • Should you get a financial advisor if you've only got a small amount of money to manage? • Multiple bank accounts & savings with neobanks • Are ETFs blowing up? • SMSFs versus big Super funds • What do I do if you find out that your employer has stopped paying your super? GENERAL ADVICE ONLY. BUT SERIOUSLY IT'S NOT ADVICE AT ALL. Do your own research - always! Remember to send your questions through to podcast@raskfinance.com. Also if you've been enjoying listening to the podcast and are listening through Apple Podcasts, we'd love it if you could leave us a review! SHOW NOTES & RESOURCES: http://bit.ly/Q-ASept2020 | We're proudly supported by ETF Securities Learn more about ETF Securities: https://bit.ly/fundsETFS | DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you're confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser or financial adviser.
In this episode of The Australian Finance Podcast, Kate and Owen share their top personal finance apps for 2020. We often throw out the name of a personal finance app that we've found helpful here and there, but in this episode of The Australian Finance Podcast, Kate and Owen are bringing them all together for you in one spot. From record keeping, budgeting, banking, investing and making money, there's an app out there for most things nowadays, and we'll share some of the best ones we've found to date. SHOW NOTES & RESOURCES: http://bit.ly/personal-finance-apps-2020 We're proudly supported by ETF Securities Learn more about ETF Securities: https://bit.ly/fundsETFS | DISCLAIMER: This video contains factual/general information only. It is NOT financial advice of any kind. That means the information does not take into account your objectives, financial situation or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you're confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser or financial adviser.
In this episode of The Australian Finance Podcast, Kate talks with expert guest Lacey Filipich, Founder and Author of Money School. Ultimately, the FIRE movement is all about taking back control over your time, and Lacey is a wonderful example of an Aussie doing just that. Kate chats to Lacey about her journey to financial independence (without even being aware of the FIRE movement), how to know if the goal of FI/RE is right for you, whether having a family stands in the way of your goals and the idea of becoming time rich. SHOW NOTES & RESOURCES: http://bit.ly/Lacey-Filipich | We're proudly supported by ETF Securities Learn more about ETF Securities: https://bit.ly/fundsETFS | DISCLAIMER: This video contains factual/general information only. It is NOT financial advice of any kind. That means the information does not take into account your objectives, financial situation or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you're confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser or financial adviser.
There's been a lot going on over the last few months and we've had some great guests on the show, so Kate and Owen are certainly due for a catchup to discuss current financial events, recap on our favourite episodes and respond to common listener questions. Tune in for a catch up with Owen and Kate! SHOW NOTES & RESOURCES: https://bit.ly/afpep69 We're proudly supported by ETF Securities Learn more about ETF Securities: https://bit.ly/fundsETFS | DISCLAIMER: This video contains factual/general information only. It is NOT financial advice of any kind. That means the information does not take into account your objectives, financial situation or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you're confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser or financial adviser.
In this episode of The Australian Finance Podcast, Kate and Owen talk with Anna Glynn, a positive psychology teacher and expert on wellbeing. Before starting her own practice, Anna worked in financial services for a decade. Anna talks us through essential tips for combating the tricks our mind can play on us, especially during times of uncertainty. Things we talk about: • Think more positive at home or while we're at work • Highlights the importance of connections with others around - even if you're living with them 24/7 • How to supercharge your happiness by dialling down negative stimulus and focusing on the good • Why video calls with friends are an easy way to boost your happiness • The importance of having and feeling like you have purpose in your day • The 'three good things' intervention and tricking your mind to be happier more often • Why it's important to smile each day Full show notes: https://bit.ly/Anna-Glynn | We're proudly supported by ETF Securities Learn more about ETF Securities: https://bit.ly/fundsETFS | DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you're confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser or financial adviser.
How does thinking and talking about money make you feel? Is it something you avoid, run screaming from or happily chat about? Mel Browne helps people unlearn and relearn, to swap behaviour, to be aware of their money triggers and their money identity and discover how to apply personal leadership to their finances. It's time to understand that money isn't good or evil but is simply a tool we can use to help us design the life we love. Full show notes: https://bit.ly/Melissa-Browne We're proudly supported by ETF Securities Learn more about ETF Securities: https://bit.ly/fundsETFS | This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you're confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser or financial adviser.
Amy Lunardi is back on The Australian Finance Podcast to talk about property investing 101, including how to do it right, wrong and everything in between. Amy covers what you must know about property investing, including buying your first home and getting a plan in place. Full show notes: https://bit.ly/amyprop | We're proudly supported by ETF Securities Learn more about ETF Securities: https://bit.ly/fundsETFS | This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you're confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser or financial adviser.
In this episode of The Australian Finance Podcast we're not just talking about diversifying your investments, we cover the importance of applying the principles of diversification to all areas of your financial life. Show notes: https://bit.ly/diversitytwo | We're proudly supported by ETF Securities Learn more about ETF Securities: https://bit.ly/fundsETFS | The information in this podcast is general financial advice only. That means, the advice does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. In addition, you should obtain and read the product disclosure statement (PDS) before making a decision to acquire a financial product. If you don't know what your needs are, you should consult a trusted and licensed financial adviser who can provide you with personal financial product advice.
In this episode of The Australian Finance Podcast, Owen talks with ETF Securities CEO, Kris Walesby, about his journey, where ETFs came from, the Core and Satellite approach to investing, the GOLD, FANG+ and CURE ETFs, trading ETFs and more. If you're completely new to ETFs, consider going back to Kate and Owen's episode, "How to pick and choose ETFs" and "Australian Investing 101". While Kris and Owen talk a little about the fundamentals of ETFs and investing, those episodes are a good primer for this one. Show notes: https://bit.ly/etf-portfolio-show-notes | We're proudly supported by ETF Securities Learn more about ETF Securities: https://bit.ly/fundsETFS | The information in this podcast is general financial advice only. That means, the advice does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. In addition, you should obtain and read the product disclosure statement (PDS) before making a decision to acquire a financial product. If you don't know what your needs are, you should consult a trusted and licensed financial adviser who can provide you with personal financial product advice.
Going on holiday? Got time to read? In this episode of The Australian Finance Podcast Kate and Owen share their top five personal finance books and/or resources. A simple -- yet powerful -- top five! SHOW NOTES: https://bit.ly/finpod-books If you have any questions, feedback or suggestions for better books, please email Kate and Owen now. We're proudly supported by ETF Securities Learn more about ETF Securities: https://bit.ly/fundsETFS | The information in this podcast is general financial advice only. That means, the advice does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. In addition, you should obtain and read the product disclosure statement (PDS) before making a decision to acquire a financial product. If you don't know what your needs are, you should consult a trusted and licensed financial adviser who can provide you with personal financial product advice.
Something that COVID-19 has demonstrated to us, is just how uncertain the future is and the importance of being flexible with our lives. So what does that actually look like? In this episode, Owen and Kate have a chat about the potential long-term effects that COVID-19 might have on our finances and whether it's still worth making plans. TLDR, yes, you should still make financial plans! If you don't make some financial plans now, you'll wake up in 10 years and wonder why you didn't start working on your finances 10 years earlier. Side Note - Investing is already a risky endeavour and investing in products you don't understand only compounds that risk. You certainly don't need to be an expert to get started, but you do need to lay down the groundwork. Head over to MoneySmart, Rask Education, listen to our back catalogue and if you get yourself into a difficult situation and need help, reach out to a free financial counsellor. SHOW NOTES: https://bit.ly/financial-plans-covid | We're proudly supported by ETF Securities Learn more about ETF Securities: https://bit.ly/fundsETFS | The information in this podcast is general financial advice only. That means, the advice does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. In addition, you should obtain and read the product disclosure statement (PDS) before making a decision to acquire a financial product. If you don't know what your needs are, you should consult a trusted and licensed financial adviser who can provide you with personal financial product advice.
Alisha Henderson is the creative genius and go-getter behind Sweet Bakes cakes, the author and designer of the Storybook Sweets, speaker, Instagramer and so much more. Alisha's journey with Sweet Bakes started when she was just 19, it's been profitable since day one and has experienced incredible growth as she meticulously crafted her brand, marketing strategy and lived her life "with total joy". Alisha is one of the highest energy and positive young people I -- Owen -- have come across. It was my pleasure to talk with this inspiring young business person about hustling, online marketing, motivation, mindfulness, sticking your neck out, scaling a business and more. We hope you enjoy it! SHOW NOTES: https://bit.ly/AlishaHenderson | We're proudly supported by ETF Securities Learn more about ETF Securities: https://bit.ly/fundsETFS | The information in this podcast is general financial advice only. That means, the advice does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. In addition, you should obtain and read the product disclosure statement (PDS) before making a decision to acquire a financial product. If you don't know what your needs are, you should consult a trusted and licensed financial adviser who can provide you with personal financial product advice.
Starting a (magnificent) business in Australia isn't easy. Take it from me. There's a LOT of work involved after the business is up and running. But before you even accept your first dollar of cash or revenue, you need to understand lots of complicated nonsense that seems so overwhelming. SHOW NOTES: https://bit.ly/3dY9t5L Email Owen: www.rask.com.au/contact **We're proudly supported by ETF Securities** Learn more about ETF Securities: https://bit.ly/fundsETFS In this episode of The Australian Finance Podcast Owen Rask, Founder of The Rask Group, tries to provide an overview of everything you need to know about starting a business in Australia, and shares some great show notes on exactly what you need to think about to get started.
Tax time is fast approaching! In this episode of The Australian Finance Podcast Kate and Owen talk about... (drum roll) taxes, including 5 ways to manage your tax affairs in 2020. Full show notes: https://bit.ly/30jegeb • Keep your affairs in order • Claim a tax deduction for extra Super contributions (if you're eligible) • Manage your ETF and share holdings • Know your working from home deductions • Don't buy something just because it's tax deductible This podcast contains general information only and is not intended as an alternative to professional tax or financial advice. It has not taken into account your needs, goals or objectives. You should consult a professional tax agent and financial adviser before acting on any of the information presented in this podcast.
COVID-19 has brought forward a wide range of economic challenges and industries have been shaken to the core. Can print news come back from this? Will ordering groceries online become a regular occurrence? Will the education system finally start to catch up with the 21st century? Despite this tough and unpredicted situation, some businesses have forged ahead and emerged victorious through clever and relevant business pivots. In this episode of The Australian Finance Podcast, Owen and Kate dive into the interesting business pivots and side hustles that have emerged from COVID-19. Show notes: https://bit.ly/2ZT22sf Take Owen's free finance course 'A-to-Z of Financial Independence: The Complete Guide': https://bit.ly/2KLHF7N The information in this podcast is general financial advice only. That means, the advice does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. In addition, you should obtain and read the product disclosure statement (PDS) before making a decision to acquire a financial product. If you don't know what your needs are, you should consult a trusted and licensed financial adviser who can provide you with personal financial product advice.
COVID-19 has brought many changes to the world of work and has led to many Aussies losing their jobs. Losing your job can often come as a shock and it can take some time to figure out who you are again. In this episode of the Australian Finance Podcast, Owen and Kate dive into some of the key actions to take if you've lost your job recently and ways to set yourself up for success when hunting for your next job. Show notes: https://bit.ly/3e6rG0M Take Owen's free finance course 'A-to-Z of Financial Independence: The Complete Guide': https://bit.ly/2KLHF7N The information in this podcast is general financial advice only. That means, the advice does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. In addition, you should obtain and read the product disclosure statement (PDS) before making a decision to acquire a financial product. If you don't know what your needs are, you should consult a trusted and licensed financial adviser who can provide you with personal financial product advice.
Your friend: "OMG, did you hear that "they" said Australian property prices are going to fall by 30%?" You: "Who's 'they' and what data did they use?" Your friend: "No idea. But seriously how bad's that!" With bold predictions about the direction of Australian house prices getting tossed around left right and centre, falling rental prices, COVID-19 and first home buyers licking their lips, Owen took the opportunity to talk about house prices, the basics of economics for property, the latest data and forecasts, why forecasts are almost always specifically wrong and how to think about buying property in 2020. Show notes: https://bit.ly/2yfltQM Take Owen's free finance course 'A-to-Z of Financial Independence: The Complete Guide': https://bit.ly/2KLHF7N The information in this podcast is general financial advice only. That means, the advice does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. In addition, you should obtain and read the product disclosure statement (PDS) before making a decision to acquire a financial product. If you don't know what your needs are, you should consult a trusted and licensed financial adviser who can provide you with personal financial product advice.
From seasoned investors wondering if now is the right time to put their cash to use and new investors wondering if they should jump in now, everyone wants to know if "now is the time to buy shares in Australia". Unfortunately for you, we're not oracles and won't give you a straight answer, but, in this episode Kate and Owen will explore some of the recent issues investors have faced, the questions they're asking Google and the answer to the question that you really wanted to ask in the first place, "how do you buy shares in Australia without losing it all". Show notes: https://bit.ly/3cnv6M7 Take Owen's free finance course 'A-to-Z of Financial Independence: The Complete Guide': https://bit.ly/2KLHF7N The information in this podcast is general financial advice only. That means, the advice does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. In addition, you should obtain and read the product disclosure statement (PDS) before making a decision to acquire a financial product. If you don't know what your needs are, you should consult a trusted and licensed financial adviser who can provide you with personal financial product advice.
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Comments (6)

Kathy

great overview...

Aug 2nd
Reply

Amitesh sharma

You guys said within the episode that you've discussed what's defensive and aggressive approaches and that you'll put it in the show notes but I can't find it. Can you pleas specify which episode you discussed it in? Thanks.

Jan 22nd
Reply

brett Dyson

9 .c8vs 'om88'rm

Dec 9th
Reply

Nigel Polzin

just finished all the episodes very helpful. highly recommended

Nov 13th
Reply

Sam Bailey

Love this podcast for realistic and relevant advice for young investors! Also an abundance of resources available to make the most of

Oct 23rd
Reply

Ana Karoline Souza

very good. But I'd like to listening with the transcript

Jul 31st
Reply
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