The Beavis Wealth Podcast

🤗 Join over 550,000+ DIY Investors on the Blossom app (FREE) ➤ https://getblossom.onelink.me/SOfu/brandonbeavis Watch on YouTube:  https://youtu.be/j2Fl2_LJP_g In Episode 11 of our retirement series, "Second Act", I walk through a year-end checklist for retirees, covering income decisions, RRIF/TFSA rules, charitable giving, estate updates, and portfolio tune-ups to ensure a smoother and more tax-efficient retirement. Also in this episode: 🧾 Reflecting on the year helps uncover spending surprises and potential plan adjustments.📉 RRSP and RRIF timing can make a big difference in tax efficiency.🎁 Charitable donations and family gifting offer emotional and tax advantages.📊 Rebalancing your portfolio now helps maintain proper risk levels.📂 Estate planning updates save stress and prevent costly errors later.🎯 Setting goals for the new year defines your income needs and lifestyle direction. Thank you to Harvest ETFs for supporting this series.Learn more about Harvest here: https://harvestportfolios.com/Harvest Insights: https://harvestportfolios.com/insights/ Chapters00:00 Intro00:50 The Big Picture - Time to Reflect03:18 Registered Deadlines05:16 TFSA Transactions06:42 Harvest Insights07:49 Gifts & Giving09:15 Portfolio Checkup10:50 Estate Planning12:44 Looking Forward to Next Year----------- 📥 Subscribe to the Pulse Newsletter for Weekly Market News ➤ https://thepulse.beaviswealth.com/Courses & Training - The Investing Academy ➤ https://bit.ly/theinvestingacademy Follow Us On Blossom ➤ https://getblossom.page.link/brandonInstagram ➤ https://bit.ly/3OechghLinkedIn ➤https://bit.ly/3RLndF7Website ➤ https://www.beaviswealth.com----------- 🏦🇨🇦 Sign Up Bonuses 💰💸: ► Wealthsimple Trade ($50 cash bonus) - wealthsimple.sjv.io/Vmome3► Wealthsimple Invest Robo-Advisor (Receive a $50 sign up bonus) - wealthsimple.sjv.io/oqQqKm► NEO Financial (Cash Back Credit Card) - https://bit.ly/3yJqb4s► Questrade Online Brokerage (Get $50 in commission-free trades) - https://bit.ly/3OhrRrK The above affiliate links are provided for your convenience, and if you click on a link and end up purchasing a product or service, this channel may receive compensation for the referral. We have personally vetted each of these companies and services and, in our opinion, we believe they provide value to our viewers, depending upon your individual circumstances. Business Inquiries: support@theinvestingacademy.ca ----------- Beavis Wealth Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. Although previously licensed, the contributors are no longer industry participants and are not licensed to provide financial advice. They strive to provide you with educational information in an entertaining manner. Always do your own research and due diligence before investing. Generally speaking, you should consult a licensed investment professional before investing.

🤗 Join over 550,000+ DIY Investors on the Blossom app (FREE) ➤ https://getblossom.onelink.me/SOfu/brandonbeavis  Watch on YouTube:  https://youtu.be/kN_y2GVGOc8 Is the "up-only" era of Canadian rent finally over? For the first time in the post-pandemic cycle, we are seeing asking rents hit negative territory. But the national average hides a much more complex story. In this video, I break down the latest Canadian Rental Report from Rentals.ca. I look at why prices in major hubs like Toronto and Vancouver are finally cooling off, while cities like Edmonton are seeing double-digit spikes. Is this a crash, a correction, or a simple rebalancing? I analyze the data on unit sizes, supply vs. demand, and the impact of recent changes to temporary resident caps. If you are a renter looking for a deal, or a landlord watching the market, this is the reality check you need. CHAPTERS: 0:00 - The Unheard of: Negative Rent Growth0:45 - Breakdown by Unit Size (The Twist)1:35 - Why is this happening? (Supply & Population)2:25 - The "Big Six" Divergence3:15 - Toronto & Vancouver vs. Edmonton4:05 - The "Rebalancing": Voting with their feet5:00 - Reality Check: Is the crisis over?5:50 - Supply is finally pressuring Price6:30 - Conclusion: A Regional Divide 📥 Subscribe to the Pulse Newsletter for Weekly Market News ➤ https://thepulse.beaviswealth.com/Courses & Training - The Investing Academy ➤ https://bit.ly/theinvestingacademy Follow Us On Blossom ➤ https://getblossom.page.link/brandonInstagram ➤ https://bit.ly/3OechghLinkedIn ➤https://bit.ly/3RLndF7Website ➤ https://www.beaviswealth.com----------- 🏦🇨🇦 Sign Up Bonuses 💰💸: ► Wealthsimple Trade ($50 cash bonus) - wealthsimple.sjv.io/Vmome3► Wealthsimple Invest Robo-Advisor (Receive a $50 sign up bonus) - wealthsimple.sjv.io/oqQqKm► NEO Financial (Cash Back Credit Card) - https://bit.ly/3yJqb4s► Questrade Online Brokerage (Get $50 in commission-free trades) - https://bit.ly/3OhrRrK The above affiliate links are provided for your convenience, and if you click on a link and end up purchasing a product or service, this channel may receive compensation for the referral. We have personally vetted each of these companies and services and, in our opinion, we believe they provide value to our viewers, depending upon your individual circumstances. Business Inquiries: support@theinvestingacademy.ca ----------- Beavis Wealth Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. Although previously licensed, the contributors are no longer industry participants and are not licensed to provide financial advice. They strive to provide you with educational information in an entertaining manner. Always do your own research and due diligence before investing. Generally speaking, you should consult a licensed investment professional before investing.

Watch on YouTube:  https://youtu.be/rTuIIrp5h4M In this episode, I look at the November Services PMI report and explain why a sharp drop in New Orders—despite overall growth—sends a mixed message about the economy’s true momentum. Also in this episode: 📉 Business activity is up, but hiring remains cautious, showing a disconnect in confidence.📦 Inventories rise and supplier deliveries slow, suggesting firms are prepping for demand.⏳ Backlogs spike 8.3 points, hinting at capacity constraints or a demand mismatch.🔥 Prices remain high across most industries, despite a slight pullback from October. 📥 Subscribe to the Pulse Newsletter for Weekly Market News ➤ https://thepulse.beaviswealth.com/ 🤗 Join over 500,000+ DIY Investors on the Blossom app (FREE) ➤ https://getblossom.onelink.me/SOfu/brandonbeavis ----------- Courses & Training - The Investing Academy ➤ https://bit.ly/theinvestingacademy Follow Us On Blossom ➤ https://getblossom.page.link/brandonInstagram ➤ https://bit.ly/3OechghLinkedIn ➤https://bit.ly/3RLndF7Website ➤ https://www.beaviswealth.com----------- 🏦🇨🇦 Sign Up Bonuses 💰💸: ► Wealthsimple Trade ($50 cash bonus) - wealthsimple.sjv.io/Vmome3► Wealthsimple Invest Robo-Advisor (Receive a $50 sign up bonus) - wealthsimple.sjv.io/oqQqKm► NEO Financial (Cash Back Credit Card) - https://bit.ly/3yJqb4s► Questrade Online Brokerage (Get $50 in commission-free trades) - https://bit.ly/3OhrRrK The above affiliate links are provided for your convenience, and if you click on a link and end up purchasing a product or service, this channel may receive compensation for the referral. We have personally vetted each of these companies and services and, in our opinion, we believe they provide value to our viewers, depending upon your individual circumstances. Business Inquiries: support@theinvestingacademy.ca ----------- Beavis Wealth Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. Although previously licensed, the contributors are no longer industry participants and are not licensed to provide financial advice. They strive to provide you with educational information in an entertaining manner. Always do your own research and due diligence before investing. Generally speaking, you should consult a licensed investment professional before investing.

🤗 Join over 500,000+ DIY Investors on the Blossom app (FREE) ➤ https://getblossom.onelink.me/SOfu/brandonbeavis In this episode, I look at the ISM Manufacturing PMI. This is a powerful but underappreciated economic signal. With nine straight months of contraction and broad sector weakness, this report reveals early signs of a broader slowdown you can't afford to ignore. Also in this episode: 📉 New Orders fall again, showing businesses are bracing for weaker demand in early 2026.👷‍♂️ Hiring freezes persist across manufacturing, with 67% of firms managing headcounts down.📦 Backlogs keep dropping, stripping away the buffer that sustained production in previous months.🚚 Supplier deliveries are speeding up, a hidden sign that demand is cooling throughout the supply chain.🛒 Customer inventories stay low, but restocking isn't happening , a signal of caution, not strength.💰 Input prices rise even as demand weakens, pointing to sticky cost pressures across the sector. Chapters0:00 Intro0:37 November PMI Report & 2025 Downward Trend1:10 What is the PMI2:07 Employment2:39 New Orders3:03 Backlog of Orders3:44 Supplier Deliveries4:46 Customers' Inventories5:19 Prices5:47 Industries Reporting Growth ----------- 📥 Subscribe to the Pulse Newsletter for Weekly Market News ➤ https://thepulse.beaviswealth.com/Courses & Training - The Investing Academy ➤ https://bit.ly/theinvestingacademy Follow Us On Blossom ➤ https://getblossom.page.link/brandonInstagram ➤ https://bit.ly/3OechghLinkedIn ➤https://bit.ly/3RLndF7Website ➤ https://www.beaviswealth.com----------- 🏦🇨🇦 Sign Up Bonuses 💰💸: ► Wealthsimple Trade ($50 cash bonus) - wealthsimple.sjv.io/Vmome3► Wealthsimple Invest Robo-Advisor (Receive a $50 sign up bonus) - wealthsimple.sjv.io/oqQqKm► NEO Financial (Cash Back Credit Card) - https://bit.ly/3yJqb4s► Questrade Online Brokerage (Get $50 in commission-free trades) - https://bit.ly/3OhrRrK The above affiliate links are provided for your convenience, and if you click on a link and end up purchasing a product or service, this channel may receive compensation for the referral. We have personally vetted each of these companies and services and, in our opinion, we believe they provide value to our viewers, depending upon your individual circumstances. Business Inquiries: support@theinvestingacademy.ca ----------- Beavis Wealth Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. Although previously licensed, the contributors are no longer industry participants and are not licensed to provide financial advice. They strive to provide you with educational information in an entertaining manner. Always do your own research and due diligence before investing. Generally speaking, you should consult a licensed investment professional before investing.

🤗 Join over 500,000+ DIY Investors on the Blossom app (FREE) ➤ https://getblossom.onelink.me/SOfu/brandonbeavis In this episode of our Second Act series, I look at how your relationship with investment risk changes once you retire. I explain key risks like sequence-of-returns, inflation, and longevity, and how smart risk management can help you protect your income, sleep better, and make your money last throughout retirement. Thank you to Harvest ETFs for their support for this series. Learn more about how Harvest can help you invest in your retirement.https://harvestportfolios.com/Harvest Low Volatility Canadian Equity Income ETF: https://harvestportfolios.com/etf/hvoi/Harvest Low Volatility Canadian Equity ETF: https://harvestportfolios.com/etf/hvol/ Chapters00:00 Introduction01:58 Real-Life Scenarios03:55 Risk Calculations07:10 Investing for Cash Flow08:58 Tools and Strategies10:39 Dealing with Your Emotions13:21 Next Episode Preview: Snowbirds----------- 📥 Subscribe to the Pulse Newsletter for Weekly Market News ➤ https://thepulse.beaviswealth.com/Courses & Training - The Investing Academy ➤ https://bit.ly/theinvestingacademy Follow Us On Blossom ➤ https://getblossom.page.link/brandonInstagram ➤ https://bit.ly/3OechghLinkedIn ➤https://bit.ly/3RLndF7Website ➤ https://www.beaviswealth.com----------- 🏦🇨🇦 Sign Up Bonuses 💰💸: ► Wealthsimple Trade ($50 cash bonus) - wealthsimple.sjv.io/Vmome3► Wealthsimple Invest Robo-Advisor (Receive a $50 sign up bonus) - wealthsimple.sjv.io/oqQqKm► NEO Financial (Cash Back Credit Card) - https://bit.ly/3yJqb4s► Questrade Online Brokerage (Get $50 in commission-free trades) - https://bit.ly/3OhrRrK The above affiliate links are provided for your convenience, and if you click on a link and end up purchasing a product or service, this channel may receive compensation for the referral. We have personally vetted each of these companies and services and, in our opinion, we believe they provide value to our viewers, depending upon your individual circumstances. Business Inquiries: support@theinvestingacademy.ca ----------- Beavis Wealth Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. Although previously licensed, the contributors are no longer industry participants and are not licensed to provide financial advice. They strive to provide you with educational information in an entertaining manner. Always do your own research and due diligence before investing. Generally speaking, you should consult a licensed investment professional before investing.

🤗 Join over 500,000+ DIY Investors on the Blossom app (FREE) ➤ https://getblossom.onelink.me/SOfu/brandonbeavis In this episode, I look at Canada's latest inflation numbers. While the headline rate has dropped, core inflation tells a different story. I break down where prices are cooling—and where they’re still stubbornly high. Also in this episode:📈 U.S. unemployment ticks up despite job growth—what the data really says about the labor market.🚫 A government shutdown delays key job reports, complicating the Fed’s next move.📉 Canada's core inflation metrics reveal a slower path toward the 2% goal.📊 Fed forced to decide policy with outdated or incomplete data. ----------- 📥 Subscribe to the Pulse Newsletter for Weekly Market News ➤ https://thepulse.beaviswealth.com/Courses & Training - The Investing Academy ➤ https://bit.ly/theinvestingacademy Follow Us On Blossom ➤ https://getblossom.page.link/brandonInstagram ➤ https://bit.ly/3OechghLinkedIn ➤https://bit.ly/3RLndF7Website ➤ https://www.beaviswealth.com----------- 🏦🇨🇦 Sign Up Bonuses 💰💸: ► Wealthsimple Trade ($50 cash bonus) - wealthsimple.sjv.io/Vmome3► Wealthsimple Invest Robo-Advisor (Receive a $50 sign up bonus) - wealthsimple.sjv.io/oqQqKm► NEO Financial (Cash Back Credit Card) - https://bit.ly/3yJqb4s► Questrade Online Brokerage (Get $50 in commission-free trades) - https://bit.ly/3OhrRrK The above affiliate links are provided for your convenience, and if you click on a link and end up purchasing a product or service, this channel may receive compensation for the referral. We have personally vetted each of these companies and services and, in our opinion, we believe they provide value to our viewers, depending upon your individual circumstances. Business Inquiries: support@theinvestingacademy.ca ----------- Beavis Wealth Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. Although previously licensed, the contributors are no longer industry participants and are not licensed to provide financial advice. They strive to provide you with educational information in an entertaining manner. Always do your own research and due diligence before investing. Generally speaking, you should consult a licensed investment professional before investing.

🤗 Join over 500,000+ DIY Investors on the Blossom app (FREE) ➤ https://getblossom.onelink.me/SOfu/brandonbeavis In this episode, I look at Ottawa’s move toward open banking and stablecoin regulation. These changes could modernize Canada’s conservative financial system, improve investor access, and legitimize digital assets with clearer oversight. Also in this episode:📉 Federal pension reform could shift capital allocation and impact long-term market trends.🏦 Easing rules for smaller banks and banning transfer fees could boost financial competition.💼 Capital gains rollover and higher exemptions benefit founders and private investors.🔍 New anti-avoidance rules close corporate tax deferral loopholes and limit planning tactics.📊 Unified qualified investment rules simplify what registered accounts can hold.🏗️ Productivity Super-Deduction offers major incentives for domestic business investment. Chapters0:00 Intro0:19 Open Banking & Stablecoin Regulations1:58 Pension & Retirement Changes3:02 Banking System Reform4:12 Capital Gains & Small Business Incentives5:07 Closing Loopholes6:00 Registered Plans7:07 Productivity Super Deduction----------- 📥 Subscribe to the Pulse Newsletter for Weekly Market News ➤ https://thepulse.beaviswealth.com/Courses & Training - The Investing Academy ➤ https://bit.ly/theinvestingacademy Follow Us On Blossom ➤ https://getblossom.page.link/brandonInstagram ➤ https://bit.ly/3OechghLinkedIn ➤https://bit.ly/3RLndF7Website ➤ https://www.beaviswealth.com----------- 🏦🇨🇦 Sign Up Bonuses 💰💸: ► Wealthsimple Trade ($50 cash bonus) - wealthsimple.sjv.io/Vmome3► Wealthsimple Invest Robo-Advisor (Receive a $50 sign up bonus) - wealthsimple.sjv.io/oqQqKm► NEO Financial (Cash Back Credit Card) - https://bit.ly/3yJqb4s► Questrade Online Brokerage (Get $50 in commission-free trades) - https://bit.ly/3OhrRrK The above affiliate links are provided for your convenience, and if you click on a link and end up purchasing a product or service, this channel may receive compensation for the referral. We have personally vetted each of these companies and services and, in our opinion, we believe they provide value to our viewers, depending upon your individual circumstances. Business Inquiries: support@theinvestingacademy.ca ----------- Beavis Wealth Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. Although previously licensed, the contributors are no longer industry participants and are not licensed to provide financial advice. They strive to provide you with educational information in an entertaining manner. Always do your own research and due diligence before investing. Generally speaking, you should consult a licensed investment professional before investing.

🤗 Join over 500,000+ DIY Investors on the Blossom app (FREE) ➤ https://getblossom.onelink.me/SOfu/brandonbeavis In this episode, I look at Canada's slow-motion housing collapse. After nearly two decades of growth, home prices are down 20–30%, with no rebound in sight. As millions rely on real estate for retirement, the correction is exposing just how fragile that plan really is, and why diversification matters now more than ever. Also in this episode: 🧑‍💼 America’s booming economy masks a deeper divide, where the top 10% keep spending, and everyone else is falling behind. 💳 Consumer habits reveal a stark split: luxury thrives while value brands suffer in a "K-shaped" recovery. 📊 The top 10% now drive half of U.S. consumer spending, reshaping economic policy and growth. 🛒 Low-income consumers are skipping purchases, as inflation and tariffs hit them hardest. 🚗 Carmakers and airlines shift focus to their richest customers, leaving others behind. 🧾 The shrinking middle class is losing ground, and it’s not just about income anymore. 💼 Asset ownership now defines who stays stable in a volatile economy. ----------- 📥 Subscribe to the Pulse Newsletter for Weekly Market News ➤ https://thepulse.beaviswealth.com/ Courses & Training - The Investing Academy ➤ https://bit.ly/theinvestingacademy Follow Us On Blossom ➤ https://getblossom.page.link/brandon Instagram ➤ https://bit.ly/3Oechgh LinkedIn ➤https://bit.ly/3RLndF7 Website ➤ https://www.beaviswealth.com ----------- 🏦🇨🇦 Sign Up Bonuses 💰💸: ► Wealthsimple Trade ($50 cash bonus) - wealthsimple.sjv.io/Vmome3 ► Wealthsimple Invest Robo-Advisor (Receive a $50 sign up bonus) - wealthsimple.sjv.io/oqQqKm ► NEO Financial (Cash Back Credit Card) - https://bit.ly/3yJqb4s ► Questrade Online Brokerage (Get $50 in commission-free trades) - https://bit.ly/3OhrRrK The above affiliate links are provided for your convenience, and if you click on a link and end up purchasing a product or service, this channel may receive compensation for the referral. We have personally vetted each of these companies and services and, in our opinion, we believe they provide value to our viewers, depending upon your individual circumstances. Business Inquiries: support@theinvestingacademy.ca ----------- Beavis Wealth Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. Although previously licensed, the contributors are no longer industry participants and are not licensed to provide financial advice. They strive to provide you with educational information in an entertaining manner. Always do your own research and due diligence before investing. Generally speaking, you should consult a licensed investment professional before investing.

Watch on YouTube:  https://youtu.be/pXozfh4thzM Download Your Free  Estate Planning Quick Reference form:https://thepulse.beaviswealth.com/c/secondact In Episode 9 of our Second Act Retirement series, I look at why estate planning matters more than most people realize. I break down how having a will, powers of attorney, and beneficiary designations can spare your family stress, conflict, and legal headaches. Also in this episode:📄 Learn the essential tools every Canadian retiree should include in their estate plan.📱 See why digital assets and account access are the new must-haves in modern estate planning.🏥 Learn about advanced medical directives and how they give you a voice when you can’t speak.📁 Learn how to build an “estate binder” that keeps everything organized and accessible.✅ Get practical next steps and a free checklist to help you take action today. Thank you to Harvest ETFs for supporting this important series.Learn more about the Harvest Low Volatility Canadian Equity Income ETF: https://harvestportfolios.com/etf/hvoi/Stay informed with topical insights from Harvest ETFs professionals:https://harvestportfolios.com/insights/ Chapters00:00 Intro00:52 The Big Challenge01:41 Your Will03:12 Powers of Attorney04:32 Beneficiary Designations05:54 Digital Assets06:59 Retirement Investing with Harvest ETFs08:39 Advanced Tools09:03 Trusts10:14 Taxes & Strategies11:47 Medical Directives12:49 Communication & Accessibility13:40 Taking Action14:08 Free Estate Planning Essentials Checklist14:29 Next Episode: Investing in Retirement 📥 Subscribe to the Pulse Newsletter for Weekly Market News ➤ https://thepulse.beaviswealth.com/Courses & Training - The Investing Academy ➤ https://bit.ly/theinvestingacademy Follow Us On Blossom ➤ https://getblossom.page.link/brandonInstagram ➤ https://bit.ly/3OechghLinkedIn ➤https://bit.ly/3RLndF7Website ➤ https://www.beaviswealth.com----------- 🏦🇨🇦 Sign Up Bonuses 💰💸: ► Wealthsimple Trade ($50 cash bonus) - wealthsimple.sjv.io/Vmome3► Wealthsimple Invest Robo-Advisor (Receive a $50 sign up bonus) - wealthsimple.sjv.io/oqQqKm► NEO Financial (Cash Back Credit Card) - https://bit.ly/3yJqb4s► Questrade Online Brokerage (Get $50 in commission-free trades) - https://bit.ly/3OhrRrK The above affiliate links are provided for your convenience, and if you click on a link and end up purchasing a product or service, this channel may receive compensation for the referral. We have personally vetted each of these companies and services and, in our opinion, we believe they provide value to our viewers, depending upon your individual circumstances. Business Inquiries: support@theinvestingacademy.ca ----------- Beavis Wealth Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. Although previously licensed, the contributors are no longer industry participants and are not licensed to provide financial advice. They strive to provide you with educational information in an entertaining manner. Always do your own research and due diligence before investing. Generally speaking, you should consult a licensed investment professional before investing.

🤗 Join over 500,000+ DIY Investors on the Blossom app (FREE) ➤ https://getblossom.onelink.me/SOfu/brandonbeavis 📺 Watch on YouTube:  https://youtu.be/OVRHW9SwApo In this episode, I unpack the Bank of Canada’s latest report, which reveals a structural shift in the nation’s economy due to U.S. tariffs and demographic slowdown. Growth is stagnating, jobs are vanishing, and the Bank admits there’s little it can do. I break down just how serious this moment really is. Also in this episode: 📉 U.S. tariffs have slashed Canadian exports and GDP, causing long-term structural damage.👷‍♂️ Manufacturing job losses are rising as demand from the U.S. collapses.📊 Immigration is slowing sharply, reducing the economy’s growth potential.💸 Inflation remains stuck near 3% despite economic weakness.🏦 The Bank of Canada admits monetary policy can't fix these structural shifts. ----------- 📥 Subscribe to the Pulse Newsletter for Weekly Market News ➤ https://thepulse.beaviswealth.com/Courses & Training - The Investing Academy ➤ https://bit.ly/theinvestingacademy Follow Us On Blossom ➤ https://getblossom.page.link/brandonInstagram ➤ https://bit.ly/3OechghLinkedIn ➤https://bit.ly/3RLndF7Website ➤ https://www.beaviswealth.com----------- 🏦🇨🇦 Sign Up Bonuses 💰💸: ► Wealthsimple Trade ($50 cash bonus) - wealthsimple.sjv.io/Vmome3► Wealthsimple Invest Robo-Advisor (Receive a $50 sign up bonus) - wealthsimple.sjv.io/oqQqKm► NEO Financial (Cash Back Credit Card) - https://bit.ly/3yJqb4s► Questrade Online Brokerage (Get $50 in commission-free trades) - https://bit.ly/3OhrRrK The above affiliate links are provided for your convenience, and if you click on a link and end up purchasing a product or service, this channel may receive compensation for the referral. We have personally vetted each of these companies and services and, in our opinion, we believe they provide value to our viewers, depending upon your individual circumstances. Business Inquiries: support@theinvestingacademy.ca ----------- Beavis Wealth Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. Although previously licensed, the contributors are no longer industry participants and are not licensed to provide financial advice. They strive to provide you with educational information in an entertaining manner. Always do your own research and due diligence before investing. Generally speaking, you should consult a licensed investment professional before investing.

🤗 Join over 500,000+ DIY Investors on the Blossom app (FREE) ➤ https://getblossom.onelink.me/SOfu/brandonbeavis In this episode, I look at the September inflation data from Canada and the U.S., explain how headline and core inflation diverged, and why the number you hear in the news might not matter at all. Also in this episode: 📊 Why central banks care more about "core" inflation than headlines.📉 Investors face a tricky landscape: inflation slowing, but not steadily.💼 Higher unemployment and soft growth tilt central banks toward easing.🤔 The final 1% of disinflation is proving harder than expected.💬 What all this means for your investing strategy heading into 2026.----------- 📥 Subscribe to the Pulse Newsletter for Weekly Market News ➤ https://thepulse.beaviswealth.com/Courses & Training - The Investing Academy ➤ https://bit.ly/theinvestingacademy Follow Us On Blossom ➤ https://getblossom.page.link/brandonInstagram ➤ https://bit.ly/3OechghLinkedIn ➤https://bit.ly/3RLndF7Website ➤ https://www.beaviswealth.com----------- 🏦🇨🇦 Sign Up Bonuses 💰💸: ► Wealthsimple Trade ($50 cash bonus) - wealthsimple.sjv.io/Vmome3► Wealthsimple Invest Robo-Advisor (Receive a $50 sign up bonus) - wealthsimple.sjv.io/oqQqKm► NEO Financial (Cash Back Credit Card) - https://bit.ly/3yJqb4s► Questrade Online Brokerage (Get $50 in commission-free trades) - https://bit.ly/3OhrRrK The above affiliate links are provided for your convenience, and if you click on a link and end up purchasing a product or service, this channel may receive compensation for the referral. We have personally vetted each of these companies and services and, in our opinion, we believe they provide value to our viewers, depending upon your individual circumstances. Business Inquiries: support@theinvestingacademy.ca ----------- Beavis Wealth Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. Although previously licensed, the contributors are no longer industry participants and are not licensed to provide financial advice. They strive to provide you with educational information in an entertaining manner. Always do your own research and due diligence before investing. Generally speaking, you should consult a licensed investment professional before investing.

🤗 Join over 500,000+ DIY Investors on the Blossom app (FREE) ➤ https://getblossom.onelink.me/SOfu/brandonbeavis In this episode, I break down Fed Chair Jerome Powell’s latest speech and explain what it reveals about the future of interest rates, inflation, and financial stability. Powell signaled that balance sheet runoff may soon pause, warned of liquidity tightening, and acknowledged past policy mistakes — all while trying to manage market expectations. Also in this episode:🧮 The Fed's $6.5 trillion balance sheet explained — what it owns, what it owes, and why it matters.📉 Powell’s rare admission: the Fed may have acted too late during the pandemic.⚠️ Liquidity warning signs: could the Fed be nearing another repo crisis?🔮 Four future scenarios for Fed policy — what the market is pricing in now.🧩 Powell’s cautious tone: signs the Fed could be shifting toward a more dovish stance.💬 Final reflections: Why Powell’s speech, while quiet, may be more important than it seems.----------- 📥 Subscribe to the Pulse Newsletter for Weekly Market News ➤ https://thepulse.beaviswealth.com/Courses & Training - The Investing Academy ➤ https://bit.ly/theinvestingacademy Follow Us On Blossom ➤ https://getblossom.page.link/brandonInstagram ➤ https://bit.ly/3OechghLinkedIn ➤https://bit.ly/3RLndF7Website ➤ https://www.beaviswealth.com----------- 🏦🇨🇦 Sign Up Bonuses 💰💸: ► Wealthsimple Trade ($50 cash bonus) - wealthsimple.sjv.io/Vmome3► Wealthsimple Invest Robo-Advisor (Receive a $50 sign up bonus) - wealthsimple.sjv.io/oqQqKm► NEO Financial (Cash Back Credit Card) - https://bit.ly/3yJqb4s► Questrade Online Brokerage (Get $50 in commission-free trades) - https://bit.ly/3OhrRrK The above affiliate links are provided for your convenience, and if you click on a link and end up purchasing a product or service, this channel may receive compensation for the referral. We have personally vetted each of these companies and services and, in our opinion, we believe they provide value to our viewers, depending upon your individual circumstances. Business Inquiries: support@theinvestingacademy.ca ----------- Beavis Wealth Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. Although previously licensed, the contributors are no longer industry participants and are not licensed to provide financial advice. They strive to provide you with educational information in an entertaining manner. Always do your own research and due diligence before investing. Generally speaking, you should consult a licensed investment professional before investing.

🤗 Join over 400,000+ DIY Investors on the Blossom app (FREE) ➤ https://getblossom.onelink.me/SOfu/brandonbeavis In this episode, I explain how the Canada Pension Plan really works—and why you may not get back what you paid in. I look at CPP as a risk-sharing system, not a personal savings account, and explore how contributions, longevity, and fairness all play into the equation. Also: 💸 Why you might not get back what you paid into CPP 📈 How the $700B CPP fund is managed for long-term sustainability ⚖️ Who benefits most—and least—from the current system ❓ Common misconceptions about CPP contributions and payouts ----------- 📥 Subscribe to the Pulse Newsletter for Weekly Market News ➤ https://thepulse.beaviswealth.com/Courses & Training - The Investing Academy ➤ https://bit.ly/theinvestingacademy Follow Us On Blossom ➤ https://getblossom.page.link/brandonInstagram ➤ https://bit.ly/3OechghLinkedIn ➤https://bit.ly/3RLndF7Website ➤ https://www.beaviswealth.com----------- 🏦🇨🇦 Sign Up Bonuses 💰💸: ► Wealthsimple Trade ($50 cash bonus) - wealthsimple.sjv.io/Vmome3► Wealthsimple Invest Robo-Advisor (Receive a $50 sign up bonus) - wealthsimple.sjv.io/oqQqKm► NEO Financial (Cash Back Credit Card) - https://bit.ly/3yJqb4s► Questrade Online Brokerage (Get $50 in commission-free trades) - https://bit.ly/3OhrRrK The above affiliate links are provided for your convenience, and if you click on a link and end up purchasing a product or service, this channel may receive compensation for the referral. We have personally vetted each of these companies and services and, in our opinion, we believe they provide value to our viewers, depending upon your individual circumstances. Business Inquiries: support@theinvestingacademy.ca ----------- Beavis Wealth Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. Although previously licensed, the contributors are no longer industry participants and are not licensed to provide financial advice. They strive to provide you with educational information in an entertaining manner. Always do your own research and due diligence before investing. Generally speaking, you should consult a licensed investment professional before investing.

🤗 Join over 400,000+ DIY Investors on the Blossom app (FREE) ➤ https://getblossom.onelink.me/SOfu/brandonbeavis In this episode, I look at why this month’s jobs report is a major red flag for both Canada and the U.S. It's more than just a headline — it's a turning point for workers, policymakers, and markets alike. Also in this episode: 📉 U.S. job creation nearly stalls, with worrying signs of economic slowdown. 📊 Canada's labor market sees back-to-back monthly declines across key industries. ⚠️ Both countries post higher unemployment, defying economist forecasts. 💼 Weak hiring and shrinking participation point to deeper structural cracks. 📉 Revised U.S. data shows job losses earlier this summer — previously unreported. ⚖️ Central banks now face intense pressure: cut rates or risk recession?----------- 📥 Subscribe to the Pulse Newsletter for Weekly Market News ➤ https://thepulse.beaviswealth.com/Courses & Training - The Investing Academy ➤ https://bit.ly/theinvestingacademy Follow Us On Blossom ➤ https://getblossom.page.link/brandonInstagram ➤ https://bit.ly/3OechghLinkedIn ➤https://bit.ly/3RLndF7Website ➤ https://www.beaviswealth.com----------- 🏦🇨🇦 Sign Up Bonuses 💰💸: ► Wealthsimple Trade ($50 cash bonus) - wealthsimple.sjv.io/Vmome3► Wealthsimple Invest Robo-Advisor (Receive a $50 sign up bonus) - wealthsimple.sjv.io/oqQqKm► NEO Financial (Cash Back Credit Card) - https://bit.ly/3yJqb4s► Questrade Online Brokerage (Get $50 in commission-free trades) - https://bit.ly/3OhrRrK The above affiliate links are provided for your convenience, and if you click on a link and end up purchasing a product or service, this channel may receive compensation for the referral. We have personally vetted each of these companies and services and, in our opinion, we believe they provide value to our viewers, depending upon your individual circumstances. Business Inquiries: support@theinvestingacademy.ca ----------- Beavis Wealth Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. Although previously licensed, the contributors are no longer industry participants and are not licensed to provide financial advice. They strive to provide you with educational information in an entertaining manner. Always do your own research and due diligence before investing. Generally speaking, you should consult a licensed investment professional before investing.

🤗 Join over 400,000+ DIY Investors on the Blossom app (FREE) ➤ https://getblossom.onelink.me/SOfu/brandonbeavis In this episode, I look at the origins, meaning, and real-world impact of the Non-Farm Payrolls report—why it excludes farms, how it’s calculated, and why it’s one of the most important economic signals in the world. Also in this episode: 📉 A weak report once cost the BLS commissioner her job under President Trump.📊 I explain how two massive surveys form the basis for the report.🔄 Why the headline jobs number often gets revised—and why that matters.🏦 How central banks and Wall Street traders use NFP to make big decisions.💸 Why Non-Farm Payrolls affect your mortgage, credit cards, and retirement. ----------- 📥 Subscribe to the Pulse Newsletter for Weekly Market News ➤ https://thepulse.beaviswealth.com/Courses & Training - The Investing Academy ➤ https://bit.ly/theinvestingacademy Follow Us On Blossom ➤ https://getblossom.page.link/brandonInstagram ➤ https://bit.ly/3OechghLinkedIn ➤https://bit.ly/3RLndF7Website ➤ https://www.beaviswealth.com----------- 🏦🇨🇦 Sign Up Bonuses 💰💸: ► Wealthsimple Trade ($50 cash bonus) - wealthsimple.sjv.io/Vmome3► Wealthsimple Invest Robo-Advisor (Receive a $50 sign up bonus) - wealthsimple.sjv.io/oqQqKm► NEO Financial (Cash Back Credit Card) - https://bit.ly/3yJqb4s► Questrade Online Brokerage (Get $50 in commission-free trades) - https://bit.ly/3OhrRrK The above affiliate links are provided for your convenience, and if you click on a link and end up purchasing a product or service, this channel may receive compensation for the referral. We have personally vetted each of these companies and services and, in our opinion, we believe they provide value to our viewers, depending upon your individual circumstances. Business Inquiries: support@theinvestingacademy.ca ----------- Beavis Wealth Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. Although previously licensed, the contributors are no longer industry participants and are not licensed to provide financial advice. They strive to provide you with educational information in an entertaining manner. Always do your own research and due diligence before investing. Generally speaking, you should consult a licensed investment professional before investing.

Watch this Video on YouTube:  https://youtu.be/V7sqh9-x3Yg   🤗 Join over 400,000+ DIY Investors on the Blossom app (FREE) ➤ https://getblossom.onelink.me/SOfu/brandonbeavis In this episode, I talk about a surprising chart I saw recently, showing a surprising economic shift: consumer spending, once the bedrock of U.S. growth, is declining — while AI investment is rapidly taking its place. I break down why this pivot could be risky and explore whether AI can deliver sustainable long-term returns. Also in this episode: 🧠 I explore whether AI is a genuine productivity engine or the next tech bubble waiting to burst. 📉 I compare today's AI hype with the dot-com bubble and highlight key warning signs. 📊 I examine historical patterns of speculative booms and how they echo current AI trends. 🏗️ I highlight critical differences between AI today and the internet bubble of 2000. 🔮 I map two scenarios for AI’s future — one mirroring the dot-com bust, the other more like cloud computing’s steady rise. 🧩 I argue that AI's ultimate impact won’t be whether it survives, but how messy its journey becomes. ----------- 📥 Subscribe to the Pulse Newsletter for Weekly Market News ➤ https://thepulse.beaviswealth.com/Courses & Training - The Investing Academy ➤ https://bit.ly/theinvestingacademy Follow Us On Blossom ➤ https://getblossom.page.link/brandonInstagram ➤ https://bit.ly/3OechghLinkedIn ➤https://bit.ly/3RLndF7Website ➤ https://www.beaviswealth.com----------- 🏦🇨🇦 Sign Up Bonuses 💰💸: ► Wealthsimple Trade ($50 cash bonus) - wealthsimple.sjv.io/Vmome3► Wealthsimple Invest Robo-Advisor (Receive a $50 sign up bonus) - wealthsimple.sjv.io/oqQqKm► NEO Financial (Cash Back Credit Card) - https://bit.ly/3yJqb4s► Questrade Online Brokerage (Get $50 in commission-free trades) - https://bit.ly/3OhrRrK The above affiliate links are provided for your convenience, and if you click on a link and end up purchasing a product or service, this channel may receive compensation for the referral. We have personally vetted each of these companies and services and, in our opinion, we believe they provide value to our viewers, depending upon your individual circumstances. Business Inquiries: support@theinvestingacademy.ca ----------- Beavis Wealth Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. Although previously licensed, the contributors are no longer industry participants and are not licensed to provide financial advice. They strive to provide you with educational information in an entertaining manner. Always do your own research and due diligence before investing. Generally speaking, you should consult a licensed investment professional before investing.

🤗 Join over 370,000+ DIY Investors on the Blossom app (FREE) ➤ https://getblossom.onelink.me/SOfu/brandonbeavis In this episode, I review why U.S. core inflation’s rise to 3.1% actually boosted market confidence in a September rate cut. Despite hotter data, investors cheered a “not worse than feared” outcome.Also in this episode:📉 Markets react to softer headline CPI and a weak jobs report, increasing rate cut odds to nearly 100%. Trump slams Powell again, demanding rate cuts—while claiming the economy is “soooo good.”Canada holds rates steady as the Bank of Canada grapples with sticky inflation and a weakening loonie. ⚖️ The real dilemma: Who’s risking more—Fed with a cut or BoC with a hold? 📊 October outlook: Markets bet heavily on at least one U.S. rate cut, maybe two. ----------- 📥 Subscribe to the Pulse Newsletter for Weekly Market News ➤ https://thepulse.beaviswealth.com/Courses & Training - The Investing Academy ➤ https://bit.ly/theinvestingacademy Follow Us On Blossom ➤ https://getblossom.page.link/brandonInstagram ➤ https://bit.ly/3OechghLinkedIn ➤https://bit.ly/3RLndF7Website ➤ https://www.beaviswealth.com----------- 🏦🇨🇦 Sign Up Bonuses 💰💸: ► Wealthsimple Trade ($50 cash bonus) - wealthsimple.sjv.io/Vmome3► Wealthsimple Invest Robo-Advisor (Receive a $50 sign up bonus) - wealthsimple.sjv.io/oqQqKm► NEO Financial (Cash Back Credit Card) - https://bit.ly/3yJqb4s► Questrade Online Brokerage (Get $50 in commission-free trades) - https://bit.ly/3OhrRrK The above affiliate links are provided for your convenience, and if you click on a link and end up purchasing a product or service, this channel may receive compensation for the referral. We have personally vetted each of these companies and services and, in our opinion, we believe they provide value to our viewers, depending upon your individual circumstances. Business Inquiries: support@theinvestingacademy.ca ----------- Beavis Wealth Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. Although previously licensed, the contributors are no longer industry participants and are not licensed to provide financial advice. They strive to provide you with educational information in an entertaining manner. Always do your own research and due diligence before investing. Generally speaking, you should consult a licensed investment professional before investing.

🤗 Join over 370,000+ DIY Investors on the Blossom app (FREE) ➤ https://getblossom.onelink.me/SOfu/brandonbeavis In this episode, I review how the S&P 500, Dow Jones, Nasdaq 100, and TSX corrected from February to April , only to rebound to levels even higher than before the drop, and what that means for valuations now. Also in this episode:Why the Dow’s rebound could mask ongoing overvaluation risks.Nasdaq’s surge back near extremes despite recent pullback.TSX still above historic valuation highs, showing unusual resilience. Chapters0:00 Introduction0:48 Shiller PE Ratio (CAPE)1:48 Standard Deviation Explainer3:48 S&P 500 Valuation (78% Above Mean)5:05 Nasdaq 100 (115% Above Mean)6:05 Dow Jones (51% Above Mean)7:15 TSX (53% Above Mean)8:14 What it All Means ----------- 📥 Subscribe to the Pulse Newsletter for Weekly Market News ➤ https://thepulse.beaviswealth.com/Courses & Training - The Investing Academy ➤ https://bit.ly/theinvestingacademy Follow Us On Blossom ➤ https://getblossom.page.link/brandonInstagram ➤ https://bit.ly/3OechghLinkedIn ➤https://bit.ly/3RLndF7Website ➤ https://www.beaviswealth.com----------- 🏦🇨🇦 Sign Up Bonuses 💰💸: ► Wealthsimple Trade ($50 cash bonus) - wealthsimple.sjv.io/Vmome3► Wealthsimple Invest Robo-Advisor (Receive a $50 sign up bonus) - wealthsimple.sjv.io/oqQqKm► NEO Financial (Cash Back Credit Card) - https://bit.ly/3yJqb4s► Questrade Online Brokerage (Get $50 in commission-free trades) - https://bit.ly/3OhrRrK The above affiliate links are provided for your convenience, and if you click on a link and end up purchasing a product or service, this channel may receive compensation for the referral. We have personally vetted each of these companies and services and, in our opinion, we believe they provide value to our viewers, depending upon your individual circumstances. Business Inquiries: support@theinvestingacademy.ca ----------- Beavis Wealth Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. Although previously licensed, the contributors are no longer industry participants and are not licensed to provide financial advice. They strive to provide you with educational information in an entertaining manner. Always do your own research and due diligence before investing. Generally speaking, you should consult a licensed investment professional before investing.

🤗 Join over 370,000+ DIY Investors on the Blossom app (FREE) ➤ https://getblossom.onelink.me/SOfu/brandonbeavis Description In this episode, I look at the April market correction and what it revealed about investor behavior. I break down the emotional reactions many had during the dip and why now is the perfect moment to reflect, learn, and prepare for the next downturn—before it happens again. Also in this episode: 📉 A cautionary tale of an investor who panicked in 2020, sold everything, and missed the recovery.🧠 How to categorize your emotional response during the crash—and why it matters.🗂️ Why traditional risk tolerance questionnaires often fail to reflect real-world behavior.📓 A practical journaling technique to prepare for future volatility.🔁 How to align your portfolio with what you actually felt during the dip.⚖️ Understanding the difference between confidence and complacency in bull markets.📈 A breakdown of 4 investor types—and the risks that come with each.🧘‍♂️ How emotional discipline, not market timing, leads to long-term success.⏳ Why now—not during the crash—is the time to adjust your strategy. Chapters0:00 Introduction1:18 What Did the Markets Teach You?2:18 A Sad Client Story (His Huge Mistake) 3:16 The Emotional Side of Investing, and 4 Investor Types5:25 What Type of Investor WERE You?6:55 Two Ideas I Used With My Clients8:43 What Will You Do Next Time? ----------- 📥 Subscribe to the Pulse Newsletter for Weekly Market News ➤ https://thepulse.beaviswealth.com/Courses & Training - The Investing Academy ➤ https://bit.ly/theinvestingacademy Follow Us On Blossom ➤ https://getblossom.page.link/brandonInstagram ➤ https://bit.ly/3OechghLinkedIn ➤https://bit.ly/3RLndF7Website ➤ https://www.beaviswealth.com----------- 🏦🇨🇦 Sign Up Bonuses 💰💸: ► Wealthsimple Trade ($50 cash bonus) - wealthsimple.sjv.io/Vmome3► Wealthsimple Invest Robo-Advisor (Receive a $50 sign up bonus) - wealthsimple.sjv.io/oqQqKm► NEO Financial (Cash Back Credit Card) - https://bit.ly/3yJqb4s► Questrade Online Brokerage (Get $50 in commission-free trades) - https://bit.ly/3OhrRrK The above affiliate links are provided for your convenience, and if you click on a link and end up purchasing a product or service, this channel may receive compensation for the referral. We have personally vetted each of these companies and services and, in our opinion, we believe they provide value to our viewers, depending upon your individual circumstances. Business Inquiries: support@theinvestingacademy.ca ----------- Beavis Wealth Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. Although previously licensed, the contributors are no longer industry participants and are not licensed to provide financial advice. They strive to provide you with educational information in an entertaining manner. Always do your own research and due diligence before investing. Generally speaking, you should consult a licensed investment professional before investing.

In this episode, I review what sparked Trump’s firing of the Bureau of Labor Statistics Commissioner, the controversial job report revisions, and the political firestorm that followed—despite no evidence of manipulation. Also in this episode: 📊 I explain how the Bureau of Labor Statistics compiles jobs data—and why the process is nearly tamper-proof.🔄 I break down why monthly jobs reports are revised and what these changes actually mean.📉 I look at how Trump's accusations could erode trust in core economic institutions.🤔 I explore the deeper implications if the public stops trusting government data.🧠 I share my personal take on transparency, skepticism, and the real dangers of politicizing statistics. ----------- 🤗 Join over 370,000+ DIY Investors on the Blossom app (FREE) ➤ https://getblossom.onelink.me/SOfu/brandonbeavis 📥 Subscribe to the Pulse Newsletter for Weekly Market News ➤ https://thepulse.beaviswealth.com/Courses & Training - The Investing Academy ➤ https://bit.ly/theinvestingacademy Follow Us On Blossom ➤ https://getblossom.page.link/brandonInstagram ➤ https://bit.ly/3OechghLinkedIn ➤https://bit.ly/3RLndF7Website ➤ https://www.beaviswealth.com----------- 🏦🇨🇦 Sign Up Bonuses 💰💸: ► Wealthsimple Trade ($50 cash bonus) - wealthsimple.sjv.io/Vmome3► Wealthsimple Invest Robo-Advisor (Receive a $50 sign up bonus) - wealthsimple.sjv.io/oqQqKm► NEO Financial (Cash Back Credit Card) - https://bit.ly/3yJqb4s► Questrade Online Brokerage (Get $50 in commission-free trades) - https://bit.ly/3OhrRrK The above affiliate links are provided for your convenience, and if you click on a link and end up purchasing a product or service, this channel may receive compensation for the referral. We have personally vetted each of these companies and services and, in our opinion, we believe they provide value to our viewers, depending upon your individual circumstances. Business Inquiries: support@theinvestingacademy.ca Chapters0:00 Introduction0:32 July Jobs Headlines1:16 Trump Fires BLS Commissioner1:30 Is it Possible to Manipulate the Numbers?2:35 Are the Revisions Suspicious?3:47 Trump Reacts & Economists Push Back5:18 My Analysis ----------- Beavis Wealth Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. Although previously licensed, the contributors are no longer industry participants and are not licensed to provide financial advice. They strive to provide you with educational information in an entertaining manner. Always do your own research and due diligence before investing. Generally speaking, you should consult a licensed investment professional before investing.