Ever wondered what it is really like to build a business from zero and make it profitable? In this episode, John Fearon looks back on his journey from early internet ventures to running international schools, sharing the moments that pushed him, the tough calls he had to make, and the mindset that carried him through years of uncertainty. He talks about bank balances that swung dramatically, the discipline he learned even after major exits, and how his idea of meaningful spending shifted as life and priorities changed. He also breaks down why profitability brings a different kind of stability, how he thinks about risk taking today, and what younger listeners should consider when choosing the industries and opportunities they want to grow in. A grounded and relatable episode for anyone curious about money, resilience, and the long game of building a career that actually feels worthwhile. - Find out more about Knightsbridge House International School here: https://www.kbh.edu.sg/ - Want to get in touch? You can reach out to us through the email podcasts@melisten.sg, or through Junus Eu's instagram @missfitfi. The Building Financial Fitness Podcast is an original production from Mediacorp.See omnystudio.com/listener for privacy information.
Don’t ghost your family. In this episode of Building Financial Fitness, Junus chats with Luke Ho, creator of Money Maverick and estate planner, about what really happens when you leave no plan behind. From HDB headaches to default rules that split assets in unexpected ways, Luke reveals how easily things can go wrong and how to fix them before they do. Luke shares real stories of family tension, simple ways to get your basics in order (LPA, AMD, then will), and how to handle crypto without turning it into a treasure hunt. They also dig into what fair really means, how to keep family talks low drama, and what to expect cost-wise. As Luke puts it, “Everyone says, ‘I’m not rich enough for a will,’ but that’s how the problems start.” - You can find out more about Estate Planning with Luke Ho here: https://www.moneymaverickofficial.co/estate - Want to get in touch? You can reach out to us through the email podcasts@melisten.sg, or through Junus Eu's instagram @missfitfi. The Building Financial Fitness Podcast is an original production from Mediacorp.See omnystudio.com/listener for privacy information.
What does it really take to have grit in a world that’s changing fast? In this episode of Building Financial Fitness, Junus chats with Dong Wenhao, founder of Smilie.io, about staying resilient, curious, and grounded when life gets tough. Wenhao shares how growing up as an outsider shaped his drive and why he believes anyone can “build their own chair” when opportunities feel limited. As he puts it, “The world is unfair, so I’ll create my own fairness.” If you’ve ever wondered how to bounce back stronger or carve your own path, this episode will give you a good dose of perspective and motivation. - You can connect with Wenhao or find out more about Smilie here: https://www.linkedin.com/in/dongwenhao/ https://www.smilie.io/ - Want to get in touch? You can reach out to us through the email podcasts@melisten.sg, or through Junus Eu's instagram @missfitfi. The Building Financial Fitness Podcast is an original production from Mediacorp.See omnystudio.com/listener for privacy information.
Ever wondered how AI can actually help you invest better? In this episode of Building Financial Fitness, Junus sits down with Ming Feng, founder of Trading Key, to talk about how artificial intelligence is changing the game for everyday investors. Ming shares how his team uses AI to turn years of complex financial data into simple, useful insights that anyone can understand. He also opens up about the balance between tech and human instinct, saying, “AI should help you do the heavy lifting, but you still need to understand and grow your own knowledge.” They get real about the risks too — from deepfake scams to investors relying too much on algorithms — and why knowing your own risk tolerance is still key to long-term success. - You can connect with Ming or find out more about TradingKey here: https://www.linkedin.com/in/yeap-ming-feng/ https://www.tradingkey.com/ - Want to get in touch? You can reach out to us through the email podcasts@melisten.sg, or through Junus Eu's instagram @missfitfi. The Building Financial Fitness Podcast is an original production from Mediacorp.See omnystudio.com/listener for privacy information.
What would you do if you suddenly had to care for the person who once cared for you? At just 24, Eric Lim found himself in that spot when his father collapsed at the void deck. Overnight, he became a caregiver, juggling hospital visits, uni deadlines, and the emotional ups and downs of looking after a parent. In this episode of Building Financial Fitness, we chat about the real cost of caregiving, from medical bills to the time, energy, and heart it takes. Eric shares how the experience changed his outlook on work, family, and what really matters, and how he found balance along the way. He also talks about his upcoming book Nurturing the Nurturer – The Art of Caring Without Losing Yourself. It’s an honest, down-to-earth conversation about love, sacrifice, and learning to care without burning out. “Caregiving doesn’t have to be a lonely journey. It’s okay to ask for help.” - You can connect with Eric Lim here: https://www.somnuswellness.com/ https://sg.linkedin.com/in/ericlimcj https://www.instagram.com/somnussleepwellness https://www.instagram.com/ericlimcj - Want to get in touch? You can reach out to us through the email podcasts@melisten.sg, or through Junus Eu's instagram @missfitfi. The Building Financial Fitness Podcast is an original production from Mediacorp.See omnystudio.com/listener for privacy information.
What happens when artificial intelligence starts trading crypto for us? In this episode of Building Financial Fitness, Junus chats with Dr. Serkan Toto about how AI is shaking up the world of digital currencies. They talk about trading bots that never sleep, how AI could make investing easier for everyone, and what happens when too many people start trusting machines with their money. They also dig into the darker side of tech, from deepfakes and fake exchanges to scams that look completely real. Dr. Toto shares how to spot red flags, stay alert, and use AI tools without getting caught in the hype. Tune in to find out if AI is the next big opportunity in crypto or a high-tech trap waiting to catch investors off guard. - You can connect with Dr Serkan Toto here: https://x.com/serkantoto - Want to get in touch? You can reach out to us through the email podcasts@melisten.sg, or through Junus Eu's instagram @missfitfi. The Building Financial Fitness Podcast is an original production from Mediacorp.See omnystudio.com/listener for privacy information.
If you could give your teenage self one piece of money advice, what would it be? In this episode of Building Financial Fitness, Wenhao, serial entrepreneur and founder of Smilie.io, shares how dropping out of school (twice!) set him on a path to building businesses across Asia. “The earlier you understand that you’re not a slave to the dollar, and the money is slave to you, the happier you’ll be.” From learning the hard way about spending (mostly on food) to figuring out what really matters, Wenhao keeps it real about the ups and downs of entrepreneurship. He talks about chasing curiosity, not comfort, and how he’s teaching his kids to be brave enough to try and smart enough to learn. It’s an inspiring and down-to-earth conversation that will make you rethink how you view money, ambition, and success. - You can connect with Wenhao or find out more about Smilie here: https://www.linkedin.com/in/dongwenhao/ https://www.smilie.io/ - Want to get in touch? You can reach out to us through the email podcasts@melisten.sg, or through Junus Eu's instagram @missfitfi. The Building Financial Fitness Podcast is an original production from Mediacorp.See omnystudio.com/listener for privacy information.
In this episode of Building Financial Fitness, host Junus Eu chats with Ming Feng, ex-head of Seedly and now CEO of TradingKey, about how our investment habits evolve through different stages of life. From first paychecks to family planning and retirement goals, Ming shares how shifting priorities and market trends influence the way we invest. He talks about balancing risk and stability with his barbell method and why the “100 minus your age” rule still matters today. Together, they explore: How your investment strategy should evolve as you grow Why risk appetite is as much about mindset as it is about age What every beginner should do before buying their first stock How AI, crypto, and ETFs are changing the investment landscape 🎧 Tune in for an honest, insightful conversation on building smarter, steadier wealth over time. - You can connect with Ming or find out more about TradingKey here: https://www.linkedin.com/in/yeap-ming-feng/ https://www.tradingkey.com/ - Want to get in touch? You can reach out to us through the email podcasts@melisten.sg, or through Junus Eu's instagram @missfitfi. The Building Financial Fitness Podcast is an original production from Mediacorp.See omnystudio.com/listener for privacy information.
Poor sleep doesn’t just leave you tired — it can drain your wallet, hurt your career, and strain your relationships. In this episode of the Building Financial Fitness Podcast, Junus chats with Eric Lim, Certified MBSR (Mindfulness-Based Stress Reduction) Teacher and co-founder of Somnus Sleep Wellness, about the hidden costs of sleep deprivation. As Eric puts it, “Sleep is not a waste of time — it’s a biological necessity.” He breaks down the science of sleep cycles, sleep pressure, and circadian rhythms, and shares practical tips for busy professionals, parents, and shift workers. Prioritizing sleep might just be your smartest investment. - You can connect with Eric Lim here: https://www.somnuswellness.com/ https://sg.linkedin.com/in/ericlimcj https://www.instagram.com/somnussleepwellness https://www.instagram.com/ericlimcj - Want to get in touch? You can reach out to us through the email podcasts@melisten.sg, or through Junus Eu's instagram @missfitfi. The Building Financial Fitness Podcast is an original production from Mediacorp.See omnystudio.com/listener for privacy information.
How has 2025 shaped up for crypto investors — and what role does politics play in the market? In this episode of the Building Financial Fitness Podcast, Dr. Serkan Toto returns to unpack the “Trump effect” on crypto, why meme coin mania is fading fast, and whether Bitcoin is still the safe bet in a volatile landscape. From the rise of Bitcoin ETFs to cultural differences in adoption across Asia, we dive into what’s fueling retail and institutional interest alike. As Dr. Toto puts it, “Bitcoin is kind of like a digital gold — it’s not going away anymore.” If you’ve been wondering where crypto is headed next — or just want a clearer picture of how politics, culture, and markets collide — this episode is packed with insights you won’t want to miss. - You can connect with Dr Serkan Toto here: https://x.com/serkantoto - Want to get in touch? You can reach out to us through the email podcasts@melisten.sg, or through Junus Eu's instagram @missfitfi. The Building Financial Fitness Podcast is an original production from Mediacorp.See omnystudio.com/listener for privacy information.
Can self-compassion be the secret to smarter money management? In this episode of Building Financial Fitness, Junus talks with Chriestiena, a mother of three, about how busy mums can take control of their finances without adding to their stress. Chriestiena shares her journey from relying on her ex-husband for money matters to building independence through budgeting, investing, and mindful money habits. “Numbers can feel overwhelming, but giving yourself just 20 minutes a week to check in can make all the difference,” she says. Together, they explore the hidden financial responsibilities mothers face, the importance of visibility in household budgets, and why self-compassion is just as crucial as spreadsheets. If you’re a parent juggling kids, careers, and cash, this conversation will inspire you to build confidence, reduce stress, and shape a healthier financial future. - You can find out more about Chriestiena Newitt, or Align Wellness and Therapy here: https://www.linkedin.com/in/chriestiena/ https://alignwellnessandtherapy.squarespace.com/about https://www.instagram.com/alignwellnessandtherapy - Want to get in touch? You can reach out to us through the email podcasts@melisten.sg, or through Junus Eu's instagram @missfitfi. The Building Financial Fitness Podcast is an original production from Mediacorp.See omnystudio.com/listener for privacy information.
How do you negotiate in personal finance? Negotiation isn’t just for boardrooms or lawyers—it’s something we do every day, often without realizing it. In this episode of the Building Financial Fitness podcast, Jeffrey joins us to chat about how the art of negotiation shows up in everything from buying a home to asking for a raise, and even in our family lives. As Jeffrey says, “Every negotiation begins with some backstory. What is the true motivation for the deal?” Once you start looking at it that way, the whole process feels less intimidating—and a lot more human. We talk about everything from property deals gone sideways to why fresh grads often take lower pay, and how knowing your worth (and when to bring it up) can shift the conversation in your favor. 🎙️ Tune in for a down-to-earth conversation on spotting hidden agendas, building leverage, and navigating money talks with a bit more confidence. - You can find out more about Joyce A. Tan & Partners LLC here: https://www.joylaw.com/ https://www.linkedin.com/company/joyce-a-tan-&-partners/ - Want to get in touch? You can reach out to us through the email podcasts@melisten.sg, or through Junus Eu's instagram @missfitfi. The Building Financial Fitness Podcast is an original production from Mediacorp.See omnystudio.com/listener for privacy information.
What if your computer could make money while it just sits there? In this episode of the Building Financial Fitness podcast, Mel Tan joins me to explore the fun and surprising ways people are turning idle tech into income in 2025. Gone are the crypto mining boom days, but new platforms like Vast.ai and Salad now let you rent out your GPU power, while freelancing sites offer quick gigs for those with high-end hardware. We also chat about side hustles like online research tasks and even mobile games that pay. Some ideas sound too good to be true, others are refreshingly practical—but all of them show how your gadgets can start working for you. If you’ve ever wondered whether that spare PC could cover your next kopi or even more, this episode is for you. - You can find out more about RealMelTan or connect with him here: https://www.linkedin.com/in/melvin-tan-wm/ https://www.youtube.com/c/RealMelTan Typhoon Systemshttps://www.typhoonsystems.asia/ https://www.linkedin.com/company/typhoonsystems/ - Want to get in touch? You can reach out to us through the email podcasts@melisten.sg, or through Junus Eu's instagram @missfitfi. The Building Financial Fitness Podcast is an original production from Mediacorp. See omnystudio.com/listener for privacy information.
How do you hold on to your sense of self when your job, your industry, or even your entire career path starts to shift? Hui Ling Teo returns to Building Financial Fitness for a candid conversation on grit, identity, and navigating the changing world of work in 2025. As a legal entrepreneur, founder of Beyond Horizons, and a mother thinking about the future her children will face, Hui Ling shares personal reflections on resilience and reinvention. Together with host Junus, they explore the illusion of job security, the emotional toll of layoffs, and the challenge of building a life beyond the job title. As Hui Ling puts it, “It’s not risk free, but it starts somewhere and it’s starting that counts.” Whether you're just starting out or rethinking your path, this episode offers a grounded take on staying relevant and open to possibility. - You can connect with Hui Ling Teo, and find out more about Beyond Horizons by Bethel Chambers LLC here:https://www.linkedin.com/in/huilingt/https://www.linkedin.com/company/beyondhorizonslegal/https://beyondhorizons.sg/en-us/https://www.instagram.com/beyondhorizonslegal/ - Want to get in touch? You can reach out to us through the email podcasts@melisten.sg, or through Junus Eu's instagram @missfitfi. The Building Financial Fitness Podcast is an original production from Mediacorp.See omnystudio.com/listener for privacy information.
In this episode of Building Financial Fitness, Junus chats with trauma-informed counselor Chriestiena Newitt about how our past experiences shape the way we think and feel about money. From childhood scarcity to self-worth struggles, Chriestiena shares real stories and practical ways to start healing. “If you're spending from fear or lack, it's not coming from a good place,” Chriestiena says. They explore how financial trauma shows up in everyday choices, and how awareness, self-compassion, and emotional investment can help us build a healthier relationship with money. Tune in for a thoughtful and relatable conversation on money, mindset, and healing. - You can find out more about Chriestiena Newitt, or Align Wellness and Therapy here: https://www.linkedin.com/in/chriestiena/ https://alignwellnessandtherapy.squarespace.com/about https://www.instagram.com/alignwellnessandtherapy - Want to get in touch? You can reach out to us through the email podcasts@melisten.sg, or through Junus Eu's instagram @missfitfi. The Building Financial Fitness Podcast is an original production from Mediacorp.See omnystudio.com/listener for privacy information.
Melvin Tan joins us again to talk about something that sounds super technical but is actually pretty exciting—building your own AI-powered PC. He shares how he went from not knowing much about tech to putting together machines that can run chatbots, train models, and handle serious creative work. We get into what kind of gear you need, how much it might cost, and why GPUs are the key to making it all work. Melvin also gives us a peek into what’s trending after Computex 2025 and why more people are starting to explore DIY AI setups at home. If you’ve ever wondered whether you could build your own AI rig, this episode is a great place to start. - You can find out more about RealMelTan or connect with him here: https://www.linkedin.com/in/melvin-tan-wm/ https://www.youtube.com/c/RealMelTan Typhoon Systemshttps://www.typhoonsystems.asia/ https://www.linkedin.com/company/typhoonsystems/ - Want to get in touch? You can reach out to us through the email podcasts@melisten.sg, or through Junus Eu's instagram @missfitfi. The Building Financial Fitness Podcast is an original production from Mediacorp. See omnystudio.com/listener for privacy information.
In this episode of Building Financial Fitness, Junus chats with Jeffrey Lim, a tech-savvy lawyer with nearly 30 years in the game. They dive into how AI is shaking up the legal world—not by replacing lawyers, but by changing how they work and what clients really value. Jeffrey shares stories from his early days in law, reflects on how training and hiring are evolving, and explains why human judgment, empathy, and ethics still matter more than ever. “Knowledge is no longer a differentiating factor. What clients value today is discernment, judgment, and the ability to perceive things others miss.” — Jeffrey Lim It’s a smart, honest conversation about the future of law, and why being human still counts. - You can find out more about Joyce A. Tan & Partners LLC here: https://www.joylaw.com/ https://www.linkedin.com/company/joyce-a-tan-&-partners/ - Want to get in touch? You can reach out to us through the email podcasts@melisten.sg, or through Junus Eu's instagram @missfitfi. The Building Financial Fitness Podcast is an original production from Mediacorp.See omnystudio.com/listener for privacy information.
What are AI clauses, and why should you care? In this episode, Junus speaks with Hui Ling Teo from Beyond Horizons, Bethel Chambers LLC to unpack how AI is changing the way we think about copyright, contracts, and control over our own content. Whether you're a creator, a business owner, or just someone who shares online, this conversation will get you thinking. As Hui Ling puts it, “Even if you don’t use AI, your service providers might be using it, and you may not know what kind of data they’re using to produce that AI output for you.” From protecting your IP to understanding how AI tools are trained, this episode offers practical insights for navigating today’s digital landscape. - You can connect with Hui Ling Teo here:https://www.linkedin.com/in/huilingt/https://www.linkedin.com/company/beyondhorizonslegal/https://beyondhorizons.sg/en-us/https://www.instagram.com/beyondhorizonslegal/ - Want to get in touch? You can reach out to us through the email podcasts@melisten.sg, or through Junus Eu's instagram @missfitfi. The Building Financial Fitness Podcast is an original production from Mediacorp.See omnystudio.com/listener for privacy information.
Is GenAI helping creatives do more, or making them worry about their jobs? In this episode of the Building Financial Fitness podcast, Junus chats with Jayce Tham from CreativesAtWork, a freelance-led agency that’s been supporting creatives since 2012. They talk about how freelancing has changed over the years, especially after COVID, and how creatives are reacting to the rise of AI tools. Some are excited, some are nervous, and many are still figuring it out. “GenAI has the potential to help any creative push the boundaries and make us even more creative than before,” says Jayce, encouraging creators to see AI as a collaborator, not a competitor. They also get into copyright concerns, originality, and why building a strong personal brand and community can help protect your work in the digital age. You can connect with Jayce Tham here: https://www.linkedin.com/in/jaycetham/ https://www.creativesatwork.asia/ - Want to get in touch? You can reach out to us through the email podcasts@melisten.sg, or through Junus Eu's instagram @missfitfi. The Building Financial Fitness Podcast is an original production from Mediacorp.See omnystudio.com/listener for privacy information.
What does it really mean to stay relevant at work as we age? In this episode, Junus sits down with Nancy Yu to explore how ageism quietly shapes hiring decisions, leadership roles, and workplace culture. Nancy shares insights from her experience in corporate turnarounds, offering practical ways companies and individuals can rethink age, value, and career longevity. They discuss how government incentives and flexible job design can support age diversity, and why staying connected to the frontlines matters more than ever. Nancy also reflects on the power of curiosity and personal agency, reminding us, “If you have to explain to people where you bring value, maybe it’s time to reposition yourself.” This conversation offers a fresh perspective on navigating career transitions and challenges outdated assumptions about age and work. You can connect with Nancy here: https://nancycontemplates.com/ - Want to get in touch? You can reach out to us through the email podcasts@melisten.sg, or through Junus Eu's instagram @missfitfi. The Building Financial Fitness Podcast is an original production from Mediacorp.See omnystudio.com/listener for privacy information.