The Business of Property

Simon answers some common questions he's come across about Making Tax Digital for landlords. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/). Episode links: * Join our email newsletter (http://eepurl.com/icl-1f) for a free weekly property market report. * Find us on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Please leave a rating and review if you're enjoying the show.

Simon offers an analysis of the UK property market as 2024 draws to a close. He highlights the typical seasonal slowdown, noting increased price reductions and longer selling times. Despite this, Simon identifies opportunities for savvy investors to find bargains. He also discusses trends in rental prices. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/). Episode links: * Hometrack October (https://www.hometrack.com/wp-content/uploads/2024/10/HPI-Oct-2024-HT.pdf). * Join our email newsletter (http://eepurl.com/icl-1f) for a free weekly property market report. * Find us on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Please leave a rating and review if you're enjoying the show.

Regular guest Simon Glastonbury, an independent mortgage broker, joins this episode to explore the current UK mortgage market. Simon and Simon discuss the Bank of England interest rate change and how it's affecting the mortgage market. Plus their regular round-up of current mortgage rates for property investors. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/). Episode links: * Special guest - mortgage broker Simon Glastonbury (https://www.jsiassociates.com/). * Join our email newsletter (http://eepurl.com/icl-1f) for a free weekly property market report. * Find us on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Please leave a rating and review if you're enjoying the show. Special Guest: Simon Glastonbury.

Simon delves into the recent budget and its implications for UK landlords. Simon focuses on a key and under-reported change affecting smaller landlords. Simon also covers other key budget points, including changes to stamp duty, capital gains tax, inheritance tax, employers' national insurance, and energy efficiency requirements for rental properties. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/). Episode links: * October 2024 budget (https://www.gov.uk/government/publications/autumn-budget-2024/autumn-budget-2024-html). * Join our email newsletter (http://eepurl.com/icl-1f) for a free weekly property market report. * Find us on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Please leave a rating and review if you're enjoying the show.

Simon is joined by Adria Tarrida, co-founder of Viability, to explore modern methods of construction (MMC) and the challenges faced by property developers. Adria explains MMC's benefits, such as reduced on-site construction time and waste, while also addressing its challenges, including land optimization and cost-effectiveness. The discussion highlights the importance of viability assessments, with Adria showcasing how Viability's software aids developers in making informed decisions. Additionally, they touch on new biodiversity net gain legislation and its implications for development projects. This episode offers valuable insights for UK property investors and developers. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/). Episode links: * Viability (https://viability.site/), a software platform to accurately assess, optimise and de-risk property developments in seconds. * MMC Framework (https://www.cast-consultancy.com/wp-content/uploads/2019/03/MMC-I-Pad-base_GOVUK-FINAL_SECURE.pdf) * Join our email newsletter (http://eepurl.com/icl-1f) for a free weekly property market report. * Find us on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Please leave a rating and review if you're enjoying the show. Special Guest: Adrià Tarrida.

In this episode of the Business of Property podcast, host Simon welcomes Richard Simmons, an experienced property investor and founder of a prominent property networking event. Richard, who began his property journey in 2009, focuses on adding value for resale rather than renting. He discusses the inception and evolution of his networking event, emphasizing the importance of in-person interactions, especially post-COVID. Richard highlights the diverse topics covered at his events and the value of real-life experiences over polished success stories. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/). Episode links: * Monthly Guildford property meet - Surrey Property Exchange (https://surreypropertyexchange.co.uk/). * Join our email newsletter (http://eepurl.com/icl-1f) for a free weekly property market report. * Find us on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Please leave a rating and review if you're enjoying the show. Special Guest: Richard Simmons.

Simon shares his recent remortgaging journey! He discusses the complexities of comparing two-year and five-year fixed-rate mortgages, focusing on interest rates, fees, and their impact on cash flow and long-term wealth. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/). Episode links: * Join our email newsletter (http://eepurl.com/icl-1f) for a free weekly property market report. * Find us on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Please leave a rating and review if you're enjoying the show.

Simon delves into the benefits of self managing your rental properties. Simon outlines eight compelling reasons why landlords might opt for managing their own rental properties rather than using letting agents. Simon also highlights useful tools that can aid landlords in self-management. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/). Episode links: * Join our email newsletter (http://eepurl.com/icl-1f) for a free weekly property market report. * Find us on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Please leave a rating and review if you're enjoying the show.

Regular guest Simon Glastonbury, an independent mortgage broker, joins this episode to delve into the current state of the UK mortgage market. Plus a discussion about HMO commercial valuations! Simon and Simon discuss recent trends in interest rates and their impact on buyers and investors. Simon highlights the increased activity among mortgage brokers due to the slight decline in rates, the psychological factors influencing buyer behavior, and the challenges faced by first-time buyers. The episode provides valuable insights for property investors navigating the evolving mortgage landscape. Episode links: * Special guest - mortgage broker Simon Glastonbury (https://www.jsiassociates.com/). * Join our email newsletter (http://eepurl.com/icl-1f) for a free weekly property market report. * Find us on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Please leave a rating and review if you're enjoying the show. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/). Special Guest: Simon Glastonbury.

Simon, delves into the benefits of using a letting agent for managing rental properties. He outlines eight compelling reasons why landlords might opt for professional management services. Simon emphasizes that while self-management has its perks, a letting agent can provide valuable support, particularly for landlords lacking the time, experience, or desire to handle all aspects of property management. Episode links: * Join our email newsletter (http://eepurl.com/icl-1f) for a free weekly property market report. * Find us on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Please leave a rating and review if you're enjoying the show. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/).

Simon chats with Pam Mackenzie about the changing landscape of property investment over the last ten years. They explore the changes in mortgage requirements and property regulations over the past decade, particularly for HMO (House in Multiple Occupation) properties. Pam shares her experiences with her first HMO investment, the impact of new safety regulations, and her current investment strategy. The conversation highlights the importance of financial preparedness and adaptability in navigating today’s competitive property market, offering valuable insights for active property investors and landlords. Episode links: * Pam's past episodes: * Episode 64 - choosing investment locations (https://www.thebusinessofproperty.com/64). * Episode 65 - investment funding (https://www.thebusinessofproperty.com/65). * Episode 98 - environmental improvements (https://www.thebusinessofproperty.com/98). * Episode 99 - student demand (https://www.thebusinessofproperty.com/99). * Episode 250 - Pam's first HMO (https://www.thebusinessofproperty.com/250). * Join our email newsletter (http://eepurl.com/icl-1f) for a free weekly property market report. * Find us on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Please leave a rating and review if you're enjoying the show. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/). Special Guest: Pam Mackenzie.

Simon welcomes back seasoned property investor Pam Mackenzie. Pam shares her journey of purchasing and converting her first House in Multiple Occupation (HMO) with her business partner, Tania. They discuss the challenges faced during the purchase, the renovations undertaken, and the successful targeting of EasyJet aircrew as tenants. Pam also delves into the financial aspects, including joint ventures and the impact of Brexit on rental income. Episode links: * Pam's past episodes: * Episode 64 - choosing investment locations (https://www.thebusinessofproperty.com/64). * Episode 65 - investment funding (https://www.thebusinessofproperty.com/65). * Episode 98 - environmental improvements (https://www.thebusinessofproperty.com/98). * Episode 99 - student demand (https://www.thebusinessofproperty.com/99). * Join our email newsletter (http://eepurl.com/icl-1f) for a free weekly property market report. * Find us on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Please leave a rating and review if you're enjoying the show. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/). Special Guest: Pam Mackenzie.

In this episode, Simon compares property market data from August 2024 with figures from August 2023 and August 2022. Focusing on listing prices, time on the market, and rental performance, Simon highlights trends such as a real-term decline in property prices and a robust rental market with rents outpacing inflation. He also speculates on future market conditions, considering changing interest rates and economic factors. Episode links: * PaTMa weekly market report (https://www.patma.co.uk/property-prospector/features/market-updates/). * Join our email newsletter (http://eepurl.com/icl-1f) for a free weekly property market report. * Find us on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Please leave a rating and review if you're enjoying the show. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/).

In this episode, Simon delves into the tenant-finding process. He compares the real costs of self-managing tenant finding versus hiring an agent. Simon covers both cash expenses and time investment. Simon outlines tasks such as advertising, tenant inquiries, viewings, and referencing, providing a detailed breakdown of his time spent. Also learn about the tools and technology that help with self-managed tenant finding.. Episode links: * Episode 221 - more in-depth on self marketing for tenants (https://www.thebusinessofproperty.com/221). * OpenRent for advertising and referencing (https://www.openrent.co.uk/). * PaTMa for managing compliance and documentation (https://www.patma.co.uk/property-manager/). * Savvycal for scheduling viewings (https://savvycal.com/). * Or Cal.com (https://cal.com/) / Google Calendar appointment schedule (https://support.google.com/calendar/answer/10729749?hl=en). * Toggl for time tracking (https://toggl.com/). * Visum (https://www.visum.co.uk/letting). * Join our email newsletter (http://eepurl.com/icl-1f) for a free weekly property market report. * Find us on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Please leave a rating and review if you're enjoying the show. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/).

In this episode, Simon shares his insights on eight crucial factors for long-term buy-to-let investments. He emphasizes future-proofing properties to maintain their value and appeal. Key considerations include ... you'll have to listen to find out! Episode links: * Stats on EV sales (https://www.zap-map.com/ev-stats/ev-market). * Join our email newsletter (http://eepurl.com/icl-1f) for a free weekly property market report. * Find us on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Please leave a rating and review if you're enjoying the show. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/).