The Clark Howard Podcast
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Description
Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.
1068 Episodes
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Just under half of people surveyed believe it's best to leave a balance on a credit card - and other money myths that don't serve you well. / Extended warranties on vehicles - when, where and IF you should ever buy one.
Ask Clark topics include: What Is a Fiduciary Financial Advisor and Do I Need One?, 529 Plans.
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1Urbanization and climate changes are increasing flood risks. Premium adjustments are coming from the National Flood Insurance Program as the Feds realign risk levels. It's vital for homeowners and potential buyers to know the risk level of any property. FloodFactor.com - FloodSmart.gov. // Mobile young adults are renting furniture these days - convenient but is this cost effective? Clark tells you how to get the most from your furniture dollars.
Ask Clark topics include: W-4 withholding confusion, Community Property, Buying individual stock picks vs. index funds,
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Paramount+ launches this week. Check out the lineup and see if the promotion for early subscribers is right for you. Also, why you may see DirecTV prices go higher. / Unemployment Insurance has expanded eligibility by executive order. Depending on state, delays continue. Clark has application advice to facilitate the process.
Ask Clark topics include: Home Internet, Best Online Banks, How much cash should you keep at home.
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PPP - This time is different. For the next 9 days, businesses with less than 20 employees can apply exclusively. Non-banks, meaning credit unions and fintechs, play fair. This money IS available with loan forgiveness if eligible. / Clark advises on when & how to book air travel for later this year into early 22 - before prices go "sky high" with increased demand. And, should you should consider cruises?
Ask Clark topics include: Resource for entrepreneurs - SCORE.org, T-Mobile Money is awesome, The Southwest Companion Pass.
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Christa shares Clark Stinks posts on the site with Clark. Submit yours at Clark.com/ClarkStinks. /
Transformation in the supermarket industry is creating major savings opportunity for you. Clark points to your lower cost options.
Ask Clark topics include: Should I Stop Paying My Student Loans Right Now? - Clark Howard /
ABLE accounts: A tax-free way for parents of disabled kids to save for the future-Clark Howard
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Facebook owned WhatsApp is changing terms of service allowing them to invade privacy. Clark's warning and alternatives. Also, the Kroger data breach is part of an overall massive breach affecting many companies. Resist breach fatigue and freeze your credit if you haven't yet.
Ask Clark topics include: Bill reduction services, Robocalls, Credit cards ditching car rental coverage.
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The Power of the Pivot: Job demand is up in some areas. Clark offers guidance on finding active job categories and transferring your skill set outside the box. Some who have pivoted have increased their incomes. Also, when your employer offers no retirement plan or match, Clark gets you started on handling your own future financial security. -How to Open a Roth IRA - Clark Howard. / Ask Clark topics include: Trekz earbuds, employer 401K security freeze, The dangers of Zelle.
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Clark recommends long-term investing and welcomes Marcus Invest from Goldman Sachs for small investors, akin to Wealthfront & Betterment. Also, PPE cost money and the charges are being passed on to you. Be aware when paying extra. Ask Clark topics include: Timeshares and Credit Cards.
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How Ford's new Blue Advantage car buying program stacks up to CarMax & Carvana and why now isn't the time to buy a new vehicle. / Verizon's discounter Visible has an improved plan that could save you major money. 6 Things to Know Before You Sign Up for Visible - Clark Howard
Question topics include: Canadian savings accounts, 10 Ways to Save on Prescription Drugs - Clark Howard, the Bumped app has changed, Why You Should Never Sign Up for Overdraft Protection - Clark Howard.
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Christa shares Clark Stinks posts on the site with Clark. Submit yours at Clark.com/ClarkStinks.
A poll finds many teens and young adults believe a high school education is enough to earn a decent living. Generally, more education is needed for stable employment, via state technical schools and/or colleges. Clark lists the best paying jobs out of college and explains you don't have to go into massive student loan debt to earn a college degree.
Question topics include: Amazon reviews / Finding a reputable home appraiser / Credit card application denial - Credit reports
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Rule changes for renters and home buyers have occurred. Renters facing eviction have rights, but must verify economic hardship and follow procedure. Clark explains what forebearance now exists for FHA, Fannie Mae or Freddie Mac mortgage holders and payment strategies.
Crimes stats are up. Extra measures you can take to help prevent car theft and break-ins
Ask Clark topics include the virtual mailbox in the absence of a physical home address, how to protect the Schwab debit card
Links mentioned: CDC form to avoid eviction for apartment renters / Hello Landlord – by SixFifty / Federal Register Notice: Temporary Halt in Residential Evictions to Prevent the Further Spread of COVID-19 | CDC.
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If you must do high-frequency stock trades, Clark gives you the tax-smart way to proceed and explains the beauty of index funds. / Surprising news and Clark smart direction on the job front.
Clark answers your questions: Youth banking accounts / How to spot a car wrap scam / WYZE home security
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The Mark Cuban Cost Plus Drug Company offers more affordable versions of expensive generic drugs / Vaccine fraudsters are after your money and personal information. Clark explains the red flags to look out for.
Clark answers your questions: Sports programming on streaming channels - check T-Mobile Tuesdays for free MLB. / Kill A Watt electricity usage monitors / Able Accounts / HSA Accounts
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Clark explains how state and local revenues are faring so far in the pandemic. Ponzi schemes are alive and well. Know how the game is played, so you don't get played.
The Ponzi Scheme Blog. Clark fields questions on 3 to 5G security system monitoring / How tax credits on electric vehicles work.
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Christa shares the Clark Stinks posted on the web and shares with Clark. Submit yours at Clark.com/ClarkStinks.
The CFPB has launched a probe into Venmo's debt collection practices. Clark tells you what you need to know about using these payment apps so you don't lose money.
Question topics include: cable company problems and where to get a nice mattress for a reasonable price.
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The Consumer Action Center is being inundated with calls from listeners getting a 1099G form indicating that they are being taxed on unemployment benefits even though they never signed up for unemployment! Clark tells you how to handle it if you get one of these forms in your mailbox.
President Biden just extended the moratorium on foreclosures. Clark discusses what you should do if you need as a homeowner or a tenant.
Question topics: buying plane tickets now, tax on stock market earnings, contributing to a target-date retirement fund.
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How much it would cost if you bought all Samsung or Apple have to offer?
Life insurance gains relevance for those under 40. Clark discusses the best kind of life insurance and how to buy it
Question topics: Pretext scam calls claiming to be from Amazon / Paying off a mortgage early / A lawyer as executor / First credit cards / Credit versus debit cards for online purchases.
Mentioned Links: How to Buy Term Life Insurance in 7 Easy Steps
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Google yourself to see what is out there about you. Revenge posting can be harmful to job seekers and to relationships. Clark discusses ways to minimize the damage.
How self-install security systems have evolved - Wyze introduces the cheapest security system and monitoring.
Clark question topics include: When to rent before buying a home and when to accept a collections resolution offer
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To stretch your dollar further, it's important to shop in the right places. Bargain retailers: Online versus in-store when you're trying to Save More.
1 in 5 people have lost money to a phone scam in the past 12 months. Clark talks about how to protect yourself and your loved ones.
Clark question topics include: Free state tax filing, printers and ink cartridges, ditching an annual fee credit card, & internet while traveling.
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Learn more about your ad choices. Visit megaphone.fm/adchoices
Christa shares the Clark Stinks posted on the web and shares with Clark. Submit yours at Clark.com/ClarkStinks.
Many Presidents' Day deals are being touted. How to know what's a real deal and what's not in the month of February.
Clark explains how to save on prescription medication
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No you shouldn't get the flu shot. Out of all the vaccines the flu shot is the vaccine that has caused the largest amount of injury including death, the vaccine that the vaccine courts have had to pay out on the most and it only protects you 20-40% if they select which flu virus they are going to put in which is figured in February for Septembers season. The flu vaccine has also been proven to cause other illnesses right after getting the flu shot (not including getting the flu) No way bad bad advice!
Thx dude. Good show
I know that Clark may never see this, but thank you for the acknowledgement of the struggles of truckers. Life on the road was far from glamorous or a paid vacation before the virus, but the struggle has gotten worse. Thank a trucker folks. Thank everyone you see who is still working today. Also, I promise we arent scary. For every irresponsible driver you see on the news or on the road, there are thousands of us who do the best, professional, and skilled job that we can. 🙂
What is the current effectual unemployment rate?
the unemployment identification is a old address problem m pi st people are having.
Love the show helped me get out of debt, buy a house, and start my own retirement plan. My favorite part is when he discuss topics that are going on in the country and world. Best part is he seams like a super nice guy and he treats his own employees like there his family!!!
I have so much respect and admiration for Clark Howard, beyond his financial advice (which I love). If you're local to the Atlanta metro area then you know his work with Habitat for Humanity, foster children and many other kind endeavors. He's really a good person. 💙💚💛💜❤
a goldmine of info!
Background music is getting garbled the past week or so.
Clark, talk about Education Grants for the Incarerated. It is important to clear ones name as much as possible. *Pardon *Sealed Records *Reduction of Charges from Felony to Misdeamnor. If People are to have a Second Chance, they need to be able to qualify for License such as a Barber's License.
Wow, 6 Children? A 10 Month Tour of Duty in Americorps offers work experience, a stipend for living expenses, healthcare insurances and leadership training. A "Grant will pay for 2 years of Community College. *C.L.E.P Examines allows credit College Credit which saves money. *AP Classes in High School *Prepping for ACT and SAT Examines plus taking the examine twice raises score 150 points in average.
Watch out putting your pictures on Google photos! Don't think you have any rights to them once they are uploaded.
The last two episodes won't play. Other shows podcasts play and Clark's prior to 12/24. Please fix - I miss the show!
Thanks for your show Clark! Thanks to you, I'm on my way to becoming a millionaire now... that's why I also listen to the Millionaire Interviews Podcast 😊. Keep up the great work. 👍
Always helpful to listen to. And fun. Clark is so obviously nice.
Good financial advice. Don't listen to RB who doesn't even know how to spell "advice" let alone determine what that would be. ;)
marginal financial advise. interesting finance related topics.
CLARK!!!!!!$$$$$%%%%%
Best podcast for anyone wanting to get a handle on their finances!
Clark is only on for 1 hour in my market, and at the worst time. Now I can listen to him at MY leisure!!!!