The Clever Girls Know Podcast

Steph is a mother of two beautiful girls and lives in Naarm in Melbourne, Wurundjeri Country, Australia. On today’s episode of the podcast, Steph shares how she’s leveraged goal setting to achieve her financial goals. She has been following Clever Girl Finance for at three years and breakdowns how she’s achieved her recent amazing financial accomplishments as well as her long term financial goals. WHAT STEPH DISCUSSED: *How she went about improving her financial literacy *The mindset shifts she made to get promoted at work and increase her income, pay for her car in cash and max out her emergency savings *How she’s becoming a role model to her daughters as a single parent How leveraging the CGF goal setting approach has been a game-changer for her AND MUCH MORE HOW TO KEEP UP WITH STEPH: - Via LinkedIn: https://www.linkedin.com/in/stephanie-may-41838049 ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

On this episode of the podcast, Ashlee Sang joins us to share how she manages her personal and business finances as she builds her marketing consulting business. Through Ashlee Sang Consulting and as host of the Purpose & Progress Podcast, Ashlee equips conscious and caring leaders to take confident, meaningful action in alignment with their values. She believes that when business feels and does good, revenue and impact will follow. WHAT ASHLEE DISCUSSED: * How she has navigated the financial aspect of launching her business while ensuring her personal finances remains stable * How she has created and maintained budgets for both her business and personal finances. * How she’s navigated income fluctuations in business * Her favorite tools and resources to run her business AND MUCH MORE HOW TO KEEP UP WITH ASHLEE: Via her website: https://www.ashleesang.com/clever On LinkedIn: https://linkedin.com/ashleesang On Instagram: https://www.instagram.com/ashleesangconsulting ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

Today Anna N’Jie-Konte joins us to discuss how women can protect themselves financially in romantic relationships Anna is the President of Re-Envision Wealth and the host of the Financial Powerhouse podcast. Having spent her childhood watching the strong women around her live lives dictated by their bank balances, she’s on a mission to rewrite the money stories of women of color. She is a proud Puerto Rican, Gambian-American who is committed to building a financial industry where access to excellent, values-aligned financial advice is the norm, not the exception. WHAT ANNA DISCUSSED: * Her personal story and why financial wellness for women in relationships is so important. * Early signs in relationships that indicated a healthy or unhealthy approach to financial matters. * How women should approach the topic of finances with their partners. * The importance of legal agreements such as prenuptial agreements for protecting financial interests and how this is also a personal decision. * Warning signs that women should be aware of regarding financial abuse. * Insights on how women should prepare financially for major life changes such as marriage, children, or divorce. HOW TO KEEP UP WITH ANNA: Via her website: https://www.annanjiekonte.com On LinkedIn: https://www.linkedin.com/in/annanjie/ On Twitter and Instagram: @anjiekonte ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

On this episode, Giovanna Gonzalez shares key tips on how to navigating family dynamics and preparing for parental retirement. Giovanna "Gigi" Gonzalez is a TikTok influencer, financial educator, and author of the bestselling book Cultura and Cash. During The Great Resignation, she quit her 10 year corporate career to pursue her true passion: teaching financial literacy to young adults. She also teaches personal finance and career navigation for First Gen at various organizations and on her TikTok account @thefirstgenmentor. She was named 40 under 40 by the Hispanic Alliance for Career Enhancement, "Latinx to Watch" by Hispanic Executive Magazine and Top 25 Creator by Fast Company. WHAT GIGI DISCUSSED: 1. Her personal journey as a First Gen Latina navigating the complexities of personal finances and family dynamics 2. The importance of balancing family expectations with personal financial wellness. 3. How she’s supporting and helping her dad prepare for retirement. 4. How to shift your money mindset and view money as a tool for self-care and empowerment 5. Advice for listeners who are eager to start taking control of their finances and building a life they love, while also considering their family's well-being HOW TO KEEP UP WITH GIGI: Pick up Gigi’s book at https://www.culturaandcash.com Her website: https://www.thefirstgenmentor.com/ Instagram: https://www.instagram.com/gigithefirstgenmentor/ LinkedIn: https://www.linkedin.com/in/giovannagonzalez/ TikTok: https://www.tiktok.com/@thefirstgenmentor ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

Norly was born in Brooklyn, NY and family is from Haiti. She taught middle school English for three years before becoming a securities attorney. She loves to work out, travel and talk about personal finance with family and friends! WHAT NORLY DISCUSSED: 1. The concept of parallel planning for retirement and how are she and your mom embarking on this journey together 2. When she decided she wanted to retire early (FIRE) and her 3. The key financial strategies she’s employing for her early retirement plans AND MUCH MORE ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

Let's discuss the best reasons to leave a job and what to consider before you quit. You may want to quit your job for personal reasons, while other times, it might be related to the job itself. Here are 7 common signs whether or not you should quit your job and how best to go about it! ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

On today’s episode of the podcast, Shanae Brown shares how asking for help at work got her a raise! Shanae is a NYC-based leadership coach, workshop facilitator, and passionate speaker who’s had a stellar career in Human Resources. With nearly a decade of HR experience, Shanae has worked with top business leaders in the Financial Services, Music, and Tech industries. Leveraging her expertise in talent development, psychology, and passion for personal growth, she founded No Cream In This Coffee, a groundbreaking career development company dedicated to creating better work experiences and workplaces for Black women. WHAT SHANAE DISCUSSED: 1. How she overcame self-doubt and concerns about seeking guidance, especially amid organizational changes. 2. How her identity as a Black woman influenced her approach to seeking help and self-advocacy in the workplace. 3. Key strategies and advice for women facing corporate challenges. AND MUCH MORE HOW TO KEEP UP WITH SHANAE: - Via her website: https://www.nocreaminthiscoffee.com/ - On Instagram:  https://www.instagram.com/nocreaminthiscoffee/ - On LinkedIn: https://www.linkedin.com/in/theshanaebrown/ ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

Learn 7 key tips to help you negotiate credit card debt and navigate the negotiation process! ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

Do you ever look back on certain money decisions you’ve made in the past and think, “My gosh… how could I have been so careless?!” The shame and humiliation feel real — and the more you think about it, the more embarrassed you become. In times like these, you may be experiencing a cycle of shame around money. Learning how to break this cycle and heal your relationship with money can help you shed your disappointment and chart a path forward. ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

Learn how to stop wasting money on food and maximize your grocery budget! Explore 19 effective ways to grocery shop on a budget! ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

Molly Stillman is the host of the “Can I Laugh on Your Shoulder?” podcast,a sought-after speaker and author of the book, “If I Don't Laugh, I'll Cry: How Death, Debt, and Comedy Led to a Life of Faith, Farming, and Forgetting What I Came into This Room For” The lifestyle blog she started in 2007, Still Being Molly, is a community for women who love ethical style, clean beauty, parenting, funny stories, and serving in their communities. Her deep passion lies in inspiring women to know they were created on purpose, with a purpose, and for a purpose. Molly was on was on episode 47 sharing her debt pay off story and episode 114 talking about the emotions that come from being in debt and also featured in the first Clever Girl Finance book. She lives with her husband John, children Lilly and Amos, and various and sundry animals on a small farm in Durham, North Carolina. She loves Jesus a whole lot, drinks too much Diet Coke, and eats a lot of Chipotle burritos. WHAT MOLLY DISCUSSED: * The emotional journey and impact of her losing her mother at a young age. * How she managed an unexpected inheritance of $245,485 and the financial decisions that led to substantial debt. * How using humor as a coping mechanism during tough times influenced her career in comedy and personal growth. * The turning point that helped her move away from depression * Advice for someone facing tough times and feeling lost or hopeless. * How she realized the potential for growth and purpose in her own struggles and setbacks AND MUCH MORE HOW TO KEEP UP WITH MOLLY: - Via her website: http://www.stillbeingmolly.com - All social media: @stillbeingmolly ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

In this podcast, let's go over how to keep yourself on track and achieve your goals with abundance mindset exercises! What are money mindset exercises? Money mindset exercises are practices that you do to change how you think about money and wealth. Your perception of money impacts the way you earn, save, and spend it. All of which affect how you manage your finances and build wealth. Tune in to learn more! ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

Do you know your why? Think of your why as a personal mission statement. It is the framework you use to make decisions in every area of your life. It keeps you going when you’re tired and ready to quit. It's okay to have multiple whys. Whether you have one or multiple whys, finding your why takes time. This podcast episode shares key tips to support you in the process! ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

Learn 10 key habits of successful women and how to make those habits a part of your life starting right now! ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

Are you struggling to lay out a plan for your financial wellness? Trying to get past living paycheck to paycheck? Keep watching - I’ve got some key tips for you on how to create a financially sound plan for yourself! In this episode, explore key steps to create a sound financial plan for yourself so you can achieve your financial goals. ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

On today’s episode, Jamila Souffrant shares key tips to plan out a successful journey to achieving financial freedom. Jamila is the author of Your Journey To Financial Freedom: A Step-by-Step Guide to Achieving Wealth and Happiness and the host of the Journey To Launch podcast. She is a go-to thought leader in the personal finance field and her work has been featured in BuzzFeed, ESSENCE, Refinery 29, Money Magazine, CNBC, CBS, Business Insider and more. The Journey To Launch Podcast has over 4+ million total downloads and was listed by the NYTimes as a podcast to help you get better with your money. Jamila and her husband saved $169,000 in two years and is also a mother of three young children and lives in Brooklyn, NY. WHAT JAMILA DISCUSSED: - How her mother’s immigrant story has inspired her success - Her plan for achieving financial freedom - The different stages or milestones people typically go through on their journey to financial independence - How you can evaluate and modify your financial mindset and habits - Practical ways for individuals to increase their income to accelerate their FI journey AND MUCH MORE HOW TO KEEP UP WITH JAMILA: - Get her book, “Your Journey to Financial Freedom: A Step By Step Guide To Achieving Wealth And Happiness: https://yourjourneytofinancialfreedom.com/ - Website: http://www.journeytolaunch.com - Apple Podcasts: https://itunes.apple.com/us/podcast/journey-to-launch-personal-finance-early-retirement/id1257126028?mt=2 - Google Podcasts: https://podcasts.google.com/feedaHR0cHM6Ly9qb3VybmV5dG9sYXVuY2gubGlic3luLmNvbS9yc3M - Instagram: https://www.instagram.com/journeytolaunch/ - Facebook Page: https://www.facebook.com/journeytolaunch/ - Twitter: https://twitter.com/journeytolaunch/ ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

On today’s podcast episode, Meghan Dwyer discusses the biggest areas where women play small with their money and how to go from playing small to playing big! Meghan is a Certified Financial Planner and host of the ‘Money Isn’t Scary’ podcast. After spending 15 years watching women take a passive role in the management of their money, she’s on a mission to help them stop playing small. By challenging the societal norms around women and money, Meghan aims to empower women to make money decisions out of a sense of abundance and confidence, rather than scarcity and fear. When Meghan isn’t working, she loves running, writing, and being mom to her two young boys. WHAT MEGHAN DISCUSSED: 1. tHE concept of playing small with money, and why it's particularly important to address this issue for women 2. How women CAN overcome the societal and personal limitations that might hold them back from pursuing higher-paying careers or opportunities 3. Specific spending habits or tendencies that women tend to exhibit that may hinder their financial progress and key strategies women can implement to ensure their spending aligns with their financial goals and priorities 4. Steps women can take to get started with investing and build a diversified portfolio AND MUCH MORE HOW TO KEEP UP WITH MEGHAN: - Via her website: https://www.moneyisntscary.com/ - On Instagram: https://www.instagram.com/moneyisntscary/ - On Facebook: https://www.facebook.com/MoneyIsntScary ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

On today’s episode of the podcast, @farnooshtorabi discusses how fear can be a powerful ally in achieving financial and life success. Farnoosh is one of America’s leading personal finance experts. She is the host of the award-winning podcast So Money that has earned over 30 million downloads. She is a sought-after speaker and author of multiple books. Her newest is entitled A Healthy State of Panic, part-memoir, part-guidebook on how fear can be a superpower to achieve true wealth and career success. Along with being featured in The New York Times, The Wall Street Journal, and Time Magazine, Farnoosh has appeared frequently on Today, Good Morning America, and more. WHAT FARNOOSH DISCUSSED: 1. What inspire her to explore this concept of healthy panic 2. The common fears that hold people back, and how to turn them into strengthsFeel 3. How to leverage the fear of money to improve one's financial situation 4. How the fear of failure and can help us embrace red flags and make the next right move. 5. How the fear of endings can deepen appreciation for what endures AND MUCH MORE HOW TO KEEP UP WITH FARNOOSH: - Via her book website: https://ahealthystateofpanic.com - On Instagram: https://www.instagram.com/farnooshtorabi - Tune into her podcast: So Money Podcast ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

From stress at work to nerve-racking headlines in the news to rude comments from strangers online. It can all get overwhelming when you want to protect your peace. But protecting your peace should be a priority - learn how to do it regardless of what’s happening with this podcast episode! ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

Active vs passive incomes, which one offers more benefits? What are the pros and cons of each? And most importantly, how can you generate either or both? Keep watching to learn more! In this podcast episode, learn how to use passive and active income and how leverage them to reach your financial goals. ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance