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The Clever Girls Know Podcast

Author: Clever Girl Finance

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Clever Girl Finance is a financial education platform, that empowers women to ditch debt, save money and build real wealth!
109 Episodes
107: How Fo Alexander Paid Off $78,000 of Debt!
Fo Alexander is a Millennial personal finance expert whose story of paying off nearly $47K in debt in less than 6 months took the Internet by storm. She is the editor and chief of the GirlTalkwithFo blog -  a personal finance platform created to teach women how to dump debt, build bank, and create the life they want. Fo is also the former Miss Black South Carolina 2013, using her platform to promote financial literacy in underserved communities. She is a wife, author, entrepreneur, and host of her newly launched podcast, The GirlTalkwithFo Show. Her mission is to use her life's experiences to help others avoid their own financial pitfalls.On this episode today she shares her amazing story of shifting her money mindset, getting out of debt, and, now, building wealth!Since she took the internet by storm with her $47,000 debt payoff, she’s now paid off over $78,000 of debt - before she turned 30 and while planning her wedding - and on this episode, she shares exactly how she did it.We discussed:- What her financial situation looked like and the catalyst that promoted the change.- The specific things she did pay off her debt.- How she stayed motivated and the specific mindset shifts she had to make.You can keep up with Fo on social media (Facebook, Instagram, Twitter) at the handle @girltalkwithfo and via her website at GirlTalkwithFo.comDo you follow Clever Girl Finance on Instagram yet? You should! the Clever Girl Finance book: the Clever Girl Finance community:
105: Dispelling The Most Common Credit Myths
This episode of the podcast is brought to you by FICO and my guest today is Jenelle Dito!Jenelle Dito is a Director for the FICO Scores team and financial services expert for the FICO® Score Open Access program which empowers lenders to share the FICO® Scores they use to manage customers’ accounts directly with those customers, for free. As part of the Open Access program, she partners with various organizations on consumer credit education as well as lenders on how to create innovative products and manage exceptional client services. Jenelle works with lenders to help them understand how they can bring FICO Scores and financial health content to their customers, the value of doing so, and helps provide the tools they need from FICO to build new programs themselves. For both general FICO Scores and the FICO Open Access program, Jenelle helps facilitate consumer education tools and content so lenders can empower their customers with greater knowledge. Jenelle also helps manage FICO’s Open Access for credit and financial counselor program.On this episode of the podcast Jenelle shares:- Her personal story with money and what she learned in the process of making her own money mistakes- How people can empower themselves with the knowledge to improve and maintain their credit - And she dispels some of the most common credit misconceptions that are out there.As you listen to this podcast, if you need additional information, be sure to check out the blog post we created in partnership with FICO on how your credit score affects your financial life + an overview of how your FICO score works on the Clever Girl Finance blog here - sure to stop by and check out our learning platform!Do you follow Clever Girl Finance on Instagram yet? You should!
104: Saving over $400,000 and pursuing early retirement with Michelle Ives
Michelle Ives is a long-time listener of The Clever Girls know podcast and she got in touch with me because Clever Girl Finance has been a part of her financial education and she wanted to share her incredible story with all of us!About Michelle Ives:Michelle is a copywriter and brand strategist for her own business, Wordy and Smith. She lives in Sydney with her husband, Andy, and together, they’re well on their way to having saved their first half a million. Formerly a journalist, Michelle spent over a decade working as a published writer (and a few other odd jobs). She learnt the in’s and out’s of how to build (and market) a successful business through two startups, as their respective Head of Communications. Just like the company's lean marketing budget, Michelle had to learn how to manage her personal one much the same way. Michelle has a goal of fully retiring by the time she is 35, living solely off of the passive income generated through her assets in savings, property, shares, and superannuation. This will allow her to travel freely, volunteer full-time for causes she is passionate about and write for passion, not profit. To date, Michelle and her husband Andy, have saved and invested well over $400k, with another $100k rapidly piling up - and a clear strategy for success.What Michelle discussed in this episode:- The reasons why retiring early is a goal of hers.- How observing her husband was the turning point that caused her to take her finances seriously- What the experience of saving has been like, as well as the life-changing mindset and habit shifts she adopted to reach those numbers and much more.How to keep up with Michelle:- You can find Michelle on her website at On Instagram: That Girl On Fire (@thatgirl_onfire)- On Facebook: That Girl On Fire (@TGOFire)
103: How To Negotiate Like A Boss As A Professional Or Entrepreneur With Devon Smiley
Today's episode is all about negotiating.Negotiating is an important skill set to have whether you are a professional or entrepreneur and Devon Smiley, shares on key tips on how to get good at it!About Devon Smiley: Devon is a negotiation consultant for entrepreneurs, startups and professionals who are sick of settling, and ready to go after what they want, need and deserve. 
She’s distilled nearly 15 years and $5 billion of negotiation experience into accessible and actionable guidance that helps you build the skill set you need to make the ask with confidence.
Her expert advice has been featured in the New York Times, Glamour magazine, the Chicago Tribune and has helped clients including Mars Chocolate and Rolls-Royce. A strong believer that negotiation isn’t just about boosting bottom lines, Devon works with pro bono partners including UN Women and The Clinton Foundation.On this episode Devon: - Breaks down the biggest mistakes women make when it comes to negotiating and advocating for themselves as entrepreneurs and employees- How to negotiate through difficult situations- Shares specific steps you can take to begin mastering negotiations- Her top money tip for entrepreneurs (that changed her life)The negotiation books Devon mentions:1. Hilda: Captivate: to keep up with Devon:- You can stay up to date and contact her via her website at DevonSmiley.comDo you follow Clever Girl Finance on Instagram yet? You should! sure to stop by
102: Achieving A Career You Love Without Becoming A Person You Hate With Fran Hauser
Happy new year! the new year is a great time to create a solid strategy to help you achieve career success, and we'll be doing just that in today's podcast episode!Fran Hauser is a media executive, startup investor, and advisor. She’s also the best selling author of the book, Myth of the Nice Girl: Achieving a Career You Love Without Becoming a Person You Hate. Her investment portfolio consists of 20 companies, 18 of which are female-founded and Fran has held senior positions at some of the world’s largest digital media businesses, some of which include PEOPLE, InStyle, Entertainment Weekly, and AOL. She’s was named one of Business Insider's "30 Women In Venture Capital to Watch in 2018." Fran and The Myth of the Nice Girl have been featured on a wide range of outlets including NBC’s Today Show, CNBC, PEOPLE, Fortune, TIME, Fast Company,, Business Insider, Elle, and many more. On this episode Fran shares:- Why she wrote her book “The myth of the Nice Girl”, as a resource for women- A personal story of overcoming a difficult situation during her career- The mistakes women make when it comes to proving their value at work and how to do things differently- How to balance being ambitious without being labeled bitchy and so much moreHow to keep up with Fran:- You can follow Fran’s latest updates on her website at and on Instagram and Twitter at fran_hauser Get Fran’s book:- The Myth of the Nice Girl: Achieving a Career You Love Without Becoming a Person You Hate - you follow Clever Girl Finance on Instagram yet? You should! sure to stop by
100: How To Stop Emotional Spending From Ruining Your Finances With Ericka Young
This episode is all about curbing your emotional spending and to have this conversation, my guest on the show is certified financial coach, Ericka Young.Ericka is the president and founder of Tailor-Made Budgets which she opened in 2005 after she and her husband Chris climbed their way out of nearly $100,000 in debt. She is a certified financial coach and combines her passion for helping people with creative debt reduction techniques so everyone can have a path to financial freedom.She is also the author of the best-selling book, “Naked and Unashamed: 10 Money Conversations Every Couple Must Have”. What we discussed this episode:- On this episode, Ericka and I had a conversation on emotional spending and how it can derail your finances- She shares examples of her own emotional spending including upgrading her car vs. repairing her car, essentially trading a $1,000 repair for a $20,000 car loan and her husband having to take her credit card away from her.- She shares how she worked through dealing with her emotional spending, and how she was able to adjust her mindset about money in order to pay off that nearly $100,000 in debt alongside her husband.- She also shares what it’s like to live a debt-free life, one she has lived for the last 10 years, and provides actionable tips on how you can accomplish the same thing too including how to make yourself accountable, being ok with your emotions as a woman, being mindful of the positive emotions that can trigger emotional spending and more.How to keep in touch with Ericka:- You can keep in touch with Ericka on her website over at where you can also download her free ebook “Have your cake and eat it too”.Be sure to stop by and checkout our learning platform!Do you follow Clever Girl Finance on Instagram yet? You should!
099: How To Take A Deep Assessment & Reverse Your Negative Money Beliefs With Kara Stevens
Kara is the founder of The Frugal Feminista, a NYC-based personal finance and personal development company committed to helping women live life on their own terms unapologetically.After climbing her way out of $65K worth of student loan and credit card debt, and building up her financial reserves, Kara soon saw the link between personal power and financial freedom; and wanted to inspire and educate women around the world to do the same.She is also the author of Heal Your Relationship With Money, Unmasking the Strong Black Woman, and The Happy Finances Challenge (forthcoming) Don’t Let Him Touch Your Assets.What we discussed this episode:- How her mom’s personal experience around men and money impacted her own money story including how she started hoarding money as a result.- What she did to pay off $65,000 in debt and how she was able to overcome her negative mindset around money by testing out the theories that had been impressed upon her about money to determine was true and what was not.- We also talked about how going through this deep assessment of her money beliefs and her experiences with money (including seeking therapy) changed her life.How to keep in touch with Kara:- To contact Kara and get access to her books and freebies including her free 5 day financial rest plan visit her website at thefrugalfeminista.comBe sure to stop by and check out our learning platform!Do you follow Clever Girl Finance on Instagram yet? You should!
Comments (1)

Janelle Hughes

thank you i have so much to look forward to this year to help myself and friends.

Jan 30th
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