The Curve

A peek into a hilariously earnest high school time capsule reveals tiny Vic’s fascination with the news and dreams of PwC, New York, and a life well-lived. Spoiler: some of it worked out, but the love life? Let’s just say it’s been a journey. Shifting gears to today’s big money moves, Bitcoin is on a tear, nearing $90k, and we’re dissecting the FOMO, the risks, and why it’s okay to sit on your hands instead of chasing the hype. Meanwhile, Warren Buffett’s $300 billion cash pile has us wondering - what does the Oracle of Omaha know that we don’t? Plus, we share some all-too-relatable listener stories: from accidentally skipping council rates (oops) to learning the hard way about crypto scams. It’s a crash course in why financial literacy, emergency funds, and a touch of scepticism are your best friends. Sprinkle in some love for long-term investing (shoutout to Buffett) and reflections on the realities of building wealth - slow and steady wins the race. Got a money mishap or a financial flex to share? Drop us a voice note on The Curve Hotline - we might just feature your story (and give you a virtual Curve cuddle)! For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

With the recent election on everyone’s mind, we’re diving into how these shifts are affecting the markets and the moral dilemmas they bring. From Trump’s policies impacting the S&P 500 to the ethical questions around investing in high-carbon companies, we’re unpacking the complex intersection of finance, values, and what it means to stay true to our principles as investors. Our amazing commercial director, Dani, joins in to share insights on balancing profit with purpose, as we look at the rise in crypto, oil, and gas stocks - and why they may or may not align with our long-term goals. How can we stay committed to the companies doing good when the market rewards those that don’t? And when billionaires are pocketing billions, where does that leave the rest of us? Join us for a reflective discussion on finding integrity and direction in today’s financial landscape, even when it feels like everything’s upside down. Watch this episode on YouTube. Podcast episodes mentioned: RTC21: Is cryptocurrency something you should be investing in? RTC140: Why investing isn’t as scary as you think. Feeling fired up, frustrated, or just need to vent? Share your thoughts with us on The Curve Hotline - we’re here to listen and keep the conversation going. For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

First up in The Curve Weekly this week, we look at the latest UK budget, a milestone event marked by the first-ever budget created by a female chancellor in over a millennium. We break down why this historic budget matters, not just for those in the UK, but for anyone wanting to understand how national policies impact everyday finances. From the nuances of tax brackets and salary negotiations to the implications of capital gains tax and minimum wage increases. Plus, find out why these changes could mean higher prices at your favourite coffee spot and how strategic salary perks might save you from unexpected tax surprises. We also touch on Donald Trump’s headline-making appearance on Joe Rogan’s podcast and its implications, Reddit’s surprising first profit report after going public, Mars’ multi-billion-dollar acquisition of Kellogg’s snack division, and the staggering $20 decillion fine Russia imposed on Google. For more of Vic’s top-notch market insights, check out The Curve Weekly newsletter she crafts each week! Sign up here to get it straight to your inbox. For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

Gold’s glittering again, hitting record highs as the ultimate “safe bet” while the world grapples with election chaos and global tensions. Investors are flocking to it for stability, like it’s the market’s comfort blanket. Meanwhile, Tesla has finally pulled itself out of the gutter with a 20% stock boost, thanks partly to its upcoming Cybertruck (yes, the blocky one that looks like an origami project gone rogue). In bigger market news, Goldman Sachs is predicting the S&P 500 will only see a 3% average return over the next decade, leaving us all wondering if it’s time to rethink the so-called “safe bets.” And wrapping up, luxury brands like Gucci are riding a rocky wave with declining sales, especially in China, but some investors are convinced the bottom is in - because if things get any worse, at least they’ll look fabulous doing it. For more of Vic’s top-notch market insights, check out The Curve Weekly newsletter she crafts each week! Sign up here to get it straight to your inbox. For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

This week, we’re unpacking the UK’s bold move to offer weight loss drugs to boost productivity. Is this the future of economic policy, or just another quick fix? Next, we spotlight the energy consumption crisis tied to AI: did you know a single command uses the same energy as lighting a bulb for an hour? And if you think that’s wild, wait till you hear about Bitcoin’s energy demands. From there, we dive into Uber’s almost-acquisition of Expedia - yes, you read that right. What’s their game plan? Are we heading toward an Uber for everything? Lastly, we explore the economic rivalry between Australia and New Zealand. With one country thriving and the other struggling, we break down what’s really happening across the Tasman. Watch this episode on YouTube. Curious about how money influences your dating choices? Take our quick quiz here to share your thoughts and see how you compare with others navigating the world of finance and romance! For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

BP’s playing the villain this week - remember those ambitious climate goals? Yeah, they’ve hit reverse. Instead of cutting oil production by 2030, they’re now raising it. We dive into why one of the world’s biggest oil companies is prioritising profits over the planet and what this means for investors (and our future). Speaking of villains, Google’s under fire from the US government, which is trying to break up their search monopoly. With 90% of the market in their grip, it’s no surprise the powers that be are trying to knock them down a peg. Then, let’s talk about Henry - no, not that guy Sophie dated, but the “High Earner, Not Rich Yet” crew. If you’re earning big but still feel like your bank account is stuck on empty, you might be a Henry. We break down why even high earners are struggling to build wealth in today’s economy and how you can avoid falling into that trap. Watch this episode on YouTube. If you're ready to level up your investing game, we’ve got exciting news! The world’s biggest investing club is opening 100 spots for intermediate investors. Want in? Join the waitlist now to snag your spot before they’re gone - click here to join. We’ve teamed up with Thermomix for an exciting giveaway! Whether you’re looking to save money on takeout or streamline your meal prep, you won’t want to miss this chance to win some incredible Thermomix goodies. Click here to enter! For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

LVMH is proving once again that luxury never goes out of style - especially when you're acquiring brands like Moncler and Off-White. In this episode, we unpack how the luxury giant’s aggressive growth strategy is keeping it ahead of the competition. We also cover HSBC’s potential first-ever female CFO, a groundbreaking moment for women in finance, and dig into the drama at OpenAI as top execs jump ship following its profit-driven pivot. We also reveal why Netflix saw subscribers canceling faster than you can say “recommended for you” after its co-founder backed Kamala Harris. Looks like some people would rather chill without the politics! We’ve teamed up with Thermomix for an exciting giveaway! Whether you’re looking to save money on takeout or streamline your meal prep, you won’t want to miss this chance to win some incredible Thermomix goodies. Click here to enter! Curious about buying a home with a friend? Check out Vic’s insightful article in collaboration with TradeMe Property, where she breaks down everything you need to know—from legal advice to smart financial strategies: https://www.trademe.co.nz/c/property/author/the-curve?srsltid=AfmBOopMnM-JqRcCjMNWJLT_KC-o1EJbZgT3JDOJu5-OcShEGhWb54yq For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

With Soph soaking up the sun in Croatia, the lovely Sheenagh takes the co-host seat for this episode, bringing her sharp financial insights and charm... Why are some of the world’s biggest CEOs - like those at Nvidia, Dell, and even Berkshire Hathaway’s top dogs - selling off massive chunks of stock? Today, we dig into the reasons behind these surprising moves and what it could mean for the future of the market. Spoiler: it’s got investors raising eyebrows. We're also looking at the rise of AI in the finance world. Imagine an investment fund powered by ChatGPT, designed to replicate Warren Buffett’s legendary portfolio - sounds wild, right? But it’s happening, and it’s shaking up how we think about investing. Meanwhile, over in China, a new 'stimulus package' is kicking things into gear with lower interest rates and a $30 billion stock-buying spree, which has luxury brands like Tesla and Apple quietly celebrating. Plus, down under in Australia, Coles and Woolworths have been busted for dodgy discounts, and it’s all thanks to the humble Caramello Koala. Watch this episode on YouTube. For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

Big moves in the investing world this week! First up, we dive into the $8.5 billion luxury fashion showdown between Tapestry and Capri Holdings - think Coach vs. Versace - but it’s not all glitz and glamour when the regulators come in and hit the brakes. But that’s just the beginning. Tupperware - yes, that iconic kitchen staple - is filing for bankruptcy! Turns out, $700 million worth of debt doesn’t vanish like that missing container lid. What does this mean for your plasticware drawer? And how does a Kiwi brand like Sistema stand to benefit from Tupperware’s tumble? Next, China’s shaking things up by raising its retirement age for the first time in 50 years. Men now retire at 63, women at 55. Meanwhile, Microsoft is making waves with its biggest-ever share buyback and a $30 billion fund for AI. But here’s the catch: all that AI is energy-hungry. Can we invest in AI and save the planet? Watch this episode on YouTube. For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

Soph’s belated birthday lunch took an unexpected twist - expecting cake but getting six tequila shots instead. But beyond the impromptu happy hour, we dive into some serious money moves - like Selena Gomez hitting billionaire status, not from music, but from her beauty brand, Rare Beauty. We explore how she built a billion-dollar empire in just four years and why diversifying income streams is key. We also break down inflation - prices may not be skyrocketing anymore, but why does your haircut still cost more each year? Plus, we spill the tea on OnlyFans’ massive growth and why it’s unlikely to go public anytime soon... Watch this episode on YouTube. For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

This week, we kick things off with Nvidia’s jaw-dropping $280 billion loss, the largest single-day drop in U.S. stock market history. What went wrong for the AI giant, and what does this mean for the future of AI stocks? Next, we break down ChatGPT’s meteoric rise as OpenAI gears up for a $100 billion valuation - double the users and big tech companies like Microsoft and Apple lining up to invest. Meanwhile, Snapchat faces a tough reality as its CEO admits the platform is struggling to stay relevant after 13 years. And finally, we dive into the chaos surrounding Ticketmaster’s handling of the eagerly-anticipated Oasis reunion tickets, where fans found themselves in virtual queues only to be hit with skyrocketing prices. With dynamic pricing under fire, is this the last straw for Ticketmaster? Want to be the first to know when we launch The World's Biggest Investing Club? Sign up for our newsletter here. Watch this episode on YouTube. For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

Today, we explore the contrasting fortunes of stock market giants - Nvidia’s explosive gains and PDD’s unexpected dip. We delve into the high stakes of investing in growth stocks and why sometimes even stellar results can’t keep shares from sliding. We also take a look at the billion-dollar success of the Flo app, co-founded by men but revolutionising women’s health, and discuss Burberry’s surprising exit from the FTSE 100 - after 15 years! And in the midst of it all, we celebrate a significant milestone as Berkshire Hathaway joins the trillion-dollar club, marking a new chapter for non-tech giants. Watch this episode on YouTube. For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

This week, we kick off with the jaw-dropping news of Alex Cooper’s $120 million podcast deal with SiriusXM, dissecting what this monumental move means for the podcasting industry and why everyone’s talking about it. Next, we turn our attention to Warren Buffett’s surprising stock sell-offs—what’s behind the Oracle of Omaha’s latest moves, and should we be worried about the market’s future? We also delve into Australia’s progress on closing the gender pay gap, thanks to new transparency laws that are making companies squirm (and making us cheer!). Finally, in the world of dating, we ask: is romance dead, or just more financially savvy? With daters now swapping credit scores, it’s clear that love in 2024 comes with a credit check. RTC102: Why talking money with your partner is vital (and a little bit sexy), with Nicole Haddow. We are super lucky to partner with Tempo - the exclusive sponsor of The Money Reset course. Tempo is NZ’s first guided investment app that helps you set a money goal, recommends investments for you from their range of funds, and gives you advice along the way to keep your goal on track. Amazing! For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

What a week! Today we unpack the excitement around Revolut’s potential IPO and what it means for the future of digital banking, break down the $120 million CEO shakeup at Starbucks, and reveal why millennials might be wealthier than we’ve all been led to believe. Plus, Vic's shares a top travel hack that could save you SERIOUS cash on your next trip (hint: it involves ShopBack).  Watch this episode on YouTube. ShopBack is the easiest way to save and earn cashback on the things you buy regularly. You can earn cashback on your purchases from over 250 leading online brands in travel, fashion, grocery and marketplaces like Booking.com, Amazon and Uber eats. The only thing you need to do, is purchase through the ShopBack app and you’ll see your cashback accumulate. Once verified, you’ll be able to cash out into your paypal or New Zealand bank account. ....Even better, if you sign up using the code ‘CURVE5’, you’ll get a $5 signup bonus. Sweet! To sign up to our newsletter, click here. For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

Strap on in, this week we're taking you on a wild ride through the recent rollercoaster of the stock market that had everyone on edge. From the dramatic drops to the unexpected rebounds, Vic breaks down what really happened and why staying calm during market mayhem is crucial. They also dish on why Kiwis are flocking to Australia in droves, and how tax changes in the UK could be sending even more people packing. Plus, a cheeky revelation about Meta and Google’s secret collab to target teens on YouTube—because apparently, being rivals doesn’t stop you from making shady deals... Watch this episode on YouTube. For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

This week on The Curve Weekly, we explore the rise of digital nomads, highlighting how Europe has become a hotspot for remote workers and the implications for future work trends. We also dish on the shocking saga of a fifth-generation Hermès heir who claims to have "misplaced" a casual €12 billion. Is it fraud, or just the world's most expensive game of hide-and-seek? And, of course, we're keeping tabs on the stock market, where tech giants are making big moves and Warren Buffett is doing some serious spring cleaning with his portfolio. And for a bit of fun, catch up on the latest Paris Olympic drama, from viral moments to surprising headlines, as we dive into the financial side of the event - exploring how the influx of luxury tourists impacts the economy and the surprising spending habits of visitors. Watch this episode on YouTube. Ready to venture into property investment, buy your first home, or embark on a life change? With a new listing every 3 minutes, Trade Me Property offers the largest range of properties for sale in Aotearoa. Explore the latest market trends and housing insights for a successful journey. Start your search on Trade Me Property today for your next great move. For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

In this special Olympic-themed episode, we're deep (olympic) diving into the 2024 games in Paris, noting the substantial $11 billion benefit expected for France and the staggering costs involved. Did you know $1.5 billion has been spent on cleaning the River Seine? Vic explores the paradox of the Olympics never turning a profit while significantly boosting local economies through tourism and infrastructure development. And while France is lapping up the spike in tourism, Spain is getting pretty angry with overcrowding and skyrocketing rents leading to protests and calls for stricter regulations. No buena! We also cover the latest financial news, including Tesla's stock dip and Spotify's record profits. Click here to read Soph's blog 'From broke to stoked in Italy'. Watch this episode on Youtube. We are super lucky to partner with Tempo - the exclusive sponsor of The Money Reset course. Tempo is NZ’s first guided investment app that helps you set a money goal, recommends investments for you from their range of funds, and gives you advice along the way to keep your goal on track. Amazing! For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

Navigating through the world's slowest boat rental, and recovering from unexpected sunburns (thanks to Vic’s questionable skincare advice), is Soph, whose dialling in from the Amalfi Coast this week. But it’s not all sun and sea – Vic dives into the latest news in the finance world. Did you hear about EssilorLuxottica, the eyewear giant, buying Supreme? Yup, the same company that owns Ray-Ban and Oakley is now stepping into the streetwear scene. Things get even more intriguing with a peek into a Japanese startup that's bringing AI girlfriends to life – straight out of the movie Her. Vic breaks down the implications of this trend while Soph wonders if this will finally put an end to those pesky sugar daddy DMs. And if you think that’s wild, wait until you hear about Google’s (sorry, Alphabet's) potential $23 billion acquisition of an Israeli cybersecurity company... For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

Monday kicks off with a bang this week as Vic recounts her wild night at KOKO, an exclusive members-only club that left her in dire need of aspirin. Meanwhile, Megan, a former Curve Classroom student, spills the tea (or kombucha vodka for that matter) on how the Money Reset course revolutionised her finances. Diving into the world of opulence, we look at the lavish wedding of India’s wealthiest family—celebrity appearances, a 134-day celebration, and a budget that could fund a small country. Things then take a serious turn with a debate on whether government officials should be trading stocks—conflicts of interest, anyone? Finally, we're wrapping up with a look into the impending $83 trillion wealth transfer that's poised to shake up the finance world. Happy Monday everyone! Watch this episode on YouTube. For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

Joining us on the podcast this week is our youngest and cutest guest ever, 4-year-old Olive, accompanied by her amazing mum, Emma. Olive is here to share her adorable insights into money and investing. Many of us have faced a huge gap in financial education, often having to teach ourselves the basics from scratch. So, hearing that the knowledge we've been sharing is inspiring the next generation is tear-jerking (literally). Both Olive and Emma were absolute delights to talk to, and their story is truly beautiful. So, strap in and enjoy this heartwarming episode. Watch this episode on YouTube. For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.