The Daily Complaint

TODAY'S SPOTLIGHT: NATIONSTAR MORTGAGE EMPLOYS THE RMA NPV DENIAL TO DENY HOMEOWNERS MORTGAGE ASSISTANCE THROUGH APPRAISAL FRAUD - THIS IS HOW HOMEOWNERS BEAT NEGATIVE NPV DENIAL "the daily complaint" Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, appraisal fraud, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations.   We routinely look for posts to answer in hope that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need.  The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.     We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support! We hope you enjoy the Show...   Dana Shafman Managing Member END Consulting Phone (888) 234-7006 Ext 101 Fax (888) 234-7096 Dana@ConsultingEND.com Every new beginning comes from some other beginning's END! THE DAILY COMPLAINT - LIVE WEEKDAYS

TODAY'S SPOTLIGHT: HSBC PHH MORTGAGE WRONGFUL FORECLOSURE FAILURE TO SERVE FORECLOSURE SALE DATE NOTICE UNFAIR ACTS & PRACTICES US CONSTITUTION CA HBOR ATTORNEY GENERAL DFS CFPB "the daily complaint" Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations. I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need.  The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.   We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support! We hope you enjoy the Show...   Dana Shafman Managing Member END Consulting Phone (888) 234-7006 Ext 101 Fax (888) 234-7096 Dana@ConsultingEND.com Every new beginning comes from some other beginning's END! THE DAILY COMPLAINT - LIVE WEEKDAYS

TODAY'S SPOTLIGHT: OCWEN LOAN SERVICING HAMP TIER 2 ELIGIBILITY AFTER DEFAULTING ON HAMP TIER 1 LOAN MODIFICATION DENIAL APPEAL BASICS MHA HAMP ESCALATIONS TEAM CONSUMER RIGHTS HELP "the daily complaint" Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations. I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need.  The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.   We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support! We hope you enjoy the Show...   Dana Shafman Managing Member END Consulting Phone (888) 234-7006 Ext 101 Fax (888) 234-7096 Dana@ConsultingEND.com Every new beginning comes from some other beginning's END! THE DAILY COMPLAINT - LIVE WEEKDAYS

TODAY'S SPOTLIGHT: SHELLPOINT MORTGAGE SERVICING LOAN MODIFICATION RUNAROUNDS SINGLE POINT OF CONTACT (SPOC) ISSUES FORECLOSURE UNFAIR DECEPTIVE ABUSIVE PRACTICES MHA HAMP HELP CFPB RESPA "the daily complaint" Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations. I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need.  The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.   We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support! We hope you enjoy the Show...   Dana Shafman Managing Member END Consulting Phone (888) 234-7006 Ext 101 Fax (888) 234-7096 Dana@ConsultingEND.com Every new beginning comes from some other beginning's END! THE DAILY COMPLAINT - LIVE WEEKDAYS

TODAY'S SPOTLIGHT: OCWEN LOAN SERVICING FORECLOSURE THREATS HOUSE FIRE FINANCIAL HARDSHIP CANCER MEDICAL HARDSHIP NO SINGLE POINT OF CONTACT NO MORTGAGE ASSISTANCE CONSUMER RIGHTS CFPB HELP "the daily complaint" Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations. I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need.  The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.   We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support! We hope you enjoy the Show...   Dana Shafman Managing Member END Consulting Phone (888) 234-7006 Ext 101 Fax (888) 234-7096 Dana@ConsultingEND.com Every new beginning comes from some other beginning's END! THE DAILY COMPLAINT - LIVE WEEKDAYS

TODAY'S SPOTLIGHT: CHASE BANK FALSE CLAIMS OF MISSED PAYMENTS HOLDING REFINANCE HOSTAGE FOR LATE PAYMENTS WITH PROOF OF ON-TIME PAYMENT CONSUMER RGIHTS VIOLATIONS FRAUD DFS CFPB "the daily complaint" Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations. I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need.  The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.   We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support! We hope you enjoy the Show...   Dana Shafman Managing Member END Consulting Phone (888) 234-7006 Ext 101 Fax (888) 234-7096 Dana@ConsultingEND.com Every new beginning comes from some other beginning's END! THE DAILY COMPLAINT - LIVE WEEKDAYS

TODAY'S SPOTLIGHT: NATIONSTAR MORTGAGE PAYOFF THROUGH ESCROW COMPLETED MORTGAGE SERVICER (NATIONSTAR) STILL DRAFTING MONEY AFTER PAYOFF STATING PMI ISSUES UNLAWFUL CFPB FTC AG COMPLAINTS "the daily complaint" Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations. I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need.  The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.   We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support! We hope you enjoy the Show...   Dana Shafman Managing Member END Consulting Phone (888) 234-7006 Ext 101 Fax (888) 234-7096 Dana@ConsultingEND.com Every new beginning comes from some other beginning's END! THE DAILY COMPLAINT - LIVE WEEKDAYS

TODAY'S SPOTLIGHT: CITIMORTGAGE PAYMENT HISTORY ERRORS PARTIAL PAYMENTS SUSPENSE ACCOUNT FORECLOSURE THREATS ESCROW ACCOUNTS CONSUMER RIGHTS CFPB RESPA RULES DISPUTES COMPLAINTS HELP "the daily complaint" Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations. I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need.  The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.   We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support! We hope you enjoy the Show...   Dana Shafman Managing Member END Consulting Phone (888) 234-7006 Ext 101 Fax (888) 234-7096 Dana@ConsultingEND.com Every new beginning comes from some other beginning's END! THE DAILY COMPLAINT - LIVE WEEKDAYS

TODAY'S SPOTLIGHT: OCWEN LOAN SERVICING SETERUS MORTGAGE FRAUD WRONGFUL FORECLOSURE ACCOUNTING ERROR FORECLOSURE THREATS SUSPENSE ACCOUNT UNAPPLIED PAYMENTS FEDERAL LAW HELP "the daily complaint" Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations. I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need.  The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.   We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support! We hope you enjoy the Show...   Dana Shafman Managing Member END Consulting Phone (888) 234-7006 Ext 101 Fax (888) 234-7096 Dana@ConsultingEND.com Every new beginning comes from some other beginning's END! THE DAILY COMPLAINT - LIVE WEEKDAYS

TODAY'S SPOTLIGHT: WELLS FARGO HOME MORTGAGE (WFHM) MAKING HOME AFFORDABLE (MHA) HOME AFFORDABLE MODIFICATION PROGRAM (HAMP) TRIAL PERIOD PLAN (TPP) FORECLOSURE SALE VIOLATIONS AND THREATS BREACHING AGREREMENT AS IT IS WRITTEN WARRANTING UNFAIR, DECEPTIVE, ABUSIVE ACTS AND PRACTICES (UDAAP) VIOLATIONS "the daily complaint" Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations. I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need.  The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.   We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support! We hope you enjoy the Show...   Dana Shafman Managing Member END Consulting Phone (888) 234-7006 Ext 101 Fax (888) 234-7096 Dana@ConsultingEND.com Every new beginning comes from some other beginning's END! THE DAILY COMPLAINT - LIVE WEEKDAYS

TODAY'S SPOTLIGHT: OCWEN LOAN SERVICING FORCE-PLACED FLOOD INSURANCE ESCROW INSURANCE FRAUD FEMA FLOOD ZONE CONSUMER FINANCIAL PROTECTION BUREAU (CFPB) CONSUMER RIGHTS "the daily complaint" Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations. I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need.  The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.   We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support! We hope you enjoy the Show...   Dana Shafman Managing Member END Consulting Phone (888) 234-7006 Ext 101 Fax (888) 234-7096 Dana@ConsultingEND.com Every new beginning comes from some other beginning's END! THE DAILY COMPLAINT - LIVE WEEKDAYS

TODAY'S SPOTLIGHT: OCWEL LOAN SERVICING LOAN MODIFICATION HORROR STORY ESCROW SHORTAGE INCREASE SHORT SALE REFUSAL FORECLOSURE THREATS CONSUMER RIGHTS MORTGAGE SERVICING LAWS CFPB HELP "the daily complaint" Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations. I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need.  The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.   We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support! We hope you enjoy the Show...   Dana Shafman Managing Member END Consulting Phone (888) 234-7006 Ext 101 Fax (888) 234-7096 Dana@ConsultingEND.com Every new beginning comes from some other beginning's END! THE DAILY COMPLAINT - LIVE WEEKDAYS

TODAY'S SPOTLIGHT: BANK OF AMERICA FRAUD EMBEZZLEMENT LOAN MODIFICATION ESCROW ABUSES MORTGAGE SERVICING VIOLATIONS CONSUMER FINANCIAL PROTECTION BUREAU (CFPB) CONSUMER RIGHTS DOJ "the daily complaint" Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations. I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need.  The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.   We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support! We hope you enjoy the Show...   Dana Shafman Managing Member END Consulting Phone (888) 234-7006 Ext 101 Fax (888) 234-7096 Dana@ConsultingEND.com Every new beginning comes from some other beginning's END! THE DAILY COMPLAINT - LIVE WEEKDAYS

TODAY'S SPOTLIGHT: OCWEN LOAN SERVICING LOAN MODIFICATION MORTGAGE ASSISTANCE LIES CREDIT REPORTING ISSUES PREVENTING REFINANCE MAKING HOME AFFORDABLE (MHA) HOME AFFORDABLE MODIFICATION PROGRAM (HAMP) CONSUMER RIGHTS HELP CFPB FTC FDCPA "the daily complaint" Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations. I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need.  The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.   We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support! We hope you enjoy the Show...   Dana Shafman Managing Member END Consulting Phone (888) 234-7006 Ext 101 Fax (888) 234-7096 Dana@ConsultingEND.com Every new beginning comes from some other beginning's END! THE DAILY COMPLAINT - LIVE WEEKDAYS

TODAY'S SPOTLIGHT: CALIBER HOME LOANS (VERICREST FINANCIAL) MAKING HOME AFFORDABLE (MHA) HOME AFFORDABLE MODIFICATION PROGRAM (HAMP) TRIAL PERIOD PLAN (TPP) VIOLATIONS FREDDIE MAC GUIDELINES CFPB RESPA RULES VIOLATED FOR FORECLOSURE AND FORECLOSURE-RELATED FEES "the daily complaint" Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations. I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need.  The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.   We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support! We hope you enjoy the Show...   Dana Shafman Managing Member END Consulting Phone (888) 234-7006 Ext 101 Fax (888) 234-7096 Dana@ConsultingEND.com Every new beginning comes from some other beginning's END! THE DAILY COMPLAINT - LIVE WEEKDAYS