1018 Episodes

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Dave answers questions from across America on funding a foundation, buying a house with cash, and Social Security. Debt-Free Scream: A family from Missouri visits the show to share how they paid off their house in just 13 months: "We did a major downsize . . . we were on a minimalist journey, and everything we sold we put towards the house." Transform Your Business and Your Life. Whether you’re just getting started or you’ve been running a business for years, Business Boutique will give you the tools, training, and support you need to make money doing what you love. Featured Calls: What's the best way to start a foundation? Should we buy a house if we might move in 2–3 years? Is it better for me to wait to take my Social Security? Also Mentioned in This Episode: Learn that building wealth has almost NOTHING to do with your income or your background! Join the millionaire movement with Everyday Millionaires. Retire Inspired can teach you how to make smart decisions now to help you live your retirement dreams. Listen and Watch Anytime, Anywhere. The Dave Ramsey Show app lets you download episodes for offline playback, customize your content, and see what’s coming up! Using Google Play? Find Links Below: Everyday Millionaires: https://goo.gl/Y6hgd4 Retire Inspired: https://goo.gl/LL1RMU The Dave Ramsey Show app: https://www.daveramsey.com/show/app

Finding Freedom in Practicing Contentment (Hour 3)

2018-09-2400:39:581

Dave answers questions from across America on how to make a plan for your money, when to sell your car, and dealing with nosey moms. Special Guest: Ramsey Personality Christy Wright joins Dave in studio to chat about how to reach your goals and grow your business to the next level. Debt-Free Scream: A couple from Indiana visits the show to share what motivated them to pay off $91,000 in just 18 months: "We just did not make enough money. We were struggling." Transform Your Business and Your Life. Whether you’re just getting started or you’ve been running a business for years, Business Boutique will give you the tools, training, and support you need to make money doing what you love. Featured Calls: How do we put together a 5 and 10 year plan for our cash? Should we sell our cars? My mom doesn't like how I'm paying off my debt. Also Mentioned in This Episode: Retire Inspired can teach you how to make smart decisions now to help you live your retirement dreams. Listen and Watch Anytime, Anywhere. The Dave Ramsey Show app lets you download episodes for offline playback, customize your content, and see what’s coming up! Using Google Play? Find Links Below: Retire Inspired: https://goo.gl/LL1RMU The Dave Ramsey Show app: https://www.daveramsey.com/show/app

How to Reach Your Business Goals (Hour 2)

2018-09-2400:40:202

Dave answers questions from across America on what to do with your inheritance, budgeting with an irregular income, and dealing with business debt. Debt-Free Scream: A couple from North Carolina visits the show to share their debt-free story. They paid off $207,000 in less than 3 years:"It doesn't matter how far down you start, as long as you are moving upward and getting faster as you go up." You Can Do This. It's Up to You. Preorder our new book Everyday Millionaires, based on the largest study EVER conducted on 10,000 U.S. net-worth millionaires to learn how you CAN become a millionaire. Featured Calls: What should I do with the $50,000 my dad left me when he died? What's the best way to budget when I don't have a regular income? How can I get my business out of debt? Also Mentioned in This Episode: You CAN win with money. We'll show you how at a Smart Money event. Find a qualified SmartVestor investing professional near you. Financial Peace University will help you take control of your money, plan for your future, and transform your life. Preorder our new book Everyday Millionaires, based on the largest study EVER conducted on 10,000 U.S. net-worth millionaires! Learn the simple seven-step plan to get out of debt. Read The Total Money Makeover. Retire Inspired can teach you how to make smart decisions now to help you live your retirement dreams. Listen and Watch Anytime, Anywhere. The Dave Ramsey Show app lets you download episodes for offline playback, customize your content, and see what’s coming up! Using Google Play? Find Links Below: SmartVestor Pro: https://goo.gl/W5QDi5 Smart Money: https://goo.gl/gbef8X Financial Peace University: https://goo.gl/Ui6MDT Everyday Millionaires: https://goo.gl/Y6hgd4 The Total Money Makeover: https://goo.gl/jNEJM9 Retire Inspired: https://goo.gl/LL1RMU The Dave Ramsey Show app: https://www.daveramsey.com/show/app

Preparing a Will Says, "I Love You" to Your Family (Hour 1)

2018-09-2400:40:041

Dave answers questions from across America on bitcoin, paying your tax bill, and paying cash for grad school. Debt-Free Scream: A couple from Indiana visits the show to share how they paid off $128,000 using EveryDollar: "You can't sacrifice what you want most for what you want RIGHT NOW." If you're freaked out by debt, don't burn your house down! This episode can help you win with money. You CAN Win With Money: Smart Money will give you the momentum you need to kick-start your financial goals At Smart Conference, you will learn powerful, proven methods to help you make a real impact in the key areas in your life. Featured Calls: Is bitcoin a scam? I'm confused because I don't know who to talk to about my finances after my husband's death. What's the best way to budget extra cash after relocating to Germany? Also Mentioned in This Episode: Don’t miss credits and deductions that could help you save more money! Find an ELP Tax Expert. Find a qualified SmartVestor investing professional near you. Budgeting just got easy with EveryDollar. Retire Inspired can teach you how to make smart decisions now to help you live your retirement dreams. Protect your family with Zander Term Life Insurance. Listen and Watch Anytime, Anywhere. The Dave Ramsey Show app lets you download episodes for offline playback, customize your content, and see what’s coming up! Using Google Play? Find Links Below: Retire Inspired: https://goo.gl/LL1RMU SmartVestor Pro: https://goo.gl/W5QDi5 EveryDollar: https://goo.gl/j2acMb ELP Tax Pro: https://goo.gl/jsHVJG Smart Conference: https://goo.gl/FaeVAg Smart Money: https://goo.gl/gbef8X The Dave Ramsey Show app: https://www.daveramsey.com/show/app

Don't Let Credit Card Debt Freak You Out (Hour 3)

2018-09-2100:39:574

Dave answers questions from across America on getting rid of an upside-down car, credit card rewards, and pensions. Debt-Free Scream: A couple in New York calls the show to share what motivated them to pay off $77,000 in just nine months: "Our relationship started to get rocky. It was just fights after arguments and all that." If you're sick of not having a plan for your money, this episode can help you win with money. Help People Win With Money: Lead a Financial Peace University Group.You don't have to be a financial expert to lead a class—Dave Ramsey will handle all the teaching! Use online resources and your Coordinator Guide to prepare for each lesson and the class discussion questions. Featured Calls: We need to save three-six months of expenses before getting out of debt to stay in the foster parent program. Is it okay to use credit cards for the cash back rewards? Will having my name on my dad's deed affect me when I buy a house? Also Mentioned in This Episode: Financial Peace University will help you take control of your money, plan for your future, and transform your life. Retire Inspired can teach you how to make smart decisions now to help you live your retirement dreams. Listen and Watch Anytime, Anywhere. The Dave Ramsey Show app lets you download episodes for offline playback, customize your content, and see what’s coming up! Using Google Play? Find Links Below: Financial Peace University: https://goo.gl/Ui6MDT Become a FPU Coordinator: https://goo.gl/zhrmcD Retire Inspired: https://goo.gl/LL1RMU The Dave Ramsey Show app: https://www.daveramsey.com/show/app

Life Is Good When You Have a Plan (Hour 2)

2018-09-2100:40:002

Dave answers questions from across America on refinancing your mortgage, term life insurance, and investing for retirement. Debt-Free Scream: A couple from Indiana visits the show to share how they paid off $75,000: "I worked two full-time jobs and worked overtime at both jobs." If you're tired of never having enough money to live the life you want, this episode can inspire you to make a plan to take control of your life and your money. You Can Do This. It's Up to You. Preorder our new book Everyday Millionaires, based on the largest study EVER conducted on 10,000 U.S. net-worth millionaires to learn how you CAN become a millionaire. Featured Calls: My aunt's spending is out-of-control. How can I help her handle money better? Should I refinance my home to help me get out of debt faster? Are child riders a good idea? Also Mentioned in This Episode: Preorder our new book Everyday Millionaires, based on the largest study EVER conducted on 10,000 U.S. net-worth millionaires! Choose a mortgage company that makes you a priority, helps you save money and build wealth. Choose Churchill Mortgage. Learn the simple seven-step plan to get out of debt. Read The Total Money Makeover. Retire Inspired can teach you how to make smart decisions now to help you live your retirement dreams. Protect your family with Zander Term Life Insurance. Listen and Watch Anytime, Anywhere. The Dave Ramsey Show app lets you download episodes for offline playback, customize your content, and see what’s coming up! Using Google Play? Find Links Below: Everyday Millionaires: https://goo.gl/Y6hgd4 Churchill Mortgage: https://www.churchillmortgage.com/ The Total Money Makeover: https://goo.gl/jNEJM9 Retire Inspired: https://goo.gl/LL1RMU Zander Insurance: https://goo.gl/4UuvVL The Dave Ramsey Show app: https://www.daveramsey.com/show/app

Practical Advice on Term Life Insurance and Child Riders (Hour 1)

2018-09-2100:40:282

Dave opens the show remembering how it has been 30 years since he declared bankruptcy: "Do you ever think where you'd be if you didn't get knocked down?" Debt-Free Scream: A couple from West Virginia visits the show to share how they paid off a $36,000 tractor in just seven months after attending a life-changing Financial Peace University group: "You really have to make sacrifices and work together." Work Together on Budgeting: Create your first budget in just 10 minutes with EveryDollar. Also Mentioned in This Episode: Financial Peace University will help you take control of your money, plan for your future, and transform your life. You CAN win with money. Discover how at a Smart Money event near you. Retire Inspired will teach you how to make smart decisions now to help you live your retirement dreams later. Preorder our new book, Everyday Millionaires, based on the largest study EVER conducted on 10,000 U.S. net-worth millionaires! Listen and Watch Anytime, Anywhere. The Dave Ramsey Show app lets you download episodes for offline playback, customize your content, and see what’s coming up! Using Google Play? Find Links Below: Financial Peace University: https://goo.gl/Ui6MDT EveryDollar: https://goo.gl/j2acMb Retire Inspired: https://goo.gl/LL1RMU Smart Money Tour: https://goo.gl/gbef8X Everyday Millionaires: https://goo.gl/Y6hgd4 The Dave Ramsey Show app: https://www.daveramsey.com/show/app

When Getting Knocked Down Is the First Step Up (Hour 3)

2018-09-2000:39:544

Dave answers questions across America on reverse mortgages. Special Guest: Best-selling author Pat Lencioni calls the show to talk to Dave about creating the right culture in your organization. "The world wants to hear someone who gives them real advice and even err on the side of truth to help them." Two Debt-Free Screams: A couple from Missouri visits the show to share how they paid off $62,000. Later, Dave chats with a couple in Maryland who paid off over $99,000 in just 14 years: "It was pretty much just all hustle and grind . . . getting up at 6 in the morning and getting home at 9 at night, and a lot of rice and beans." Never Worry About Money Again: Financial Peace University will help you take control of your money, plan for your future, and transform your life. Featured Calls: Should I get a reverse mortgage? Is it okay to downsize our house? Also Mentioned in This Episode: Find Pat Lencioni at The Table Group. Never worry about money again by participating in a Financial Peace University group near you! Retire Inspired will teach you how to make smart decisions now to help you live your retirement dreams. Listen and Watch Anytime, Anywhere. The Dave Ramsey Show app lets you download episodes for offline playback, customize your content, and see what’s coming up! Using Google Play? Find Links Below: Financial Peace University: https://goo.gl/Ui6MDT Retire Inspired: https://goo.gl/LL1RMU Pat Lencioni: https://www.tablegroup.com/pat/ The Dave Ramsey Show app: https://www.daveramsey.com/show/app

It Always Seems Impossible Until You Do It (Hour 2)

2018-09-2000:39:562

Dave answers questions across America on car leases, debts in collections, and owning stock. Two Debt-Free Screams: A couple from Missouri calls the show to share how it feels to they pay off $43,000 in just 9 months: "There's no longer any fear." Later, Dave chats with a couple in Washington, D.C., who paid off $194,000 in just two years! Never Worry About Money Again: Financial Peace University will help you take control of your money, plan for your future, and transform your life. Featured Calls: Does it make sense to keep our cars until the lease is up? How can I settle a debt that is 10 years old? Should I sell my stock? Also Mentioned in This Episode: Learn the simple seven-step plan to get out of debt. Read The Total Money Makeover. Preorder our new book Everyday Millionaires, based on the largest study EVER conducted on 10,000 U.S. net-worth millionaires! Never worry about money again by participating in a Financial Peace University group near you! Retire Inspired will teach you how to make smart decisions now to help you live your retirement dreams. Listen and Watch Anytime, Anywhere. The Dave Ramsey Show app lets you download episodes for offline playback, customize your content, and see what’s coming up! Using Google Play? Find Links Below: Everyday Millionaires: https://goo.gl/Y6hgd4 Financial Peace University: https://goo.gl/Ui6MDT Retire Inspired: https://goo.gl/LL1RMU The Total Money Makeover: https://goo.gl/jNEJM9 The Dave Ramsey Show app: https://www.daveramsey.com/show/app

When to Get Out of a Car Lease or Pay It Off (Hour 1)

2018-09-2000:40:081

Dave answers questions from across America on paying off debt, TSP funds, and how much to spend on a wedding. Special Guest: Ramsey Personality Rachel Cruze joins Dave in studio to talk about getting back to the basics with money and handling money together in marriage. Kick-Start Your Financial Goals: Smart Money will give you the momentum you need to draw a line in the sand and stop borrowing money forever! Reconnect and realign the goals of your relationship and your finances at a Money and Marriage Event ! How to Find Rachel Cruze: Watch The Rachel Cruze Show to learn how to take control of your money and create a life you love. See Rachel in person at a Money and Marriage Event to reconnect and realign the goals of your relationship and your finances! Read Love Your Life Not Theirs, 7 Money Habits For Living the Life You Want Read Smart Money Smart Kids, Raising the Next Generation to Win with Money Featured Calls: Should we tell our neighbors to go through Financial Peace University because they can't chip in on the fence we're putting up? My car loan is 0% interest. Should I pay it off with the money we received? How much should we spend on our wedding while in debt? Also Mentioned in This Episode: Never worry about money again by participating in a Financial Peace University group near you! Listen and Watch Anytime, Anywhere. The Dave Ramsey Show app lets you download episodes for offline playback, customize your content, and see what’s coming up! Using Google Play? Find Links Below: Financial Peace University: https://goo.gl/Ui6MDT Smart Money event: https://goo.gl/gbef8X The Rachel Cruze Show: https://www.rachelcruze.com/show Money and Marriage Event: https://goo.gl/zL8eyS Smart Money Smart Kids: https://goo.gl/DqCTQz Love Your Life Not Theirs: https://goo.gl/3kA4CT The Dave Ramsey Show app: https://www.daveramsey.com/show/app

It's Time to Draw a Line in the Sand Over Money (Hour 3)

2018-09-1900:39:452

Comments (59)

Ahmad Eaddy

Amazing Episode!

Sep 18th

Joe Funderburk

How to get your husband on board.

Sep 5th

A TT

its buy this buy that how am I going to save money when I'm continuously getting you rich 🤔

Sep 4th

Cristy S

Thanks for saying what we believe here in Flyover Country. Polite disagreement is not hard.

Aug 28th

Frank T. Morgan

My dad was in the Army, and he was rather strict when I was young. My mom was a librarian and had been a schoolteacher. More recently, she'd ask questions about my adult circumstances that didn't quite concern her. We've all had adjustments over the years, but if I owned my own helicopter and a license to fly it, neither they nor my siblings would get near it without my permission. I'll treat my family the best I can, but my ladyfriend and I are responsible for our own circumstances. We also will not hesitate to ask the cops and courts for help. However, my family hasn't been terribly demanding. "What God has joined together, let no man put asunder." I could be wrong, but I think that phrase "no man" includes every last in-law, on either side, regardless if the person is a man or woman, boy or girl. I could be wrong, but God is unified in the godhead, and y'all should be equally unified. I could be wrong, but that's your helicopter, not theirs. I respect y'all and your concerns, and again, I could be wrong, but it's high time they just left your helicopter alone.

Aug 24th

Lexington Fitness

so thankful for this particular episode!! as a small biz owner we relly were struggling trying ro find these answers about retained earnings and personal ER funds and the rules of thumb. please do more shows for small biz owners

Aug 13th

Ileyarf F

yeet

Aug 4th

Lisa Brown

investing principles and flipping houses

Jul 22nd

Carol Bowling

you are sailing innocent people for prostution. your scrum. and your boyfriend larry bowling is to

Jul 7th

Cash value life insurance

Jul 6th

john Dur

tsp idea

Pamella Jones Jacobson

I did what I thought was the tight thing. cosigner on a auto business loan. for a vehicle. for my grand daughter and he new husband. They have half heartedly, to make a payment. once. now, it is broken down. he, the husband, doesn't care about it at all. and at the current moment incarcerated. I have been making the payments. what are my options. I do not see any, other then paying it off.

Jun 30th

Amanda Carson

Pamella Jones Jacobson I'm so sorry. There's a Facebook group. Dave Ramsey baby steps. They can help you come up with solutions.

Jul 1st

Ylias Abas

thank you so much!

Jun 27th

Mike Duke

I find the advice given by Mr. Ramsey to be incredibly white middle America. He often speaks of our responsibilities to debtors but clearly ignores the ever increasing greed driven corporatacracy in which we live. When guarantors are no longer obligated to follow uniform code law, debtors are forced to respond in kind as a result for a need to survive. They do this by skipping out on debts, waiting for charge offs and laying the greed of collectors back on America society at large. Debtors did not start the fire. Ramsey's message is out dated and antiquated in the current economic climate.

Jun 26th

Cindy Osborne

Mike Duke Not just arbitration but BINDING arbitration. No offense taken regarding Dave. I think I get what you're saying. Cindy

Jul 26th

Cindy Osborne Hi Cindy. please understand I'm not attacking Dave personally and only his financial advice. Especially, as he intertwines his rhetoric with scripture, I'm presented a major problem. I fully understand the implications of a contract. I understand my obligation to read all print. Have you ever read a cell phone contract? Wow!! Arbitration? Really? I guess the point I'm trying to make is wrapping scripture around financial advice is wrong on so many levels. Has he ever wondered about Christ's sheep who can't read? Has he stopped to contemplate Christ's sheep who entered into a contract with a hospital through no fault of their own? Did they read the contract as they were wheeled into level 1 trauma or after? From my perspective, Dave speaks as a typical white Arminian American. His theology is incredibly weak. Please don't misunderstand, I think he's helped many and I don't fault him for that but his consistent mixing of scripture and financial advice alienates so many. Thanks for your reply. Great speaking with you.

Thy Hang

is it smart to sell the house to

Jun 18th

Mmm Taylor

hi, when the Canadians call in could you have them advise how they translate some of the steps to Canadian. ex... IRA and mortgage without credit score

May 31st

Samantha Kittle

crissangel

May 30th

Samantha Kittle hello Ross Angel here's another one there's hiteamallready muted message today relievers mazing

James A. Smith

Dave, I understand term "more ways to skin a cat" means skinning catfish.

J Jones

What are your thoughts on companies who claim to help with debt consolidations?

May 18th

R B

J Jones Good luck! we're about done (paying off our house ) and it feels Great! Was not easy but we really haven't missed out on much anything in life, just made better choices that cost less.

May 20th

R B Thank you! I said something similar and had decided to not do it. I told myself I just need to get my stuff together and work hard to pay these bills off. Debt free is my goal even if it takes me awhile to get there but I just don't want to be in debt longer than what I already am. Thank you for your response.

Александр Кузичкин

this is really great Dept free couple! wish you luck to get to your dreams. and what is the dream meeting?

Apr 25th