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The Dave Ramsey Show

The Dave Ramsey Show

Author: Ramsey Solutions

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The Dave Ramsey Show is about real life and how it revolves around money. Dave Ramsey teaches you to manage and budget your money, get out of debt, build wealth, and live in financial peace. Managing your money properly will reduce stress, improve your marriage, and provide security for you and your family. Updated: Tue, 18 Aug 2015
814 Episodes
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Comments (39)

Thy Hang

is it smart to sell the house to

Jun 18th
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Mmm Taylor

hi, when the Canadians call in could you have them advise how they translate some of the steps to Canadian. ex... IRA and mortgage without credit score

May 31st
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Samantha Kittle

crissangel

May 30th
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Samantha Kittle

Samantha Kittle hello Ross Angel here's another one there's hiteamallready muted message today relievers mazing

May 30th
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James A. Smith

Dave, I understand term "more ways to skin a cat" means skinning catfish.

May 30th
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J Jones

What are your thoughts on companies who claim to help with debt consolidations?

May 18th
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R B

J Jones Good luck! we're about done (paying off our house ) and it feels Great! Was not easy but we really haven't missed out on much anything in life, just made better choices that cost less.

May 20th
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J Jones

R B Thank you! I said something similar and had decided to not do it. I told myself I just need to get my stuff together and work hard to pay these bills off. Debt free is my goal even if it takes me awhile to get there but I just don't want to be in debt longer than what I already am. Thank you for your response.

May 20th
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Александр Кузичкин

this is really great Dept free couple! wish you luck to get to your dreams. and what is the dream meeting?

Apr 25th
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Brian Elliott

Been listening to him for years. Love him

Apr 5th
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San Ant Man

btw!!!! I've heard crazer, LMPRAO

Mar 31st
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San Ant Man

I hear a lot of great/good things about this channel, however this title & calls r weird tho, love ya!/tho/u do tho!!!! lol first caller makes 200 grand a year!!! & complaining!!!!!! #fakenews

Mar 31st
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seb17

enjoying the dave ramsey show!

Feb 27th
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Denny Benjamin

Started listening to him since last week. already formulated plans. God bless

Feb 13th
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Teri Braithwaite

my husband's employer paid for employee's to attend Dave Ramsey's work shop about 15 years ago. At the time we lived pay check to pay check and decided to get ideas how to get out of Dept or at least live without worrying if we will survive the next emergency that came up. with 3 kids something always does. My husband got into it e first night of the 6 week class. The first night the envelope system was taught and he started it the next day. I have to say it was harder for me, I'm the free spirit and my husband's the serious type. I had a hard time with taking my envelope to the store and if I over spent I had to put things back 🙄 after a time or two of having to put things back because you didn't have enough money you start adding up as you put things in the cart so you never go over again. it got easier over time but my husband is the one who made it happen. he gave me an allowance for gas, groceries, blow money which was money we each got the same amount for whatever we wanted to spend it on. usually mine was at the station spending it on Pepsi everyday just that was costing me between$2.00-$10.00 depending if my kids were with me which usually they were it was my choice to stop or say no and I was spending my blow money the first week (we did every 2 weeks) the 2nd week I had to say no but I was spending$50-$75 on soda pop and treats we didn't need. that was hard to get rid of. but I wanted to buy other things like a new outfit or purse shoes anything but soda pop and treats seamed stupid to spend my blow money on. my kids had a hard time with that as well. but slowly one change at a time it got easier and we started seeing savings go into the bank and it's a good feeling to know if the car needed tires or part whatever came up we could pay for it without stressing out where the money was coming from. over time we learnt tricks and how to save in different ways it became a challenge of how can we save more money. this was early 2000 and today I can say we are ok. I am paying a car payment and house payment but we have paid so much on our home we have allot of equity in our home and owe 1/4 of what it's worth. we have 2vechicles paid for and I owe $10,000. on my vehicle I paid$25,000. for now this is the only thing we don't agree about is buying brand new. I wanted to buy the same vechicle 3 years old with 40,000 miles that a grandma owned and took care of. my husband wouldn't hear if it and I was sick of the fight and gave in when the vechicle I wanted was exactly what I wanted but more it was loaded with everything plus 4 TV's for the kids and extra seat for car seats (grandkids) that's what I wanted it was $17,000. that's$8,000 less than the brand new basic model my husband insisted on. he has a way of thinking if it's pretty owned there is something wrong when they sell it after a few years. although he has never opened a vechicle longer than 5 years and it sits in the garage never drove like now he has a truck that was$50,000. he has had it 2-1/2 years it has 9,000 miles on it. my car same 2-1/2 years old has 11,000 miles he drives our 1994 explorer to work that's round trip 12 miles it has 160,000 miles at 23 years old. needless to say we don't really drive far or often. the truck gets pulled out to wash the dust off. crazy I say if you buy something use it. I don't like my vechicle and want something different but I know if I did that I would lose so much money. I don't drive often and think I should get over it and pay it off keep it forever but I can't shake off the fact I'm paying for a vechicle I don't like because I wanted the other one so bad and could have had it paid for or owed $2,000or less and maybe I can find another good deal like that since I'm in no hurry if and when I find what I really love I can trade mine in or maybe I should try to sell it first? I guess it depends on the trade in deal maybe I'll talk to car salesman who is family and treats me right. at least honest with what to do and dumb choices and smart. otherwise than the vechicle problem we've gotten out of Dept been able to buy 4 wheeler, side by side, trailers etc things we never paid cash for before it was always a loan if we had anything. which we always did horses trailers etc. plus we have 3 401k accounts with a good retirement and savings for things that always come up usually health doctor bills no matter how good your insurance is there is always a bill when you have bad health like I do. I spent over 5 weeks total in hospital last year. I have AARP Medicare complete insurance. I spent over $8,000 in medical last year and it still isn't enough to write of taxes. but it's killing us to pay so much and my health is getting worse which means more doctors and more money. what can I do to help us with medical bills? please any advise we've worked so hard saving all these years of not going out not spending any extra I don't want to go broke paying my medical that's eating up all the hard earned saved savings. please help???

Feb 2nd
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R B

Александр Кузичкин lol, nope!

May 20th
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Александр Кузичкин

Teri Braithwaite have someone read it fully?

May 3rd
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Robert Conrad

I'm asking every one please come and like my weekly podcast

Feb 2nd
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Eva Ramirez

Dave consistently cuts off speakers and doesn't listen to the full question from callers. It's frustrating to listen to the podcast.

Jan 23rd
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Caleb Evans

Eva Ramirez He is quite a smart man, and has been doing this for many years, maybe 25 or so. He has been doing this so long, that he has heard basically every scenario minus the few personal details in each. I don't believe he is cutting others of, but merely helping to keep there train of thought on target. Also, if he does cut them off, he will offer what he thinks they are trying to get at, then ask if that is right. And consider this, he is a radio host and the number off people he can help is key to keeping an audience. My wife and I have been going by his baby steps, and now have hope. 3 years ago we married. She had 30,000 saved, no school debt after achieving her nursing degree, and her own home. I of course had nothing. It wasn't even a year later and I had the major part in blowing through that 30,000. She loves me now more than ever, we have 10,000 saved back up, out of debt (mine), cash flowed my technical college, and downsize our home and mortgage. I have been blessed with so much GRACE. I think we could all use some from others, yes Dave too. Listen some more. Yes, he can be very blunt and up front, but passivity has gotten us(humans) no where.

Feb 16th
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R B

Eva Ramirez I've listened for about 8 years now and not missed many shows. He often rushes a caller or drives by information that they clearly stated that makes a difference. nevertheless he has helped form my opinion and I appreciate his views.

Jan 31st
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Isaiah Noll

Going through his class changed my entire life.

Jan 19th
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Tien Huynh

Dave saves not only your life but also your house!

Dec 10th
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Nicholas Orlando

Dave has a solid plan, and a wealth of knowledge go share. Great for an afternoon drive home from work

Dec 6th
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Ronald Green

Wow...interesting. Never heard that before

Dec 5th
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Joel Andrick

I like these podcasts

Dec 5th
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Daisy A Craw

So many ads. Advice is solid though. I love the music although it's not balanced with the show so I have to turn it way down :/

Nov 30th
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Isaiah Noll

Daisy A Craw At least they do a good job of pairing relevant ads to the content of the podcast.

Jan 19th
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