The David Greene Show

In this engaging conversation, David Greene interviews Chloe Birchett, a successful realtor from California. Chloe shares her inspiring journey from being an accountant to becoming a top producer in real estate. She discusses the importance of mindset, building trust with clients, and the strategies she employs to succeed in a competitive market. Chloe emphasizes the need for empathy, hard work, and the ability to handle client emotions, while also sharing her marketing techniques and the significance of referrals in her business. The conversation concludes with valuable advice for new realtors, highlighting the challenges and rewards of the profession. Chapters 00:00 Introduction to Real Talk Realtor02:45 Chloe's Journey into Real Estate05:43 Overcoming Language Barriers08:39 Building Trust with Clients11:26 The Importance of Persistence14:49 Navigating a Competitive Market17:40 The Power of Genuine Connections20:37 Closing Deals with Confidence34:28 Building Trust in Real Estate34:59 The Role of Ego in Real Estate Transactions36:39 Understanding Client Emotions38:39 The Importance of Hard Work and Dedication40:49 Navigating Difficult Client Relationships43:29 Handling Client Negativity45:21 The Reality of Being a Realtor49:23 Generating Business Through Referrals52:58 Effective Communication Strategies57:11 Creating Engaging Social Media Content01:01:00 Advice for New Realtors

Welcome to another episode of Mortgage Monday on Real Talk Real Estate with David Greene! This week we break down what the Fed’s decision to hold rates means for mortgages, credit cards, car loans, and the overall economy. We cover the difference between interest rates vs. mortgage rates, inflation concerns, and how today’s borrowing costs are impacting buyers and homeowners. 👉 If you’re in the real estate or mortgage world — or just trying to understand what these stubborn rates mean for you — this one’s packed with insights. Don’t forget to subscribe, comment, and share your thoughts below! CHAPTERS 1. Introduction to Mortgage Monday 2. Understanding the Feds Role in Interest Rate  3. Impact of Tariffs on inflation and Borrowing Costs 4. The Connection Between Fed Rates and Consumer Loans  5. Challenges Faced by Borrowers in Today’s Market 6. The Debate on Lowering Interest Rates 7. Wealth and Productivity in the Economy FOLLOW DAVID @DavidGreene DavidGreene24.com RealTalkRealEstate.com Podcast-The David Greene Show (Spotify, Apple Podcasts) Book a session with David: Help@DavidGreene24.com Ask a Question: DavidGreene24.com/ask Find me on the “minnect” app Real Estate University: SpartanLeague.com Join my Free Newsletter: Davidgreene24.com/textletter Finance Your Real Estate: TheOneBrokerage.com - Intake@TheOneBrokerage - @theonebrokerage Free Text letter - DavidGreene24.com/join STR Management STR@DavidGreene24.com Investor Retreat DavidGreene24.com/retreat

SUMMARY BRRRR’s not dead, it’s surely alive! In today’s show, David interviews Shane Spencer, an investor out of WA state who’s found a way to combine ADU development, BRRRR, House Hacking, property development to develop a strategy that’s allowed him to scale to nine properties and counting. Shane shares his simple but profound method of buying cheap properties with the right amenities and improving their value to find cash flow where others miss it. This interview is both eye opening and detail oriented as David picks apart Shane’s strategy to reveal how the different components fit together and the listener can replicate. Using principles found in David’s “Better Than Cash Flow” book, Shane is crushing it with solid fundamentals at a time where other investors struggle to keep the boat afloat. You’ll want to listen to this episode several times. Download today! CHAPTERS Introduction to Real Talk Real Estate - 0:00 - 1:00 Shane Sanders' Investment Strategy - 1:01 - 5:30 Challenges with City Regulations - 5:31 - 10:00 Building Properties - 10:01 - 15:00 Financing and Cash Flow Strategies - 15:01 - 20:00 Market Trends and Real Estate Insights - 20:01 - 25:00 Follow David @DavidGreene   DavidGreene24.com RealTalkRealEstate.com Podcast-The David Greene Show Spotify, Apple Podcasts   Book a session with David: Help@DavidGreene24.com Ask a Question: DavidGreene24.com/ask Find me on the “minnect” app Real Estate University: SpartanLeague.com Join my Free Newsletter: Davidgreene24.com/textletter Finance Your Real Estate TheOneBrokerage.com Intake@TheOneBrokerage @theonebrokerage Free Textletter DavidGreene24.com/join STR Management STR@DavidGreene24.com Investor Retreat DavidGreene24.com/retreat

SUMMARY Finally, some good news! With inflation apparently under control and the economy doing solid, the FED seems to be leaning in the direction of lowering rates-and the market has responded! A small rate cut has already been put in to place with more potentially on the way. If you’ve been waiting for rates to decrease, you can finally exhale. Today’s show covers a history of RE for the last 5 years, why prices didn’t drop, and what is likely to happen in the future with home prices. We also cover which areas are doing well, where business is still happening, and which strategies are working with One Brokerage clients. Download today! CHAPTERS Introduction to Real Talk Real Estate - 00:00 Good News for Mortgage Rates - 02:15 Understanding Basis Points - 05:30 Current Mortgage Rate Trends - 08:45 Market Predictions and Insights - 12:00 Impact of Federal Rate Changes - 15:20 Real Estate Investment Strategies - 18:40 Challenges in the Insurance Market - 22:10 Opportunities in Emerging Markets - 25:30 House Hacking Benefits - 28:50 Conclusion and Contact Information - 32:15 FOLLOW DAVID @DavidGreene   DavidGreene24.com RealTalkRealEstate.com   Podcast-The David Greene Show Spotify, Apple Podcasts   Book a session with David: Help@DavidGreene24.com   Ask a Question: DavidGreene24.com/ask Find me on the “minnect” app   Real Estate University: SpartanLeague.com   Join my Free Newsletter: Davidgreene24.com/textletter   Finance Your Real Estate TheOneBrokerage.com Intake@TheOneBrokerage @theonebrokerage   Free Textletter DavidGreene24.com/join   STR Management STR@DavidGreene24.com   Investor Retreat DavidGreene24.com/retreat

SUMMARY In this episode, David covers insights into the real estate market, including short-term rentals and economic updates. David shares his perspective on the impact of AI on jobs in banking and brokerage, offering advice on real estate investment strategies during economic uncertainty. The Q&A session addresses topics like tenant screening and asset classes. The Real News Report segment provides updates on commercial real estate, tech adoption, and market trends. The episode also features a property in the Smoky Mountains and shares Airbnb experiences. David concludes with closing remarks, encouraging listener engagement and promoting upcoming content. CHAPTERS Introduction and Show Overview - 00:00 - 02:00  Real Estate Market Insights - 02:01 - 10:00  AI's Impact on Jobs - 10:01 - 18:00  Real Estate Investment Strategies - 18:01 - 25:00  Q&A Session - 25:01 - 40:00  Real News Report- 40:01 - 50:00  Featured Property and Airbnb Stories 50:01 - 60:00  Closing Remarks 60:01 - End FOLLOW DAVID @DavidGreene   DavidGreene24.com RealTalkRealEstate.com Podcast-The David Greene Show Spotify, Apple Podcasts Book a session with David: Help@DavidGreene24.com Ask a Question: DavidGreene24.com/ask Find me on the “minnect” app Real Estate University: SpartanLeague.com Join my Free Newsletter: Davidgreene24.com/textletter Finance Your Real Estate TheOneBrokerage.com Intake@TheOneBrokerage @theonebrokerage Free Textletter DavidGreene24.com/join STR Management STR@DavidGreene24.com Investor Retreat DavidGreene24.com/retreat  

Summary A game podcast host Nick Lamagna joins the David Greene Show to tackle questions about today’s RE market, short term rental shenanigans, and if the labor market is in danger! Nick brings his trade work wit, charm, and positive vibes to a show that covers listener questions, RE news updates, online comments, and updates to David’s properties. You’ll love the conversation about where to buy, what could happen if rates come down, and if the future of RE investing is co-living. Download today! Chapters Introduction and Guest Introduction - 00:00 Nick's Background and Real Estate Journey - 02:30 Discussion on Rent and Housing Affordability - 10:15 Strategies for Affordable Housing - 18:45 Market Trends and Investment Strategies - 25:30 Challenges in Short-Term Rentals - 35:00 Communication and Relationships in Business - 45:15 Closing Remarks and Contact Information - 55:00 Follow David @DavidGreene   DavidGreene24.com RealTalkRealEstate.com   Podcast-The David Greene Show Spotify, Apple Podcasts   Book a session with David: Help@DavidGreene24.com   Ask a Question: DavidGreene24.com/ask Find me on the “minnect” app   Real Estate University: SpartanLeague.com   Join my Free Newsletter: Davidgreene24.com/textletter   Finance Your Real Estate TheOneBrokerage.com Intake@TheOneBrokerage @theonebrokerage   Free Textletter DavidGreene24.com/join   STR Management STR@DavidGreene24.com   Investor Retreat DavidGreene24.com/retreat  

Show Summary On today’s David Greene Show, David and Joseph tackle listener questions about the best way to buy a house while living in a different one, what to do when selling and buying when the market may continue to get worse, and how to avoid pressure-based sales tactics when you find yourself in a compromised situation. David and Joseph also share information from their realtor careers about what to look for in an agent, what to avoid, and how to tell if your agent’s ego may be destroying your chances to get the house you want. The show features stories from their own careers and experiences that provide a behind the scenes look at what goes on in RE you don’t see. The show also covers funny listener questions and comments, short term rental property improvements, and a conversation about today’s economy and what could help turn things around. Whether you're looking for advice on interest rates, vacation rentals, or snagging your next deal, this show has it all. Chapters Introduction and Welcome - 00:00 Joseph Hamer's Real Estate Journey - 02:15 Managing Real Estate Portfolios - 05:30 Timing the Market for Relocation - 10:45 Real Estate Market Dynamics - 15:20 The Importance of Patience in Buying - 20:10 Mortgage Products and Strategies - 25:00 Real Estate Investment Tips - 30:45 Challenges in the Housing Market - 35:30 The Role of Appraisals in Real Estate - 40:15 Real Estate Market Predictions - 45:00 Conclusion and Contact Information - 50:30 Follow David @DavidGreene   DavidGreene24.com RealTalkRealEstate.com   Podcast-The David Greene Show Spotify, Apple Podcasts   Book a session with David: Help@DavidGreene24.com   Ask a Question: DavidGreene24.com/ask Find me on the “minnect” app   Real Estate University: SpartanLeague.com   Join my Free Newsletter: Davidgreene24.com/textletter   Finance Your Real Estate TheOneBrokerage.com Intake@TheOneBrokerage @theonebrokerage   Free Textletter DavidGreene24.com/join   STR Management STR@DavidGreene24.com   Investor Retreat DavidGreene24.com/retreat

Show Summary:  In this episode of Real Talk Real Estate, host David Green is joined by Austin realtor Jordan Moorhead. They discuss the current state of the Austin real estate market, strategies for buying in a declining market, and the pros and cons of holding onto properties with negative cash flow. The episode also covers listener questions about real estate investments, the impact of interest rates, and the future of the housing market in various regions. Chapters: Introduction and Welcome (0:00 - 2:00) David Green introduces the show and guest Jordan Moorhead. Austin Real Estate Market Update (2:01 - 10:00) Discussion on recent market trends and buying strategies in Austin. Listener Questions: Negative Cash Flow Properties (10:01 - 20:00) Addressing whether to hold or sell properties with negative cash flow. Real Estate as a Reliable Income Source (20:01 - 30:00) Debating the reliability of real estate cash flow as a primary income. Comments and Community Engagement (30:01 - 40:00) Responding to listener comments and questions from social media. Real News Report: Market Trends and Predictions (40:01 - 50:00) Covering the latest news and forecasts in the real estate market. Closing Remarks and Call to Action (50:01 - End) Follow David @DavidGreene   DavidGreene24.com RealTalkRealEstate.com Podcast-The David Greene Show Spotify, Apple Podcasts Book a session with David: Help@DavidGreene24.com Ask a Question: DavidGreene24.com/ask Find me on the “minnect” app Real Estate University: SpartanLeague.com Join my Free Newsletter: Davidgreene24.com/textletter Finance Your Real Estate TheOneBrokerage.com Intake@TheOneBrokerage @theonebrokerage Free Textletter DavidGreene24.com/join STR Management STR@DavidGreene24.com Investor Retreat DavidGreene24.com/retreat

Summary With the successful passing of the Big Beautiful Bill, bonus depreciation is back. In this episode, David and Christian break down what it is, how you can take advantage of it, and how you can use money previously set aside for the government to cover the down payment on your next property. They cover accounting options, ways to use this strategy you may not have thought of, and how to combine it with CRE (covered in MM episode #69) to supercharge your wealth building and set yourself up for a retirement that doesn’t depend on social security. Make sure to listen all the way to the end for a special appearance from the mortgage mutt who is just as happy about bonus depreciation as your favorite accountant! Chapters 2:15 Understanding Bonus Depreciation Explanation of bonus depreciation and its benefits for real estate investors. Discussion on the Big Beautiful Bill Act and its implications. 10:45 Real Estate Professional Status Criteria for qualifying as a real estate professional. How this status affects your tax strategy. 18:30 Active vs. Passive Income Differentiating between active and passive income. Strategies to convert passive losses into active losses. 25:00 Short-Term Rental Loophole Exploring the short-term rental loophole as an alternative strategy. Requirements and benefits of this approach. 32:10 Depreciation and Tax Strategy Detailed explanation of depreciation and its role in tax planning. How to use cost segregation studies to maximize tax benefits. 40:00 Practical Advice for Investors Tips for new and experienced investors on leveraging real estate for wealth building. Importance of understanding your financial position and planning strategically. 50:00 Conclusion and Contact Information Follow David: @DavidGreene   DavidGreene24.com RealTalkRealEstate.com   Podcast-The David Greene Show Spotify, Apple Podcasts   Book a session with David: Help@DavidGreene24.com   Ask a Question: DavidGreene24.com/ask Find me on the “minnect” app   Real Estate University: SpartanLeague.com   Join my Free Newsletter: Davidgreene24.com/textletter   Finance Your Real Estate TheOneBrokerage.com Intake@TheOneBrokerage @theonebrokerage   Free Textletter DavidGreene24.com/join   STR Management STR@DavidGreene24.com   Investor Retreat DavidGreene24.com/retreat  

Summary After two years of being shut down by the city, David finally got power turned back on to one of his South Florida STR’s and has been working on getting it operational. This episode is a walk through showing the current condition, background on the big mess, and how you can avoid ending up in a similar situation. With “before” pictures that show renovation shots and details about what the city forced to be updated, you get a rare behind the scenes look at how a short-term rental comes to life-after it was put to death by city regulations. You’ll be fascinated by this behind the curtains look at how a property comes to live in the first part of a multi part series.  Chapters 00:00 - 02:00: Introduction to the episode and context about the Fort Lauderdale property. 02:01 - 10:00: The initial purchase and challenges with short-term rental permits. 10:01 - 20:00: Navigating city regulations and unexpected hurdles. 20:01 - 30:00: The impact of city decisions on property value and personal experiences. 30:01 - 40:00: Renovations, setbacks, and the current state of the property. 40:01 - 50:00: Advice for potential real estate investors and closing thoughts.  #RealEstate #Investing #ShortTermRentals #DavidGreen Follow David @DavidGreene DavidGreene24.comRealTalkRealEstate.com Podcast-The David Greene ShowSpotify, Apple Podcasts Book a session with David:Help@DavidGreene24.com Ask a Question:DavidGreene24.com/askFind me on the “minnect” app Real Estate University:SpartanLeague.com Join my Free Newsletter:Davidgreene24.com/textletter Finance Your Real EstateTheOneBrokerage.comIntake@TheOneBrokerage@theonebrokerage Free TextletterDavidGreene24.com/join STR ManagementSTR@DavidGreene24.com Investor RetreatDavidGreene24.com/retreat

Summary Good news in the mortgage industry! Interest rates are down and refinance applications are up! A sorely needed rate drop has swept the mortgage industry and rates are now in the 6.88% range. Today’s show covers why this happened, who should take advantage of this, and who’s better off to stay to the sidelines and wait. Download today’s episode and see how we can help you getting a mortgage and learning about the right time for you today. Chapters 00:00 Introduction to the Current Housing Market03:00 Mortgage Refinance Demand and Interest Rates05:45 Understanding Mortgage Rates and Points08:38 The Importance of Pre-Approval in a Volatile Market11:39 Who Should Refinance and Buy Now?14:18 The Complex Relationship Between Rates and Housing Prices17:21 Future Trends in Real Estate and Market Movements19:06 Conclusion and Contact Information Follow David@DavidGreene DavidGreene24.comRealTalkRealEstate.com Podcast-The David Greene ShowSpotify, Apple Podcasts Book a session with David:Help@DavidGreene24.com Ask a Question:DavidGreene24.com/askFind me on the “minnect” app Real Estate University:SpartanLeague.com Join my Free Newsletter:Davidgreene24.com/textletter Finance Your Real EstateTheOneBrokerage.comIntake@TheOneBrokerage@theonebrokerage Free TextletterDavidGreene24.com/join STR ManagementSTR@DavidGreene24.com Investor RetreatDavidGreene24.com/retreat

Summary On today’s Seeing Greene, David covers several listener questions about refinancing and repurchasing, remodeling, and whether to buy or wait. David also covers the current state of the economy, what’s going on in the mortgage industry, and how to avoid getting ripped off when getting a mortgage. He also covers the nasty back and forth between Zillow and the rest of the RE world and how listings will be marketed in the future. If you’re looking to be entertained while following the current RE market, download today! Chapters 00:00 Seeing Greene Real Estate Challenges 54:19 Refinancing Strategies for Property Improvement 57:39 Market Trends and Timing for Real Estate Investment 01:00:24 Transitioning to Real Estate as a Primary Income Source 01:03:14 Navigating Economic Uncertainty in Real Estate 01:06:02 Evaluating Property Decisions When Relocating 01:09:15 Understanding Market Dynamics and Investment Opportunities 01:11:51 Final Thoughts on Real Estate Strategy 01:16:59 Global Leadership and Economic Trends 01:22:28 Navigating the Mortgage Landscape 01:26:22 Real Estate Market Dynamics and Consumer Rights 01:32:37 The Impact of Social Media on Real Estate 01:38:54 Engaging with the Audience: Quick Hitters Follow David: @DavidGreene   DavidGreene24.com RealTalkRealEstate.com Podcast-The David Greene Show Spotify, Apple Podcasts   Book a session with David: Help@DavidGreene24.com   Ask a Question: DavidGreene24.com/ask Find me on the “minnect” app   Real Estate University: SpartanLeague.com   Join my Free Newsletter: Davidgreene24.com/textletter   Finance Your Real Estate TheOneBrokerage.com Intake@TheOneBrokerage @theonebrokerage   Free Textletter DavidGreene24.com/join   STR Management STR@DavidGreene24.com   Investor Retreat DavidGreene24.com/retreat  

Summary  In today’s episode of Mortgage Monday, David and Christian cover the back and forth between President Trump and head of the Fed, Jerome Powell. In a bitter feud over whether rates should go down or stay put, Trump wrote a handwritten note to Powell which was leaked across the internet. As inflation has come down, and the job market appears decently steady, Trump wants rates to come down, and come down fast! As Powell holds his ground, the saga over where rates will go continues and David and Christian add their commentary in today’s episode. Chapters   00:00 The Power of Jerome Powell 06:39 Trump's Handwritten Note to Powell 11:01 The Impact of Interest Rates on the Economy   Follow David @DavidGreene   DavidGreene24.com RealTalkRealEstate.com   Podcast-The David Greene Show Spotify, Apple Podcasts   Book a session with David: Help@DavidGreene24.com Ask a Question: DavidGreene24.com/ask Find me on the “minnect” app Real Estate University: SpartanLeague.com Join my Free Newsletter: Davidgreene24.com/textletter   Finance Your Real Estate TheOneBrokerage.com Intake@TheOneBrokerage @theonebrokerage Free Textletter DavidGreene24.com/join STR Management STR@DavidGreene24.com

Summary Real Talk Realtor (Joseph Hamer)-Realtor Selling 30 Houses in His First Year! On today’s episode of Real Talk Realtor, David sits down with Joseph Hamer, a former assistant principal who dove full time into the world of real estate helping clients selling houses. Joseph shares the story of how he felt unfulfilled, dispassionate, and unhappy with his career in education and was struggling to stay motivated to give his best every day in a job he didn’t want. These struggles led to an issue with his weight and ultimately unhappiness in life and his career. Joseph got licensed and immediately secured three listings which led to a light bulb moment he needed to be all in RE or all out. Joseph shares his story about how he picks up clients, aligns his name and reputation with real estate in his personal sphere, and stays motivated to keep the momentum going even in a tough market. You don’t’ want to miss being a fly on the wall in this transparent and candid conversation with a top producing agent who built his skill working in restaurants and the education system! Chapters 00:00 Introduction to Joseph Hamer's Journey 02:35 Transitioning from Education to Real Estate 05:22 The Importance of Passion and Purpose 08:20 Early Success in Real Estate 11:21 Building Relationships and Networking 13:55 Understanding Client Needs 16:49 Learning from Mistakes and Growth 19:29 The Value of Teamwork in Real Estate 22:07 Navigating the Real Estate Market 24:53 Tax Strategies for Real Estate Professionals 27:59 The Role of Personal Development 30:41 The Evolution of Real Estate Teams 33:29 Finding Your Niche in Real Estate 36:14 Advice for New Realtors 39:05 Wichita Real Estate Market Insights 41:35 Final Thoughts and Advice Follow David@DavidGreene DavidGreene24.comRealTalkRealEstate.com Podcast-The David Greene ShowSpotify, Apple Podcasts Book a session with David:Help@DavidGreene24.com Ask a Question:DavidGreene24.com/askFind me on the “minnect” app Real Estate University:SpartanLeague.com Join my Free Newsletter:Davidgreene24.com/textletter Finance Your Real EstateTheOneBrokerage.comIntake@TheOneBrokerage@theonebrokerage Free TextletterDavidGreene24.com/join STR ManagementSTR@DavidGreene24.com Investor RetreatDavidGreene24.com/retreat      

Summary As residential RE takes a hit, is commercial RE the right option for you? Today’s show covers different CRE options, how it’s evaluated, and who should consider investing in it. If you’ve been considering getting into the space, now might be the perfect time. Check out today’s show now. Chapters 00:00 Introduction to Commercial Real Estate 02:27 Current Trends in Commercial Real Estate 04:38 Understanding Commercial Loans 07:09 Valuation Differences: Commercial vs Residential 11:00 The Importance of Cap Rates 15:39 Strategies for Success in Commercial Real Estate 18:38 Reasons to Invest in Commercial Real Estate 22:03 Tax Benefits of Commercial Real Estate 24:09 Market Opportunities in Commercial Real Estate Follow David @DavidGreene DavidGreene24.comRealTalkRealEstate.com Podcast-The David Greene ShowSpotify, Apple Podcasts Book a session with David:Help@DavidGreene24.com Ask a Question:DavidGreene24.com/askFind me on the “minnect” app Real Estate University:SpartanLeague.com Join my Free Newsletter:Davidgreene24.com/textletter Finance Your Real EstateTheOneBrokerage.comIntake@TheOneBrokerage@theonebrokerage Free TextletterDavidGreene24.com/join STR ManagementSTR@DavidGreene24.com Investor RetreatDavidGreene24.com/retreat

Summary On this week' s show, David is joined by Jordan Moorhead, a real estate agent/investor in Austin, TX who helps buyers and sellers in Austin and invests there himself. Jordan shares what’s going on locally, what the active to pending home sales ratio looks like, and what he’s doing to survive in the market as an agent while times are tough. David and Jordan tackle the economics of Austin, Texas - how to handle a career with constant highs and lows, and principles he learned as a child to help him stay humble when he’s making money and safe when he’s not. If you’re an agent who’s worried about what to do in a market with less transactions happening, this content is for you! Chapters 00:00 Introduction to Real Estate Dynamics 02:00 The Rise of Austin's Real Estate Market 05:53 Market Corrections and Affordability Challenges 09:34 Navigating the Current Market Landscape 13:34 Building Resilience in Real Estate 17:30 Effective Time Management for Agents 21:13 The Importance of Being Useful in Real Estate 26:08 Adapting to Feedback and Growth 27:54 Learning from Mentors in Real Estate 29:23 The Importance of a Strong Foundation 30:44 Navigating a Competitive Market 31:40 Identifying Opportunities in Real Estate 33:44 New Builds vs. Fixer-Uppers 38:19 Strategies for Finding Fixer-Uppers 40:26 Writing Offers and Negotiation Tactics 44:48 The Future of Austin Real Estate   Follow David @DavidGreene   DavidGreene24.com RealTalkRealEstate.com   Podcast-The David Greene Show Spotify, Apple Podcasts   Book a session with David: Help@DavidGreene24.com   Ask a Question: DavidGreene24.com/ask Find me on the “minnect” app   Real Estate University: SpartanLeague.com   Join my Free Newsletter: Davidgreene24.com/textletter   Finance Your Real Estate TheOneBrokerage.com Intake@TheOneBrokerage @theonebrokerage   Free Textletter DavidGreene24.com/join   STR Management STR@DavidGreene24.com   Investor Retreat DavidGreene24.com/retreat  

Summary Have you ever thought you had a good loan only to sit down to sign your closing documents and realized the fees or rate were significantly higher than you expected? That doesn’t happen by accident. It’s by design. In today’s show, David and Christian break down exactly how this happens, how you can avoid it, and how to read a loan estimate. This is definitely a show you won’t want to miss. If you’re listening on apple or Spotify, considering looking it up on YouTube where you can see the screen shared and follow along. Be sure to listen all the way to the end where two additional scams to rip off borrowers are shared. This episode is so good you’ll want to share it with others, download now! Chapters 00:00 Introduction to Loan Estimates 02:56 Understanding Loan Costs and Fees 05:54 Exploring VA Loans and Their Benefits 08:53 Breaking Down the Loan Estimate Structure 11:53 Closing Costs and Cash to Close Explained 15:14 Navigating Third-Party Fees and Charges 17:45 The Importance of Transparency in Lending 21:06 Understanding Escrow Accounts and Payments 24:12 The Role of Lender Credits and Rate Structures 27:09 Common Pitfalls in Mortgage Lending 29:53 Final Thoughts and Resources Follow David @DavidGreene DavidGreene24.comRealTalkRealEstate.com Podcast-The David Greene ShowSpotify, Apple Podcasts Book a session with David:Help@DavidGreene24.com Ask a Question:DavidGreene24.com/askFind me on the “minnect” app Real Estate University:SpartanLeague.com Join my Free Newsletter:Davidgreene24.com/textletter Finance Your Real EstateTheOneBrokerage.comIntake@TheOneBrokerage@theonebrokerage Free TextletterDavidGreene24.com/join STR ManagementSTR@DavidGreene24.com Investor RetreatDavidGreene24.com/retreat

Summary On today’s show David covers a broad spectrum of topics including the STR market, why home prices are falling, and how to use content from his new book to help analyze deals. He covers questions from listeners about equity, partnerships, and structuring business entities as well as how to handle an insurance premium rising on a property with a 3% interest rate you definitely don’t want to lose. You’ll get a market update, relevant RE news, and also funny comments and questions from his social media and YouTube videos. All that, as well as a special discount code to stay in one of the cabins/houses he manages, on today’s show. Download now! Chapters 00:00 Navigating Economic Challenges in Real Estate 04:08 Understanding and Utilizing Equity 09:48 Partnership Dynamics in Real Estate 19:51 Airbnb Insurance Dilemmas and Solutions 26:42 Navigating Short-Term Rental Challenges 31:52 Understanding Loan Classifications and Strategies 39:22 Analyzing the Current Real Estate Market 41:07 Mortgage Rates and Housing Inventory Trends 45:49 Price Reductions and Market Dynamics 51:51 Engaging with the Short-Term Rental Community Follow David@DavidGreene DavidGreene24.comRealTalkRealEstate.com Podcast-The David Greene ShowSpotify, Apple Podcasts Book a session with David:Help@DavidGreene24.com Ask a Question:DavidGreene24.com/askFind me on the “minnect” app Real Estate University:SpartanLeague.com Join my Free Newsletter:Davidgreene24.com/textletter Finance Your Real EstateTheOneBrokerage.comIntake@TheOneBrokerage@theonebrokerage Free TextletterDavidGreene24.com/join STR ManagementSTR@DavidGreene24.com Investor RetreatDavidGreene24.com/retreat

Summary If you’ve ever heard the phrase “non QM loan” but had no idea what it meant, this episode is for you! David and Christian break down several popular non-QM loans and how they are best utilized while providing real life examples of borrowers of the one brokerage who put deals together using different loan products. If you want to see why so many have chosen The One Brokerage to finance their RE, and how they’re building wealth doing so, this episode is for you. Chapters 00:00 Introduction to Non-QM Loans 01:17 Understanding DSCR Loans 05:04 Exploring Commercial Loans 07:00 Ideal Borrowers for DSCR Loans 08:30 The Concept of Bridge Loans 11:21 Home Equity Lines of Credit (HELOCs) 12:56 Fusion Loans Explained 14:43 Bank Statement Loans for Business Owners 17:45 Foreign National Loans Overview   Follow David @DavidGreene   DavidGreene24.com RealTalkRealEstate.com Podcast-The David Greene Show Spotify, Apple Podcasts Book a session with David Help@DavidGreene24.com Ask a Question DavidGreene24.com/ask Find me on the “minnect” app Real Estate University SpartanLeague.com Join my Free Newsletter Davidgreene24.com/textletter  Finance Your Real Estate TheOneBrokerage.com Intake@TheOneBrokerage @theonebrokerage Free Textletter DavidGreene24.com/join STR Management STR@DavidGreene24.com Investor Retreat DavidGreene24.com/retreat  

Summary Moody’s had decided to downgrade the US credit rating, citing the increasing burden of the US budget deficit. The markets responded by immediately raising mortgage rates. Today’s episode covers why this happens, what’s going on globally that could affect mortgage rates, and what to expect if these downgrades continue. Download today! Chapters 00:00 U.S. Debt Downgrade: A Historical Moment 02:56 Understanding Credit Ratings and Their Impact 06:12 The Implications of U.S. Debt on Mortgage Rates 08:49 Economic Climate and Its Effects on Real Estate 11:55 The Role of the Dollar as the Reserve Currency 15:12 Potential Global Economic Shifts and Their Consequences 18:04 The Importance of Defensive Investing 21:02 Current Real Estate Opportunities and Strategies Follow David @DavidGreene   DavidGreene24.com RealTalkRealEstate.com Podcast-The David Greene Show Spotify, Apple Podcasts Book a session with David Help@DavidGreene24.com Ask a Question DavidGreene24.com/ask Find me on the “minnect” app Real Estate University SpartanLeague.com Join my Free Newsletter: Davidgreene24.com/textletter Finance Your Real Estate TheOneBrokerage.com Intake@TheOneBrokerage @theonebrokerage Free Textletter DavidGreene24.com/join