The Essential Property Podcast

Welcome to The Essential Property Podcast. In episode 63, Paul & Amanda have created a deep dive digital episode sharing the chaos in the UK property market and economic climate.  Are you a Professional Investor and ready to take advantage to the chaos? or are you acting like an Amateur and running for the hills? We hope you enjoy this episode, let's check it out.    Essential Property Options  Property Investment & Development www.essentialpropertyoptions.co.uk    Property Management Service  www.creweandstokeroomsandsuites.co.uk  www.essentialpropertyoptions.co.uk/landlords   *NEW LAUNCH* Stay & Co Property Management Services Property Management in Birmingham, Derby & Burton www.StayAndCo.uk www.BookStayAndCo.uk 

Welcome to The Essential Property Podcast. In episode 62, Paul & Amanda share economic and property market insights with their predictions for the months ahead.  We hope you enjoy this episode, let's check it out.    Essential Property Options  Property Investment & Development www.essentialpropertyoptions.co.uk    Property Management Service  www.creweandstokeroomsandsuites.co.uk  www.essentialpropertyoptions.co.uk/landlords   *NEW LAUNCH* Stay & Co Property Management Services Property Management in Birmingham, Derby & Burton www.StayAndCo.uk www.BookStayAndCo.uk 

Welcome to The Essential Property Podcast. In episode 61, Jessica Leader talks 'Investing with Impact' & her mission to combine profit & purpose in Birmingham & The Midlands. Jessica works with private investors who want to invest with a purpose and uses her property development experience to find buildings in the Midlands and creates homes for vulnerable people.  We hope you enjoy this episode, let's check it out.    --------------------------------------------------   Jessica Leader Co-Founder of Sure Stay Group https://www.surestaygroup.co.uk/    Social Links  https://www.instagram.com/nextlevelliving_uk/  https://www.instagram.com/surestay_group/ https://www.linkedin.com/company/surestay-group      Essential Property Options  Property Investment & Development www.essentialpropertyoptions.co.uk    Property Management Service  www.creweandstokeroomsandsuites.co.uk  www.essentialpropertyoptions.co.uk/landlords   *NEW LAUNCH* Stay & Co Property Management Services Property Management in Birmingham, Derby & Burton www.StayAndCo.uk www.BookStayAndCo.uk 

Welcome to The Essential Property Podcast. In episode 60, we use the new style semi-digital episode to take a deep dive on HMRC new Anti Money Laundering (AML) legislation.     Paul & Amanda share the changes needed for all Landlords & Agents and how Essential Management are preparing internally for the change this May 2025.   We hope you enjoy this episode, let's check it out.    Essential Property Options  Property Investment & Development www.essentialpropertyoptions.co.uk    Property Management Service  www.creweandstokeroomsandsuites.co.uk  www.essentialpropertyoptions.co.uk/landlords   *NEW LAUNCH* Stay & Co Property Management Services Property Management in Birmingham, Derby & Burton www.StayAndCo.uk www.BookStayAndCo.uk 

Welcome to the Essential Property Podcast. In episode 59, hosts Paul Samuda and Amanda Woodward, catch up on Economic Uncertainty in the Market, The House of Lords & Anti Money Laundering There is a lot of change taking place for UK landlords and if you are not well informed you will get left behind! Listen to this episode and check that your Agent is keeping you updated with the changes that affect you and further more, protecting your position in the housing market.  Tune in to this engaging episode and navigate the world of property investment amidst a politically charged and constantly evolving industry.    Show Note Links Renters Rights Bill: https://www.gov.uk/government/publications/guide-to-the-renters-rights-bill/guide-to-the-renters-rights-bill House of Lords Paper: https://www.amandawoodward.co.uk/_files/ugd/6be9a8_686c790906dd4cd8bbb265a2d6efcb4d.pdf Renters Rights Bill Progress: https://bills.parliament.uk/bills/3764 English Private Landlord Survey: https://www.gov.uk/government/statistics/english-private-landlord-survey-2024-main-report/english-private-landlord-survey-2024-main-report HMRC AML: https://www.gov.uk/anti-money-laundering-registration   Essential Property Options  Property Investment & Development www.essentialpropertyoptions.co.uk    Property Management Service  www.creweandstokeroomsandsuites.co.uk  www.essentialpropertyoptions.co.uk/landlords   *NEW LAUNCH* Stay & Co Property Management Services Property Management in Birmingham, Derby & Burton www.StayAndCo.uk www.BookStayAndCo.uk   

Welcome to the Essential Property Podcast. In episode 58, Amanda walks your through HOW TO APPLY FOR AN HMO LICENCE in 2025 - There is a lot more to consider than you think! Amanda takes you step by step from the application form, to the critical documentation stage, walks you through the on-site meeting with the HMO officer and finally receiving the licence.  Tune in to this engaging episode and navigate the world of Licensed HMO properties.    Essential Property Options  Property Investment & Development www.essentialpropertyoptions.co.uk    Property Management Service  www.creweandstokeroomsandsuites.co.uk  www.essentialpropertyoptions.co.uk/landlords   *NEW LAUNCH* Stay & Co Property Management Services Property Management in Birmingham, Derby & Burton www.StayAndCo.uk www.BookStayAndCo.uk 

Welcome to the Essential Property Podcast. In episode 57, Amanda shares why YOU SHOULD NOT SELL your rental property in 2025. Amanda shares her top 7 reasons as to why landlords should stay in the game whilst the amateurs are running scared.  Tune in to this engaging episode and navigate the world of property investment   Essential Property Options  Property Investment & Development www.essentialpropertyoptions.co.uk    Property Management Service  www.creweandstokeroomsandsuites.co.uk  www.essentialpropertyoptions.co.uk/landlords   *NEW LAUNCH* Stay & Co Property Management Services Property Management in Birmingham, Derby & Burton www.StayAndCo.uk www.BookStayAndCo.uk 

Welcome to the Essential Property Podcast. In digital episode 56, we cover the key changes to the property market in 2025.  We cover Renters Rights, Stamp Duty, Holiday Lets, EPC, Politics and House Price Trends.  Tune in to this engaging episode and navigate the world of property investment amidst a politically charged and constantly evolving industry.    Essential Property Options  Property Investment & Development www.essentialpropertyoptions.co.uk    Property Management Service  www.creweandstokeroomsandsuites.co.uk  www.essentialpropertyoptions.co.uk/landlords   *NEW LAUNCH* Stay & Co Property Management Services Property Management in Birmingham, Derby & Burton www.StayAndCo.uk www.BookStayAndCo.uk   

Welcome to the Essential Property Podcast. In episode 55, hosts Paul Samuda and Amanda Woodward, catch up the last few months and share how Project OneB, now known as One Battison is finally complete.  Planning ahead, listen to Paul share his insights in the current economy for business and landlords and his prediction for 2025.  Paul and Amanda share the decision to test digital episodes to keep their listeners regularly updated on the topical and technical changes in the market, and how they will be uploaded alongside their usual, and well followed 'live' episodes. Tune in to this engaging episode and navigate the world of property investment amidst a politically charged and constantly evolving industry.    Essential Property Options  Property Investment & Development www.essentialpropertyoptions.co.uk    Property Management Service  www.creweandstokeroomsandsuites.co.uk  www.essentialpropertyoptions.co.uk/landlords   *NEW LAUNCH* Stay & Co Property Management Services Property Management in Birmingham, Derby & Burton www.StayAndCo.uk www.BookStayAndCo.uk   

Welcome to the Essential Property Podcast. In episode 54, hosts Amanda Woodward & Paul Samuda  continue with the new style semi-digital episode, this time talking about how Labour's budget is hurting the UK economy.  They have researched the impact of landlords and business owners along with the reaction of the Bank of England.    We hope you enjoy this episode, let's check it out.    Essential Property Options  Property Investment & Development www.essentialpropertyoptions.co.uk    Property Management Service  www.creweandstokeroomsandsuites.co.uk  www.essentialpropertyoptions.co.uk/landlords   *NEW LAUNCH* Stay & Co Property Management Services Property Management in Birmingham, Derby & Burton www.StayAndCo.uk www.BookStayAndCo.uk   

Welcome to the Essential Property Podcast. In episode 53, hosts Amanda Woodward & Paul Samuda  continue with the new style semi-digital episode, this time researching the US elections and the recent Donald Trump Victory.  They have researched the impact of the American election and how a Donald Trump win impacts the UK and wider property market.    The global markets are closely linked and they have spent hours looking at the data, the positive and negative impacts so you don't have to. Listen to this episode to ensure you can be ready for both the opportunities and threats in the coming months and year ahead.    We hope you enjoy this episode, let's check it out.    Essential Property Options  Property Investment & Development www.essentialpropertyoptions.co.uk    Property Management Service  www.creweandstokeroomsandsuites.co.uk  www.essentialpropertyoptions.co.uk/landlords   *NEW LAUNCH* Stay & Co Property Management Services Property Management in Birmingham, Derby & Burton www.StayAndCo.uk www.BookStayAndCo.uk   

Welcome to the Essential Property Podcast. In episode 52, host Amanda Woodward continues with the new style semi-digital episode, this time sharing insights into the coaching clients they work with.  Whether it be assisting with your first deal, or reviewing an established portfolio for an experienced investor, they are sharing a snapshot of the success of their coaching and advisory clients in Stoke on Trent & Crewe plus a little further field in Birmingham and the North of England. Listen to the end of the episode and hear about our most recent clients £1m social housing contract, yes One Million in rent, secured on a contract!    Let's check it out.    Essential Property Options  Property Investment & Development www.essentialpropertyoptions.co.uk    Property Management Service  www.creweandstokeroomsandsuites.co.uk  www.essentialpropertyoptions.co.uk/landlords   *NEW LAUNCH* Stay & Co Property Management Services Property Management in Birmingham, Derby & Burton www.StayAndCo.uk www.BookStayAndCo.uk   

Welcome to the Essential Property Podcast. In episode 51, host Amanda Woodward introduces a new style semi-digital episode reviewing the last 24 hours and the Autumn Budget from Labour Chancellor Rachel Reeves.  In this episode review, we cover the £40 Billion Tax Raising Autumn Budget and have included the well reported headline tax increases along with some of the other tax changes that are not reported on so widely which affect property investors and small business owners so listen out for those. We see property as a business, and take a more holistic view covering the wider business community and impacts.    Towards the end of the episode, we cover ways to navigate the news and continue to build a sustainable, long term, profitable property business. Remember, there are always opportunities to grow and thrive and we will cover more of that in the follow up episodes.    Let's check it out.    Essential Property Options  Property Investment & Development www.essentialpropertyoptions.co.uk    Property Management Service  www.creweandstokeroomsandsuites.co.uk  www.essentialpropertyoptions.co.uk/landlords   *NEW LAUNCH* Stay & Co Property Management Services Property Management in Birmingham, Derby & Burton www.StayAndCo.uk www.BookStayAndCo.uk   

Welcome to the Essential Property Podcast. In episode 50, host Amanda Woodward introduces a new style episode that we are calling a Deep Dive with Property Friends. Today's episode takes a deep dive into Labour's Renters Rights Bills and covers all the items the government will be introducing from a tenant perspective along with the implication for landlords.  From the removal of section 21, the creation of a new database and ombudsman, new eviction process, the introduction of the decent home standards, even tenants renting with pets.  Let's check it out.    Essential Property Options  Property Investment & Development www.essentialpropertyoptions.co.uk    Property Management Service  www.creweandstokeroomsandsuites.co.uk  www.essentialpropertyoptions.co.uk/landlords   *NEW LAUNCH* Stay & Co Property Management Services Property Management in Birmingham, Derby & Burton www.StayAndCo.uk www.BookStayAndCo.uk   

Welcome to the Essential Property Podcast. In episode 49, host Amanda Woodward introduce a new style episode that we are calling a reflection with friends. With the new government now firmly in play, this episode reflects back our predictions of Episode 43 - Pauls Political Position! and what we thought would happen should the labour party come into power. Today's episode also references the prime ministers TV interview this week regarding his definition of the 'working people' who he intends to protect in the upcoming autumn budget.   Lets check it out.    Essential Property Options  Property Investment & Development www.essentialpropertyoptions.co.uk    Property Management Service  www.creweandstokeroomsandsuites.co.uk  www.essentialpropertyoptions.co.uk/landlords   *NEW LAUNCH* Stay & Co Property Management Services Property Management in Birmingham, Derby & Burton www.StayAndCo.uk www.BookStayAndCo.uk   

Welcome to the Essential Property Podcast. In episode 48, host Amanda Woodward interviews experienced Property Investor Keith Firmin. Listen to Keith share his insights on the subject of finding Direct To Vendor (DTV) property deals having moved from the South of the country to the North West to build his property portfolio. Keith has developed a niche strategy to speak directly to homeowners who are considering selling their property and finding a win:win solution to life's everyday problems.  Forget sending out thousands of 'pizza flyers', Keith shares his vast experience on how you succeed with this strategy and how he can help you scale your property business.  Tune in to this engaging episode today.    Keith Firmin Property Investor & Property Coach https://www.instagram.com/keithfirminproperty/   Essential Property Options  Property Investment & Development www.essentialpropertyoptions.co.uk    Property Management Service  www.creweandstokeroomsandsuites.co.uk  www.essentialpropertyoptions.co.uk/landlords   *NEW LAUNCH* Stay & Co Property Management Services Property Management in Birmingham, Derby & Burton www.StayAndCo.uk www.BookStayAndCo.uk   

Welcome to the Essential Property Podcast. In episode 47, hosts Paul Samuda and Amanda Woodward, cover the summer of 2024 and the important updates in the property market.  Listen to Paul share his insights in light of the recent government change and the Labour attitude to business and investment. Paul shares the positive effect of a reduction in interest rates and how a change in planning legislation may fuel development across the county.  From a local market perspective, Amanda sheds light on recent rent increases and how demand underpins the stability of your property investment. She also shares the journey to the £1,000 a month room and her predictions on when this will reach the HMO market in the Midlands.  Tune in to this engaging episode and navigate the world of property investment amidst a politically charged and constantly evolving industry.    Essential Property Options  Property Investment & Development www.essentialpropertyoptions.co.uk    Property Management Service  www.creweandstokeroomsandsuites.co.uk  www.essentialpropertyoptions.co.uk/landlords   *NEW LAUNCH* Stay & Co Property Management Services Property Management in Birmingham, Derby & Burton www.StayAndCo.uk www.BookStayAndCo.uk   

Welcome to the Essential Property Podcast. In episode 46, host Amanda Woodward dives into "Not Just a Letting Agent," where she explores the multifaceted world of property management. Learn how Essential Management handles everything from deal sourcing and refurbishments to joint ventures, compliance & inspections, offering a comprehensive solution to landlords' diverse needs. Discover real-life scenarios in managing properties, navigating legal and financial challenges, and providing invaluable coaching and mentoring to new and seasoned landlords alike. Whether it's dealing with council tax issues, insurance claims, or optimising property portfolios, this episode is packed with insights to maximise your property investment returns. Stay ahead of the market trends, enhance your property strategies, and ensure compliance with the latest regulations. Tune in to understand how to transform your property management approach and achieve higher profitability with Essential Management.   Essential Property Options  Property Investment & Development www.essentialpropertyoptions.co.uk    Property Management Service  www.creweandstokeroomsandsuites.co.uk  www.essentialpropertyoptions.co.uk/landlords   *NEW LAUNCH* Stay & Co Property Management Services Property Management in Birmingham, Derby & Burton www.StayAndCo.uk www.BookStayAndCo.uk   

Welcome to the Essential Property Podcast. In episode 45, hosts Paul Samuda and Amanda Woodward, with a combined 45 years of experience in the property market, explore the intricate relationship between politics and the residential property market. Join Paul and Amanda as they focus on how international political events influence the domestic market. They provide valuable insight into how disturbances in the Middle East have impacted the property market in Stoke-on-Trent, Newcastle-under-Lyme, and Crewe.  Discover the domino effect that geopolitical unrest, such as the invasion in Ukraine, Brexit, and the Israeli-Palestinian conflict, can have on landlords, tenants, and the property market. Get expert advice on considering these political implications, particularly in decisions around mortgages and potential changes in interest rates. From the legislative perspective, Amanda sheds light on the financial challenges for landlords due to implementation of Section 24 and the Renters’ Reform Bill. Learn how such political moves could inadvertently disadvantage landlords and affect the property market. In the throes of unpredictable interest rates and economic climate, Paul shares that property investors need to adopt a more proactive, well-informed approach to their property acquisitions and sales. Understand how to factor in potential taxation changes and choose the most appropriate mortgage products.  Finally, link your personal goals to your investment strategies. With an eye on sudden market turnabouts, make well-informed decisions, whether you aim for legacy, retirement, or residual income. Tune in to this engaging episode and navigate the world of property investment amidst a politically charged and constantly evolving global context.   *** Our deepest condolences extend to all the nations grappling with conflict and the devastating impacts of geopolitical turmoil. Our heart goes out to the innocent civilians enduring unimaginable suffering during these challenging times. May peace and healing find its way to those affected, and may the world unite in efforts to bring an end to such sorrow and strife ***   Essential Property Options  Property Investment & Development www.essentialpropertyoptions.co.uk    Property Management Service  www.creweandstokeroomsandsuites.co.uk  www.essentialpropertyoptions.co.uk/landlords   *NEW LAUNCH* Stay & Co Property Management Services Property Management in Birmingham, Derby & Burton www.StayAndCo.uk www.BookStayAndCo.uk     

In this informative episode of the "Essential Property Podcast", experienced property experts Paul Samuda and Amanda Woodward dive into the in-depth world of property finance. They cover pressing topics like mortgage applications, calculating total costs, property valuations, and contract renegotiations. With timely examples and clear-cut advice, they bring clarity to complex subjects, providing invaluable advice for property investors. The discussion extends to house valuation, illustrating how careful brokerage selection and data-driven decision-making can significantly increase a property's worth. By using a real-world case study involving a six-bedroom HMO, the hosts emphasize how tenacity can reap great benefits in the property market. The duo also shares practical tips on contract renegotiations, stressing the importance of understanding finances and effectively presenting an argument for desired prices. By delving into a rental negotiation for an HMO property, you'll gain insights on setting profitable whether you're an established investor or a newcomer to the arena Moreover, enjoy an enlightening conversation about the challenges and solutions tied to managing utilities in HMO properties, accompanied by insights on expanding portfolios with HMO properties. Paul and Amanda demystify handling local planning and legislation hurdles, providing hope for those facing challenges with councils and planning departments. This episode is a goldmine of information for anyone looking to understand and navigate the complexities of property finance, HMO property management and expansion.   Tune in to enhance your property investment journey!       Essential Property Options  Property Investment & Development www.essentialpropertyoptions.co.uk    Property Management Service  www.creweandstokeroomsandsuites.co.uk  www.essentialpropertyoptions.co.uk/landlords   *NEW LAUNCH* Stay & Co Property Management Services Property Management in Birmingham, Derby & Burton www.StayAndCo.uk www.BookStayAndCo.uk