Most investors are fighting for scraps in crowded flips. We took a different path. Ryan, Chase, and new guest Justin Hilz breaks down his 0% seller-finance win in Annapolis: how he framed the seller’s tax problem, structured principal-only payments, and added a balloon for exit flexibility without taking a 7% mortgage on the chin. From there, we zoom out to the market. Sub-$300k homes still fly, but move-up buyers are locked by 3% mortgages and bracing for payment shock. Looking for leverage...
Join Ryan, Nick, and Chase on a brand new episode as they discuss the real estate market, as it faces a mix of challenges and opportunities, leading to a "corrugated" or uneven recovery rather than universal struggles. The conversation deep dives on their opinions behind Charlie Kirk's death and how society is more divided now more than ever. Plus, Ryan and Chase share their experiences as they prepare for their first full Ironman race. If you're an investor who prioritizes physical wellness ...
Erik Brenner pulls back the curtain on wealth management strategies that were once exclusive to the ultra-wealthy but are now accessible to everyday millionaires. With 32 years of experience operating both wealth advisory and tax accounting firms, Erik delivers practical insights that bridge the gap between financial planning and tax strategy. Whether you're a business owner, medical professional, or high-income earner, this episode delivers actionable strategies to optimize your finances. A...
Ever wondered how an 18-year-old builds a successful marketing agency while his peers are still figuring out their college plans? Eric Campbell sits down with us to share his remarkable journey from curious teenager to digital marketing entrepreneur managing a global team today. At just 15, Eric started studying content creators, taking copious notes on digital marketing strategies. By 16, he landed his first video editing client and discovered he had a knack for helping podcasters generate ...
From island hopping in the Philippines to building million-dollar real estate developments, this episode takes you on a journey through entrepreneurial growth, strategic networking, and authentic business building. Ryan kicks things off with tales from his Philippines adventure – navigating a grueling 48-hour journey across multiple continents only to immediately dive with whale sharks upon arrival. His cultural immersion with his Filipino VA, Carl, highlights the value of building strong re...
What happens when your account information ends up for sale on the dark web after a single stolen check? In this eye-opening conversation, Ryan and Nick dive deep into the financial vulnerabilities many real estate investors face and the critical systems needed to protect your business. The conversation takes an unexpected turn as Ryan prepares for a two-week international trip—a true test of whether his business systems can function without him. This "two-week test" offers valuable insights...
Jimy Chavarria brings a truly unique perspective to real estate investing through his ability to bridge cultural and linguistic gaps in an industry where communication is everything. From his unexpected origins studying to be a Spanish teacher to building a construction company and mentorship network, Jimmy reveals how being bilingual became his "superpower" in working with Spanish-speaking crews and communities. This insight proves especially valuable for Spanish-speaking contractors who al...
The landscape for real estate investors in Maryland has never been more challenging. In this eye-opening conversation with Maryland State Delegate Mike Griffith, we uncover the harsh realities of new legislation that threatens property rights and financial viability for both professional and mom-and-pop landlords across the state. This episode is also filled with light moments, as Ryan and Chase discuss their experiences from their last Ironman race. From quad cramps, to 6-digit bicycles, th...
What happens when those "forever" rental properties start showing their age? In this candid conversation, Ryan reveals his complete strategy shift after realizing his decade-old properties now face expensive repairs that would consume years of cash flow. The conversation shifts to marketing techniques that have generated substantial business without spending a dime. From Facebook group strategies to relationship building within industries, we share actionable tactics that have yielded immedi...
When random internet strangers decide to roast you about your boat trailer, you might as well lean into it and laugh along. That's exactly what Ryan does in this episode as he recounts his experience going viral for all the wrong reasons. A casual video about boat repair costs unexpectedly blew up to 1.4 million views, all while the resulting comment section battles became their own form of entertainment, proving once again that social media is unpredictable, brutal, and occasionally hilariou...
The real estate market is showing conflicting signals, with some properties receiving multiple offers while others sit vacant for months. Ryan, Nick, and Chase explore this volatility and share their firsthand experiences navigating today's challenging investment landscape. With rates hovering in the 6-7% range, the traditional approach of rapid property accumulation deserves reconsideration. Some investors now focus on aggressively paying down existing debt rather than acquiring new properti...
Justin Goodbread opens a window into the hidden world of business exits, revealing why 80% of entrepreneurs never successfully sell their companies despite having most of their net worth tied up in them. From his first landscaping company at age 15 through multiple six, seven, and eight-figure exits, Goodbread shares the counterintuitive strategies that transform businesses from jobs into valuable assets. Whether you're just starting your entrepreneurial journey or considering your exit stra...
What if your financial knowledge could transform not just your bank account, but your entire life? Join us as we welcome Tim Smith from Aurora Private Wealth, a pioneer in the investment world since 1985, who shares his inspiring journey from overcoming personal financial challenges to leading a nationwide advisory firm. Delve into Tim’s insights on investment strategies, with a focus on ETFs and the impact of groundbreaking technologies like DeepSeek AI in China. With financial literacy as a...
What really goes on behind the curtain of state politics, and how does it affect the real estate market? Maryland's own Mike Griffith, a seasoned state delegate, joins us to pull back the layers of state government and its complexities. With six years of experience under his belt, Mike offers insightful commentary on his legislative duties and his commitment to aiding constituents with governmental challenges. We promise that by the end of this episode, you'll have a newfound appreciation for...
As we welcome Chase as part of our newest member on the show, we discuss the secrets to mastering real estate networking, orchestrating events, and conquering Maryland's property investment scene. But it's not all business— we embrace the balance between work and life as we share personal stories of goal setting and fitness achievements. From preparing for an Ironman race to fun nights out with a different twist, we promise this episode will leave you inspired and ready to tackle both person...
Discover how Jet Hennigan transformed Dreamers Event Rentals from a modest family venture into a thriving enterprise. By facing challenges head-on, including skill gaps and differing visions, Jet leveraged financial strategies and robust marketing systems to propel the company forward. This episode unpacks the evolution of the business, from its humble beginnings to a large-scale operation, and the pivotal role of debt in fueling business expansion. Jet doesn't just stop at tents and tables....
Imagine transforming your approach to health by harnessing the wisdom of a former Marine turned healthcare innovator. Dive into this episode of the Everyday Millionaire Show, where Eric Rittmeyer from LifeMed shares his inspiring journey from military service to the forefront of private healthcare and preventative medicine. Discover the profound benefits of advanced biochemical testing and personalized health optimization, particularly for younger individuals eager to maintain long-term vital...
Ever wondered what draws a successful crypto influencer to the glitzy city of Dubai? Join us for a fascinating conversation with Lark Davis as he shares his journey from Pennsylvania to New Zealand, and now, the vibrant metropolis of Dubai. Discover how Dubai’s entrepreneurial spirit, strategic location, and appealing tax incentives have captivated him and his family. Unearth the secrets behind Lark’s wildly successful YouTube crypto channel, boasting over 600,000+ subscribers since it...
Multifamily real estate investor Dave Seymour joins us to share his incredible journey from battling fires to battling the real estate market. Dave's shift from single-family homes to multifamily investments, particularly in workforce housing, demonstrates his commitment to offering affordable solutions for essential workers in Florida. His story isn't just about success; it's about an entrepreneurial spirit driven by innovation and the desire to tackle the housing crisis head-on.
The boys are ending this year with their final internal episode for 2024! Join Ryan, Nick, and Chase as they recap their goals, achievements, and milestones this year and how they're setting the bar higher in 2025.