The Everyday Millionaire and Mindset Matters Podcast

This Throwback Thursday episode of the Mindset Matters podcast revisits one of Patrick and Steffany’s most powerful conversations about the six fundamental human needs that shape our behavior, influence our decision making, and determine our personal growth. As coaches, entrepreneurs, and partners, Patrick and Steffany explore why understanding these needs is essential for self mastery, leadership, and building meaningful relationships. They dive into the essential needs identified by psychologist Chloe Madanes which include certainty, variety, significance, connection, growth, and contribution. Patrick and Steffany share real life examples from coaching clients, athletes, business environments, and their own marriage to illustrate how these needs show up differently for each person depending on life stage, personality, and values. The discussion highlights how certainty provides stability and direction, while variety fuels creativity and adaptability. They unpack how significance influences our sense of purpose, how connection anchors belonging, and how growth and contribution allow us to move forward with clarity and meaning. Steffany adds her perspective from decades of Olympic level coaching, emphasizing the importance of the “champions paradox,” which blends both certainty and uncertainty to create breakthroughs. This throwback episode offers listeners practical insights on self awareness and leadership. Patrick and Steffany invite listeners to reflect on which needs are currently being met, which feel depleted, and how simple shifts in attention can create powerful momentum. They also remind listeners to join their upcoming free decision making working session, designed to help people identify what gets in their way, unlock clarity, and move forward with confidence. This renewed release is packed with timeless wisdom and remains one of the most popular conversations for a reason. It is a grounded reminder that understanding your human needs helps you design a life, a mindset, and relationships that truly work.

Our brains are not wired for happiness. They are wired for survival. That simple insight explains why many of us replay the past, scan the future for threats, and unconsciously sabotage our peace. In this episode, Patrick and Steffany unpack how ancient survival software still runs in modern contexts. No snakes in the grass, yet our amygdala fires in meetings, relationships, and business. The result is a predictive loop of anxiety, drama, and cortisol that drowns out serotonin and keeps us on edge. They explore how this wiring shows up as addiction to tension. When life gets calm, many people manufacture friction by doom scrolling, picking fights, or over analyzing markets. Quiet feels unsafe because stress has been normalized. Patrick shares entrepreneurial examples of worrying during slow weeks and the trap of management by fire. Steffany highlights the value of emotional regulation, asking what if I am wrong, and creating safe spaces to challenge old belief systems. The antidote is awareness, intention, and small actions. Motivation is not something you wait to feel. It follows movement. A simple nature walk can shift neurochemistry and unlock creative flow. Silence also becomes a powerful training ground. Ten to fifteen minutes without phone or music helps you meet your thoughts without distraction. This is MindShui in action. Clear the mental clutter, observe the Operating System of Identity, and retrain the pattern. You are not broken. Your brain is programmable. With practice, you can carry stress differently, choose healthier challenge, and allow calm to feel normal. The invitation is to normalize peace, not drama, and to let clarity create velocity in every area of life.

In this powerful episode of The Everyday Millionaire Podcast, host Patrick Francey sits down with transformation expert Bogdan Micov, creator of The Relentless Method — a system that permanently erases emotional baggage and subconscious sabotage. After surviving a stroke at just 33 and walking away from a $50M high-ticket sales career, Bogdan rebuilt his life around one radical truth: “You don’t need more mindset work. You need deletion.” Together, Patrick and Bogdan unpack how our deepest emotions — fear, guilt, anger, and anxiety — aren’t things to “manage,” but signals to delete at the root. Through quantum linguistics, polarity integration, and NLP mastery, Bogdan explains how deleting emotional patterns can instantly unlock clarity, calm, and performance. They dive into: How hidden emotions fuel burnout, overwhelm, and health breakdowns Why “mindset work” often fails — and what real transformation requires The link between repressed emotion and chronic physical pain What it means to un-become who you were taught to be How high achievers can finally find peace without losing drive Whether you’re a CEO, entrepreneur, or someone ready to stop fighting your emotions — this episode will change how you think about healing, growth, and high performance. 🎧 Listen now and discover why true freedom begins where mindset ends.

In this episode of the Mindset Matters podcast, Patrick and Steffany dive into one of today’s most pervasive habits—doom scrolling—and explore how the endless stream of information we consume can shape our mindset, emotions, and even our sense of time. They discuss how social media platforms are designed to keep us hooked, feeding us more of what we linger on. This cycle of “content without context,” Patrick says, drains our energy, limits our creativity, and contributes to anxiety and disconnection. Without a framework or purpose for what we’re taking in, information simply evaporates—like water without a container. Steffany adds a powerful perspective from her work with athletes, emphasizing that growth only happens when information is placed within a clear process or purpose. The pair unpack how overconsumption leads to comparison, emotional burnout, and dopamine dependency, and how the antidote lies in awareness, intention, and having a vision. The conversation closes with practical wisdom: reclaim your focus by creating context for your content. Choose what you consume with clarity and purpose, slow down, write things by hand, and give yourself the space to reconnect with what truly matters. As Patrick reminds us, “Content without context is just more information. Give it purpose, and it becomes transformation.”

In this episode of the Mindset Matters podcast, Patrick and Steffany unpack one of the most profound truths about personal growth: everything worth having comes with a cost of entry. Creating a life by design requires more than intention or vision—it asks for commitment, awareness, and the willingness to pay the invisible prices of self-mastery. Patrick introduces the Seven Costs of Entry as essential truths for anyone pursuing growth and transformation. Each cost represents the discomfort required to evolve into the best version of yourself: Uncertainty is the cost of achievement. True success has no guarantees. If you need certainty, you’ll trade your dreams for comfort. Imposter syndrome is the cost of growth. Feeling unqualified means you’re stretching into new territory. Loneliness is the cost of transformation. As you evolve, not everyone will evolve with you. Embarrassment is the cost of progress. Growth is messy, and fear of looking foolish keeps many people stuck. Courageous conversations are the cost of meaningful relationships. Authentic connection requires honesty, even when it’s uncomfortable. Criticism is the cost of excellence. The higher you climb, the more visible—and judged—you become. Boredom is the cost of success. True mastery is built on repetitive, often unglamorous consistency. Through relatable stories and practical insights, Patrick and Steffany connect these seven costs to the MindShui Way—clearing mental clutter, embracing discomfort, and aligning with purpose. Their message is simple but powerful: the world belongs to those willing to pay the real price of growth. Tune in to explore how reframing discomfort as the natural cost of progress can help you step into clarity, confidence, and a truly meaningful life.

In this episode of The Everyday Millionaire, host Patrick Francey sits down with David Morgan, one of the most trusted voices in precious metals. They unpack why gold prices are hitting records, why silver may be entering an acceleration phase, and how investors can think clearly amid rising inflation, debt saturation, and central bank experimentation with digital money. David frames gold as a forward-looking barometer of systemic stress, not a relic. When policymakers papered over 2008’s failures, the cycle of distortion deepened. Today gold’s breakout is signaling that the reset is moving closer. The conversation covers practical strategy. David explains how to hold and even spend metal using modern vault-backed debit systems that settle in fiat on the merchant side, while preserving metal ownership on the user side. They address the realities of CBDCs and digital IDs, the importance of assets with no counterparty risk, and why it can still make sense to buy metals at all-time highs during late-cycle moves. Patrick and David also explore the moral dimension of money, the erosion of trust, and the role of logic and critical thinking in cutting through narratives. Listeners will come away with a clearer understanding of gold and silver as tools for wealth preservation, context for central bank gold buying, and a checklist mindset for navigating uncertainty. Whether you are new to precious metals or considering how to position a broader portfolio, this episode offers grounded guidance without hype.

In this episode of Mindset Matters, Patrick and Steffany dive into a powerful distinction that reframes the entire landscape of personal growth — the difference between self-improvement and self-mastery. What begins as a lighthearted conversation about the many buzzwords of personal development quickly evolves into a deeper exploration of what it truly means to live the “MindShui Way.” Patrick explains that while self-improvement and personal development often focus on doing — building skills, changing habits, and achieving external results — self-mastery is about being. It’s about transforming consciousness, beliefs, and identity from the inside out. Steffany expands on this by describing self-mastery as a quiet, grounded place where success feels like peace rather than performance. Together, they highlight that mastery is an ongoing journey of awareness, vulnerability, and detachment from ego. The conversation touches on how life’s transitions, challenges, and relationships all reveal opportunities for mastery. Patrick shares that true mastery begins when the “doingness” of improvement evolves into the “beingness” of alignment. Steffany adds that this is where flow begins — a state she defines as Freedom, Love, Ownership, and Wonder. Listeners are encouraged to reflect on where they are in their own evolution: Are they striving to improve, or are they ready to master who they are becoming? With practical insights from decades of coaching and lived experience, Patrick and Steffany offer a refreshing reminder that mastery is not about perfection. It’s about clearing the internal clutter, taking full responsibility for who we are being, and finding peace in the process.

In this inspiring and deeply practical episode of Mindset Matters, Patrick and Steffany explore the mental game behind elite performance — on and off the ice. As Steffany prepares to travel to France for the Grand Prix figure skating season, she shares how she helps world-class athletes like Olympic gold medalist Guillaume Cizeron and Laurence Fournier Beaudry prepare for high-stakes competition. But the tools she uses with athletes, she explains, apply equally to entrepreneurs, business leaders, and anyone striving to perform at their best. Steffany introduces what she calls the “Four Barriers to the Podium” — a simple but powerful framework to clear mental and emotional clutter before any high-performance moment: Incompletions: Identifying unfinished tasks or unresolved issues that create mental noise and distraction. Dramas and Distractions: Recognizing how gossip, social media, and external stressors pull focus away from purpose. Belief Systems (or BS): Challenging limiting beliefs, hidden fears, and unhelpful stories that shape performance outcomes. Worst Case, Best Case: Using visualization to release fear, neutralize anxiety, and align with the best possible outcome. Patrick draws parallels between the preparation of Olympic athletes and the mindset needed for success in business, relationships, and life. Their conversation highlights how the principles of MindShui — clarity, awareness, and balance — help anyone create space for excellence. Listeners will take away a grounded reminder that performance begins with presence and that every “podium” in life, whether it’s in sport, business, or personal growth, is achieved by clearing the mind, aligning belief with intention, and focusing on what truly matters.

In this episode of The Everyday Millionaire, host Patrick Francey sits down with Chris Naugle, former pro snowboarder turned financial strategist, to unpack how to “be your own bank.” Chris, now recognized as America’s #1 Money Mentor, explains how traditional banks profit from your deposits and how individuals can reclaim control using a concept known as privatized banking or infinite banking. Through real-world examples and financial transparency, Chris shows how specially designed whole life insurance policies can serve as private banking systems that offer guaranteed growth, liquidity, and tax advantages. He discusses the mindset shift required to break free from conventional banking and start earning compound interest on your own terms. Patrick and Chris also dive into debt reduction, personal discipline, and the power of giving. Chris shares stories of his entrepreneurial journey—from launching his first snowboard shop at 17 to building multiple companies—and his vision for integrating decentralized finance with timeless wealth principles. This powerful conversation blends financial education with mindset mastery, showing that true wealth begins with resourcefulness, self-awareness, and a willingness to do the hard things.

In this eye-opening episode of Mindset Matters, Patrick and Steffany explore the “Five Brutal Truths of Psychology” that shape how we think, behave, and interpret our world. Through candid stories, real-life reflections, and grounded insight, they break down how the human mind both empowers and deceives us—and what it truly takes to achieve self-mastery. Patrick opens the conversation with a bold statement: “Your brain lies to you.” Using the metaphor of a funhouse mirror, he explains how our biases, ego, and old emotional wounds distort reality. Steffany expands on this by distinguishing between the mind and the brain, reminding listeners not to believe everything they think or feel. Awareness, she says, is the first step toward freeing ourselves from illusion. The second truth—“What you avoid controls you”—dives into the cost of avoidance and incompletion. Patrick and Steffany discuss how unspoken conversations, unresolved issues, and suppressed fears keep us trapped until we find the courage to face them. Steffany’s insight, “What you resist persists, but what you involve dissolves,” captures the power of leaning into discomfort with intention and awareness. Truth three, “You are what you repeatedly do,” highlights the importance of habits and discipline in shaping identity. From meditation to communication, Patrick and Steffany share how consistent actions become the architecture of self-mastery. The fourth truth—“You are emotional by design”—explores the natural ebb and flow of emotion. Comparing emotions to weather patterns or waves, they encourage listeners to feel without reacting, learning to surf life’s highs and lows with grace. Finally, “Regulation is mastery” ties it all together. Patrick and Steffany emphasize that between every event and reaction lies a crucial space where emotional intelligence and awareness live. It is in this space, they say, that true freedom, peace, and maturity are found.

In this episode of Mindset Matters, hosts Patrick and Steffany explore the power of response ability, the practiced ability to respond rather than react. Patrick opens with Viktor Frankl’s insight that between stimulus and response lies a space, and in that space is our power to choose. Using an archer metaphor, he reminds us that we cannot control the wind, but we can control our breath, our focus, and the moment we release the arrow. The conversation centers on cultivating mental clarity, courage, and self awareness in a polarized world. Patrick and Steffany unpack how divisive headlines, social media algorithms, and echo chambers amplify emotional reactivity. They offer a practical alternative. Pause, breathe, notice your triggers, then choose your next step with intention. Real courage often comes before action. It is the moment you stop, ask harder questions, and own the outcomes of your choices. The duo discusses the ego’s need to be right, how defensiveness narrows perspective, and why waiting to respond can be the smartest strategy. They share stories from sport and life about zeroing in, regulating breath, and returning to center before taking the shot. Listeners are encouraged to examine the beliefs that drive automatic reactions, to diversify the information they consume, and to consciously step outside algorithm shaped feeds. Steffany highlights how feelings are feedback rather than facts, while Patrick stresses that responsibility begins with awareness of the space between event and action. The episode closes with a simple practice. When triggered, take a beat, let the emotion land, and respond only when aligned with your values and desired identity. In a noisy, rapidly changing world, mastery of that space is the path to growth, resilience, and freedom.

In this episode, Patrick Francey sits down with Dre Baldwin to explore what it really takes to command a room, win consistently, and translate athletic rigor into business results. Dre opens by defining presence as an energetic signal people feel before they know your resume. It is not height, clothing, or a pasted-on smile. Presence is the outward expression of inner order built from discipline, structure, strategy, execution, and confidence. Patrick shares a story about receiving feedback that his natural intensity could feel intimidating. By loosening his look and adding a conscious smile, he noticed people approached him more easily. Dre explains that strong presence creates productive tension. You can dial that tension up or down, but easing it too much can reduce your impact. Dre draws on sports to explain why presence cannot be faked. In basketball, the scoreboard is objective. Talent gets you in the door, but disciplined habits keep you there. The pros and the “plumbers” both know thousands want their spot, so work ethic matters most on the days you do not feel like showing up. That same logic applies in business. Leaders with true presence raise standards without speeches. Their very arrival makes others sit up, focus, and perform. Mindset is the first lever. Dre uses the BE → DO → HAVE model. You become the person, then you do the work, and only then do you have the results. Because most thoughts are subconscious, you must reprogram the mind through repetition, immersion, and emotional intensity. Practical cues like posture, eye contact, and putting your phone away can spark a quick confidence reset, but lasting presence comes from living your structure daily. Dre also addresses life after sport. He intentionally planned his transition rather than defaulting to coaching or training. The concept of “credibility fusion” allows you to carry forward lessons from different arenas and combine them into a coherent value proposition. He closes with his GAME model for achievement: define what winning looks like, build the skills and tools, install structure that produces discipline, let discipline create consistency, let consistency build confidence, and let confidence power performance and results. Patrick wraps by highlighting the episode’s central insight: presence is a way of being that anyone can build through disciplined execution and a trained mind. To receive Dre's FREE book, The Third Day 📕: http://ThirdDayBook.com For business / sales focus, The Sales Discipline System 📘: http://SalesDisciplineBook.com Work On Your Game University: http://www.WorkOnYourGameUniversity.com

Discipline isn’t punishment—it’s the bridge between intention and achievement. 💡 In this episode of Mindset Matters, Patrick and Steffany unpack how to stay disciplined when motivation fades, why vision matters more than the grind, and how small daily actions build unstoppable momentum. 🌱 🎧 Tune in now for practical tools, stories, and insights that will help you reconnect with your vision and power through distractions.

In this episode of the Mindset Matters podcast, hosts Patrick and Steffany Francey reflect on the increasing divisiveness shaping today’s world. Sparked by the death of Charlie Kirk, the conversation expands beyond the event itself into a broader exploration of perception, polarity, and personal growth in uncertain times. Patrick and Steffany highlight how we may share the same planet yet live in completely different worlds shaped by our beliefs, perspectives, and echo chambers. They discuss the danger of silencing voices, the rise of misinformation, and the loss of healthy debate in a culture that often prioritizes outrage over understanding. Rather than focusing solely on politics, the episode asks deeper questions: How do we remain aligned with our values when surrounded by chaos? How do we find clarity and purpose when confronted by fear, anger, and division? Steffany reflects on the courage it takes to move past lower emotional states like guilt and shame toward higher vibrations of self-awareness, love, and forgiveness. Patrick underscores the importance of returning to center by practicing self-reflection, listening without judgment, and intentionally shifting perspective. Together, they call for cultivating resilience and self-love while encouraging listeners to seek first to understand before demanding to be understood. Ultimately, this episode offers both a sobering look at the fractures in our world and a hopeful reminder that change begins within. By clearing mental clutter, reconnecting with our truth, and choosing courage over fear, we can create space for more meaningful dialogue, stronger communities, and personal transformation.

Kelly Roach is one of the only female founders in the online space to build her company from 0 to 8 figures with 0 debt, investors, or outside funding. Kelly is a former NFL cheerleader and Fortune 500 executive turned 8-figure+ entrepreneur empowering thousands around the globe to achieve financial and lifestyle freedom through entrepreneurship. Kelly is a multi-international best-selling author, Top 20 podcast host, and philanthropist who has been featured in major media such as ABC, NBC, Fox, and Forbes - as well as the recipient of prestigious awards such as #287 on the Inc. 5000 list, The Stevie® Awards Woman of the Year, TITAN CEO of the Year, and Inc.’s Best in Business.  In this conversation, Patrick and Kelly unpack business strategy and entrepreneurship rooted in core values, purpose, and faith. Kelly shares how her journey from climbing the corporate ladder to launching her own companies has shaped her philosophy of aligning inner work with outer business strategy. She explains why many entrepreneurs struggle when they build businesses around someone else’s values, and how true success comes from designing a model that supports both scale and our own unique life design. Acknowledging her essential foundation, Kelly shares what she feels is a faith life for us all, regardless of how we define faith. Kelly shares learned wisdom to illustrate the importance of self-leadership in today’s social media-driven world, and the discipline required to sustain long-term success. Clarity, alignment, and resilience can transform not just business, but every part of life.