The Field Guide: Simplify, Navigate and Elevate Your Financial Life

The account type you choose could change your tax bill, and your retirement timeline. Learn how Qualified vs. Non-Qualified Accounts impact your flexibility, taxes, and long-term wealth.  Full show notes: https://www.bonfirefinancial.com/qualified-vs-non-qualified-accountsTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure

You’ve hit the 401k limit, congratulations! But now comes the big question: where should your money go next? In this episode, we break down smart strategies beyond your 401k, from Roth options to taxable accounts, so you can keep building wealth without missing a beat.  Full show notes: https://www.bonfirefinancial.com/maxed-out-401kTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure

Got an old 401k sitting with a past employer? You’re not alone. In this episode, we cover how to track down forgotten accounts, your best rollover options, and how to keep your retirement savings working for you.  Full show notes: https://www.bonfirefinancial.com/old-401kTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure

Everyone asks, “What’s the best age to retire?” but the truth is, age has little to do with it. In this episode, we dig into the history of retirement, the myths about spending less, and the real question you should be asking: when will you have enough to live the life you want?Full show notes: https://www.bonfirefinancial.com/best-age-to-retireTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure

Think 401(k)s are the limit? A Cash Balance Plan could change everything, especially for business owners and high earners who want to catch up on savings fast.https://www.bonfirefinancial.com/cash-balance-planTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure

Think you’ve covered all your bases for retirement? Think again. In this episode, we uncover the most common expenses retirees overlook. These hidden costs can derail even the best-laid plans. Tune in to learn how to spot them early and protect your future.https://www.bonfirefinancial.com/retirement-planning-mistakesTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure

Market shifts can quietly change your portfolio’s risk profile. Rebalancing helps preserve wealth, maintain diversification, and keep long-term plans aligned. Tune in to learn how rebalancing keeps your portfolio aligned with your goals, through both bull and bear markets. Full show notes: https://www.bonfirefinancial.com/rebalancingTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure

Wills and trusts aren’t just necessary legal documents, they’re the tools that determine how smoothly your wealth transfers across generations. In this episode we explore the nuanced differences between the two, when each makes sense, and how to preserve both privacy and control while protecting your legacy.Full show notes: https://www.bonfirefinancial.com/wills-and-trustsTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure

ETFs or mutual funds, which one’s right for you? In this episode, we cut through the jargon and break down the real differences (and surprising similarities) between these two investment staples. Tune in to learn how they work, why it matters, and which option is best for you. Full show notes: https://www.bonfirefinancial.com/etfs-vs-mutual-fundsTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure

Listen in to unlock your HSA’s full potential, from tax savings to unexpected uses, and why it can be a game changer for your retirement plan.  Full show notes: https://www.bonfirefinancial.com/hsa-benefits To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure

RMDs can be a retirement game-changer, and not always in a good way. In this episode, we break down what they are, when they hit, and smart moves to keep them from wrecking your tax bill. Learn how to make RMDs work for you instead of against you.  Full show notes: https://www.bonfirefinancial.com/required-minimum-distributionsTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure

Think your old insurance policy is still doing its job? Think again. In this episode, we break down why a quick insurance review could save you thousands, boost your coverage, and bring your protection strategy into the present.  Full show notes: https://www.bonfirefinancial.com/insurance-reviewTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure

The Big Beautiful Bill Act brought major tax changes, but also big planning opportunities. In this episode, we break down what retirees and near-retirees need to know to make the most of the new rules, tax cuts, and optimize their strategy.  Full show notes: https://www.bonfirefinancial.com/big-beautiful-bill-tax-cutsTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure

Learn how to spot FOMO-driven decisions, avoid buying at the top, and stick to a strategy that actually builds wealth. Brian shares practical tips to keep emotions out of your investing.  Full show notes: https://www.bonfirefinancial.com/fomo-investingTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure

Business owners and self-employed professionals: uncover powerful retirement planning strategies that reduce taxes today and build serious wealth for tomorrow using SEP IRAs, Solo 401(k)s, and more.Full show notes: https://www.bonfirefinancial.com/self-employed-retirement-planningTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure