The Finance Diaries

My dearest TFD Baddies,Welcome BACK. Look at me consistently posting and doing my best (almost like it’s been my goal lately…)Today is Goal Talk. We’re talking about making goals, accomplishing them, or even CANCELING them and pivoting…which is totally okay to do.Here are a few things I referred to as affiliate links:Budget Tracker: My Budget Tracker TemplateAmerican Express Marriott Bonvoy: Only Apply If You Responsibly Use Credit Cards Rakuten (cash back on online shopping): Canada Link, US Link This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit thefinancediaries.substack.com

My Dearest TFD Baddies,Health is something that can be controlled, and also something that cannot be controlled. It’s essential to do everything we can to live long healthy lives, taking preventative measures and good care of ourselves. This includes getting disability insurance. Get Disability Insurance here (affiliate link with trusted partners).Let’s dive into today’s episode on controlling allll we can control when it comes to our health!Love,StephanieXoxoxox This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit thefinancediaries.substack.com

My Dearest TFD Baddies,One thing I’ve learned in my life is that someone is always trying to sell you something. Personally, I’m always making disclaimers and letting you know when I’m sharing an affiliate link, but not everyone does. So how to recognise these instances and know WHEN to spend your money, and when to say “no thank you” and move on? Let’s dive in.Yours in financial empowerment alwayssssss,Stephanie xoxoxoxox This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit thefinancediaries.substack.com

My dearest TFD Baddies,When you’re learning about financial education, there are just so many resources. There are sooo many opinions (none of which are not necessarily wrong!), but how do you decide what you want to pursue?I love learning new perspectives, but it does get confusing. I love my Ramsey Show, but I also love listening to those pursuing the FIRE movement. Those are two pretty conflicting perspectives, so how do I deal with it?Listen to today’s episodes and find out!Yours in financial empowerment always,Stephaniexoxox This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit thefinancediaries.substack.com

My dearest TFD Baddies,You guys are alwayssss asking me how to make crazy Airbnb money. The thing is, it’s definitely stressful. But it’s also very rewarding at the end of the day.Here are my secrets on how to succeed, including a less successful story of where things can go wrong.Enjoy!Stephaniexoxoxoxo This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit thefinancediaries.substack.com

My Dearest TFD Baddies,It sounds like it’s impossible, doesn’t everyone go over budget?Well with my formula, it’s entirely possible. Share this with a friend getting married, it will definitely help them!Weddings don’t need to break the bank.Yours in financial empowerment always,Stephaniexoxoxox This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit thefinancediaries.substack.com

Dearest TFD Baddies,We aren’t making excuses anymore. We can’t afford to.Instead, we’re taking control of our life and future and diving in on ways to overcome setbacks and obstacles.You’ve got this <3 Yours in financial empowerment always,Stephanie xoxoxo This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit thefinancediaries.substack.com

My Dearest TFD Baddies,The last year has been… transformative to say the least. While things in my life have been changing, it’s been important to work on feeling happy, peaceful, healthy and wealthy.That can be easier said than done, but I am sharing my tips on how I have laser-focused on working on each of the cogs in my life.All my love,Stephanie xoxo This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit thefinancediaries.substack.com

My dearest TFD Baddies,Travel season is upon us (did it really ever end? idk). Something about Summer and the warm weather gets everyone wanting to zip in an aeroplane to somewhere great.Let’s jump into how exactly to do this, while saving loads of money along the way.What’s on your Summer travel list?Yours in financial empowerment always,Stephaniexxoxoox This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit thefinancediaries.substack.com

My Dearest TFD Baddies,We are back with another podcast to help you stay on track with alllll of your goals. The financial goals as well as the personal (relationship, friendship, social, life, etc.) can all be so overwhelming, so here is my method of dealing with them!Yours in financial empowerment always,Stephaniexoxoxox This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit thefinancediaries.substack.com

My dearest TFD baddies,Here we go again with a popular topic: choosing investments! I obviously cannot tell you WHAT exactly to invest in, but I sure can help guide you in finding the best investments for your own portfolio.What’s been your favourite investment?Love,Stephanie xoxops: here is the house i’m talking about: https://www.zillow.com/homedetails/34507-Venturi-Ave-Beaumont-CA-92223/95906782_zpid/?utm_source=txtshare_v1a This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit thefinancediaries.substack.com

My dearest TFD baddies,Have you been struggling with kicking off improving your money situation? Look no further, I’m here to help <3 Love,Stephanie xoxox This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit thefinancediaries.substack.com

My dearest TFD baddies,I’m back. Delayed but back (haha - oops sorry!)We’re so looking forward to our wedding this summer, and I’ve gotten soooo many questions about the planning process, the budgeting, the details of it all. So without further ado: here it is ! The wedding tell - allLove,Stephanie xoxoxoxo This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit thefinancediaries.substack.com

My dearest TFD baddies,It has been oh so long. But here we go, let’s dive right into it: how do I know without a shadow of a doubt that my goals and dreams will be accomplished?Enjoy.Love,Stephanie xoxo This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit thefinancediaries.substack.com

Including the link to the article here about how we don’t just buy one luxury good.Stephanie xoxo This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit thefinancediaries.substack.com

My dearest TFD Baddies,Ohhhhh the things we look back on and wish we did differently.Well, I made the mistakes so you don’t have to.Hope you enjoy this episode, let me know what you wish you’d done sooner in the comments!Love,Stephanie xoxo This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit thefinancediaries.substack.com

My dearest TFD Baddies,Jordan and I are BACK for another duo-hosted podcast about other people and OUR money.Let us know what you think in the comments!Stephanie and Jordanxoxo This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit thefinancediaries.substack.com

Dear Diary,I’m so excited to feature my new (temporary - maybe permanent??) podcast co-host Jordan!I love this story because it’s exactly my goal I had in mind when I started The Finance Diaries: to create a place where you’re encouraged to grow in your personal finance journey. Jordan is the perfect example of this. I’m not going to spoil any more of it because you can tune in and hear for yourself… but here we go for Money Lessons We Wish We Knew Earlier.Enjoy this slightly choppy podcast as I took some back rest breaks along the way. Editing will get better over time (hopefully)Yours in financial empowerment always,Stephanie xoxo This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit thefinancediaries.substack.com

Helloooooo. I am so late on posting a podcast and I will explain why you haven't heard from me in a bit.This episode is essentially a 30 min look into my ADHD brain.Let's dive in!As always, you can find more here on Instagram @thefinancediaries and on TikTok @thefinancediaries This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit thefinancediaries.substack.com

Dearest Finance Diaries baddies,We find themselves in a world filled with diverse opportunities and challenges. This podcast/blog post aims to provide a quick overview guide on setting realistic and measurable [financial] goals.How To Set Goals You’ll Actually Accomplish:* Decide on Your Values and Priorities:* Begin by reflecting on your values and priorities. Consider what matters most to you – whether it's spending time with a family, a huge investment portfolio, travel, entrepreneurship, or philanthropy. Aligning your goals with your values ensures meaningful pursuit.* Categorise Your Goals:* Categorise your financial goals into short-term, medium-term, and long-term. Short-term goals might include building an emergency fund or paying off high-interest debt, while long-term goals could involve saving for a home or retirement.* Make Goals SMART:* Apply the SMART criteria to your goals – Specific, Measurable, Achievable, Relevant, and Time-bound. For instance, instead of a vague goal like "saving money," specify "saving $5,000 for an emergency fund within 12 months."* Consider Your Financial Situation:* Be realistic about your current financial situation. Assess your income, expenses, and existing commitments. Setting goals within your means ensures a higher likelihood of success.* Prioritise Goals:* Prioritise your goals based on urgency and importance. Addressing high-priority goals first establishes a strong foundation for your financial journey.You’ve got this, I believe in you!Product of the week: This incredible renter-friendly wall sconce set (USB chargeable). My rental lacked a light in the laundry room and this was the perfect addition. I got it last week and it saved me from a veryyyy expensive electrician job.Love,StephaniePS: Tell me in the comments what your first short term SMART goal is! This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit thefinancediaries.substack.com