Claim OwnershipThe Financial Freedom Faster Podcast
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© Steve Chen
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Money doesn’t have to be confusing—and building wealth doesn’t have to mean sacrificing your whole life to do it. I’m Steve, a former public school teacher who hit financial freedom in my 30s, and now I’m here to help you do the same.
On this podcast, we talk real strategies for making money, growing it, and keeping it—through investing, side hustles, smart money habits, and the occasional tough love.
If you’re ready to stop waiting and start building the life that you want… this is your Call to Leap.
On this podcast, we talk real strategies for making money, growing it, and keeping it—through investing, side hustles, smart money habits, and the occasional tough love.
If you’re ready to stop waiting and start building the life that you want… this is your Call to Leap.
31 Episodes
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➡️ Get my FAVORITE credit cards and get potential sign up bonuses with my link: https://bit.ly/3U5kM2bOverwhelmed by credit card comparisons? In this video, I break down a smarter, simpler way to choose the right credit card based on your actual goal, not flashy perks. Whether you want cashback, travel rewards, a business card, help paying down debt, or to build your credit from scratch, I’ll walk you through how to think about credit cards the right way and share the cards I personally use!
Sign up for my beginners investing master class here -> https://bit.ly/44xS9lgIf I woke up in 2026 with no money and had to start investing from zero, this is exactly how I’d do it. In this episode, I break down the strategy I’d use to invest my first $1,200, the ETFs I’d pick, how I’d avoid my old mistakes, and the habits that actually build long-term wealth.
Sign up here: https://bit.ly/44xS9lgThe middle class is shrinking — and even a $150,000 salary doesn’t go as far as it used to. In this episode, I break down why six-figure earners are still struggling in 2025 and what you can do to protect your finances and build real wealth.We’ll look at how the middle class changed since the 1970s, why the income ranges keep shifting, and the 4 actionable steps anyone can take to move up financially — no matter where you live or what you earn.
➡️ Join my FREE Beginner's Investing Master Class: https://bit.ly/3zUS9hI➡️ FREE "Financial Freedom Faster" eBook & Money Cheat Sheet:https://bit.ly/3W1ececIf budgeting has ever stressed you out or made you feel like you’re “bad with money,” this episode is going to feel like a breath of fresh air. I’m walking you through the ONE method that completely changed how I manage my money.I’ve used this approach for almost a decade, and honestly… it’s the reason I always end the month with extra money to save or invest.
Sign up for my FREE beginners investing class: https://bit.ly/44xS9lgWant to get paid just for investing? In this episode, I’ll talk about how to build a beginner-friendly dividend portfolio using 3 proven dividend ETFs—SPYD, VYM, and SCHD. You’ll learn how dividends work, how to research high-quality ETFs, and how much you’d need to earn $500/month in dividend income.
Join my free investing class: https://bit.ly/44xS9lgHow much should you have saved in your 401(k) by each age? In this episode, I break down simple retirement savings goals — from your 20s to your 60s — and how to figure out your own target based on when you want to retire and the lifestyle you’re aiming for.
Join my beginners investing master class here: https://bit.ly/44xS9lgLearn exactly how to start investing in just 10 minutes — even if you only have $1. In this episode, we break down the simplest beginner setup, the accounts you actually need, and the step-by-step plan to make your first investment without stress or confusion.
➡️ FREE "Financial Freedom Faster" eBook & Money Cheat Sheet: https://bit.ly/3W1ececYour “normal” friend might be wealthier than you think — and it has nothing to do with fancy cars or designer clothes. In this episode, I’ll show you 7 clues that someone might be secretly rich (and how you can spot them).
Spending money has never been easier — but that also means wasting it is, too. In this episode, I share 9 things I stopped buying to save hundreds each month and start investing more intentionally. If you’ve ever wondered where your money keeps disappearing, these financial minimalism tips will help you cut back on what doesn’t matter and focus on what truly builds wealth.
➡️ Join my FREE Beginner's Investing Master Class and ask me questions: https://bit.ly/3zUS9hIEveryone wants to be a millionaire — but the real battle is the first $100,000.It feels painfully slow. You’re saving, investing, sacrificing, and still wondering why your account barely moves. But here’s the truth: the first $100K is the hardest you’ll ever work for. Once you hit it, everything changes — your money starts compounding, growth speeds up, and your net worth finally moves without you grinding 24/7. That’s the tipping point wealthy people never shut up about.In this video, I’m breaking down why that first $100K feels impossible and how to reach it faster than you think.
➡️ Join my FREE Beginner's Investing Master Class: https://bit.ly/3zUS9hIMost people are unknowingly losing $100–$300 every month on things like unused subscriptions, low-interest savings, high-interest debt, impulse buys, wasted food, and not valuing their time—and over the years, that can quietly add up to $10K–$20K or more. In this episode, I break down 6 of the most common money leaks and how to stop them so you can finally keep (and grow) more of what you earn.
➡️ Join my FREE Beginner's Investing Master Class: https://bit.ly/3zUS9hIWhy does it feel like life is financially harder for Millennials and Gen-Z than it was for previous generations? In this episode, I break down the real reasons—from skyrocketing housing costs and crushing student debt to the rise of consumer debt and subscriptions.You’ll learn why owning a home feels impossible, why education is more expensive yet less valuable, and how debt keeps so many stuck. Most importantly, I’ll share what you can do to push back, build resilience, and take control of your financial future.
➡️ Join my FREE Beginner's Investing Master Class: https://bit.ly/3zUS9hIWhy do people that are less smart seem to get rich while talented, intelligent people stay stuck? 🤔 In this episode, I reveal the surprising reasons why overthinking and perfectionism can hold you back—and how action, resilience, and the right mindset can change everything.If you’ve been researching for months but not moving forward, this video is for you. Listen until the end for a clear roadmap to start building wealth today.
➡️ Join my FREE Beginner's Investing Master Class: https://bit.ly/3zUS9hIThink being a millionaire means fancy cars and designer suits? Think again. I dug into the real lives of quiet millionaires—from a library janitor worth $8M to a flight attendant who quietly left $3M. Listen to this episode to uncover the simple habits that actually build lasting wealth.
➡️ Join my FREE Beginner's Investing Master Class: https://bit.ly/3zUS9hICar ownership in America has quietly turned into a financial trap—and it’s only getting worse. 🚗💸 In this episode, I break down why car prices have skyrocketed since the pandemic, how underwater loans are crushing families, and the hidden monthly costs that make owning a car way more expensive than most people realize. Using real examples (like the Honda CR-V), I’ll show you how dealerships, lenders, and rising interest rates have changed the game—and what smarter alternatives you can take instead.
➡️ Join my FREE Beginner's Investing Master Class: https://bit.ly/3zUS9hIStuck in the 9–5 grind? In this episode, I share practical ways to escape the rat race without quitting your job—straight from my own journey as a teacher turned entrepreneur. You’ll learn how to fix what you hate about work, create better hours, improve your environment, and start making progress on your own dreams. Plus, I’ll show you how shifting your mindset and building other income streams can make Mondays exciting again.
➡️ Join my FREE Beginner's Investing Master Class and ask me questions: https://bit.ly/3zUS9hIThink you need a high-paying job to become a millionaire? Think again. In this episode, I’ll show you how ordinary people—yes, even those earning modest salaries—build real wealth using four key pillars: frugality, consistent investing, skill-building, and mindset. If you're ready to take control of your financial future, this is where to start.
➡️ Join my FREE Beginner's Investing Master Class: https://bit.ly/3zUS9hII used to waste my evenings—scrolling, binge-watching, and telling myself I was “too tired.” Before I knew it, the night was gone. In this episode, I’ll show you the 7 habits that helped me reclaim 1,000 hours a year so I could finally work on the things that mattered—like building a business, getting healthier, and actually enjoying my evenings.
➡️ Join my FREE Beginner's Investing Master Class: https://bit.ly/3zUS9hIEvery day in the U.S., 1,000 people become millionaires—and most of them aren’t celebrities or tech geniuses. They’re regular people who followed a plan. In this video, I’m breaking down the exact roadmap I’d follow if I wanted to hit my first million by 2026, starting from scratch.
➡️ Join my FREE Beginner's Investing Master Class here: https://bit.ly/3zUS9hIThink you're behind financially? Think again. In this episode, I break down 7 surprising signs you're actually doing better with money than you think—even if it doesn't feel like it. From debt-free living to quiet wealth-building habits, these signs will shift how you see your progress.
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