The Financial Mirror

Are you chasing wealth — or are you building it?Welcome! In this episode we dig into why wealth is a long-game, not a quick win, and how the daily little decisions you make shape your financial future more than flashy one-time purchases. Drawing on the insights of Morgan Housel’s work and the idea of internal vs external benchmarks, we’ll explore how to spend (and save) consciously, avoid common traps, and build a life that truly supports you.Many of us fall into the trap of trying to impress others — the bigger house, the luxury car, the Instagram-worthy vacation. These external benchmarks may give brief excitement, but often they are expensive, drain our savings, and don’t deliver the long-term happiness we expect. Housel reminds us: “If nobody was watching, how would I choose to live?”Instead, when we align our money with our internal benchmarks — things like time with loved ones, freedom, meaningful experiences, independence — we tend to spend with purpose, save with intention, and build wealth rather than chase status. We’ll talk about everyday habits: setting a savings rate, resisting lifestyle creep, choosing utility over status, defining your “enough” and paying your future self first.We’ll also cover some of the major challenges: FOMO, status-driven spending, and short-term gratification vs long-term benefit. For each one we’ll offer practical ways to catch yourself, shift your mindset, and pivot your behavior.By the end of the episode you’ll have actionable takeaways: one habit to implement today, one spending choice to rethink this week, and a reminder that building wealth isn’t glamorous — but it is powerful when done consistently.What you’ll learn:Why wealth = what you have minus what you want (and why the “what you want” matters just as much).How to tell if your money is being spent for you or for others.Simple daily actions that build wealth over decades instead of chasing one big lightning strike.How to handle the mental challenges of comparison, social pressure and impulse-spending.Join the conversation: What spending decision surprised you this year? What internal benchmark matters most to you? Drop a comment below — your insight might help someone else.If you found value in this episode, please give it a thumbs up, click subscribe and turn on notifications so you don’t miss future deep-dives into money mindset, investing habits and designing a life of financial freedom.Thanks for being here. Remember: building wealth is a slow journey — but it’s the one that lasts.**Support the Stream By Shopping at Our Store** Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop YouTube: https://www.youtube.com/@thefinancialmirrorRumble: https://rumble.com/TheFinancialMirrorFacebook: https://www.facebook.com/thefinancialmirr0rX: https://twitter.com/financialmirr0rInstagram: https://www.instagram.com/thefinancialmirror/Podcast: https://creators.spotify.com/pod/show/thefinancialmirrorIf you are in need of a Financial Coach, don’t waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/#InvestInYourself #PersonalFinance #FinancialEmpowerment #personalfinance #financialfreedom #finance #money #investing #financialliteracy #financialindependence #budgeting #debtfreecommunity #financialplanning #debtfree #financialeducation #debtfreejourney #wealth #financetips #business #budget #investment #entrepreneur #moneymanagement #moneytips #stockmarket #financialgoals #invest #motivation #debt #savings #moneymindset #savingmoney #success #wealthmindset #buildwealth #moneymindset #MorganHousel #longgame

What is capital gains tax—and how does it really work? If you’ve ever sold a stock, crypto, home, or investment and wondered “Why am I being taxed?”, this is the episode that finally makes sense of it.In this clear, no-jargon breakdown, we cover:What capital gains tax actually is (and when it applies)The difference between short-term and long-term gainsWhy some people legally pay 0%Common mistakes that cost investors moneySimple, legal ways to reduce your tax bill and keep more of your profit💡 You’ll learn how capital gains really work, how to report them, and how to plan smarter for your next sale—whether it’s stocks, crypto, or real estate.👉 Subscribe for more no-fluff money education and financial confidence every week. 📈 Your money performs better when you understand the rules.**Support the Stream By Shopping at Our Store** Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop YouTube: https://www.youtube.com/@thefinancialmirrorRumble: https://rumble.com/TheFinancialMirrorFacebook: https://www.facebook.com/thefinancialmirr0rX: https://twitter.com/financialmirr0rInstagram: https://www.instagram.com/thefinancialmirror/Podcast: https://creators.spotify.com/pod/show/thefinancialmirrorIf you are in need of a Financial Coach, don’t waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/#capitalgains #taxes #investing #investingtips #financialeducation #moneycoach #personafinance #financialliteracy #stockmarket #taxplanning #moneytips #crypto #realestate #taxesexplained #investingforbeginners #wealthbuilding #financialfreedom #moneytalks #finance101 #moneymindset

You don’t need to be rich or a finance expert to start investing — you just need a clear, step-by-step path. In this episode, I’ll walk you through exactly how to open a Webull account, choose your first ETF (VOO, SPY, SCHB, ITOT), and make your first investment — even if you’re starting from scratch.You’ll learn: ✅ How ETFs work (and why they’re the simplest way to own hundreds of companies) ✅ The exact buttons to press inside Webull to fund and buy your first investment ✅ How to build a habit that grows wealth automatically over timeNo jargon. No over-hype. Just real-world steps anyone can follow.Start your investing journey today — use my Webull affiliate link below to get the best deal and kick-start your portfolio: 👉 https://a.webull.com/2A9aGMlNOsgX8HcdMlETF Links:VOO: https://finance.yahoo.com/quote/VOO/performance/SPY: https://finance.yahoo.com/quote/SPY/performance/SCHB: https://finance.yahoo.com/quote/SCHB/performance/ITOT: https://finance.yahoo.com/quote/ITOT/performance/Subscribe to the channel for more empowering content on personal finance, investing, and self-improvement. Don't miss out on the opportunity to unlock your true financial potential and live a life of abundance. It's time to invest in yourself and create the future you deserve!**Support the Stream By Shopping at Our Store** Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop YouTube: https://www.youtube.com/@thefinancialmirrorRumble: https://rumble.com/TheFinancialMirrorFacebook: https://www.facebook.com/thefinancialmirr0rX: https://twitter.com/financialmirr0rInstagram: https://www.instagram.com/thefinancialmirror/Podcast: https://creators.spotify.com/pod/show/thefinancialmirrorIf you are in need of a Financial Coach, don’t waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/#InvestInYourself #PersonalFinance #FinancialEmpowerment #personalfinance #financialfreedom #finance #money #investing #financialliteracy #financialindependence #budgeting #debtfreecommunity #financialplanning #debtfree #financialeducation #debtfreejourney #wealth #financetips #business #budget #investment #entrepreneur #moneymanagement #moneytips #stockmarket #financialgoals #invest #motivation #debt #savings #moneymindset #savingmoney #success #InvestingForBeginners #ETFInvesting #WebullTutorial #VOO #SPY #SCHB #ITOT #StockMarketForBeginners #PassiveIncome #FinancialFreedom #PersonalFinance #WealthBuilding #InvestingGuide #IndexFundInvesting #DollarCostAveraging #MoneyMindset #InvestingSimplified #StartInvestingToday #LongTermInvesting #GrowYourMoney

Debt consolidation sounds smart — one easy payment, lower interest, less stress. But here’s the truth: it doesn’t get you out of debt… it keeps you in it. In this episode, I expose why 88% of people who consolidate their debt end up right back where they started. You’ll learn the real reason debt consolidation fails — and how to create a powerful G.O.O.D (Get Out Of Debt) Plan that actually works.You’ll discover: - Why consolidation gives false confidence- The psychology of “debt relief” and how it traps you- How to use discomfort as your greatest motivator- The proven 4-step G.O.O.D Plan to get debt-free for goodIf you’re serious about breaking free from the cycle of debt, this episode will give you the clarity, mindset, and plan to do it.Subscribe to the channel for more empowering content on personal finance, investing, and self-improvement. Don't miss out on the opportunity to unlock your true financial potential and live a life of abundance. It's time to invest in yourself and create the future you deserve!**Support the Stream By Shopping at Our Store** Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop YouTube: https://www.youtube.com/@thefinancialmirrorRumble: https://rumble.com/TheFinancialMirrorFacebook: https://www.facebook.com/thefinancialmirr0rX: https://twitter.com/financialmirr0rInstagram: https://www.instagram.com/thefinancialmirror/Podcast: https://creators.spotify.com/pod/show/thefinancialmirrorIf you are in need of a Financial Coach, don’t waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/#InvestInYourself #PersonalFinance #FinancialEmpowerment #personalfinance #financialfreedom #finance #money #investing #financialliteracy #financialindependence #budgeting #debtfreecommunity #financialplanning #debtfree #financialeducation #debtfreejourney #wealth #financetips #business #budget #investment #entrepreneur #moneymanagement #moneytips #stockmarket #financialgoals #invest #motivation #debt #savings #moneymindset #savingmoney #success #debtconsolidation #debtrelief #getoutofdebt #financialfreedom #debtfreejourney #personalfinance #moneymindset #budgetingtips #debtfreecommunity #payoffdebt #wealthbuilding #debtawareness #moneycoach #debtmotivation #creditcarddebt #studentloans #financialeducation #debtfreelife #financialdiscipline #moneyhabits

Are you tired of feeling like your money disappears before the month even ends?Imagine saving hundreds—maybe even thousands—of dollars in just 30 days without working extra hours or picking up a side hustle.That’s the power of the No-Spend Challenge.In this episode, I’ll walk you step by step through:o What a no-spend challenge really is (and what it isn’t)o How it can help you pay off debt faster, build your emergency fund, or save for that big goalo Simple strategies to survive 30 days without extra spending—without feeling deprivedo Real-world examples of people who saved big by pressing pause on nonessential purchasesThis isn’t about restriction—it’s about freedom. By cutting back for a short time, you’ll reset your money habits, finally see where your cash is going, and create space to breathe financially.Whether you want to stop living paycheck to paycheck, save for a down payment, or just break free from overspending—this challenge could change your financial life.🔔 Don’t forget to subscribe for more money-saving tips, debt payoff strategies, and financial freedom hacks every week.👇 Let me know in the comments: Would you try a 30-day no-spend challenge?**Support the Stream By Shopping at Our Store** Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop YouTube: https://www.youtube.com/@thefinancialmirrorRumble: https://rumble.com/TheFinancialMirrorFacebook: https://www.facebook.com/thefinancialmirr0rX: https://twitter.com/financialmirr0rInstagram: https://www.instagram.com/thefinancialmirror/Podcast: https://creators.spotify.com/pod/show/thefinancialmirrorIf you are in need of a Financial Coach, don’t waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/#InvestInYourself #PersonalFinance #FinancialEmpowerment #personalfinance #financialfreedom #finance #money #investing #financialliteracy #financialindependence #budgeting #debtfreecommunity #financialplanning #debtfree #financialeducation #debtfreejourney #wealth #financetips #business #budget #investment #entrepreneur #moneymanagement #moneytips #stockmarket #financialgoals #invest #motivation #debt #savings #moneymindset #savingmoney #success #NoSpendChallenge #SaveMoneyFast #DebtFreeJourney #FinancialFreedom #MoneySavingTips #BudgetingHacks #FrugalLiving #MinimalismChallenge #PersonalFinance #EmergencyFund #MoneyChallenge #30DayChallenge #SaveMoreSpendLess #PayOffDebt #WealthBuilding #MoneyReset #NoSpendMonth #MoneyGoals #SavingsChallenge #FinancialReset

Standard deduction vs. itemized deductions — what’s the real difference, and how do you know which one saves you more money at tax time? In this video and podcast, I break it all down in plain English so you can feel confident about your tax return.Most Americans (nearly 90%) take the standard deduction because it’s simple, bigger than ever after tax law changes, and doesn’t require any paperwork. But for some people, itemizing deductions — like mortgage interest, medical expenses, state and local taxes, or charitable donations — can mean hundreds or even thousands in extra savings.We’ll cover the pros and cons, how the IRS standard deduction amounts work for 2025, when it makes sense to itemize, and common mistakes to avoid.Taxes don’t have to be confusing. Think of this as your “deductions explained” guide, without the jargon. By the end, you’ll know exactly when to take the standard deduction, when to itemize, and how to make sure you’re not leaving money on the table.If you find this helpful, hit subscribe, share this with a friend, and drop your questions in the comments — I may cover them in a future episode!**Support the Stream By Shopping at Our Store** Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop YouTube: https://www.youtube.com/@thefinancialmirrorRumble: https://rumble.com/TheFinancialMirrorFacebook: https://www.facebook.com/thefinancialmirr0rX: https://twitter.com/financialmirr0rInstagram: https://www.instagram.com/thefinancialmirror/Podcast: https://creators.spotify.com/pod/show/thefinancialmirrorIf you are in need of a Financial Coach, don’t waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/#InvestInYourself #PersonalFinance #FinancialEmpowerment #financialfreedom #finance #money #investing #financialliteracy #financialindependence #budgeting #debtfreecommunity #financialplanning #debtfree #financialeducation #debtfreejourney #wealth #financetips #business #budget #investment #entrepreneur #moneymanagement #moneytips #stockmarket #financialgoals #invest #motivation #debt #savings #moneymindset #savingmoney #success #taxtips #taxseason #irs #taxdeduction

Most homeowners still believe mortgage interest is “good debt” because it’s tax deductible. But here’s the shocking truth: 91% of Americans don’t get a single dollar back.In this episode, I reveal the mortgage interest trap that’s silently draining your wealth:Why a $400K house at 6% really costs $860K over 30 yearsHow amortization front-loads interest to benefit the bank, not youThe truth about mortgage interest deductions (it’s not free money)Why 91% of taxpayers get $0 benefit thanks to the standard deductionThe impact of the Tax Cuts and Jobs Act (TCJA) and the new OBBBA 2025How to cut years off your mortgage with simple strategiesIf you’ve ever thought, “At least I get a tax break,” this video will change how you see your mortgage forever.Tune in until the end to learn:How much you’re really losing in interestWhy tax deductions don’t save you as much as you think3 smart ways to pay off your mortgage fasterDon’t let banks and bad advice drain your financial future.Comment how much interest you’ve paid so far, subscribe for weekly money truth, and share this with a homeowner who needs a wake-up call.Mentioned Episode:Pay Off Mortgage Beats Investing: https://youtu.be/pIUZTi7blh8**Support the Stream By Shopping at Our Store** Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop YouTube: https://www.youtube.com/@thefinancialmirrorRumble: https://rumble.com/TheFinancialMirrorFacebook: https://www.facebook.com/thefinancialmirr0rX: https://twitter.com/financialmirr0rInstagram: https://www.instagram.com/thefinancialmirror/Podcast: https://creators.spotify.com/pod/show/thefinancialmirrorIf you are in need of a Financial Coach, don’t waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/#mortgageinterest #taxdeductionmyth #mortgagetrap #mortgagededuction #payoffmortgageearly #mortgagepayoff #mortgagefacts #homeownershipcosts #homeloantruth #interestexplained #banksexposed #personalfinance #financialfreedom #financialliteracy #financialeducation #financialindependence #debtfreejourney #debtfreedom #debtfreecommunity #budgeting #budget #moneymanagement #moneytruth #moneytips #moneymindset #savemoneytips #savingmoney #wealthbuilding #investinyourself #financeforbeginners

Nearly half of Americans say they wish they had started saving for retirement earlier… and 40% say they feel behind right now.In this episode, we break down the ideal age to start saving for retirement, exactly how much you need to save by each age, and how waiting even 5 years can cost you hundreds of thousands of dollars.You’ll see the real math behind compound interest — and why the earlier you start, the less you have to save. But even if you’re starting late, it’s not too late. You’ll learn powerful strategies to catch up fast, build your nest egg, and create the future you deserve.This episode isn’t about guilt. It’s about hope, clarity, and action. Whether you’re 22, 32, or 52, you’ll walk away knowing where you stand — and exactly how to get on track starting today.Because the best time to start was yesterday. The second-best time… is right now.Subscribe to the channel for more empowering content on personal finance, investing, and self-improvement. Don't miss out on the opportunity to unlock your true financial potential and live a life of abundance. It's time to invest in yourself and create the future you deserve!**Support the Stream By Shopping at Our Store** Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop YouTube: https://www.youtube.com/@thefinancialmirrorRumble: https://rumble.com/TheFinancialMirrorFacebook: https://www.facebook.com/thefinancialmirr0rX: https://twitter.com/financialmirr0rInstagram: https://www.instagram.com/thefinancialmirror/Podcast: https://creators.spotify.com/pod/show/thefinancialmirrorIf you are in need of a Financial Coach, don’t waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/#investinyourself #personalfinance #financialempowerment #financialfreedom #finance #money #investing #financialliteracy #financialindependence #budgeting #debtfreecommunity #financialplanning #debtfree #financialeducation #debtfreejourney #wealth #financetips #business #budget #investment #entrepreneur #moneymanagement #moneytips #stockmarket #financialgoals #invest #motivation #debt #savings #moneymindset #savingmoney #success #retirement #retirementplanning #moneymatters #compoundinterest #wealthbuilding #retireearly #retirementgoals #401k #rothira #catchup

Don’t stress over your credit score — here’s why. Too many people believe their credit score is the ultimate sign of financial health. But your credit score is NOT a measure of wealth, success, or stability. It’s simply a risk rating that lenders use to decide whether to loan you money.Think about it: billionaires who don’t borrow have terrible credit scores. Meanwhile, people drowning in debt can have “great” credit scores — because they keep borrowing!In this episode, we’ll break down:Why your credit score doesn’t define your financial healthThe truth about credit vs. insurance scoresWhy obsessing over your score keeps you trapped in debtHow real wealth is built through budgeting, debt freedom, and net worth growthSimple habits that will naturally improve your score over timeIf you’re tired of chasing a number and ready to focus on real financial freedom, this episode will give you the mindset shift you need.Hit subscribe, drop a comment about your own experience with credit scores, and share this with someone who needs to hear it.Articles:Insurance Scores: https://www.bankrate.com/insurance/car/insurance-score/Credit Score Financial Future: https://www.finra.org/investors/personal-finance/how-your-credit-score-impacts-your-financial-future**Support the Stream By Shopping at Our Store** Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop YouTube: https://www.youtube.com/@thefinancialmirrorRumble: https://rumble.com/TheFinancialMirrorFacebook: https://www.facebook.com/thefinancialmirr0rX: https://twitter.com/financialmirr0rInstagram: https://www.instagram.com/thefinancialmirror/Podcast: https://creators.spotify.com/pod/show/thefinancialmirrorIf you are in need of a Financial Coach, don’t waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/#InvestInYourself #PersonalFinance #FinancialEmpowerment #financialfreedom #finance #money #investing #financialliteracy #financialindependence #budgeting #debtfreecommunity #financialplanning #debtfree #financialeducation #debtfreejourney #wealth #financetips #business #budget #investment #entrepreneur #moneymanagement #moneytips #stockmarket #financialgoals #invest #motivation #debt #savings #moneymindset #savingmoney #success #creditscore #wealthbuilding #moneyhabits #networth #financialsecurity #payoffdebt #creditrepair #moneygoals #creditscoredoesntmatter

Is inflation really over — or is the economy just shifting gears? In this powerful breakdown of the 2025 economy, we unpack what’s actually happening with inflation, prices, and the Federal Reserve… and what it means for you.Inflation has cooled from 9.1% in 2022 to 2.7% in 2025, but that doesn’t mean prices are falling — just that they’re rising more slowly. And yet, many Americans still feel like they’re paying more for groceries, rent, gas, and everyday essentials. Why? This episode explains it all.We cover: • What inflation really is (and how it impacts YOU) • The 5-year story from pandemic panic to inflation recovery • Why “core inflation” matters more than you think • What the Fed is doing — and what might happen next with interest rates • Real-world examples of how inflation shows up in daily life • What consumers, investors, and families should do right nowIf you're tired of sensational headlines and want a clear, honest, actionable guide to the U.S. economy in 2025, this is for you.No jargon. No fear. Just smart, practical insights that help you take control of your money — whether you’re budgeting, investing, or just trying to keep up.Tune in now to learn: • Is inflation really over in 2025? • Why things still feel expensive • What’s ahead for the U.S. economySubscribe to the channel for more empowering content on personal finance, investing, and self-improvement. Don't miss out on the opportunity to unlock your true financial potential and live a life of abundance. It's time to invest in yourself and create the future you deserve!**Support the Stream By Shopping at Our Store** Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop YouTube: https://www.youtube.com/@thefinancialmirrorRumble: https://rumble.com/TheFinancialMirrorFacebook: https://www.facebook.com/thefinancialmirr0rX: https://twitter.com/financialmirr0rInstagram: https://www.instagram.com/thefinancialmirror/Podcast: https://creators.spotify.com/pod/show/thefinancialmirrorIf you are in need of a Financial Coach, don’t waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/#InvestInYourself #PersonalFinance #FinancialEmpowerment #financialfreedom #finance #money #investing #financialliteracy #financialindependence #budgeting #debtfreecommunity #financialplanning #debtfree #financialeducation #wealth #financetips #budget #investment #entrepreneur #moneymanagement #moneytips #stockmarket #financialgoals #invest #savings #moneymindset #savingmoney #success #inflation #isinflationover #economy2025 #coreinflation #cpi2025 #costofliving #economicupdate #fedinterestrates #budgetingtips #recessionproof #inflationexplained #usinflationrate #investsmart #economicrecovery #federalreserve

If you’ve ever heard “My grandparents bought for $8,000!” and thought “I’ll never catch up,” this episode is for you. We break down buying power—how inflation, income, interest rates, taxes, insurance, and housing supply determine what you can really afford. You’ll see why the home price-to-income ratio jumped from ~3.5× to ~5×, why down payments feel heavier, how the rate-lock effect is choking inventory, and—most importantly—how to build a practical plan in today’s market.You’ll learn: • How to translate old prices into today’s dollars correctly • Why monthly PITI beats sticker price comparisons • What changed since 2020—and since 1960 • Real-world strategies to lower your payment, expand your search, and buy (or rent) without wrecking your futureThis is a direct, no-fluff guide to housing affordability in 2025 for first-time buyers, renters, and anyone interested in real estate. If you want clarity, confidence, and a plan, watch to the end and grab the resources below.Subscribe to the channel for more empowering content on personal finance, investing, and self-improvement. Don't miss out on the opportunity to unlock your true financial potential and live a life of abundance. It's time to invest in yourself and create the future you deserve!Articles:o https://www.fidelity.com/learning-center/smart-money/average-salary-in-uso https://www.americanprogress.org/article/americans-wages-are-higher-than-they-have-ever-been-and-employment-is-near-its-all-time-high/o https://www.bankrate.com/mortgages/historical-mortgage-rates/o https://finance.yahoo.com/news/average-home-cost-were-born-180001011.htmlo https://ushistoryscene.com/article/levittown/**Support the Stream By Shopping at Our Store** Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop YouTube: https://www.youtube.com/@thefinancialmirrorRumble: https://rumble.com/TheFinancialMirrorFacebook: https://www.facebook.com/thefinancialmirr0rX: https://twitter.com/financialmirr0rInstagram: https://www.instagram.com/thefinancialmirror/Podcast: https://creators.spotify.com/pod/show/thefinancialmirrorIf you are in need of a Financial Coach, don’t waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/#InvestInYourself #PersonalFinance #FinancialEmpowerment #financialfreedom #finance #money #investing #financialliteracy #financialindependence #budgeting #debtfreecommunity #financialplanning #debtfree #financialeducation #debtfreejourney #wealth #financetips #business #budget #investment #entrepreneur #moneymanagement #moneytips #stockmarket #financialgoals #invest #motivation #debt #savings #moneymindset #savingmoney #success #realestate #housingmarket #homebuying #mortgagerates #inflation #homeownership #costofliving #affordablehousing #economy #wealthbuilding #budgetingtips #firsttimehomebuyer #housingcrisis #americanDream

Is the government holding YOUR money right now without you knowing it?Across the U.S., states are holding over $70 billion in unclaimed money—and much of it belongs to everyday people just like you. This could be old paychecks, closed bank accounts, insurance payouts, utility deposits, tax refunds, or even forgotten savings bonds.The shocking truth: 1 in 7 Americans has unclaimed property, and the average claim is over $2,000. Most people never check—leaving their money to sit untouched for years.In this video, I’ll show you: ✅ How to check MissingMoney.com and state databases for your unclaimed money ✅ Which federal databases to search (IRS refunds, VA, PBGC pensions, HUD refunds, FDIC, TreasuryHunt) ✅ The exact steps to file a claim for free ✅ How to avoid scams and fake “money finders” ✅ A personal story of how my wife claimed her forgotten final paycheckDon’t leave money on the table. Take action today—you could be sitting on a surprise financial windfall that’s already yours.💰 Check now at: MissingMoney.como National Association of Unclaimed Property Administrators (NAUPA) – https://unclaimed.orgo U.S. Government (USAGov Unclaimed Money Page) – https://www.usa.gov/unclaimed-moneyo CNBC report: States have $70 billion in unclaimed assets (Sarah O’Brien) - https://www.cnbc.com/2023/02/01/how-to-check-if-youre-owed-a-share-of-70-billion-in-unclaimed-assetsSubscribe to the channel for more empowering content on personal finance, investing, and self-improvement. Don't miss out on the opportunity to unlock your true financial potential and live a life of abundance. It's time to invest in yourself and create the future you deserve!**Support the Stream By Shopping at Our Store** Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop YouTube: https://www.youtube.com/@thefinancialmirrorRumble: https://rumble.com/TheFinancialMirrorFacebook: https://www.facebook.com/thefinancialmirr0rX: https://twitter.com/financialmirr0rInstagram: https://www.instagram.com/thefinancialmirror/Podcast: https://creators.spotify.com/pod/show/thefinancialmirrorIf you are in need of a Financial Coach, don’t waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/#investinyourself #financialempowerment #personalfinance #financialfreedom #finance #money #investing #financialliteracy #financialindependence #budgeting #debtfreecommunity #financialplanning #debtfree #financialeducation #debtfreejourney #wealth #financetips #business #budget #investment #entrepreneur #moneymanagement #moneytips #stockmarket #financialgoals #invest #motivation #debt #savings #moneymindset #savingmoney #success #unclaimedmoney #missingmoney #savemoney #moneyhacks

Most people think managing money is about logic, math, and perfect strategy. But if that were true, wouldn’t more people be financially free? In this episode, we explore why success with money is 90% emotional and only 10% mathematical.You’ll discover why emotional decisions like spending your tax refund or skipping your savings plan aren’t just bad luck — they’re predictable. Because money is about behavior, not equations.Whether you're trying to build wealth, stop emotional spending, or just get started investing, this episode will help you reframe how you think about financial success.Learn why chasing the mathematically “best” plan often leads to failure, and how aligning your money with your emotions leads to consistent, lasting growth.Subscribe to the channel for more empowering content on personal finance, investing, and self-improvement. Don't miss out on the opportunity to unlock your true financial potential and live a life of abundance. It's time to invest in yourself and create the future you deserve!**Support the Stream By Shopping at Our Store** Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop YouTube: https://www.youtube.com/@thefinancialmirrorRumble: https://rumble.com/TheFinancialMirrorFacebook: https://www.facebook.com/thefinancialmirr0rX: https://twitter.com/financialmirr0rInstagram: https://www.instagram.com/thefinancialmirror/Podcast: https://creators.spotify.com/pod/show/thefinancialmirrorIf you are in need of a Financial Coach, don’t waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/#MoneyMindset #FinancialFreedom #PersonalFinance #BudgetingTips #MoneyMatters #WealthBuilding #FinancialEducation #InvestingTips #MoneyMotivation #EmotionalSpending #FinancialSuccess #MoneyGoals #SmartMoneyMoves #MoneyWisdom #FinanceTips #BehavioralFinance #MoneyHabits #EmotionalIntelligence #FinancialPlanning #RichLife

Are you buried in debt and can’t seem to gain momentum? Discover the powerful method backed by science and endorsed by financial experts: the Debt Snowball Method. In this episode, we break down why paying off your smallest debts first — even if it’s not mathematically optimal — is the most effective strategy to finally eliminate debt.With insights from Dave Ramsey’s proven 7 Baby Steps and groundbreaking research from Northwestern University’s Kellogg School of Management, we unpack how small victories build massive momentum. You’ll learn the psychology of motivation, compare Debt Snowball vs. Avalanche, and get a step-by-step blueprint to crush your debt — starting today.Subscribe to the channel for more empowering content on personal finance, investing, and self-improvement. Don't miss out on the opportunity to unlock your true financial potential and live a life of abundance. It's time to invest in yourself and create the future you deserve!**Support the Stream By Shopping at Our Store** Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop YouTube: https://www.youtube.com/@thefinancialmirrorRumble: https://rumble.com/TheFinancialMirrorFacebook: https://www.facebook.com/thefinancialmirr0rX: https://twitter.com/financialmirr0rInstagram: https://www.instagram.com/thefinancialmirror/Podcast: https://creators.spotify.com/pod/show/thefinancialmirrorIf you are in need of a Financial Coach, don’t waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/#DebtSnowball #DebtFreeJourney #DebtPayoff #PayOffDebt #DaveRamsey #SnowballMethod #CrushDebt #DebtFree #Budgeting #PersonalFinance #FinancialFreedom #MoneyMindset #FinancialLiteracy #MoneyMotivation #SmartMoneyMove

Do you feel like your paycheck doesn’t stretch as far as it used to? You’re not alone — and you’re not wrong.The truth is, you're probably making more than you did five years ago — and yet, you feel poorer. That’s not a budgeting issue. That’s inflation at work. In this video, we break down how $100,000 in 2020 is equivalent to $125,000 in 2025, and why a typical 3% raise leaves you $10,000 short of the buying power you need.You’ll learn:Why your money feels like it’s evaporatingHow inflation has outpaced most salariesThe myth of the “cost-of-living” raiseWhat you can actually do to fight backIf your finances feel tight even though you’re earning more — you’re not broken. The system is.But here’s the good news: you can still control how you earn, spend, and grow wealth. This episode is your wake-up call.Subscribe for more brutally honest breakdowns on money, freedom, and the hidden forces shaping your future.**Support the Stream By Shopping at Our Store** Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop YouTube: https://www.youtube.com/@thefinancialmirrorRumble: https://rumble.com/TheFinancialMirrorFacebook: https://www.facebook.com/thefinancialmirr0rX: https://twitter.com/financialmirr0rInstagram: https://www.instagram.com/thefinancialmirror/Podcast: https://creators.spotify.com/pod/show/thefinancialmirrorIf you are in need of a Financial Coach, don’t waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/#InvestInYourself #PersonalFinance #FinancialEmpowerment #personalfinance #financialfreedom #finance #money #investing #financialliteracy #financialindependence #budgeting #debtfreecommunity #financialplanning #debtfree #financialeducation #debtfreejourney #wealth #financetips #business #budget #investment #inflation #costofliving #feelbroke #personalfinance #moneymatters #budgetingtips #financialfreedom #cpi #economictruth #3percentraise #moneytalk #financialliteracy #inflation2025 #recessionready #wagegap #salaryvsinflation #beatinflation #smartmoney #paycheckpower #budgetpressure

Thinking about co-signing a loan for a friend or family member? Stop and watch this first.In this episode, we reveal the harsh truth behind co-signing — why it's one of the most financially dangerous decisions you can make, no matter how much you love or trust someone. You'll learn what really happens when you co-sign a loan, hear true stories of financial ruin, and understand the long-term emotional and legal consequences.Most people believe they're just “helping” someone get approved. But co-signing makes YOU fully responsible for the debt. If the borrower misses payments or defaults, your credit score tanks — and your relationship may not survive either.This is a must-watch for parents, partners, and anyone pressured to “just sign here.” We’ll also give you smarter alternatives to support someone financially without tying your name to their loan.Learn the risksProtect your creditSet healthy financial boundariesDon’t co-sign until you know the facts. Protect your peace, your finances, and your future.Subscribe for honest money talk, smart financial strategies, and the tough lessons no one teaches.**Support the Stream By Shopping at Our Store** Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop YouTube: https://www.youtube.com/@thefinancialmirrorRumble: https://rumble.com/TheFinancialMirrorFacebook: https://www.facebook.com/thefinancialmirr0rX: https://twitter.com/financialmirr0rInstagram: https://www.instagram.com/thefinancialmirror/Podcast: https://creators.spotify.com/pod/show/thefinancialmirrorIf you are in need of a Financial Coach, don’t waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/#CoSignLoan #NeverCoSign #StopCoSigning #CreditScore #LoanMistakes #PersonalFinance #FinancialFreedom #MoneyTips #DebtFreeJourney #Budgeting #SmartMoneyMoves #FinancialAdvice #MoneyHelp #ProtectYourCredit #FinanceTips #MoneyMatters #CreditScoreHelp #FinancialEducation #FinancialWellness #FamilyFinances

Are you really on track to retire a millionaire — or is that just a dream? In this powerful episode, we break down why becoming a millionaire is more achievable than ever, even on a modest income. Inspired by Dave Ramsey’s bold challenge to Americans under 40, we dive into the real math behind retiring with over $1 million — or even $11.6 million — by age 65.You’ll learn the compound growth strategies that work, even if you're starting small. We’ll walk through the difference between investing $100 vs $1,000/month, the best habits of real-life millionaires, and what separates those who build wealth from those who never quite get there.Whether you’re 25 or 45, it’s not too late to start building your financial future. We’ll show you how to leverage time, automate your investing, and avoid common money mistakes that drain your wealth potential. Plus, you'll hear wisdom from dozens of self-made millionaires on how they did it — and how you can too.This isn't hype. This is your millionaire blueprint.Start small. Stay consistent. Build wealth for life.Like, subscribe, and comment below:What’s your wealth goal in the next 10 years?**Support the Stream By Shopping at Our Store** Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop YouTube: https://www.youtube.com/@thefinancialmirrorRumble: https://rumble.com/TheFinancialMirrorFacebook: https://www.facebook.com/thefinancialmirr0rX: https://twitter.com/financialmirr0rInstagram: https://www.instagram.com/thefinancialmirror/Podcast: https://creators.spotify.com/pod/show/thefinancialmirrorIf you are in need of a Financial Coach, don’t waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/#MoneyMindset #FinancialIndependence #InvestingTips #SaveToInvest #RetireWealthy #MillionaireHabits #FinancePodcast #DaveRamseyInspired #FinancialGoals #FIREmovement #BuildWealth #RichOnPurpose #MoneyTalks #BudgetBetter #SmartInvesting

Wondering how much house you can actually afford? Forget what the bank tells you. Lenders base your mortgage approval on outdated debt-to-income ratios that ignore your real life—and that’s exactly how people end up house-poor. In this video, we break down the most accurate and financially sustainable way to calculate home affordability using a smarter method: the 25% rule.Instead of relying on gross income or bank pre-approvals, we show you how to determine your home buying budget based on take-home pay—the money that actually hits your bank account. Our rule of thumb: Your monthly mortgage payment, PMI, homeowner's insurance, and HOA fees should never exceed 25% of your net income. This ensures you still have room for retirement savings, emergencies, vacations, and everyday living—without sacrificing your future.We’ll walk you through:o Why traditional mortgage advice is flawedo The hidden dangers of lender-approved debt ratioso The full breakdown of housing costs (and which ones matter most)o How to budget for maintenance, taxes, and unpredictable repairso A real-world case study to show how this plays out in actual numberso Whether you should buy at all—or if renting and investing might be the better moveWhether you're a first-time homebuyer, someone relocating, or trying to figure out if it’s finally time to stop renting, this episode gives you real numbers, honest insights, and zero sales fluff.Ready to stop guessing and start planning? Check out this episode before you make a home-buying decision that locks up your income for decades.Don’t become house-poor. Buy smart. Live free.**Support the Stream By Shopping at Our Store** Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop YouTube: https://www.youtube.com/@thefinancialmirrorRumble: https://rumble.com/TheFinancialMirrorFacebook: https://www.facebook.com/thefinancialmirr0rX: https://twitter.com/financialmirr0rInstagram: https://www.instagram.com/thefinancialmirror/Podcast: https://creators.spotify.com/pod/show/thefinancialmirrorIf you are in need of a Financial Coach, don’t waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/#InvestInYourself #PersonalFinance #FinancialEmpowerment #personalfinance #financialfreedom #finance #money #investing #financialliteracy #financialindependence #budgeting #debtfreecommunity #financialplanning #debtfree #financialeducation #debtfreejourney #wealth #financetips #business #budget #investment #entrepreneur #moneymanagement #moneytips #stockmarket #financialgoals #invest #motivation #debt #savings #moneymindset #savingmoney #success

Think you need 20% down to buy a house? Think again. That outdated myth might be the reason you’re still renting. In this video, we break down exactly how your down payment affects the maximum home price you can afford, based on your budget, not someone else’s rulebook.We walk through real mortgage math, using $1,500/month as our housing budget and today’s interest rates to show you what buyers with 20%, 10%, or 5% down can actually afford, including property taxes, insurance, and HOA dues.Whether you're a first-time homebuyer, a millennial trying to break into the market, or just tired of saving toward an arbitrary number, this episode gives you clarity on:How much house can you afford at different down payment levelsWhy aiming for a 20% down payment isn't always necessaryHow lenders calculate what you can qualify forWhat to do if your current savings don’t match the home you wantHow to plan your next steps in a high-rate, high-price housing marketThis is a no-fluff, numbers-based breakdown for real people who want real answers. If you’re buying a home in 2025, this is the episode you need to watch before setting your savings goal.Subscribe to the channel for more empowering content on personal finance, investing, and self-improvement. Don't miss out on the opportunity to unlock your true financial potential and live a life of abundance. It's time to invest in yourself and create the future you deserve!**Support the Stream By Shopping at Our Store** Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop YouTube: https://www.youtube.com/@thefinancialmirrorRumble: https://rumble.com/TheFinancialMirrorFacebook: https://www.facebook.com/thefinancialmirr0rX: https://twitter.com/financialmirr0rInstagram: https://www.instagram.com/thefinancialmirror/Podcast: https://creators.spotify.com/pod/show/thefinancialmirrorIf you are in need of a Financial Coach, don’t waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/#InvestInYourself #PersonalFinance #FinancialEmpowerment #personalfinance #financialfreedom #finance #money #investing #financialliteracy #financialindependence #budgeting #debtfreecommunity #financialplanning #debtfree #financialeducation #debtfreejourney #wealth #financetips #business #budget #investment #entrepreneur #moneymanagement #moneytips #stockmarket #financialgoals #invest #motivation #debt #savings #moneymindset #savingmoney #success

Money and dating: a modern love story—or a total red flag? In this episode, we unpack what really happens when love meets financial baggage. Would you date someone with $20,000 in credit card debt? What about $1,000? A new survey shows that for many, money matters a lot more than they admit. From red flags to green lights, financial honesty, and dealbreaker debt, we're digging into how finances affect dating in 2025—and what you can do to date smarter.o How much debt is too much in a relationshipo Why Gen Z is more financially selective in datingo Real signs of financial compatibility (it's not about income)o How to talk about money without killing the moodDrop a comment: What’s your biggest financial red flag or green flag in dating?Subscribe for weekly episodes on love, money, mindset, and modern life.Survey: https://www.nerdwallet.com/article/finance/data-undateable-debt**Support the Stream By Shopping at Our Store** Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop YouTube: https://www.youtube.com/@thefinancialmirrorRumble: https://rumble.com/TheFinancialMirrorFacebook: https://www.facebook.com/thefinancialmirr0rX: https://twitter.com/financialmirr0rInstagram: https://www.instagram.com/thefinancialmirror/Podcast: https://creators.spotify.com/pod/show/thefinancialmirrorIf you are in need of a Financial Coach, don’t waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/#DatingAdvice #MoneyTalks #LoveAndMoney #RelationshipAdvice #FinanceTips #RedFlags #GreenFlags #MillennialDating #GenZDating #ModernLove #PersonalFinance #DatingAndDebt #CouplesAndMoney #BudgetingTips #CreditCardDebt #FinancialFreedom #EmotionalIntelligence