What does retirement look like, once you are on the other side of your working life? Australia's market leading Annuity provider - Challenger Limited wanted to better understand what makes a happy retirement. In 2024, it undertook consumer research amongst its own customers and also the wider public and has summarised these findings in the "Challenger Retirement Happiness Index" Carly O'Keefe (GM of Marketing at Challenger) joins us to discuss these valuable insights into the retirement years and that various elements that contribute to happiness. Retirement Happiness Indexhttps://bit.ly/3C4OmQl Challenger Limitedhttps://www.challenger.com.au/
Vanguard Australia recently produced the report "How Australia Retires". A study exploring Australians' attitudes towards retirement and how they feel about this phase of life. Vanguard's Head of Superannuation, Shannon Nutter, joined Tim to discuss the key findings of the report. Additionally they discussed the launch of Vanguard Super and the diverse retirement needs of Australian's. How Australia Retires report: https://rb.gy/l5381
Andrew Rutter is the author of "My Future's So Bright I Gotta Wear Shares". Andrew wrote the book after going through his own transition to retirement, finding that there was a scarcity of resources that were well aligned with Australian attitudes to lifestyle planning. Whilst Andrew injects a fun element into our discussion, we talked about vital and importance aspects to planning your retirement such as - defining your purpose, creating a roadmap to achieve your dreams and the importance of goal setting and maintaining good habits. The book is a practical workbook including 18 fun but life changing exercises, a signature Goal Setting tool, Planning checklists and Bucket List ideas designed and built for those seeking to live their best life in Retirement. Ruttsy's Website: https://www.ruttsy.com.au/ https://www.linkedin.com/in/andrew-rutter-24390a38/
We are back! And can't wait to launch our "Plan Your Retirement Series". This week Tim discusses the components that go into a good retirement plan. Of course, these components are both FINANCIAL and NON-FINANCIAL and over the next 12 weeks we will tackle these areas in detail.
Over the past 118 episodes we have chatted to some amazing guests and we have 'cherry- picked' the highlights from our favourite interviews, brining a different theme each week. This week, our theme is "Your Children - Financial Resilience & Investing" A significant portion of a child's money beliefs are basically formed by the age of 7. What can parents of younger and older children do to help their children develop a healthy and empowered relationship with money? Karen Eley is a Financial Coach from Women Talking Finance. Karen's wonderful insights on this topic will provide your family with some valuable tools. Want to give your child a head start in life? Do you have funds already saved but wonder if you could get these funds to work a little harder? An Investment Bond is well suited to the purpose of giving your child a financial head start. Whilst you need to have a long investment horizon (ideally 10 years), an Investment Bond is well suited to the purpose of giving your child a financial head start. We chat with Laura Salsbury from Generation Life to gain an better insight into how the Investment Bond works.
Over the past 117 episodes we have chatted to some amazing guests and we have cherry picked the highlights from our favourite interviews, brining a different theme each week. This week, our theme is "Your Health & Wellbeing". At this time of year we tend to reflect on how we finished the previous year. How would you rate your own physical, mental, emotional and social health? The truth is there is so much we can do to take control of our own Health & Wellbeing. But it does require us to be intentional with our time and activities. During 2022, there were 2 wonderful guests who mapped out some really valuable insights and tips regarding our own Wellbeing. Sasha Carey from AIA Vitality and Jay Pottenger from EQ Minds. We guarantee you will be able to take a few or many tips from these interviews to put into practice in 2023. https://www.linkedin.com/in/sasha-mundy-carey-9b8682114/ https://www.linkedin.com/in/jaypottenger/
Over the past 116 episodes we have chatted to some amazing guests and we have cherry picked the highlights from our favourite interviews, brining a different theme each week. This week, our theme is "Why set goals?" Goals are touted constantly as the saviour to giving us purpose and keeping us on track. We 'go back to basics' on Goals and Goal Setting. Why set goals in the first place? Why do goals need to be personal? What does a good goal look like? Simon Chodziesner is a Facilitator and Performance Coach and works with businesses and individuals to help them articulate their vision and create actionable steps to achieve it. We also discussed Simon's running achievement from 2015 - running the length of Ireland - yes, the country - 570km in 18 days. Tim discusses the 7 conditions needed to achieve "Your Flow"
Over the past 115 episodes we have chatted to some amazing guests and we have cherry picked the highlights from our favourite interviews, bringing a different theme each week. This week, our theme is "Who are you?" When setting out to make 'big picture life plans', it can be difficult to confront big questions like, "who am I?", "what is my purpose?", "how do I want to feel?" Our guest interviews include: Amanda McMillan - Wellineux Founder & CEO, Hector Garcia - Author of international best seller 'Ikigai' Shannah Kennedy - Executive Life Coach and prolific Author Amanda LinkedIn https://bit.ly/3BDP03X Hector LinkedIn https://bit.ly/3FSI9q1 Shannah Kennedy https://bit.ly/3FsWyrC
Welcome to a 4-part series that delves into each of the four Life Insurance products - Death Cover, Total & Permanent Disability, Income Protection and Trauma insurance. This week our topic is Life Cover Insurance. Financial adviser, Cameron Peck from Safeguard Life explained the importance of making an informed and deliberate decision about Life Cover. Cameron discussed the various factors to consider when assessing how much Life Cover is required as well as the options on how you can pay for the insurance. Safeguard Life website http://bit.ly/3uJ9UuT https://www.linkedin.com/in/cameronpeck1/
Welcome to a 4-part series that delves into each of the four Life Insurance products - Death Cover, Total & Permanent Disability, Income Protection and Trauma insurance. This week our topic is Total & Permanent Disability Insurance. Financial adviser, Phil Thompson from Syke Wealth explained the various definitions of TPD, how we helps his clients claculate what they need and some real life examples of how TPD will help his clients. Adam Crabbe from Zurich provided some excellent insights along with some examples about how the important role of TPD. Skye Wealth https://www.skye.com.au/ Connect with Phil https://www.linkedin.com/in/philjthommo/ Zurich https://bit.ly/3XQUe66 Connect with Adam https://www.linkedin.com/in/adamcrabbe/
Welcome to a 4-part series that delves into each of the four Life Insurance products - Death Cover, Total & Permanent Disability, Income Protection and Trauma insurance. This week our topic is Income Protection Insurance. Financial adviser, Clinton Teitz from FCA Financial us really valuable insights into the definition and role of Income Protection insurance in addition to some real life examples of how it helped his clients. Robert Powell from TAL steps in to provide the key statistics relating to claims paid on Income Protection insurance FCA Financial https://bit.ly/3g7Ctyi TAL https://www.tal.com.au/ Connect with Clinton Teitz https://www.linkedin.com/in/clinton-teitz-33390414/
Welcome to a 4-part series that delves into each of the four Life Insurance products - Death Cover, Total & Permanent Disability, Income Protection and Trauma insurance. This week our topic is Trauma Insurance. Financial adviser, Jodie Douglas from Mad About Life gives us a fantastic insight into the definition and role of Trauma insurance in addition to some real life examples of how it helped her clients. John Giannikos from AIA steps in to provide the key statistics relating to claims paid on Trauma insurance. https://www.linkedin.com/in/john-giannikos/ Mad About Life https://bit.ly/3WI2y7x AIA Australia https://www.aia.com.au/ Connect with Jodie: https://www.linkedin.com/in/jodie-douglas-b0247946/
The recent data breaches at Optus and Medibank have brought our potential Cyber vulnerabilities into the spotlight. Earlier this year, Tim interviewed Fraser Jack, from the Cyber Collective and discussed the actions that we need to take to ensure that we reduce the risk of a Cyber attack in the home. Phishing - how to recognise and react. What 'not to do' on Social Media Risks with disposing of old computers Improving the safety of Internet Use Response Plan - steps if you suffer a Ransomware attack The Cyber Collective https://www.thecybercollective.com.au/ Response Steps for Ransomware Attack https://bit.ly/3AIDLrt Connect with Fraser Jack: https://www.linkedin.com/in/fraserjack123/
3 in 5 Australians say they care deeply about environmental issues, yet only 1 in 5 hold responsible investments. One possible reason for this misalignment is that many people don't understand Ethical investment. Also, they may not know how to measure their Super fund against their OWN ethical values. This week we define Ethical Investing, provides some really interesting insights on how the Australian population view Ethical Investment and explore tools that can help you measure Super Funds against your values. Ethos ESG / Aspire - Impact Assessment https://bit.ly/3TyRHuv Responsible Returns https://bit.ly/3oMwTTc Netwealth https://www.netwealth.com.au/web
Thanks for joining along with us the past 4 weeks of the 30-Day Savings Challenge. This week Tim & Karen talk to two of our Money Mentees - Sophie & Shannan. They tell us how they found the process, the challenges and the wins. Sophie and Shannan also tell us what they loved about the challenge and what they’ve taken away and achieved.
Measuring your savings progress is a vital component of you plan. This is a process of Measure, Manage, Adjust, Repeat! This week Karen and Tim discuss how frequently you should measure your progress, how to bring some fun and engagement to your progress meetings and how to deal with 'slip ups'.
This week Tim and Karen tackle the topic of how to bridge the gap between where you are today and where you want to be tomorrow. If you have worked through the exercises in the initial 2 episodes, you will have established your cashflow surplus or deficit. It is now time to start putting that surplus to work - building toward your goals. Karen explores 5 common 'money blocks' that many people possess, Financial Fears. We have discuss two fantastic exercises: - Mental Contrasting Exercise - Quiz - What is your Money Type? Week 3 Exercises https://bit.ly/3M3V9L3 Take Money Type Quiz https://bit.ly/2QA29qn
In week 2 of our 30-Day Savings challenge, we help you get clear on where you are today, financially, and learn the money metrics to measure your financial health. How much do you actually spend? This week we help you 'get real' on this figure. Karen discusses the importance of measuring and tracking your Net Worth and how to do this. Tim & Karen discuss their different approaches to cashflow measurement and implementation. We provide you with resources to measure your Spending and your Net Worth Karen's Cashflow Calculator https://bit.ly/3BQ0mCH Tim's Budget Planner https://bit.ly/3Sh0zEl Our Money & Wealth Planner https://bit.ly/3QQg8Bt https://www.linkedin.com/in/karen-eley-womentalkingfinance/
Money needs direction and purpose. Knowing what you value and being intentional about how you want to live your life and align your money is one of the first steps to taking control over your money. In week 1 of the 30 Day Savings Challenge, Karen & Tim discuss the importance of having a very strong foundation for your goals. Karen explores how to get in touch with the Values that are most important to you via a wonderful Values Exercise. Tim runs through a series of thought prompters to help you build a Vision and articulate your future Dreams. Vision, Values & Wheel of Life Exercise https://bit.ly/3BdXe36 Linkedin https://www.linkedin.com/in/karen-eley-womentalkingfinance/ https://www.linkedin.com/in/henrytim/ Women Talking Finance Website https://bit.ly/3gI0bz0 Aspire Planning Website https://bit.ly/3n2OEfj
They say that 'your focus determines your reality'. Our modern existence is full of distractions such as smart phones, emails, phone calls and unproductive meetings. Do you feel focused on the things you need to achieve? Jay Pottenger from EQ Minds discusses 'How to Focus to be more Productive'. Jay Pottenger, General Manager at EQ Minds Jay is a speaker and General Manager at EQ Minds. For 15 years, he worked with companies such as Westpac and Deutsche Bank across various business development and leadership roles. Since joining EQ Minds in 2019 he has worked with high-profile clients including eBay, Estee Lauder, Woolworths and IAG. EQ MINDS was created to educate and empower people to prioritise and care for their mental health. EQ MINDS has become a destination frequented by many busy minds seeking out tools and resources to bring calm, nourish the mind and optimise mental health and wellbeing to improve quality of life. EQ Minds Website https://www.eqminds.com/ https://www.linkedin.com/in/jaypottenger/