In this episode, I’m going to answer a question that’s on everyone’s mind: which HMO strategy is best—students, professionals, or social HMOs? If you’ve saved up your hard-earned money and are ready to invest in HMOs, you probably want to know where you’ll get the best returns, which strategy works best, and how you can scale your investment.So, where should you put your money for the best results?Today, we’re going to look at this question, and I’ll give you the best advice I can. But fair w...
What’s holding you back from building the HMO business you want, and more importantly, what are you doing about it?In this episode, I’m revisiting one of my most downloaded and valuable episodes, packed with insights to help you overcome key obstacles in building your property business.I’ll share seven ideas that can help clear some of the biggest, yet easiest-to-overcome challenges. It’s hard to see the full picture when you're in the thick of it, but get these right, and 2025 could be the y...
Happy New Year! It’s officially 2025, and in today’s episode, we’re going to look at some predictions and key trends for the year ahead.We’ll talk about property values, the overall economy, and the rental market. I’ll also highlight some risks and opportunities that could impact us as HMO investors.There’s a lot to cover, but I think this is an important episode and a great way to kick off the year. I’m really excited to see what our community will achieve in the property market—and especial...
Wishing you and your family a very Merry Christmas!In this episode, I’m revisiting what I consider one of the most valuable I’ve ever recorded. I’ll be sharing my proven five-step system for building and scaling a sustainable HMO property business.The truth is, it’s not hard to find a good HMO and make some profit. But to do this consistently, and scale it into a business that gives you time, freedom, and flexibility—that takes a process. I’ve been refining this system for nearly 15 years, an...
Have we hit the goals we set ourselves back in January? Have we smashed those targets, or have we fallen short?It’s become a bit of a tradition on this podcast for me to break down my goals and share exactly how I’ve done against the targets I set. I really enjoy these episodes because, not only is it part of the accountability process, but it’s also a great way to keep things completely honest and transparent with you.Social media—Instagram, Facebook, and the like—often turns into a highligh...
In this episode, I'm on the other side of the mic. I recently joined Jerry Alexander on The Commercial Property Investors Podcast, and we had a great conversation. I shared my journey, starting with HMOs, building property businesses, and progressing to buying commercial properties and undertaking bigger and better projects. We also discussed the ups and downs of buying, selling, and investing in property.Topics covered in this episode:02:23 How Andy’s Passion for Property Started08:36 Experi...
In this episode, I’m going to talk about guarantors and why I think they can be a great solution to many of the challenges you might face when managing HMO properties. I know not everyone agrees with me but in this episode, I’ll be sharing some thoughts from our community, as well as my own opinion. I’ll also give you the information you need to make the best decision for your business. If you’re managing tenants or HMOs, this is definitely an episode you’ll want to stick around for.&nbs...
In today’s episode, I’m thrilled to welcome back Mike Clay of Clay Properties. For those of you who follow my work, you’ll know that Mike is not only a great friend, but also one of my business partners. In fact, Mike has become a bit of a regular on the show!Today, I’ve brought Mike back to talk about something very specific—raising private finance. This is a key strategy that has played a huge role in how Mike has rapidly and successfully built his HMO property business. It's also something...
In this episode, I’m excited to catch you up on what’s been happening in my businesses over the past couple of months. I’m a big believer in starting with the end in mind, and while setting goals and targets for your business is key, I think it’s just as important to have goals and dreams outside of business too—those are the real reasons we build businesses in the first place.So, I’ll share some updates from my businesses, plus a peek into my personal life. I’ll talk about the challenge...
In this episode, I’m joined once again by our expert mortgage broker, Ellie Broadhurst, to discuss Rachel Reeves' recent "doom budget" and what it means for property investors. We’ll talk about the latest budget, its impact on the property market, and what lenders are saying about it.We’ll also break down the Bank of England’s recent decisions, how rising interest rates are affecting property investment, and what to expect moving forward. Plus, we’ll cover changes to stamp duty, new oppo...
In this episode, I want to talk about HMO maintenance. As an HMO investor and landlord, maintaining your properties is a big part of the job. It's something you’ll need to stay on top of for the long term. Good maintenance is key to keeping your business—and your HMOs—profitable. If you let it slide, it can quickly lower the value of your portfolio and undo all the hard work you’ve done finding great deals and refurbishing properties.I’ll also be sharing some insights from our community ...
Ready to build your business empire?In this episode, I’m excited to welcome Kane Andrews, a successful entrepreneur, property investor, and founder of Rockstar Property. We discuss his unique journey from musician to property investor and how he scaled his business using investor finance.Kane shares his expert insights on building a strong team, implementing effective systems, and navigating the challenges of property investment. Whether you’re a new investor or a seasoned pro, you won’t want...
In this episode, we’ll discuss the significant changes to the Renter's Rights Bill, particularly focusing on the amendments made by the Labour party - the abolition of Section 21 evictions, the introduction of rent controls, and the implications for landlords, especially those operating in the student housing market. Topics covered in this episode:03:05 - Key Amendments to the Renter's Rights Bill05:50 - Abolition of Section 21 Evictions09:00 - Rent Controls and Health Standards11:47 - E...
How do you scale a HMO business from 0 to 1,500 rooms?In this episode, I’m joined by Jordi Pasqualin, a former professional rugby player and now co-founder of BAM Capital. We talk about the unique business model of lease operators and discuss the challenges and misconceptions in the HMO industry.Jordi also shares his insights and experience on scaling the business through acquisitions, logical planning approaches, and the sacrifices made along the way to achieve success in the property market...
We're revisiting a classic from the vault—an episode that covers everything you need to know about stress testing your deals.I wanted to highlight this topic again because I've noticed a surge in questions from our community lately. This uptick is likely a result of rising prices, changing legislation, and a bit of market panic. Deals aren’t as profitable as they once were, and understandably, HMO property investors like you, want to plan effectively and ensure your deals are as strong a...
We’re celebrating the 4th anniversary of The HMO Podcast! Can you believe it?Over the years, I’ve learned so much—not just about podcasting, but about business as a whole.In this special episode, I want to take the opportunity to celebrate and reflect on those lessons, as many of them will be applicable to your own HMO property business.Join me as I share the most important insights I've gained over the past four years while building this part of my business. I believe these will be incredibl...
In this episode, I'm answering a question recently asked by one of our members in the HMO community. It was a great question that led to some interesting discussions, although people had different opinions.Steven asked how to go about buying an HMO with tenants in place that needs some cosmetic work. As you can imagine, the answer isn’t simple, and there were different views. If you’re thinking about buying an HMO yourself, whether it comes with tenants or you have the option to do so, t...
Curious about what’s been happening with my HMO businesses? In this episode, I’m excited to bring you up to speed on my HMO portfolio, development business, and trading groups. I’ll cover how I managed my HMO properties over the summer, share some special news, and talk about any challenges I've encountered with property deals. Plus, I’ll update you on my development projects and discuss the importance of community engagement and building partnerships. As I prepare for these up...
Can a magazine feature boost your HMO property business?In this episode, I'm excited to be joined by Sam Cooke, the owner and editor of Blue Bricks Property Magazine. Sam will be sharing his valuable insights on the current trends in the property market, the benefits of being featured in magazines and publications, and how you can secure a spot in these media outlets.If you’re looking to raise private finance, boost your opportunities, or connect with key people in the industry, this episode ...
Are you managing the finances for your property business effectively?In this episode, I’m going to share a simple but powerful tip to help you manage your property business finances. You might be wondering why this matters so much.Well, there are two big reasons. First, if you’re not keeping track of your finances, you can’t really measure how well your business is doing. Without that insight, you’re flying blind.Second, ignoring your finances can lead to a bunch of small problems that will e...