The Health Specialists Hub

In this episode William Buck, Business Advisory director Julie O'Reilly will answer all the commonly asked questions about Salary Packaging. Guests: Julie O'Reilly (profile)  All information is general in nature. It has been provided in good faith, without considering any personal circumstances, financial situation or needs. While all reasonable care has been taken to ensure that it is accurate and opinions fair and reasonable, no warranties are provided. Before acting consider if it is appropriate to your situation and consult an expert. Information is current as per day of publication. Subject to change without notice.

In these times, personal debt such as car loans, personal loans, and credit card debt can accumulate very quickly. However, this generally translates to a much longer time to pay them off. In this episode, Celine Fullwood and Monica Rayos will go through some strategies for managing your debt and paying it down sooner rather than later. Guests: Monica Rayos (profile) and Celine Fullwood (profile) All information is general in nature. It has been provided in good faith, without considering any personal circumstances, financial situation or needs. While all reasonable care has been taken to ensure that it is accurate and opinions fair and reasonable, no warranties are provided. Before acting consider if it is appropriate to your situation and consult an expert. Information is current as per day of publication. Subject to change without notice.

As junior doctors, most of you would have used a Higher Education Loan Program (HELP) loan to fund your university studies.  In this episode Katherine Nielsen and Alisha Lee will answer the most frequently asked questions about the loan. Guests: Alisha Lee (profile) and Katherine Nielsen (profile) All information is general in nature. It has been provided in good faith, without considering any personal circumstances, financial situation or needs. While all reasonable care has been taken to ensure that it is accurate and opinions fair and reasonable, no warranties are provided. Before acting consider if it is appropriate to your situation and consult an expert. Information is current as per day of publication. Subject to change without notice.

Raising a child and going back to work can be a challenging period in your life; in this episode Ben Manera and Katherine Nielsen will help demystify when and how much subsidy you can obtain when you enrol your children into Child Care. Guests: Ben Manera (profile) and Katherine Nielsen (profile) All information is general in nature. It has been provided in good faith, without considering any personal circumstances, financial situation or needs. While all reasonable care has been taken to ensure that it is accurate and opinions fair and reasonable, no warranties are provided. Before acting consider if it is appropriate to your situation and consult an expert. Information is current as per day of publication. Subject to change without notice.

Do you have questions on how your income tax is calculated? Do all the rates and percentages get you confused this time of the year? In this Episode, Jade Pang and Camilla Falkowski will discuss all tax basic information so you can understand better your finances. Guests: Jade Pang (profile) and Camilla Falkowski (profile) All information is general in nature. It has been provided in good faith, without considering any personal circumstances, financial situation or needs. While all reasonable care has been taken to ensure that it is accurate and opinions fair and reasonable, no warranties are provided. Before acting consider if it is appropriate to your situation and consult an expert. Information is current as per day of publication. Subject to change without notice.

It’s time to take an in-depth look at tax deduction opportunities that you may be missing in relation to your home office. In this episode Ben Manera and Alisha Lee will consider the ability to claim home office running expenses and occupancy expenses. Guests: Ben Manera (profile) and Alisha Lee All information is general in nature. It has been provided in good faith, without considering any personal circumstances, financial situation or needs. While all reasonable care has been taken to ensure that it is accurate and opinions fair and reasonable, no warranties are provided. Before acting consider if it is appropriate to your situation and consult an expert. Information is current as per day of publication. Subject to change without notice.  

In this episode William Buck, Business Advisory director Julie O'Reilly and Accountant Hannah Tregaskis will share some expert tips for the tax return period and discuss all the benefits of getting all your affairs in order sooner rather than later. Guests: Julie O'Reilly (profile) and Hannah Tregaskis (profile)  All information is general in nature. It has been provided in good faith, without considering any personal circumstances, financial situation or needs. While all reasonable care has been taken to ensure that it is accurate and opinions fair and reasonable, no warranties are provided. Before acting consider if it is appropriate to your situation and consult an expert. Information is current as per day of publication. Subject to change without notice.  

As the financial year begins to end, we start to reflect on the year that was and the year to come. For some, there are several key compliance issues to deal with prior to 30 June. For others, there are opportunities available to act to ensure the best possible result when tax time comes around. In this episode Celine Fulwood and Derek Le will dicuss all the benefits of Tax Planning. Guests: Derek Le (profile) Celine Fullwood (profile)  All information is general in nature. It has been provided in good faith, without considering any personal circumstances, financial situation or needs. While all reasonable care has been taken to ensure that it is accurate and opinions fair and reasonable, no warranties are provided. Before acting consider if it is appropriate to your situation and consult an expert. Information is current as per day of publication. Subject to change without notice.  

In this episode, Ben Manera and Monica Rayos will focus on how the insurances premiums work. Many people assume that insurance becomes pricier the older you get. These people would be correct. The likelihood of illness and injuries increases with age, therefore it is riskier to the insurer. People always get confused between Stepped and Level Premiums, so let us unpack this for you.  Guests: Ben Manera (profile) and Monica Rayos (profile)  Read full article HERE All information is general in nature. It has been provided in good faith, without considering any personal circumstances, financial situation or needs. While all reasonable care has been taken to ensure that it is accurate and opinions fair and reasonable, no warranties are provided. Before acting consider if it is appropriate to your situation and consult an expert. Information is current as per day of publication. Subject to change without notice.

Simply put, Income Protection insurance will replace a portion of your income - usually 75% - if you cannot work due to sickness or injury. The key definition here is "if you cannot work due to sickness or injury" – unemployment is not a claim condition. In this episode, Arpit and Arash will talk about the ins and outs of Income protection. Guests: Arpit Chhabra  (profile) and Arash Zamansani (profile)  Income Protection article - READ HERE All information is general in nature. It has been provided in good faith, without considering any personal circumstances, financial situation or needs. While all reasonable care has been taken to ensure that it is accurate and opinions fair and reasonable, no warranties are provided. Before acting consider if it is appropriate to your situation and consult an expert. Information is current as per day of publication. Subject to change without notice.

It's 2021, Tesla just injected a billion dollars into bitcoin and the meme currency Dogecoin actually took off. We are way past the discussion of Crypto’s being good or bad. All we know is, they’re here to stay. So, it’s a good idea to learn a bit about their taxation. In this episode, accountants Arpit Chhabra and Jacob Ward will discuss all you need to know about tax implications for Cryptocurrencies. Guests: Arpit Chhabra (profile) and Jacob Ward (profile)  All information is general in nature. It has been provided in good faith, without considering any personal circumstances, financial situation or needs. While all reasonable care has been taken to ensure that it is accurate and opinions fair and reasonable, no warranties are provided. Before acting consider if it is appropriate to your situation and consult an expert. Information is current as per day of publication. Subject to change without notice.

When purchasing an investment property, or any investment asset for that matter, you should always consider whether you are purchasing the asset in an appropriate structure. If the appropriate structure is not established from the start, it can end up costing you a fortune, and restructuring may not be a viable option. In this episode Manager Ben Manera and Accountant Katherine Nielsen will discuss everything you need to know about structures for investment. Guests: Ben Manera (profile) and Katherine Nielsen (profile)  All information is general in nature. It has been provided in good faith, without considering any personal circumstances, financial situation or needs. While all reasonable care has been taken to ensure that it is accurate and opinions fair and reasonable, no warranties are provided. Before acting consider if it is appropriate to your situation and consult an expert. Information is current as per day of publication. Subject to change without notice.

Ever thought of venturing on AirBNB for some extra income? Supervisor Derek Le and Accountant Celine Fullwood will discuss all of the tax implications of this type of activity. Listen to the full episode to find out everything you need to know when renting out your property. Guests: Celine Fullwood (profile) and Derek Le (profile)  All information is general in nature. It has been provided in good faith, without considering any personal circumstances, financial situation or needs. While all reasonable care has been taken to ensure that it is accurate and opinions fair and reasonable, no warranties are provided. Before acting consider if it is appropriate to your situation and consult an expert. Information is current as per day of publication. Subject to change without notice.

In this episode Accountant Celine Fullwood will ask a few questions to our guest Financial advisor Monica Rayos about how the superannuation guarantee opt-out for high income earners works and how you can benefit from it. Guests: Celine Fullwood (profile) and Monica Rayos (profile)  All information is general in nature. It has been provided in good faith, without considering any personal circumstances, financial situation or needs. While all reasonable care has been taken to ensure that it is accurate and opinions fair and reasonable, no warranties are provided. Before acting consider if it is appropriate to your situation and consult an expert. Information is current as per day of publication. Subject to change without notice.

Have you ever wondered whether the costs of conferences, seminars, and efforts at self-education are deductible? And what associated costs can you claim? There’s both good news and bad news. In this episode Jade Pang and Hannah Clarke will expand in all details about the topic. Guests: Jade Pang (profile) and Hannah Clarke (profile) All information is general in nature. It has been provided in good faith, without considering any personal circumstances, financial situation or needs. While all reasonable care has been taken to ensure that it is accurate and opinions fair and reasonable, no warranties are provided. Before acting consider if it is appropriate to your situation and consult an expert. Information is current as per day of publication. Subject to change without notice.

You just graduated as a Junior Doctor and started earning a new and upgraded income, what is the right way to plan and manage your new money? Director Julie O'Reilly answers all questions regarding that topic, listen to the full episode to learn all about it. Guests: Julie O'Reilly (profile)  All information is general in nature. It has been provided in good faith, without considering any personal circumstances, financial situation or needs. While all reasonable care has been taken to ensure that it is accurate and opinions fair and reasonable, no warranties are provided. Before acting consider if it is appropriate to your situation and consult an expert. Information is current as per day of publication. Subject to change without notice.

The core purpose for the ATO is to identify under-reporting of income – this is done by pulling together data sets and connecting the dots to create a big picture of each taxpayer’s position. In this episode Derek Le and Celine Fullwood will discuss the ATO’S new data mining process and explain more about how as more dots are collected, any data that is out of place will stand out like a sore thumb. Guests: Derek Le (profile) Celine Fullwood (profile)  All information is general in nature. It has been provided in good faith, without considering any personal circumstances, financial situation or needs. While all reasonable care has been taken to ensure that it is accurate and opinions fair and reasonable, no warranties are provided. Before acting consider if it is appropriate to your situation and consult an expert. Information is current as per day of publication. Subject to change without notice.

William Buck accountant Arpit Chhabra along with guest Arash Zamansani, Financial Planner at Hillross Financial services,  go through all the basics you need to know if you want to start investing in Shares Guests: Arpit Chhabra (profile) and Arash Zamansani (profile)

William Buck Manager Ben Manera, and Accountant Arpit Chhabra go through all you need to know about tax deduction for investment properties. Guests: Ben Manera (profile) Arpit Chhabra (profile) 

William Buck Business Advisory director Angela Jeffrey and guest Monica Rayos, Financial Planner at Hillross Financial services, discuss in-depth everything you need to know about Salary Packaging for Junior Doctors Guests: Angela Jeffrey (profile) and Monica Rayos (profile)