There's no shortcut to success, especially when it comes to financial success. Whether it is mastering the art of budgeting, making intentional spending and saving decisions, or relentlessly attacking your debt, achieving success with your money is a journey. But often times, couples let other factors derail their chances of success. In this episode, we're going to start putting the puzzle pieces together around what it takes to be successful with money. This isn't a earn more and spend less conversation, either. We're sharing real, tangible tactics that have a significant impact on your success...or lack thereof.What We'll Cover in this episode:• Who is responsible for your financial success• Why most goals you set probably aren't attainable• How to choose the right goals and not limit your ability to succeedThe Heart of Money is produced by Freedom Financial Coaching, where we help couples overcome their fear and frustration of managing their money so they can take complete control of their finances.Ready to take the next step? 1. Get Your Deep Dive Financial Audit2. Schedule a Free Discovery Call
Join me for the live, virtual Money Mastery Event on October 30-31. This hands-on workshop with help you and your spouse overcome your fears and frustrations around managing your money.Tickets available here.Debt payoff strategies, budgeting methods and savings goals are meaningless if you don't know your current financial status and situation. Because it's nearly impossible to know how to get from point A to point B if you don't know where to start.In this two-part series, we break down the 3 questions you must answer if you want to achieve financial freedom. They sound simple, and they are, but most couples struggle to answer them correctly on the first try.What We'll Cover in this episode:What steps to take once you know what your financial situation isHow to determine if your problem is an income shortage or expense overageWhat red flags to watch out for that could inhibit your financial progressThe Heart of Money is produced by Freedom Financial Coaching, where we help couples overcome their fear and frustration of managing their money so they can take complete control of their finances.Ready to take the next step? 1. Get Your Deep Dive Financial Audit2. Schedule a Free Discovery Call
Debt payoff strategies, budgeting methods and savings goals are meaningless if you don't know your current financial status and situation. Because it's nearly impossible to know how to get from point A to point B if you don't know where to start.In this two-part series, we break down the 3 questions you must answer if you want to achieve financial freedom. They sound simple, and they are, but most couples struggle to answer them correctly on the first try.What We'll Cover in this episode:The biggest obstacle to taking control of your moneyThe 3 questions you must answerWhy your first answer to each question probably isn't rightThe Heart of Money is produced by Freedom Financial Coaching, where we help couples overcome their fear and frustration of managing their money so they can take complete control of their finances.Ready to take the next step? 1. Get Your Deep Dive Financial Audit2. Schedule a Free Discovery Call
Join me for the Money Secrets for Marriage summit Sept 25-26th and learn from 10 of the nation's experts in marriage and money management. Registration is FREE at freedommoneycoach.com/summitWhy do couples hire financial coaches? And more specifically, why do couples hire US? In this episode, we finish the 2-part series by sharing the reasons why couples choose to hire a financial coach, and more importantly, what they end up receiving that they didn't expect.If you've ever wondered how a financial coach could help you and your spouse, or thought all they did was tell you to spend less and save more, this episode will help you better understand the hidden benefits of working with a coach and why most couples are amazed at how fast they achieve financial progress when working with one. What We'll Cover in this episode:The top 4 reasons couples decide to work with a financial coachWhy money problems are seldom caused by money itselfThe surprise results that most couples experience after working with a coachHow to expedite your financial progress by working with a coachThe Heart of Money is produced by Freedom Financial Coaching, where we help couples overcome their fear and frustration of managing their money so they can take complete control of their finances.Ready to take the next step? 1. Get Your Deep Dive Financial Audit2. Schedule a Free Discovery Call
Why do couples hire financial coaches? And more specifically, why do couples hire US? This week, we're starting a 2-part episode showcasing what a financial coach actually is and does. Spoiler alert...it's not what most people think.Financial coaching is a relatively new service in the industry and many couples either don't know it exists or they don't understand how a coach can help them with their money management. So we're excited to pull the curtain back and share what all the hype is about!What We'll Cover in this episode:The skills and traits a good financial coach must possessWhat a financial coach is NOTSpecific ways financial coaches help couples improve their money management and marriageHow financial coaches are different in many ways, but provide the same benefits to their clientsThe Heart of Money is produced by Freedom Financial Coaching, where we help couples overcome their fear and frustration of managing their money so they can take complete control of their finances.Ready to take the next step? 1. Get Your Deep Dive Financial Audit2. Schedule a Free Discovery Call
The Heart of Money is back for Season 3! After a much needed break, we're excited to enter the studio once again for what we feel is the best set of episodes and content we've produced yet.To kick off this season, we're discussing the biggest lies about money that you'll ever believe and how to break down the walls stopping you from achieving the right mindset about your finances. If you've ever felt like you're not good with money or you never have enough, then tune in to discover what is causing these thoughts to control your behavior and how you can change your financial managements habits to benefit you vs burden you.What We'll Cover in this episode:What is a limiting belief and where does it come from?The biggest limiting beliefs couples have about moneyWhy many people feel like money controls themWhat needs to change to overcome these limiting beliefsThe Heart of Money is produced by Freedom Financial Coaching, where we help couples overcome their fear and frustration of managing their money so they can take complete control of their finances.Ready to take the next step? 1. Get Your Deep Dive Financial Audit2. Schedule a Free Discovery Call
In this episode, Bob claims the host and interviewer seat as Austin answers questions about past life experiences, mindset and what he's learned in the last 12 years about money management. If you want to get inside his head and hear how he has handled challenges, successes and big decisions, this is the podcast you can't afford to miss! Ready to take the next step in gaining complete control of your money? 1. Discover the 5 budget categories you need to be in control of your money Or 2. Schedule a FREE Discovery Call to determine if you would benefit from 1:1 coaching
In this episode, Austin interviews Bob to learn his opinions around mindset and money mistakes. Bob shares what he wishes he'd learned 20 years ago about money and marriage and why he thinks most couples today don't achieve the level of financial success they are truly capable of. It's a thought-provoking, unfiltered conversation that you don't want to miss! Ready to take the next step in gaining complete control of your money? 1. Discover the 5 budget categories you need to be in control of your money Or 2. Schedule a FREE Discovery Call to determine if you would benefit from 1:1 coaching
Election day has come in the US and the people have spoken that Donald Trump is their presidential candidate of choice. But what does that mean for families across the country when it comes to their finances? This week, Bob and Austin discuss how presidential elections may or may not impact your financial management and how to prepare for the next four years. Ready to take the next step in gaining complete control of your money? 1. Discover the 5 budget categories you need to be in control of your money Or 2. Schedule a FREE Discovery Call to determine if you would benefit from 1:1 coaching
Let's face it - men and women communicate completely different. And sometimes, the way we interpret what our spouse said isn't at all what they meant. This week, the couples pair up again to reveal what each spouse thinks when the other talks. In a comical, but somewhat serious demeanor, Austin, Bob, Laura and Kate each provide their own interpretations for common phrases shared regarding money. The polarity AND commonality with make you want to test the responses with YOUR spouse and learn more about how they think about money. Ready to take the next steps in gaining control of your money? 1. Discover the 5 budget categories you need to be in control of your money 2. Save Your Seat for my FREE masterclass “Financial Freedom Blueprint” here Or 3. Schedule a FREE Discovery Call to determine if you would benefit from 1:1 coaching
Every couple experiences so level of chaos on a daily basis. Whether it's related to money, kids, work or your marriage, each day provides obstacles that threaten to steal your joy and sanity. This week, EJ & Tarah Kerwin, hosts of the Relationship Renovation podcast and licensed marriage counselor and therapist, share their personal stories of navigating difficult situations to find a peace and calm in each other. We discuss their challenges early on in marriage with babies, finances and learning to communicate effectively with one another. EJ & Tarah share how they journeyed as husband and wife to discover new ways of supporting each other and reveal strategies they teach their clients to combat the fears and frustrations of daily life. Learn more about Relationship Renovation here Ready to take the next step in gaining control over your money? 1. Discover the 5 budget categories you need to be in control of your money 2. Save Your Seat for my FREE masterclass “Financial Freedom Blueprint” here Or 3. Schedule a FREE Discovery Call to determine if you would benefit from 1:1 coaching
Budgeting with your spouse is no simple task. But budgeting without your spouse is an impossible feat. This week, Austin and Bob bring their wives back to the show to share their success stories and lessons learned about budgeting as a couple. True to form, there are numerous differences in opinions, approaches and strategies used by each couple, but a few key lessons remain the same among all parties. As Austin & Laura reflect on their journey to clearly communicate with each other, Bob & Kate share their struggles and successes with managing separate, and now combined budgets. In the end, both couples share their tips for finding success in this management strategy and ensuring your spouse feels heard and understood. Ready to take the next step in gaining control over your money? 1. Discover the 5 budget categories you need to be in control of your money 2. Save Your Seat for my FREE masterclass “Financial Freedom Blueprint” here Or 3. Schedule a FREE Discovery Call to determine if you would benefit from 1:1 coaching
This week, financial coach Dawnette Palmore joins Austin to discuss her journey of overcoming personal and business financial challenges. Dawnette highlights the impact of financial stress on relationships and the need for open communication with your spouse AND with your children. She offers insight into how couples can work together to achieve financial peace and model healthy money habits for their children. As she and Austin discuss different strategies for communication, Dawnette reminds that modeling sound financial management habits are important to help kids have a solid foundation when they grow older. Topics such as saving for a large purchase, the value of money and the need for consistent financial education are all relevant conversations that she encourages parents to have with their kids. Ready to take the next step in gaining control over your money? 1. Discover the 5 budget categories you need to be in control of your money 2. Save Your Seat for my FREE masterclass “Financial Freedom Blueprint” here Or 3. Schedule a FREE Discovery Call to determine if you would benefit from 1:1 coaching
This episode dives into the dynamics of financial management within a marriage, discussing who should take the lead in budgeting. Austin and Bob highlight that there is no one-size-fits-all approach; instead, it depends on the unique strengths, preferences, and circumstances of each couple. While traditionally, wives may take the lead due to their attention to detail, there's a growing trend of husbands stepping up to manage finances, emphasizing that both roles are valid depending on the couple's dynamics. They discuss various scenarios where one spouse might naturally be better suited to handle the finances, while the other might need to learn and adapt. Austin and Bob stress the importance of mutual agreement and cooperation, noting that while one person may take the lead, successful financial management in a marriage requires both partners to be involved and communicate effectively. The episode underscores that the key to deciding who should manage the budget lies in who has the time, skill, and willingness to take on the responsibility, ensuring that it aligns with the couple’s overall financial goals and relationship dynamics. Ready to take the next step in gaining control over your money? 1. Discover the 5 budget categories you need to be in control of your money 2. Save Your Seat for my FREE masterclass “Financial Freedom Blueprint” here Or 3. Schedule a FREE Discovery Call to determine if you would benefit from 1:1 coaching
Whether you're engaged, recently married or celebrating a decade as husband and wife, talking about money with your spouse is something you're probably scared to do. But it's the key to developing healthy money management habits as a couple and winning with money in your marriage. Unfortunately, many couples wait to talk about money until there's a big decision to make or they face conflict. And that only makes the decision and conversation hard(er). In this week's solo episode, Austin shares 3 questions that every couple needs to ask each other to make sure they are on the same page and are ready to achieve financial success together. Ready to take the next step in gaining control of your money? 1. Discover the 5 budget categories you need to be in control of your money 2. Save Your Seat for my FREE masterclass “Financial Freedom Blueprint” here Or 3. Schedule a FREE Discovery Call to determine if you would benefit from 1:1 coaching
This week, Austin and Bob discuss the concept of "Nerds" and "Free Spirits" when managing money in a marriage. They share their own tendencies with money and why couples often face challenges when merging their different financial habits into one combined method. Austin and Bob highlight the importance of understanding the Nerd and Free Spirit tendencies in a relationship so each spouse learns how to communicate with and respect their partner when discussing money and finances. And they emphasize how this practice helps alleviate many financial conflicts in a relationship. Ready to take the next step in gaining control over your money? 1. Discover the 5 budget categories you need to be in control of your money 2. Save Your Seat for my FREE masterclass “Financial Freedom Blueprint” here Or 3. Schedule a FREE Discovery Call to determine if you would benefit from 1:1 coaching
Austin Black welcomes James and Amberlee Rich, founders of Rich Living Coaching, to discuss their work in helping couples reduce financial stress and build confidence. They emphasize automating good financial behaviors, celebrating small wins, and the transformative power of clarity in managing personal finances, illustrating how these strategies empower clients to change their financial identities and habits for the better. Their conversation centers around the importance of coaching, particularly in financial and personal development realms. James and Amberlee emphasize that while information is abundant, transformation comes from applying knowledge with personalized support. They discuss how coaching accelerates progress, provides accountability, and tailors strategies to individual needs, and they stress the value of finding a coach who aligns with personal values and offers a supportive, non-judgmental environment. Ready to take the next step in gaining control over your money? 1. Discover the 5 budget categories you need to be in control of your money 2. Save Your Seat for my FREE masterclass “Financial Freedom Blueprint” here Or 3. Schedule a FREE Discovery Call to determine if you would benefit from 1:1 coaching
In the final episode of the savings series, the conversation focuses on distinguishing between savings and investing. Savings involves putting money in a bank or money market account, offering low risk and moderate returns, mainly for short-term goals and emergencies. Investing, on the other hand, involves higher risk for potentially higher returns over the long term, such as through stocks or mutual funds. Austin and Bob highlight the importance of understanding the right time and place for each strategy, particularly for those new to financial management. They emphasize that a balanced approach, including both savings for security and investing for growth, is crucial. They discuss the limitations and benefits of various options like high-yield savings accounts, CDs, and market investments, stressing the need for diversification. Additionally, they note that individuals' decisions should be tailored to their specific financial situations and goals, taking into account factors like risk tolerance and time horizon. Ready to take the next step in gaining control over your money? 1. Watch my free training on the 5 budget categories you need to be in control of your money 2. Register for my FREE masterclass “Financial Freedom Blueprint” here Or 3. Schedule a FREE Discovery Call to determine if you would benefit from 1:1 coaching
Brian Madeleine of Madeleine Financial Coaching joins the show this week to talk about a shift in his client base towards couples needing help with debt and financial organization. He and Austin emphasize the impact of recent economic challenges, such as inflation, on people's financial habits and stress levels, highlighting the necessity for regular financial check-ins and effective communication within relationships. Austin and Brian discuss the difficulty couples face in managing finances amidst busy schedules and economic pressures, and agree that despite the challenges, open communication and shared responsibility are crucial for achieving financial stability and success. Ready to take the next step in gaining control over your money? 1. Watch my free training on the 5 budget categories you need to be in control of your money 2. Register for my FREE masterclass “Financial Freedom Blueprint” here Or 3. Schedule a FREE Discovery Call to determine if you would benefit from 1:1 coaching
In part 3 of the Savings Strategies series, Austin and Bob discuss if couples should put their extra money toward building their savings or paying down debt. Spoiler alert - the answer is "it depends". Austin and Bob help couples analyze the many variables that impact this decision and discuss the difference in interest rates vs financial momentum, along with the type of debt you're carrying. Ready to take the next step in gaining control over your money? 1. Watch my free training on the 5 budget categories you need to be in control of your money 2. Register for my FREE masterclass “Financial Freedom Blueprint” here Or 3. Schedule a FREE Discovery Call to determine if you would benefit from 1:1 coaching