The Inner Game with Vishal Khandelwal

Musings on investing, learning, and the business of life.

Ep. 92 - Young and Unhappy: A Crisis We Can’t Ignore

Why are so many young people today feeling lost, anxious, or simply... unhappy? This isn’t just a Western phenomenon—it’s a growing reality in India too. In this video, I reflect on insights from Arthur Brooks’s powerful article and blend them with ideas from Charlie Munger, personal observations, and the quiet struggles so many face in today’s hyper-connected world. This is not a motivational speech. It’s a thoughtful conversation about what truly matters, and how we might reclaim it, not by chasing happiness, but by walking away from what’s quietly stealing it. If you're feeling overwhelmed, burned out, or just unsure of what this life is really about...this one's for you.

05-05
09:27

Ep. 91 - 7 Years. 10% Return. And a Big Life Lesson I Didn’t Expect

We all carry regrets. Some are small. Some sting for years. In this video, I share the story of a decision I made in 2018 — buying an apartment that, in hindsight, was a financial mistake. But more than the numbers, this story is about something deeper: how we deal with choices that didn’t work out… and how regret, when seen differently, can become one of our greatest teachers. If you’ve ever looked back at a job you didn’t take, an investment that went wrong, or a relationship you held on to too long — this is for you. Because the truth is: we can't escape regret. But we can choose what we do with it.

05-03
07:22

Ep. 90 - Why We Overestimate Ourselves — And How It Costs Us

Why do people who know the least often seem the most confident? In this video, we explore the Dunning-Kruger Effect — a psychological bias that causes people with limited knowledge to overestimate their competence, while those with true expertise often doubt themselves. It’s a cognitive trap that shows up everywhere — in workplaces, classrooms, conversations, and especially in investing.

05-02
08:49

Ep. 89 - Don’t Quit Your Job...Until You’ve Answered These 5 Questions

Thinking of quitting your job to follow your passion or become financially free? I’ve been there. But before you take the leap, there are 5 questions I asked myself — questions that shaped everything that came next. In this episode, I share the real story behind why I quit my job, the fears I faced, and the surprising truths that most people never talk about. If you’re at a crossroads in your career, don’t make a decision until you’ve listened to this. 💬 Got questions or reflections? Drop them in the comments or send me an email at vishal@safalniveshak.com. 🎧 Listen now. Think clearly. Decide wisely. *** #BeforeYouQuit #QuitYourJob #CareerChange #LifeAfterCorporate #PassionOverPaycheck #IntentionalLiving #DesignYourLife #MakeTheLeap #FinancialFreedomJourney

04-29
06:19

Ep. 88 - When Money Breaks Relationships: A Quiet Crisis No One Talks About

We don’t talk enough about what happens when we lend money to people we love...and they don’t return it. It’s awkward. It’s painful. And it can quietly break relationships. In this episode of #TheInnerGame #podcast, I open up about this very real dilemma—whether or not to help financially, how to deal with silence and broken trust, and why protecting your peace matters. If you’ve ever struggled with this question, or been hurt by someone close, this one’s for you. 🎧 Watch till the end. You might just feel a little less alone. If this video resonates, share it with a fellow investor who’s quietly fighting the same battle. Thank you for being here. #MoneyAndRelationships #LendingMoney #FamilyAndFinance #EmotionalFinance #FinancialBoundaries #HardConversations #PersonalFinanceIndia #MoneyLessons #RelationshipAdvice #RealTalk 🙏 If this message resonates, don’t forget to like, subscribe, and share it with someone who might need to hear it. Subscribe to The Inner Game for more timeless conversations on investing, mindset, and mastering yourself.

04-21
05:57

Ep. 87 - No One Warns You About This Part of Investing

Most investors don’t fail because they lack knowledge. They fail because they lose something far more important than money—their clarity, their patience, their sense of self. In this video, we go deeper than stock picks and market cycles. We explore the inner game of investing—the psychological and emotional discipline that separates the calm from the chaotic, the grounded from the reactive. Inspired by Rudyard Kipling’s timeless line—“If you can keep your head when all about you are losing theirs…”—this is a reflection on what truly builds long-term success in markets. If you’ve ever felt like you’re doing everything right and still questioning yourself... if you’ve ever felt overwhelmed by noise or disconnected from your strategy, this message is for you. 💬 Let me know in the comments: What’s been your biggest inner challenge as an investor? If this video resonates, share it with a fellow investor who’s quietly fighting the same battle. Thank you for being here. #InvestingMindset, #BehavioralFinance, #InvestorWisdom, #PsychologyOfMoney, #WarrenBuffettLessons, #InnerGameOfInvesting, #EmotionalDiscipline, #KiplingIf, #StoicInvesting, #LongTermThinking

04-09
04:58

Ep. 86 - Why Are you Still Not Happy? (Even When You’re Doing Everything Right)

You’ve read the books. Built the habits. Optimized your mornings. And still, a voice inside you whispers—“Why does it still feel like something’s missing?” In this video for #TheInnerGame podcast, I explore the dark side of the self-improvement and self-help culture that no one talks about. The hidden pressure to constantly upgrade, fix, and optimize ourselves in the name of “growth” can leave us exhausted, anxious, and disconnected from who we truly are. Now, this isn’t a rejection of growth, but a return to a gentler, more human way of living. A reminder that your worth isn’t measured by your productivity. That sometimes, doing less is the real path to becoming more. If you’ve ever felt burnt out by the endless chase to be better, this video is for you. 💬 Let me know in the comments: Have you ever felt stuck in the self-improvement loop? 🙏 If this message resonates, don’t forget to like, subscribe, and share it with someone who might need to hear it. Subscribe to The Inner Game for more timeless conversations on investing, mindset, and mastering yourself. #SelfImprovement, #PersonalGrowth, #SelfHelpTrap, #ProductivityCulture, #BurnoutRecovery, #YouAreEnough, #MindfulLiving, #SelfAcceptance, #SlowLiving, #MentalHealthAwareness

04-08
09:37

Ep. 85 - Shaken by the Stock Market Crash? Stay the Course.

Staying the course sounds simple — until the market crashes. In this episode of #TheInnerGame podcast, I dive deep into the emotional rollercoaster of long-term investing. When volatility hits and portfolios bleed red, most people run for the exits. But seasoned investors know that turbulence is not a glitch — it’s the system. It’s the price you pay for long-term rewards. This is not a video about stock tips or market predictions. It’s a conversation about resilience. About training your mind to endure uncertainty. About learning to sit still when every part of you wants to run. I explore: – Why volatility is not risk, but opportunity – How to reframe fear when markets turn red – Why doing nothing is sometimes the most powerful action – The emotional cost of compounding (that no one talks about) – What “staying the course” really looks like during downturns 📌 If you’re feeling anxious about your investments right now, this episode is for you. Subscribe to The Inner Game for more timeless conversations on investing, mindset, and mastering yourself. #InvestingMindset #LongTermInvesting #StayTheCourse #EmotionalResilience #MarketCrashes #InvestmentStrategy #StockMarketTips #VolatilityInInvesting #InvestingPsychology #ResilienceInInvesting #MentalStrength #HowToInvest #WealthBuilding #FinancialLiteracy #InvestingForBeginners #StockMarketCrash #InvestorMindset #ValueInvesting #BehavioralFinance #FinancialPlanning #MoneyManagement #StockMarket2025 #MarketDownturn #VolatilityIsOpportunity

04-07
12:16

Ep. 84 - Life Begins at 40: How to Turn Your Midlife Crisis into an Awakening

Does life really begin at 40? Carl Jung believed it does—and now, at 46, I finally understand why. In this video, Life Begins at 40: How to Turn Your Midlife Crisis into an Awakening, I dive deep into Jung’s philosophy on midlife, the shift from external success to internal fulfillment, and why your midlife crisis might actually be a powerful turning point rather than a breakdown. We spend our 20s and 30s chasing careers, money, and success—following society’s script. But at midlife, something changes. The goals that once mattered start to feel empty. This is what Jung called individuation—the process of rediscovering your true self. If you’re struggling with midlife changes, feeling lost, or wondering what comes next, this video is for you. Learn how to navigate the second half of life, let go of old identities, and find meaning beyond achievements. Subscribe for more insights on personal growth, midlife wisdom, and finding purpose beyond success. #MidlifeCrisis #LifeBeginsAt40 #CarlJung #MidlifeAwakening #PersonalGrowth #FindingPurpose #SelfDiscovery #Individuation #SuccessVsMeaning #ReinventYourLife

02-25
12:15

Ep. 83 - My Biggest Lesson from Warren Buffett...is Not About Money

Warren Buffett has spent a lifetime teaching people how to think about money, investing, and wealth-building. But his greatest lesson isn’t about stocks or finance—it’s about time, regret, and playing the inner game of life right. In this video, "My Biggest Lesson from Warren Buffett...is Not About Money," I reflect on Buffett’s latest Berkshire Hathaway annual letter and the subtle but powerful message hidden within. At 95, Buffett—who once made aging look optional—acknowledged time in a way he never has before. The meeting will now end early. He now walks with a stick. And for the first time, it feels like an era is nearing its close. If you’re an investor or someone who values life lessons, decision-making, and wisdom, this is a video you don’t want to miss. #WarrenBuffett #InvestingWisdom #BerkshireHathaway #CharlieMunger #FinancialFreedom #ValueInvesting #MoneyLessons #LifeLessons #TimeManagement #LongTermThinking

02-24
06:11

Ep. 82 - The Most Important Parenting Advice That Changed How I Raise My Kids (Forever)

Every parent wants the best for their child—but what if the most important parenting advice is something no one ever tells you? In this video, "The Most Important Parenting Lesson That Changed How I Raise My Kids Forever," I reveal the key lessons about raising kids that go beyond traditional parenting wisdom. I learned it from a beautiful poem "On Children" by Kahlil Gibran. If you’re a parent worried about your child’s future, struggling with how to raise independent, responsible, and successful kids, this video is for you. Subscribe for more parenting tips, child development strategies, and life lessons that every parent needs to know. #ParentingAdvice #RaisingKids #SmartParenting #LifeLessonsForKids #ChildDevelopment #ParentingMistakes #RaisingSuccessfulKids #TeachKidsMoney #FutureProofParenting #EmotionalIntelligence #KahlilGibran #parentinglessons

02-23
06:54

Ep. 81 - The Generational Wealth Lie (Why You Shouldn’t Leave Too Much Money for Your Kids)

Is leaving behind a massive inheritance really the best thing you can do for your children? In this video, The Generational Wealth Lie (Why You Shouldn’t Leave Too Much Money for Your Kids), I break down the hidden risks of generational wealth and why too much money can actually do more harm than good. If you’re a parent, wealth builder, or investor planning to leave a financial legacy for your children, you need to hear this. Many wealthy families believe that passing down a fortune ensures financial security, but history shows that generational wealth rarely lasts beyond three generations. Instead of building lasting prosperity, it often leads to entitlement, financial mismanagement, and lost purpose. Subscribe for more wealth-building strategies, money lessons, and financial wisdom to create a legacy that truly lasts. #GenerationalWealth #WealthBuilding #MoneyLessons #InheritancePlanning #FinancialFreedom #RaisingRichKids #WealthAndChildren #FinancialEducation #MoneyMindset #FinancialResponsibility

02-22
06:05

Ep. 80 - A Big Life-Changing Lesson I Learned Too Late (But You Don’t Have To)

Life and investing both come with stress, uncertainty, and difficult decisions. In this video, A Big Life-Changing Lesson I Learned Too Late (But You Don’t Have To), I share one critical lesson about stress, money, and investing that took me years to understand—but it can transform your life if you learn it now. Whether you’re a young investor trying to grow wealth, a mid-aged investor balancing money management with life’s pressures, or an older investor seeking financial freedom while navigating stress and burnout, this lesson will shift your perspective. If you’re struggling with investment anxiety, money stress, or feeling overwhelmed while trying to achieve financial security, this video is for you. Subscribe for more life lessons, investing tips, and wealth-building strategies to help you master your money and find peace along the way. #StressAndInvesting #WealthBuilding #MoneyLessons #FinancialFreedom #InvestmentMistakes #CalmInvestor #StressFreeWealth #InvestingTips #MoneyMindset

02-20
13:13

Ep. 79 - Stop These 5 Wealth-Destroying Habits Before It’s Too Late

Are you unknowingly sabotaging your financial future? In this video, Stop These 5 Wealth-Destroying Habits Before It’s Too Late, I reveal the most common money mistakes that are silently destroying your wealth-building journey. Whether you’re a young investor just starting out, a mid-aged professional trying to grow your investment portfolio, or an older investor seeking financial security, avoiding these bad habits is crucial. I’ll break down the 5 toxic financial habits that are keeping you from building wealth, growing your investments, and achieving financial freedom. If you want to grow your net worth, invest smarter, and build a secure financial future, this video will equip you with practical money lessons and wealth-building tips you can apply today. Subscribe for more investing advice, money management strategies, and financial education that will help you secure your future. #WealthBuilding #MoneyLessons #InvestingTips #FinancialFreedom #MoneyMistakes #WealthDrainingHabits #SmartInvesting #FinancialSuccess #WealthManagement

02-19
10:23

Ep. 78 - It Took Me 25 Years to Realize What I'll Tell You in 8 Minutes

It took me 25 years of mistakes, successes, and hard-earned wisdom to realize the life lessons and money lessons I’m about to share with you—in just 8 minutes. If you’re a young person trying to figure out your path, a mid-aged adult feeling stuck, or even an older adult searching for clarity and meaning, this video is for you. These are the key lessons in life I wish someone had told me earlier—about money, wealth, happiness, success, failure, and finding your purpose. In this 8-minute breakdown, you’ll discover practical financial advice, money management tips, and life-changing principles to help you build wealth and design a meaningful life. Learn why understanding money early can save you decades, how financial freedom starts with simple daily choices, and why success is often hidden in failure. Whether you’re seeking life clarity, financial independence, or just want to know how to live a better life, this video delivers timeless wisdom and personal growth strategies to help you get there. Subscribe for more life advice, wealth-building tips, and mindset shifts that can transform your future. #LifeLessons #MoneyLessons #WealthBuilding #FinancialFreedom #SuccessMindset #PersonalGrowth #KeyLessonsInLife #FinancialAdvice

02-18
07:45

Ep. 77 - 13 Brutally Honest Lessons to Survive and Grow Through a Market Fall

In today's episode of #TheInnerGame #podcast, I talk about something every investor needs to hear—especially when markets are rough. I have repeated time and again that investing isn’t just about numbers, but about understanding how we think, how we react, and how we survive. So, today, I want to share with you 13 thoughts that I am thinking about in the current market downturn. These thoughts have evolved over my experience of being an investor over the past 20+ years and seeing several such and even worse market downturns. And to say the least, these have shaped the way I approach investing at all times, and especially when it seems the markets and my portfolio are falling apart.

02-17
09:17

Ep. 76 - If I Started Investing While Working Full-Time, I’d Do This

Especially during rising markets, a lot of people ask me if they should quit their jobs to become full-time investors. They say they are not able to devote time to investing while working a full-time job. My answer is always the same—you don’t need to. So, if you also have this question—if you’ve been wondering whether you need to leave your job to become a successful investor—this episode of #TheInnerGame #podcast is for you.

02-16
08:31

Ep. 75 - Should You Stop SIPs In Small & Mid Cap Funds?

In the investing world, we sometimes need someone brave enough to say, “Hey, something doesn’t look right here.” Recently, S. Naren, the Chief Investment Officer at ICICI Prudential Mutual Fund, played that role by talking about the expensive valuations of small and mid cap stocks and the dangers of investing in such funds for the short term. Let's discuss more on this in today's episode of #TheInnerGame #podcast.

02-13
05:47

Ep. 74 - How to Survive Any Stock Market Crash—and Come Out Stronger

Just like banks go through stress tests to prove they can survive financial shocks, investors face emotional stress tests when markets tank. It’s not about numbers anymore, but about the mindset. Market crashes don’t just test your portfolio; they expose the cracks in your thinking. They reveal how fragile or resilient your emotions are when your investments take a hit. And that’s where the real challenge lies. In this episode of #TheInnerGame #podcast, I introduce something that might change how you see any market crash: The Investor’s Emotional Balance Sheet. Let's discuss more.

02-12
07:29

Ep. 73 - 99% of Investors Don’t Know About This Powerful Investing Mindset

Imagine someone offers you a golden hen. A real, egg-laying golden hen. Now, here’s the question: How much would you pay for it? Most people would start by asking, “How many golden eggs does it lay? How often? Are the eggs pure gold or just gold-plated?” Congratulations—if you thought that way, you’ve just tapped into the essence of DCF, or Discounted Cash Flow, which is one of the ways we value a business as investors. Now, DCF isn’t just a way to value a hen—or a business. It’s a way to think. A mindset. And once you adopt this frame of mind, it changes how you invest forever. Let's discuss this more in today's episode of the #TheInnerGame #podcast.

02-11
07:38

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