The Insurance Lab

In this episode of the Insurance Lab, Ben Stern interviews Lauren Goldie Fischetti, an insurance placement specialist who specializes in the California Fair Plan. They discuss the challenges and intricacies of submitting to the Fair Plan, the coverages and limitations of the policy, and the future of the Fair Plan. They also touch on the use of AI technology in underwriting and the potential for other states to adopt similar programs. Overall, the conversation provides valuable insights for brokers and clients navigating the Fair Plan.

Yoni Sharazen, CEO and founder of Gabriel, discusses how his company is using innovative technology to improve safety and security. Gabriel's software utilizes advanced detection and sensor technology to respond to emergencies, coordinating the response with local authorities and employees to shorten response times. The technology works with existing camera systems and also provides recommendations for outdated systems. Gabriel's partnerships with insurance companies allow for proactive prevention and mitigation of threats, reducing costs and improving risk management. The technology has already been successful in shortening response times and preventing incidents in various industries. Summary: Gabriel's software uses advanced detection and sensor technology to respond to emergencies and coordinate the response with local authorities and employees. The technology works with existing camera systems and provides recommendations for outdated systems. Partnerships with insurance companies allow for proactive prevention and mitigation of threats, reducing costs and improving risk management. Gabriel's technology has already been successful in shortening response times and preventing incidents in various industries.

Welcome to "Policy Pitfalls," the podcast that dives deep into the complexities of general liability insurance for real estate portfolios. Hosted by Ben Stern, a twenty year veteran of the insurance brokerage industry, this episode will unravel the intricacies of policy exclusions that can impact your real estate investments. Whether you're a property manager, investor, or simply interested in the nuances of insurance, join us as we explore real-world scenarios, provide expert insights, and offer practical advice to ensure your portfolio is comprehensively protected. Don't miss this essential guide to navigating the hidden challenges of general liability insurance in the real estate sector.

In 2013, Monica Klausner and her brother founded Veestro, a gourmet, plant-based food company that delivers a wide variety of plant-based meals straight to your home. In this episode, I get a chance to talk with Monica about entrepreneurship, leadership and advice for female entrepreneurs looking to break out with their ideas.

Are you having a tough time keeping up with all the work comp rules around Covid? Yeah, us to. In this weeks episode, we bring in a workers compensation claims expert, Lisa Scott, to breakdown exactly what SP 1159 and AB 685 mean for California employers and employees. 

Have you ever thought about how all of those nuanced coverage get on an insurance policy? Maybe an insured has asked if you can remove coverage, such as trees and shrubs, because they just don't need the coverage.  Brian Smith (VP of Product Management) from The Hartford and Joe Talmadge (Technology Practice Leader) from Heffernan join me for a discussion about how policy forms are created. Finally, we get answers to who's behind these policy forms.   

It has been nearly three months since most of the country shut down due to Covida-19, and the virus has wreaked havoc on almost every business sector in that time. Many companies are looking at trade credit policies to cover accounts receivables that their buyers no longer can pay. Other companies are determining if trade credit coverage can help secure asset based loans to keep the doors open until the country reopens. Join us with trade credit specialist Chanel Dunn in an information discussion of these topics and many more. 

Listen to us unpack Executive Order N-62-20 and find out if the order will “unnecessarily and significantly” harm employers per the California Chamber of Commerce's recent statement. 1

Worker's compensation claim specialist Dan Nevarez joins us again for a spirited discussion about recent workers compensation legislation, the impact of Covid-19 claims on Experience Mods and the NFL draft. 

Are you confused about  the specifics of the Families First Coronavirus Response Act?  Are your children playing way too many video games and driving you crazy during the shelter in place? You're not alone. These are issues that we're also dealing with. We're all in this together.  To help add clarity to the situation, and also give you a brief reprieve from your children, please join us on a discussion of the recent FMLA expansion and Emergency Paid Sick Leave acts.  We'll cover specifics such as 'who is covered?' and 'how is this getting paid for?'

In this episode of the Insurance Lab, we speak with Heffernan Hospitality practice leader Amy Vitarelli on how to decrease P&C insurance costs  during the economic shutdown.  

How is Covid-19 affecting your worker's compensation program?  This question and many more on the inaugural episode of the Insurance Lab.  Join your host Benjamin Stern (Managing Senior Vice President) and Daniel Nevarez, Esq. (Senior Claims Consultant) in a discussion about worker's compensation claims during Covid-19.