Claim OwnershipThe Long Property Show
Subscribed: 41Played: 439
Subscribe
Description
Each week Daniel Gold and Patrick Lynch provide useful and topical insights on Property, Finance & Money Management in Australia.
44 Episodes
Reverse
Negative gearing… it’s a term often thrown around in the realm of real estate and investment, but what does it really mean? How does it work? And most importantly, how can it affect your financial strategy? Today we discuss the principles behind negative gearing, examining how property investors can use this strategy to potentially offset […]
The post Ep #103 – What’s positive about negative gearing? first appeared on Long Property.
Notwithstanding elevated house prices and interest rates in today’s show we challenge the idea that buying a home in Australia is difficult. We discuss the little known resources available now to first home buyers and we provide examples of how ‘thinking outside the box’ has helped many Long Property clients get onto the property ladder. […]
The post Ep #102 – Is buying a home really that difficult? first appeared on Long Property.
Long Property has been selected to pilot a new credit policy for a major bank, where borrowers in certain postcodes can obtain up to 95 cent leverage for both homes and investment properties, without needing to pay Lenders Mortgage Insurance. Similar offers have traditionally been available to doctors, lawyers and accountants. This new policy is […]
The post Ep #101 – 95 per cent leverage, no LMI first appeared on Long Property.
From our early days of interviewing John McGrath, John Lindeman and Charles Tarbey, to our own personal property/ finance journeys, to settling nearly $1.0 billion in home loans and investment loans… we’ve learned so much!! Today we share some of our best learnings in a celebration of 100 episodes on the Long Property Show! We […]
The post Ep #100 – Best lessons from 100 episodes first appeared on Long Property.
Whether it’s seizing opportunistically on a new purchase or ensuring a swift/ smooth settlement, we find the need for immediate capital comes up a lot… temporary loan funds which can then be repaid in due course, following an asset sale. This is where bridge finance emerges as a strategic solution. It’s the financial conduit for […]
The post Ep #99 – Bridge finance demystified first appeared on Long Property.
Welcome to an insightful and inspiring Long Property Show episode as we delve into the world of financial empowerment with Sam Woodhouse, the brilliant mind behind Intune Financial Services. How many times have you heard older individuals regret not having the financial stability or health they would like for retirement? It’s a common narrative, and […]
The post Ep #98 – Special guest Sam Woodhouse first appeared on Long Property.
Two years ago when talk started about interest rates increasing some economists predicted that even with a modest 1 per cent increase in the cash rate, house prices in Australia would correct by up to 25 per cent. If these predictions had materialised they would have marked the largest drop in Australian house prices on record. From May […]
The post Ep #97 – November rate rise, don’t panic first appeared on Long Property.
Today we’re joined by Amy Lunardi, a top buyers advocate in Melbourne, who shares her unique insights on what’s happening ‘on the ground’ at the moment in this spring property market… Spring is synonymous with growth and renewal, and the real estate market is no exception. Stock levels are on the rise and gardens are […]
The post Ep #96 – Spring property market update with special guest Amy Lunardi first appeared on Long Property.
Not everyone knows that you can secure loans by cash (instead of property), at least at some banks… Clients find this useful in circumstances where they want to sell and then buy, and they want to keep their loan open, without needing to reapply for new loans again. In the above scenario, without cash as […]
The post Ep #95 – When ‘cash-as-security’ saves you first appeared on Long Property.
Today’s show is a discussion on the housing reform recently announced by the Victorian government which aims to build more than 800,000 homes over the next 10 years. The reform mainly focuses on increasing the housing stock with the aim of making renting and buying more affordable. The property industry has generally welcomed the shake-up […]
The post Ep #94 – Our thoughts on the VIC government housing reform shake-up first appeared on Long Property.
When it comes to considering a loan application, banks have standard credit policies which guide their decision making. However often a clients’ specific circumstances doesn’t fit exactly within the box. This is when ‘exceptions’ to standard policy are required, and they’re more common than you might think… On average, nearly half of all our loan […]
The post Ep #93 – How can banks ‘bend the rules’ first appeared on Long Property.
We love following our clients’ journeys… from first home buyers who go onto start families and upgrade into larger family homes, to sophisticated investors running businesses and growing their real estate portfolios. Separation or divorce is a complicating factor which invariably requires all parties to re-strategize. In today’s show we discuss what we tend to […]
The post Ep #92 – Separation/ divorce, what happens to joint loans? first appeared on Long Property.
We’ve had some real estate royalty on the Long Property Show over the years but this is a first for us… bringing in an equities guy! Tom started his career in investment banking and then co-founded VP Capital in 2018. Tom has been portfolio manager at VP since day 1 and his main fund has […]
The post Ep #91 – Tom Lambeth, it’s a stock pickers market first appeared on Long Property.
When buying property purely for wealth creation, it can often pay to look beyond your local areas where you’re most familiar. Depending on where you live of course, and the time in various market cycles, it may be that properties elsewhere in the country offer return profiles more aligned to financial objectives. And in the […]
The post Ep #90 – Pros & cons of buying interstate investment properties first appeared on Long Property.
We see a lot of clients in their 30’s and 40’s wanting to upgrade their home. For many, they may already own either an existing principal place of residence, or an investment property, and the question becomes… can they or should they look to keep this existing asset, when it comes time to purchasing the […]
The post Ep #89 – Should you keep your existing property when upgrading first appeared on Long Property.
For people who own multiple properties, it’s not uncommon to see P&I home loans, and Interest Only investment loans, resulting in a tax efficient loan structure. But how should you think about financing homes which might initially be for owner occupation, but then in the future become investment properties..? A lot of people don’t realise […]
The post Ep #88 – Preserving your interest deductibility first appeared on Long Property.
Did you know that 3 of the 4 major bank economists now forecast we’ll have no further rate rises this cycle? [1] Also, here’s what they forecast in terms of rates eventually coming down (from the current cash rate of 4.1%)… CBA, forecast reduction to 3.1% – down 1.0% – by the end of 2024 […]
The post Ep #87 – Have interest rates peaked? first appeared on Long Property.
We were joined this week by Darren Blair from Blair Property Group who specialises in the marketing and sales of off-the-plan properties. Darren is very experienced in the off-the-plan space and was able to shed some light on the current market, provide tips & tricks for potential purchasers, as well as share some extremely useful […]
The post Ep #86 – Unpacking off the plan purchases first appeared on Long Property.
Westpac has now scrapped the 3 per cent assessment rate buffer for certain refinance applications, however Victorian property investors and holiday home owners are now set to face higher land tax obligations. The announcement of higher land tax feels poorly timed given we’ve just experienced the largest and most rapid interest rate-tightening cycle on record […]
The post Ep #85 – Concerns higher land tax in VIC will ultimately hurt renters first appeared on Long Property.
The 3 per cent assessment rate buffer doesn’t feel appropriate anymore. Maybe for new borrowers looking to purchase and take on debt for the first time, but not for existing mortgage holders simply looking to refinance, to get a better deal, when they’ve already demonstrated an ability to repay at higher levels. Most borrowers even […]
The post Ep# 84 – Will the 3 per cent buffer go soon first appeared on Long Property.
Comments
Download from Google Play
Download from App Store
United States