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The Long Property Show

Author: The Long Property Show

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Each week Daniel Gold and Patrick Lynch provide useful and topical insights on Property, Finance & Money Management in Australia.
51 Episodes
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In an effort to stimulate development, the Allan government is slashing stamp duty on Victoria’s off-the-plan apartments, units and townhouses to cut upfront costs, speed up building, and make it more affordable for all buyers to purchase off the plan. This is one of many policies announced in the Allan government’s new housing reform agenda. […] The post Ep #110 – Major housing reform in VIC first appeared on Long Property.
Over the past few weeks numerous lenders have lowered their fixed rate mortgages. They’re not at the level yet where we’re seeing any serious take up, but the conversations are definitely shifting now from those earlier in the year where a lot of fixed rate offerings were seen as being too expensive and only worth […] The post Ep #109 – Fixed rates coming down first appeared on Long Property.
Matt Comyn, CBA’s chief executive, said there was little doubt that the 3 per cent buffer enforced by APRA reduced borrowing capacity, but he argued it reduced financial risks. It is an issue that is being considered by a Senate inquiry, with critics of the buffer saying it is locking many people out of home […] The post Ep #108 – Are lending regs appropriate or too restrictive first appeared on Long Property.
Today’s episode is all about timing—specifically, how to best time your loan application to maximize your chances of success. Whether you’re applying for a home loan, an investment property loan, or refinancing, the timing can make all the difference. We discuss nuances in bank credit policies & documentation requirements which change throughout the year and […] The post Ep #107 – How best to time your loan application first appeared on Long Property.
Here’s an insight from now having settled over $1.0 billion in residential loans for clients… Homebuyers tend to outperform property investors.  Tune in to find out why. Enjoy the show! — The Long Property Show provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend […] The post Ep #106 – Why homebuyers outperform property investors first appeared on Long Property.
There is a new tax intended to abolish stamp duty from transactions involving commercial and industrial property in Victoria. The loss of duty revenues will be made up through a new annual ‘Commercial and Industrial Property Tax’ (CIPT). What has confused many people is that the first buyer of subject properties from 1 July 2024 […] The post Ep #105 – Final stamp duty payments for commercial properties in VIC first appeared on Long Property.
We’ve seen many clients use this ‘debt recycling’ strategy to their advantage… In today’s show we discuss how it works, all in reference to this recently published AFR article on the same topic – How the rich use this tax strategy to get richer Enjoy the show! — The Long Property Show provides general information […] The post Ep #104 – How the rich use this tax strategy to get richer first appeared on Long Property.
Negative gearing… it’s a term often thrown around in the realm of real estate and investment, but what does it really mean? How does it work? And most importantly, how can it affect your financial strategy? Today we discuss the principles behind negative gearing, examining how property investors can use this strategy to potentially offset […] The post Ep #103 – What’s positive about negative gearing? first appeared on Long Property.
Notwithstanding elevated house prices and interest rates in today’s show we challenge the idea that buying a home in Australia is difficult. We discuss the little known resources available now to first home buyers and we provide examples of how ‘thinking outside the box’ has helped many Long Property clients get onto the property ladder. […] The post Ep #102 – Is buying a home really that difficult? first appeared on Long Property.
Long Property has been selected to pilot a new credit policy for a major bank, where borrowers in certain postcodes can obtain up to 95 cent leverage for both homes and investment properties, without needing to pay Lenders Mortgage Insurance. Similar offers have traditionally been available to doctors, lawyers and accountants. This new policy is […] The post Ep #101 – 95 per cent leverage, no LMI first appeared on Long Property.
From our early days of interviewing John McGrath, John Lindeman and Charles Tarbey, to our own personal property/ finance journeys, to settling nearly $1.0 billion in home loans and investment loans… we’ve learned so much!! Today we share some of our best learnings in a celebration of 100 episodes on the Long Property Show! We […] The post Ep #100 – Best lessons from 100 episodes first appeared on Long Property.
Whether it’s seizing opportunistically on a new purchase or ensuring a swift/ smooth settlement, we find the need for immediate capital comes up a lot… temporary loan funds which can then be repaid in due course, following an asset sale. This is where bridge finance emerges as a strategic solution. It’s the financial conduit for […] The post Ep #99 – Bridge finance demystified first appeared on Long Property.
Welcome to an insightful and inspiring Long Property Show episode as we delve into the world of financial empowerment with Sam Woodhouse, the brilliant mind behind Intune Financial Services. How many times have you heard older individuals regret not having the financial stability or health they would like for retirement? It’s a common narrative, and […] The post Ep #98 – Special guest Sam Woodhouse first appeared on Long Property.
Two years ago when talk started about interest rates increasing some economists predicted that even with a modest 1 per cent increase in the cash rate, house prices in Australia would correct by up to 25 per cent. If these predictions had materialised they would have marked the largest drop in Australian house prices on record. From May […] The post Ep #97 – November rate rise, don’t panic first appeared on Long Property.
Today we’re joined by Amy Lunardi, a top buyers advocate in Melbourne, who shares her unique insights on what’s happening ‘on the ground’ at the moment in this spring property market… Spring is synonymous with growth and renewal, and the real estate market is no exception. Stock levels are on the rise and gardens are […] The post Ep #96 – Spring property market update with special guest Amy Lunardi first appeared on Long Property.
Not everyone knows that you can secure loans by cash (instead of property), at least at some banks… Clients find this useful in circumstances where they want to sell and then buy, and they want to keep their loan open, without needing to reapply for new loans again. In the above scenario, without cash as […] The post Ep #95 – When ‘cash-as-security’ saves you first appeared on Long Property.
Today’s show is a discussion on the housing reform recently announced by the Victorian government which aims to  build more than 800,000 homes over the next 10 years. The reform mainly focuses on increasing the housing stock with the aim of making renting and buying more affordable. The property industry has generally welcomed the shake-up […] The post Ep #94 – Our thoughts on the VIC government housing reform shake-up first appeared on Long Property.
When it comes to considering a loan application, banks have standard credit policies which guide their decision making. However often a clients’ specific circumstances doesn’t fit exactly within the box. This is when ‘exceptions’ to standard policy are required, and they’re more common than you might think… On average, nearly half of all our loan […] The post Ep #93 – How can banks ‘bend the rules’ first appeared on Long Property.
We love following our clients’ journeys… from first home buyers who go onto start families and upgrade into larger family homes, to sophisticated investors running businesses and growing their real estate portfolios. Separation or divorce is a complicating factor which invariably requires all parties to re-strategize. In today’s show we discuss what we tend to […] The post Ep #92 – Separation/ divorce, what happens to joint loans? first appeared on Long Property.
We’ve had some real estate royalty on the Long Property Show over the years but this is a first for us… bringing in an equities guy! Tom started his career in investment banking and then co-founded VP Capital in 2018. Tom has been portfolio manager at VP since day 1 and his main fund has […] The post Ep #91 – Tom Lambeth, it’s a stock pickers market first appeared on Long Property.
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