The Military Millionaire Podcast

Robert Kiyosaki Uncensored: How to Get True Financial Freedom 🎧 Listen In: Watch on YouTube 👥 Guests: Robert Kiyosaki – Marine Corps veteran, best-selling author of Rich Dad Poor Dad, entrepreneur, and international financial educator Hosts: David Pere & Alex Felice 🔥 Episode Summary: In this no-holds-barred interview, Robert Kiyosaki goes FULL SEND on everything from financial freedom to communism, gold vs. the dollar, and why real estate still matters. Recorded raw and unfiltered — this is Kiyosaki like you’ve never seen him. You’ll hear: Why true freedom is only possible through financial independence How Robert uses $300M in legal debt to pay zero in taxes His thoughts on the U.S. economy, real estate, and what’s next Why most service members are trapped in a financial rat race — and how to escape What he'd do as a broke 18-year-old service member today ⚠️ Trigger Warning: Political correctness not included. 🎯 Mission Brief: If you’ve ever read Rich Dad Poor Dad, this is the real-world debrief you didn’t know you needed. 🧠 What You’ll Learn: The 3-part financial statement every investor needs How military discipline sets you up for wealth Why “job security is slavery” The best assets for protecting your wealth in a broken system 📚 Resources Mentioned: Free Book: The No B.S. Guide to Military Life The War Room Mastermind: Join the Brotherhood Facebook Group: Military to Millionaire Community Weekly Webinar: VA Loan Tactical Training

5 Money Traps Service Members Fall Into (Before It’s Too Late!) Hosted by: David Pere Episode Type: Military Finance, Mindset, Real Talk Length: ~21 minutes Watch on YouTube: Watch Now 🚨 In This Episode: Why do some service members leave broke… while others walk away millionaires? It’s not luck—it’s mindset, discipline, and tactical decisions. David breaks down the 5 most common financial traps that crush service members—and how to avoid them like a surprise field day on liberty weekend. 💣 Key Mistakes to Avoid: 1. Living Like You’re Rich (When You’re Not) Military pay + benefits = disposable income = temptation. David’s early story: tattoos, Harley, blown cash post-Afghanistan. Fix: Pay yourself first (TSP, savings) before you ball out. 2. Buying the Wrong Car (at 20%+ Interest!) That Dodge Charger is eating your future net worth. Car dealers don’t love you—they love your LES. Fix: Delay gratification, buy used, keep costs low, invest the difference. 3. Ignoring the TSP Free government money = 100% instant ROI with matching. Roth TSP + tax-exempt combat pay = long-term tax-free growth. Fix: Set it up early, contribute at least 5%, and skip the guru hype. 4. Rushing into Marriage (Bah ≠ Love) “Marrying the stripper” is code for not vetting your partner. Divorce is emotionally and financially devastating. Fix: Treat dating like a vetting process. Seek red flags, not butterflies. 5. Not Using the VA Loan Properly (or Early Enough) Most service members wait too long, or work with the wrong people. Fix: Use it to house hack early—live for free, build wealth fast. Join David’s free weekly webinar to master the VA loan game. 💥 Bonus Tactical Tips: Deploying soon? Max your Roth TSP with tax-exempt combat pay. Transfer your GI Bill during your first reenlistment—just give 1% to start. Don’t bet your future on a pension—build wealth now, so retirement is optional. Plan your transition early. Losing BAH, BAS, and Tricare is a financial punch in the gut if you’re not ready. 📘 Free Resources: Download the Free Book: The No B.S. Guide to Military Life Join the Facebook Group: Military Millionaire Community Attend the VA Loan Webinar: Register Here Apply to The War Room Mastermind: https://www.frommilitarytomillionaire.com/mastermind-application  💬 Let’s Connect: Subscribe on YouTube: From Military to Millionaire

The VA Loan Trap No One Warns You About Hosted by: David Pere Episode Type: Real Estate, Financial Education Length: ~25 minutes Watch on YouTube: The VA Loan Trap No One Warns You About 🚨 What This Episode Covers: The VA loan is one of the most powerful financial tools available to military members—but most service members are using it wrong. In this tactical breakdown, David Pere exposes common myths, lender lies, and critical mistakes that cost veterans hundreds of thousands. If you’re planning to buy a home with your VA loan (or already have), this episode is non-negotiable listening. 💣 Key Highlights: 🔍 How the VA Loan Actually Works Uncle Sam guarantees 25% of your loan, allowing zero down, no PMI, and better interest rates. It’s not “free money”—but it’s a serious wealth-building lever. 🏠 House Hacking with the VA Loan Buy a multi-family property or large single-family and rent out rooms or units. Save 33% or more of your income and watch your net worth grow. Yes, you can use your VA loan more than once—entitlement math matters. ⚠️ The Biggest Mistakes to Avoid Buying a max-priced single-family home without considering its investment potential Assuming your lender knows the VA rules (many don’t) Ignoring the long-term strategy of making your house cash-flow when you PCS 📈 Real-World Case Studies A Marine officer earns $1,500/month in rental income from a $781K house near Camp Pendleton A War Room member turned a basement into a $2,500/mo Airbnb in Colorado Springs Even renters can house hack—with landlord permission to sublet 🔑 Eligibility Tips Active duty = eligible after 90 days Reserves = 6 years OR 90 days Title 10 Spouses of fallen service members may also qualify 🧠 Bonus Insights: Funding fee is waived if you have 10%+ disability or a Purple Heart VA loan is reusable, even across multiple properties VA appraisal process is easier to contest than conventional loans You can often get cash back at closing with the right agent and lender The VA IRRRL (a.k.a. VA Streamline Refi) allows for easy refinancing when rates drop ❌ Common Myths DEBUNKED: "You can only use the VA loan once" → False "VA loans are slow and clunky" → Only with the wrong lender "You need perfect credit" → Nope. Some approvals go as low as 520 scores "The funding fee is a ripoff" → Actually cheaper than PMI—and often waived "Zero down = zero out-of-pocket" → You still need to budget 1–3% for closing costs (which can be covered) 📘 Resources Mentioned: Download the Free Book: The No B.S. Guide to Military Life Recommended Agents & Lenders: https://www.frommilitarytomillionaire.com/va-realtor  💬 Connect & Take Action: Join the Facebook Group: Military Millionaire Community Subscribe on YouTube: From Military to Millionair

7 SIMPLE Steps That Made Me a Millionaire in the Military Hosted by: David Pere Episode Type: Personal Finance, Wealth Building Length: ~16 minutes Watch on YouTube: 7 SIMPLE Steps That Made Me a Millionaire in the Military 💥 What This Episode Covers: Marine Corps veteran and real estate investor David Pere breaks down the exact seven steps he followed to go from broke E-2 to millionaire—all while still active duty. This episode is your blueprint if you: Are new to the military and want to use it as a launchpad for wealth Feel stuck financially and want a practical, no-fluff roadmap Want to use benefits like the VA loan and TSP to build long-term freedom 🧩 The 7 Steps to Military Wealth: 1. Get Promoted Early & Often Max out your promotion points (PT, education, MOS performance). Promotions = pay raises without more hours worked. 2. Max Out Your TSP (Thrift Savings Plan) Invest early—preferably Roth—and leverage the BRS match. David breaks down fund options and recommends Simple Path to Wealth by JL Collins. 3. Build an Emergency Fund Start with one month of expenses, then aim for 6 months. Dry powder beats credit card reliance every time. 4. Eliminate Bad Debt & Build Credit Pay off consumer debt and establish credit history with small, manageable usage. A strong score opens doors in real estate and business. 5. Use the VA Loan to House Hack Buy a duplex, triplex, or a single-family home with roommates. Let BAH and rent from others cover your mortgage = live for free. 6. Actually Use Your Military Benefits From the SCRA to tuition assistance to the GI Bill—these are valuable tools. David shares hacks like the waived AMEX fees and $117k adaptive housing grant for disabled vets. 7. (Bonus) Start a Business If you’re inclined, document your journey, blog, consult, or launch a side hustle. David built From Military to Millionaire while still in uniform. 🔑 Key Takeaways: You can absolutely get rich in the military—with just your service pay and smart choices. Most service members delay action and miss out on years of compounding. Discipline + access to free housing, tax-advantaged income, and government benefits = the ultimate wealth-building combo. Don’t wait 7 years to start like David did—start now, even if you’re just checking into boot camp. 📘 Recommended Resources: 🎯 Free Download: The No B.S. Guide to Military Life — Get the Book 🎧 Podcast Ep: Interview w/ JL Collins on the TSP 📺 Webinar: VA House Hacking Deep Dive 📲 Connect With Us: Subscribe on YouTube: From Military to Millionaire Follow David: Instagram | Facebook Weekly Newsletter: Tactical finance tips for the military community — Join Now

Trump Just Changed EVERYTHING for Disabled Veterans! Hosted by: David Pere Episode Type: VA Policy Breakdown, Commentary Length: ~10 minutes Watch on YouTube: Trump Just Changed EVERYTHING for Disabled Veterans! 🧠 What This Episode Covers: In this urgent breakdown, David dives into President Trump’s latest executive order that’s shaking up the VA system and could mean massive improvements for homeless and disabled veterans — especially those in Los Angeles. What you’ll learn: 📜 The real story behind the West LA VA campus and its 100-year-old promise to house disabled veterans 🏚️ How 10% of the nation’s homeless veterans ended up in Los Angeles—and why that matters 💸 Why federal funds formerly allocated to illegal immigration will now be redirected to the new National Center for Warrior Independence 🧾 The accountability measures being implemented to clean up VA misconduct and rehiring issues 🕰️ Specific policy shifts: expanded hours, weekend access, virtual appointments, and faster referrals 🏘️ The role of HUD and the VASH voucher program in scaling housing for veterans 🏥 Why New Hampshire might finally get its first full-service VA medical facility 🔍 Key Takeaways: Restoring VA Property: Land originally donated for disabled veterans in LA is being reclaimed and reoriented toward its intended use. No Extra Spending: Funds are being reallocated—not increased—by cutting budget from illegal immigration aid. 6,000 Veteran Housing Goal: The Warrior Independence Center aims to house and rehabilitate up to 6,000 vets by 2028. VASH Vouchers Expansion: These Section 8-style vouchers for vets could dramatically increase housing access. Nationwide Impact: New legislation might finally give every U.S. state a full VA hospital. ⚠️ Real Talk: David addresses political fearmongering and misinformation head-on. Whether you lean red or blue, he urges listeners to look past the headlines and focus on real veteran impact. “Nobody is coming to strip your VA benefits. That would be political suicide.” 🪖 Bottom Line: The U.S. has the best veteran benefits system in the world, but it’s not perfect. This executive order represents a push toward accountability, faster service, and real support for those who served.   Apply for The War Room Mastermind, the only mastermind exclusively for service members and veterans striving to achieve financial freedom: https://www.frommilitarytomillionaire.com/mastermind-application Snag a FREE copy of my book, and get connected to the Military Millionaire community on all of your favorite platforms: https://www.frommilitarytomillionaire.com/free-book Trump Just Changed EVERYTHING for Disabled Veterans! ...or did he? #militarymillionaire #disabledveterans #donaldtrump   🔗 Resources & Links: 📘 Get The No B.S. Guide to Military Life – Download Free Book 🧠 Join the War Room mastermind – Apply Now 📲 Stay Connected: Subscribe on YouTube: From Military to Millionaire Follow David: Instagram | Facebook

Apply for The War Room Mastermind, the only mastermind exclusively for service members and veterans striving to achieve financial freedom: https://www.frommilitarytomillionaire.com/mastermind-application Join our Skool Community to get a head start on your journey from military to millionaire: https://www.skool.com/militarymillionaire Snag a FREE copy of my book, and get connected to the Military Millionaire community on all of your favorite platforms: https://www.frommilitarytomillionaire.com/free-book   🎧 What If Everything You’re Chasing… Isn’t What You Actually Want? This episode is a raw, unfiltered dive into the uncomfortable truths we all face—about money, success, and what really brings fulfillment. In just 12 minutes, I walk you through: The hidden trap of chasing validation A deeply personal story that flipped my mindset What 200+ conversations with elderly vets taught me about real happiness The surprising shift that creates confidence, peace, and clarity Why success doesn’t kill fear—and what to do about it Whether you're an active-duty service member, a veteran, or just someone stuck grinding toward a goal that no longer makes sense, this message is for you. 🎯 Key Takeaway: You already have what you're looking for—but only if you stop chasing and start choosing. 👇 Resources to Level Up 👇 📕 Grab my FREE No B.S. Guide to Military Life → https://www.frommilitarytomillionaire.com/free-book  👥 Apply to join The War Room mastermind → https://www.frommilitarytomillionaire.com/mastermind-application  #militarymillionaire #getrich #militarymillionaire - 70k+ Facebook Group: https://www.facebook.com/groups/militarymillionaire/ Follow on Insta: https://www.instagram.com/frommilitarytomillionaire/ Website: https://www.frommilitarytomillionaire.com/ - My name is David Pere. I am a 13-year Marine Corps Veteran and father, a seven-figure business owner, real estate investor, author, and podcaster. At From Military to Millionaire, we help service members and veterans achieve financial freedom. For more information, book a call with our team, here: https://www.frommilitarytomillionaire.com/mastermind-application 

Apply for The War Room Mastermind, the only mastermind exclusively for service members and veterans striving to achieve financial freedom: https://www.frommilitarytomillionaire.com/mastermind-application Join our Skool Community to get a head start on your journey from military to millionaire: https://www.skool.com/militarymillionaire Snag a FREE copy of my book, and get connected to the Military Millionaire community on all of your favorite platforms: https://www.frommilitarytomillionaire.com/free-book How to Get Rich in the Military in 7 Steps. Comment which one of these steps you're going to use first! #militarymillionaire #getrich #militarymillionaire - 70k+ Facebook Group: https://www.facebook.com/groups/militarymillionaire/ Follow on Insta: https://www.instagram.com/frommilitarytomillionaire/ Website: https://www.frommilitarytomillionaire.com/ - My name is David Pere. I am a 13-year Marine Corps Veteran and father, a seven-figure business owner, real estate investor, author, and podcaster. At From Military to Millionaire, we help service members and veterans achieve financial freedom. For more information, book a call with our team, here: https://www.frommilitarytomillionaire.com/mastermind-application 

Apply for The War Room Mastermind, the only mastermind exclusively for service members and veterans striving to achieve financial freedom: https://www.frommilitarytomillionaire.com/mastermind-application Snag a FREE copy of my book, and get connected to the Military Millionaire community on all of your favorite platforms: https://www.frommilitarytomillionaire.com/free-book A Beginner's Guide to VA Loans 2025. This is everything you need to know in order to jump into real estate with your VA Loan. Click here, if you'd like an introduction to one of our recommended real estate agents and/or VA lenders: https://www.frommilitarytomillionaire.com/va-realtor #militarymillionaire #valoan #vahomeloan - 70k+ Facebook Group: https://www.facebook.com/groups/militarymillionaire/ Follow on Insta: https://www.instagram.com/frommilitarytomillionaire/ Website: https://www.frommilitarytomillionaire.com/ - My name is David Pere. I am a 13-year Marine Corps Veteran and father, a seven-figure business owner, real estate investor, author, and podcaster. At From Military to Millionaire, we help service members and veterans achieve financial freedom. For more information, book a call with our team, here: https://www.frommilitarytomillionaire.com/mastermind-application 

Apply for The War Room Mastermind, the only mastermind exclusively for service members and veterans striving to achieve financial freedom: https://www.frommilitarytomillionaire.com/mastermind-application Snag a FREE copy of my book, and get connected to the Military Millionaire community on all of your favorite platforms: https://www.frommilitarytomillionaire.com/free-book These are the top 10 careers you should look into when you transition out of the military!   #militarymillionaire #career #veterans - 70k+ Facebook Group: https://www.facebook.com/groups/militarymillionaire/ Follow on Insta: https://www.instagram.com/frommilitarytomillionaire/ Website: https://www.frommilitarytomillionaire.com/ - My name is David Pere. I am a 13-year Marine Corps Veteran and father, a seven-figure business owner, real estate investor, author, and podcaster. At From Military to Millionaire, we help service members and veterans achieve financial freedom. For more information, book a call with our team, here: https://www.frommilitarytomillionaire.com/mastermind-application 

Join our Skool Community to get a head start on your journey from military to millionaire: https://www.skool.com/militarymillionaire Apply for The War Room Mastermind, the only mastermind exclusively for service members and veterans striving to achieve financial freedom: https://www.frommilitarytomillionaire.com/mastermind-application Snag a FREE copy of my book, and get connected to the Military Millionaire community on all of your favorite platforms: https://www.frommilitarytomillionaire.com/free-book I wrote my book (link above) to share everything that I wish I'd known before joining the military. That said, here are what I believe to currently be 5 of the smartest investments that you could make during your first enlistment. If you're watching this video before going to basic training, you're already so far ahead of where I was at your age!! #militarymillionaire #enlisted #usmilitary - 70k+ Facebook Group: https://www.facebook.com/groups/militarymillionaire/ Follow on Insta: https://www.instagram.com/frommilitarytomillionaire/ Website: https://www.frommilitarytomillionaire.com/ - My name is David Pere. I am a 13-year Marine Corps Veteran and father, a seven-figure business owner, real estate investor, author, and podcaster. At From Military to Millionaire, we help service members and veterans achieve financial freedom. For more information, book a call with our team, here: https://www.frommilitarytomillionaire.com/mastermind-application 

How to Get Rich in the Military in 7 Steps: These are the steps I wish I'd known about when I first enlisted! 70k+ Facebook Group: https://www.facebook.com/groups/militarymillionaire/ Follow on Insta: https://www.instagram.com/frommilitarytomillionaire/ Website: https://www.frommilitarytomillionaire.com/ My name is David Pere. I am a 13-year Marine Corps Veteran and father, a seven-figure business owner, real estate investor, author, and podcaster. At From Military to Millionaire, we help service members and veterans achieve financial freedom. For more information, book a call with our team, here: https://www.frommilitarytomillionaire.com/mastermind-application  

Join The War Room Mastermind, the only mastermind exclusively for service members and veterans striving to achieve financial freedom: https://www.frommilitarytomillionaire.com/mastermind-application Snag a FREE copy of my book, and get connected to the Military Millionaire community on all of your favorite platforms: https://www.frommilitarytomillionaire.com/free-book What are the 5 BIGGEST Money Mistakes Veterans Make After Service? Well, I've been running the largest military investing community in the world for 7 years now, and these are the most common (and detrimental) mistakes I see people making on their way out of the military! #militarymillionaire

Join The War Room Mastermind, the only mastermind exclusively for service members and veterans striving to achieve financial freedom: https://www.frommilitarytomillionaire.com/mastermind-application Snag a FREE copy of my book, and get connected to the Military Millionaire community on all of your favorite platforms: https://www.frommilitarytomillionaire.com/free-book There is this misconception in the world that service members don't get paid very well. That is because NO ONE Knows This About Military Pay!! We actually get paid much better than you think, and in this video I'm going to shed some light on the TRUTH about military pay! #militarymillionaire

Apply for The War Room Mastermind, the only mastermind exclusively for service members and veterans striving to achieve financial freedom: https://www.frommilitarytomillionaire.com/mastermind-application Snag a FREE copy of my book, and get connected to the Military Millionaire community on all of your favorite platforms: https://www.frommilitarytomillionaire.com/free-book 7 Benefits You Can Get with a 100% VA Disability Rating! VA Disability is a maze that many veterans are left navigating on their own. Fortunately for you, I've got friends who do this for a living, and I was able to ask them for advice to give you the inside scoop! #militarymillionaire #vadisability #militarydisabilitypay

Apply for The War Room Mastermind, the only mastermind exclusively for service members and veterans striving to achieve financial freedom: https://www.frommilitarytomillionaire.com/mastermind-application Snag a FREE copy of my book, and get connected to the Military Millionaire community on all of your favorite platforms: https://www.frommilitarytomillionaire.com/free-book 🎖️ $117,014 for Veterans to Adapt Your Home? Here’s How! | SAH Grant Explained 🏡 Are you a veteran with a service-connected disability? The VA’s Specially Adapted Housing (SAH) Grant could give you up to $117,014 in 2025 to build, modify, or buy a home that fits your needs! In this video, I break down everything you need to know: ✅ What the SAH Grant is ✅ Who qualifies (eligibility explained) ✅ How to use the funds: building, remodeling, or mortgage payoff ✅ How to apply step-by-step ✅ Common mistakes to avoid & tips to maximize your benefit Whether you’re looking to build a wheelchair-accessible home, add ramps and roll-in showers, or pay off an adapted house — this grant can be life-changing! 👉 Resources Mentioned: Apply online: https://www.ebenefits.va.gov VA Form 26-4555: https://www.vba.va.gov/pubs/forms/vba-26-4555-are.pdf 🧠 Need help understanding your VA benefits? Subscribe for more breakdowns and real-world advice for veterans on their path to financial freedom! #militarymillionaire #specialadaptivehousing #veteranbenefits