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The Money Podcast

Author: Rob Moore

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The Money podcast, by best-selling author of “Money”, Rob Moore, will dive into how to make, manage and master money. How to know more, make more and give more. How to save, invest and raise money. The story, history and psychology of money. The good, bad and naughty of money. Rob will use his experience of going from debt at 26, to becoming a millionaire by 31. Rob will call upon his contacts and interview millionaires, billionaires, economists and money masters from all walks of life. Rob will draw all his experience from starting from nothing, and building the huge podcast the “Disruptive Entrepreneur”, with his on the ground, real business experience. The Money podcast is for anyone who wants to make more money in a job, profession or passion, for money masters and money disasters. They say money doesn’t make you happy, Rob says “It does!”.
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Rob and Kane talk about how to get a pay rise. They debunk common LinkedIn myths and Rob reveals his insider secrets and gives practical strategies that could transform your earning potential. They also share their controversial views on why cost-of-living complaints won't get you anywhere and give a framework that could guarantee you a pay rise with 90% accuracy. This is essential listening for anyone looking to level up their income in 2025!   KEY TAKEAWAYS Employers need to make money before they can pay employees more. Focus on how you can help the business make more money rather than your personal circumstances. Going commission only or reducing base salary for higher commission can break through salary caps, as you won't be limited by your manager's salary. Working for smaller companies (under 20M revenue/100 staff) gives better access to entrepreneurial leaders and more opportunities for growth. Employers often prefer to retain staff due to high costs of recruitment, training, and onboarding. Use this knowledge strategically in negotiations. Document specific ways you've made or saved the company money, with clear ROI figures. Aim to show how you can make the company 10x what you're asking for. Sales and marketing roles offer the most security and earning potential. They're typically last to be cut in downturns and skills are highly transferable.   BEST MOMENTS "Basically you should do the opposite of the bullshit you read on LinkedIn" "I could, with 90 percent accuracy, guarantee anyone gets a pay rise with what I'll share. I could with a hundred percent accuracy guarantee that no one will get a fucking pay rise if they say to me that the cost of living has gone up." "If you can make the company 50 and you're asking for 5, well, that's a no brainer. That's 10%." "Comfort is the opposite of greatness. So I would say to anyone who's worried about AI, what are you going to do about it? Cause what does worrying do? Fuck all." "Sales people, however, very safe... I will protect my sales guys at all costs."   VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information.
Rob reveals how banks really operate with your money. From shocking operational practices to the truth about bank bailouts, Rob exposes the seven ways banks control your deposits and why you might not truly "own" your money. This episode is a wake-up call about the banking system and offers practical solutions for protecting your cash!   KEY TAKEAWAYS Banks can legally use your deposited money for their operational expenses, including paying their own bills and staff expenses, effectively treating your deposits as their generated funds rather than your property in safekeeping. The fractional reserve banking system allows banks to lend out 90% of deposited money, meaning they only keep 10% of deposits on hand - if 11% of depositors wanted their money at once, the bank would be insolvent. Banks can restrict your withdrawals and control how you use your money, including limiting crypto purchases and requiring explanations for large withdrawals, while they freely invest and lend your money as they choose. In times of economic crisis, banks can be "bailed out" using taxpayer money or "bailed in" using depositor savings, meaning you pay for their mistakes either way through taxes or lost savings. The bank deposit insurance limit (£85,000 in the UK) applies per banking group, not per bank account or bank brand, meaning multiple accounts at different banks owned by the same group share one insurance limit. Banks can "debank" individuals based on their political views or social media posts, freezing or restricting access to funds, which becomes an even greater threat to personal freedom in an increasingly cashless society.   BEST MOMENTS "If you want to be sure what you have in your hand, in your safety deposit box, under your mattress, or only you have access to, you own. What you don't, you don't." "The banks are a for-profit corporation and their goal is to maximise shareholder value and they make money from you and your money." "In times of revolution, wars, because countries need trillions to fund wars. Who do they need it from? Us. Because governments don't have their own money."   VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information.
Can anyone become a millionaire in two years? Rob breaks down this question with a resounding "yes" but with important caveats. Rob and Kane talk about the psychology of wealth creation, exploring everything from the true meaning of inflation to why people pay thousands for luxury watches, and Rob gives his exclusive formulas for both wealth whilst debunking common myths about money and success.   KEY TAKEAWAYS  Breaking down a million pounds over 730 days means you only need to make £1,369 per day - a more realistic target that could be achieved through selling just one high value product or service daily. The formula for riches is "inflation plus X times leverage times compounding". You must first beat inflation (which is typically double what governments report), then leverage your efforts and let compound interest work its magic. Information products are the fastest route to wealth creation, requiring no stock, premises, staff, or loans, and can be launched within 48 hours with global reach through social media. People buy based on perceived value, not actual value or price, understanding this psychology is crucial for pricing products and services effectively. Evolution beats revolution in business so start now and improve rather than waiting for perfection. The four M's of wealth building are Make, Manage, Multiply, and Maintain - your strategy should change depending on which stage you're in.   BEST MOMENTS "Anyone can be a millionaire in two years, it used to take 10. All my mentors back in the day would say it takes 10 years to be an overnight success." "People will pay for value.” "The fact that it's hard makes it easier for you if you want it, because it's hard for everyone else. That's why in recessions, you get more millionaires." "You don't deserve shit. Other than air, sunlight, and food... you get what you earn. I don't deserve anything other than what I create and what I do and how I help people." "Making money is easier than keeping money.”   VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information.
It's easier to make millions than you may think! In this episode, Rob outlines some of the most shocking ways to become a millionaire. He has created this content to prove to everyone out there that making money is easy, that it’s a system that anyone can apply. After talking through the shocking ways to become a millionaire, Rob also shares some practical tips to help you start to increase your income.   KEY TAKEAWAYS  Dog sunglasses: 3 million in sales annually selling dog sunglasses. Goatpreneurs: Companies worldwide rent out goats Pet Rocks: Millions of ‘pet rocks’ have been sold Cleaning up crime scenes Letters to Santa: A million-dollar business simply by replying to children’s letters to Santa Selling ugly fake teeth: $ 50 million dollars were made from a couple selling hillbilly fake teeth Mute TikTok Star: Simply watched videos of useless household hacks offering facial expressions and now has million-dollar sponsors working with them A Talking Fish: Billy Big Mouth Bass made over $100million in sales Yellow Smiley Faces: Whoever owns these has made an estimated $500million Ashley Madison: A dating website only for married people BEST MOMENTS “They have all these reasons and excuses why they can’t start a business” “It’s as easy to be rich as it is to be poor” “There is no limit to the amount of money you can make and how quickly you can make it other than your creativity, innovation and resourcefulness” “That maybe should be criminal but it isn’t” VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information.
Is your money mindset broke or rich? Rob defines both in this episode and advises what you can do to fix your money mindset if it’s broken! KEY TAKEAWAYS If you have a poor or broke money mindset, you will always repel wealth. Believing money is bad or those with it aren’t good people is part of having a bad money mindset, you will never become rich if you believe these things. You have to change your perception of what it takes to become rich and believe you are someone who can be rich too, or it will never happen.  BEST MOMENTS"The skillset without the mindset will leave you upset” “You need to change your perception of what it takes to become rich”: VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks  rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information.
Rob talks about the most dangerous ways we can mishandle our money, uncovering shocking truths about banking, savings accounts, and inflation. Rob challenges conventional financial wisdom and explains why your savings account might actually be making you poorer. From the hidden mechanics of money printing to the true nature of banks, Rob continues to share the controversial insights that will transform how you think about managing your wealth.   KEY TAKEAWAYS Savings accounts are actually "degrading accounts" - your money loses value over time due to inflation being higher than interest rates, with banks typically offering much lower rates than the base rate while making profit on the difference. The banking system operates on a model where you are the product. Banks create money from nothing, lend it out multiple times, and make a profit from your deposits while providing minimal returns and maintaining limited transparency. Inflation is not a natural economic phenomenon but a controlled mechanism that consistently devalues currency, with current inflation rates significantly outpacing any interest earned in traditional savings accounts. Liquidity should replace the concept of savings. Keeping 1-3 months of expenses liquid is important, but this doesn't necessarily mean in bank accounts; alternatives like S&P 500, FTSE 100, or precious metals can provide better security. Money printing through quantitative easing devalues existing currency while simultaneously reducing the relative value of debt, which explains part of why "the rich get richer" - they hold assets that appreciate with inflation. The 85,000 bank deposit protection isn't per bank but per banking group, meaning multiple accounts at different banks owned by the same group don't multiply your protection.   BEST MOMENTS "If you waste money and enjoy it, I'd argue that's not a waste. I think that gambling is a disgusting industry, especially when you're advertised hard at first, and lured in with money." "Be an owner, not a loaner. When you give your money to the bank, you think you're saving it, you're actually lending it to them." "If you borrow a million from the bank, you have a problem. If you borrow a hundred million from a bank, the bank has the problem."   VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information.
Rob ranks tax saving strategies from best to worst while sharing his knowledge on how to legally optimise your tax position. Rob reveals why some popular tax saving methods might be dangerous traps, explains the power of ISAs and pensions, and shares fascinating insights about commercial property investment.  KEY TAKEAWAYS ISAs represent one of the few remaining personal tax breaks, allowing individuals to invest £20,000 tax-free annually, making them more valuable than many realise. Commercial property ownership through a company can offer significant tax advantages, especially when becoming your own tenant, but it's crucial to maintain market rate rents to avoid scrutiny. When choosing an accountant, there are three types: government friendly conservatives, risky rule breakers who might disappear when things go wrong, and skilled middle ground professionals worth their higher fees. Company car tax benefits work differently between Limited Companies and LLPs, with LLPs offering better opportunities for vehicle-related tax benefits under specific conditions. Business expenses must pass two key tests: running them through a qualified accountant and ensuring they don't negate tax investigation insurance coverage. Moving to tax free jurisdictions like Dubai requires careful consideration, as while there's no income tax, living costs can be significantly higher and tax rates may gradually increase over time.   BEST MOMENTS "Often the hack to save a load of tax is the Trojan horse, and you end up getting screwed by it, so you have to be careful." "When you're employed, you earn five grand, they take off the tax, they take off the national insurance, they take off the student loans, you're left with 2,100 quid and you've got no choice." "A friend of mine, who's nearly a billionaire, reckons you pay 92 percent in everything you earn and everything you spend in tax. I think it's a bit less, but I think it's easily 70%."     VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information.
Rob blind ranks the worst business models for 2024 in this episode. He talks about why these are the worst businesses to own right now but also gives advice and tips on running them profitably if you are still considering it!   KEY TAKEAWAYS   1.     Restaurant. There can be a lot of staffing issues, overheads and wastage is also very high. 2.     Laundromat. You have to pay rent, rates, equipment, security and more. You also have to be careful about the areas you choose to set up in, how much volume will you get? 3.     Estate Agents: There are a lot of firms that have decades of experience, it’s traditional and old school. It’s slow and has high overheads. 4.     Gym: Fitness is a massive industry and it still evolving but it is a highly competitive space. 5.     Clothing brand: Changing fashion trends can be an opportunity. But buying stock can be expensive and complicated, there are a lot of overheads. 6.     Social media editor. It’s lean, you don’t need anything apart from your phone to get started. 7.     Social media agency. Everyone is on social media, you have a global audience and potential customers.    BEST MOMENTS "The better you know social media the easier it is for you to sell that knowledge to other people” “Sales cures all” “There’s a lot of gyms, what makes yours different” “There’s no revenue like recurring revenue”   VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information.
In this episode, Rob talks about the world of silver investment, including why this ancient form of currency might be the future of money. Rob explores the historical significance of silver, its relationship with inflation, and why billionaires are currently liquidating their assets. With banking crises looming and global economic uncertainty rising, Rob shares insider knowledge about protecting wealth through precious metals, so whether you are interested in investing in silver or just want to learn more about protecting your assets, this is one for you!   KEY TAKEAWAYS Silver was historically the first metal used for coins, and modern inflation originated from people mixing copper with silver to debase its value, showing how inflation is not a natural phenomenon but a form of theft. Silver has significant industrial utility with 50% used in manufacturing, particularly in batteries and electronics, making it potentially more valuable than gold as electric vehicles and technology advance. During financial crises, precious metals typically surge in value as people lose faith in traditional currency - silver nearly doubled during the 2008 crash while most assets dropped 30%. Billionaires like Michael Lewis (The Big Short) and major players like Warren Buffett are currently liquidating assets, potentially signaling an impending global financial crisis. Traditional banking operates on a fractional reserve system where banks only hold 10% of deposits, making them vulnerable to bank runs and highlighting the importance of holding physical assets. Storage of physical silver can be more secure than keeping money in banks, as banks can freeze accounts and lend out 90% of deposits, while physical silver remains under your direct control.   BEST MOMENTS "Paper is only worth anything, because it's worth nothing by the way, and even the polymer notes are worth nothing, it's only worth something if we trust it." "Anyone who really knows money invests a decent amount of their net worth in silver and gold and hopes it never goes up... because the only time that goes up is when the world is in the toilet." "If you borrow a million pounds from the bank, you have the problem. If you borrow a hundred million pounds from the bank, the bank has the problem." "Savings are degradings. Because savings go down, inflation is higher than interest historically. Even when interest is high, the banks don't give you it all."   VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information.
Join Rob as he explores the psychology of designer purchases, from clothes to watches to cars. He talks about the delicate balance between quality investments and wasteful spending and by sharing personal experiences, stories and real world examples, Rob reveals how true wealth often manifests in subtlety. KEY TAKEAWAYS High-end brands like Patek Philippe and Hermès create artificial scarcity and complex buying processes to maintain exclusivity and increase demand, requiring significant previous purchases to access their most coveted items.  True quality investment pieces often have no visible logos and maintain or increase in value over time, while items covered in obvious branding typically depreciate rapidly.  Ferrari maintains brand value through strict control, even banning celebrities like Justin Bieber and Kim Kardashian who violate their standards for car modification and resale.  Luxury watches like Patek Philippe can serve as both investment vehicles and networking tools, opening doors to valuable business connections.  In the luxury car market, value isn't always about the badge - sometimes less prestigious brands offer better performance and value (like Audi RSQ8 vs. Lamborghini Urus).  Expensive designer clothes with prominent logos often indicate insecurity rather than wealth, while truly wealthy individuals tend to prefer understated, high-quality pieces.   BEST MOMENTS "If you want to go broke, buy brands. If you want to get rich, build a brand." "A Rolex Daytona is a better savings account than a savings account and a better door opener than a crowbar." "For less than an Urus, I got an RSQ8, which looks better than an Urus and a 992 Turbo S, which is the fastest car out of anything except two, three and five million pound hypercars."    VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information.
Is University a Scam?

Is University a Scam?

2024-11-1429:57

Is university a scam? Rob talks about why he thinks university is at best outdated and at worst a scam in this episode. He shares why many people would be far better off not going to university at all, the alternatives to further education and the potential ulterior motives the government have for wanting as many people as possible to get a degree.   KEY TAKEAWAYS The average student leaves with 45k in debt, to earn 30k when they leave. Students are sold a future that isn’t the reality. Most students will leave university with huge debt and in some cases a worse salary than if they hadn’t gone. You can’t get the education you need at university about newer technology and online spaces such as AI and content creation. There is still a need for universities for more practical courses, such as medicine. Going to university is good for the system, it means you are in debt, pay them interest and pay them taxes. You don’t then have the freedom to create your own business. Think about the ulterior motive for universities and colleges, especially when you consider education for things like medicine should be free as they serve the public. It's not just a cost to students to attend university but frequently their family and parents too.   BEST MOMENTS  "In creative arts, people earn more than if they didn’t go to uni” “No ones really done it long enough for the information to trickle down to university, if you do marketing they don’t really touch on social media at all” “There’s nothing in podcasting at university at all” “The system wants you for debt, interest and taxes” “It can take 30 years to repay a student loan” “Why should we have to get in debt for the rest of our lives to be a doctor?”  "It benefits them for you to be in more debt"  VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information.
In this candid and revealing episode, Rob talks about the complex world of relationships as an entrepreneur. From marriage and parenting to business partnerships and employee dynamics, Rob shares his experiences from his 18 years of balancing business success with personal relationships. He discusses the delicate dance between ambition and family life, giving his perspectives on how to maintain healthy relationships whilst being an entrepreneur.   KEY TAKEAWAYS ·       The ideal entrepreneurial relationship often thrives when partners have opposing traits but aligned visions. For example in Rob’s case, his ambition and risk-taking are balanced by the Mark’s stability and groundedness. ·       Children of successful entrepreneurs need challenge, not coddling. By teaching them to earn rather than giving handouts it can prevent entitled behaviour and prepares them for the real world. ·       In employee relationships, no one truly works "for you" they work for themselves. Leaders should expect more from employees than they expect from themselves to drive growth. ·       The key to maintaining relationships as an entrepreneur is understanding that you can have anything but not everything - choose partners who appreciate ambition but provide balance. ·       Managing personal relationships with wealth requires thick skin, people will feel entitled to your money and criticise your success, but that's part of the territory.     BEST MOMENTS  "If you have a hole in your soul, no human alive can make you happy. You can have the best looking, funniest, most supportive, charming partner, they cannot fill a void in your own soul."   "Wisdom is knowing the difference between what you think you want and what is good for you. Usually the things that don't like and trigger you and are painful for you are good for you."   "I don't believe my staff work for me. I believe my staff work for themselves... if they were working for me, they would work and then they'd give me the money."   "Your children will teach you as much as you teach them."     VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information.
Rob talks about his recent viral LinkedIn post about the seven unconventional habits that contributed to his millions! From afternoon naps to controversial takes on micromanagement, Rob challenges popular business advice with practical, tested strategies. His honest approach tackles everything from coffee consumption to emotional expression in business, offering unique ideas that go against typical LinkedIn ‘guru’ advice.   KEY TAKEAWAYS ·       Strategic micromanagement can be a powerful tool when applied correctly - it's not toxic when used to help struggling team members or oversee crucial projects ·       Afternoon power naps (8-20 minutes) can add 3-4 productive hours to your day, especially valuable for early risers! ·       Voice memos combined with AI transcription can dramatically increase productivity by capturing ideas in real time and maintaining your authentic voice ·       Walking instead of running provides better longevity benefits while allowing for multitasking through voice memos and calls ·       Quality over quantity in clothing choices reduces decision fatigue and increases confidence, focusing on high-quality pieces rather than designer labels ·       Controlled emotional expression, particularly showing when you're genuinely upset about important matters, can earn respect and maintain authenticity   BEST MOMENTS   "I don't micromanage anyone who's good. But I micromanage the fuck out of people who are apathetic, disengaged, failing, or trying but failing." "If you've got the choice between pissing someone else off or pissing yourself off, you should choose them every time." "I want to live till I'm a hundred and five and die making love to a 25-year-old nurse... my wife is straight up said I'm not wiping your arse and I'm not looking after you when you get old." "One of the ways I got broke was buying things I couldn't afford to impress people I didn't even know."   VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information.
Rob talks to Kane about the biggest money mistakes people make in this episode, exploring everything from silver investments to the hidden scams of the banking system. Rob and Kane also discuss controversial topics like university education, inflation, and the real value of entrepreneurship as well as how anyone can build wealth.   KEY TAKEAWAYS ·       Inflation is actually a controlled mechanism that makes banks richer while devaluing people's savings. Understanding this can help you use it to your advantage through strategic debt and asset ownership ·       Being an entrepreneur isn't for everyone, success might come easier by working for the right company first, learning and then pitching them a partnership ·       The biggest legal money scam is the banking system's ability to print money at will, creating inflation that devalues currency while raising asset prices ·       When entering business partnerships, watch how potential partners handle stress and talk about previous relationships - it's likely how they'll treat you in the future ·       Real wealth comes from buying proven asset classes (like gold, silver, real estate) during dips, and using pound/dollar cost averaging rather than timing the market ·       The university system creates debt-trapped graduates while providing questionable value. It’s worth considering alternative paths to success that don't start with massive debt!   BEST MOMENTS "If you borrow a million pounds from the bank, you have the problem. If you borrow a hundred million pounds from the bank, they have the problem." "The biggest scams are hidden in plain sight... Most working or middle class families are indoctrinated with the desire that success for their children is sending them to college." "Stop bitching about how some asylum seeker immigrant or AI will steal your job. And just get good at your fucking job." "Whatever makes the bank rich, I want to figure out why I don't want to do the same because the banks have been doing it for thousands of years and they're fucking good at it."   VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information.
Rob shares the things that you buy that actually end up saving or making money in the long run. From hiring private drivers to strategic watch collecting, Rob shares insider knowledge on how spending money wisely can create more wealth. He challenges conventional thinking about luxury purchases, explaining how items like supercars can be smart business tools when structured correctly!   KEY TAKEAWAYS How much is your time worth? Hiring a driver can be more cost effective than driving yourself, as it allows for productive work time during travel. For high-earners, the opportunity cost of driving themselves can far exceed the driver's fee! Watch collecting, particularly with brands like Rolex and Patek Philippe, can beat inflation as well as open doors to valuable business connections and networking opportunities. Luxury cars, when purchased through the right company structure (LLP), can offer significant tax advantages and serve as powerful marketing tools that attract clients and enhance brand value. Investing in domestic help (cook, cleaner, housekeeper) can significantly boost productivity with the time saved being redirected to income generating activities. High quality, low volume clothing purchases are better investments than frequent cheap purchases, as they last longer and make you look better too. When planning inheritance, matching children's earned income and teaching them business principles is more valuable than simply leaving them wealth.   BEST MOMENTS "It is a far better use of 10 grand to have it in a Rolex than to have it in a savings account. Because in a savings account, that will go down in value every year and be used by the banks and the government at your risk."   "A good hour of work for me is about five grand... and a driver costs me, I don't know, a couple of 300 pounds per hour or per journey sometimes, depends on the car that you get."   "Anyone who buys their kids designer clothes is showing off or showing their own insecurities through their kids. So I think it's an absolute waste of money and it's grotesque."   "I personally believe that the greatest gift you can give your children is education. As opposed to a thousand properties to manage or a billion dollar company."     VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information.
Rob shares 15 money misconceptions that could be holding you back from financial freedom. From debunking myths about savings accounts to revealing shocking truths about government currency manipulation, Rob shares insider knowledge gained from his own journey to building a £250 million company. Rob covers everything from silver investments to the truth about banks, with practical advice on protecting and growing your wealth in today's struggling economy.   KEY TAKEAWAYS   The banking system isn't designed to protect your wealth - banks pay 1.5% interest while lending at 8-10%, making savings accounts essentially "degrading accounts" that lose value over time Inflation isn't naturally occurring but a government strategy to reduce debt value - when governments print money, they're effectively stealing purchasing power from existing currency holders Hard work alone doesn't create wealth - success comes from combining opportunity with effort, explaining why a waiter working as hard as Elon Musk won't achieve the same results The LMD (Leverage, Manage, Do) time management system - start your day by delegating tasks to others, then manage those tasks, and only then focus on what you must do yourself True wealth comes from increasing the gap between income and expenses - focus on reducing expenses before increasing income to avoid lifestyle creep Asset ownership is key to beating inflation - physical assets like silver and property increase in value with inflation while debt becomes relatively cheaper, creating a double win for investors   BEST MOMENTS   "Money absolutely does make you happy. No rich person ever said money doesn't make me happy, take all my money away."   "People work really hard in the gold mines, but it's the people who own the gold mines that make all the money."   "The bank is not a public service. The bank does not care about you. The bank does not save your money. It invests your money."   "Why would someone spend a thousand quid on a TV that will be worth 150 quid in three years, but they wouldn't invest a thousand pounds into their health, wellbeing or their knowledge?"   VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information.
Rob passionately exposes the hidden world of taxation, revealing how we are all paying in at least 75 different ways! From VAT to "stealth taxes" on sugar, Rob breaks down why the current system is broken and proposes controversial solutions, including why you shouldn't take a salary. This episode gives useful advice on how entrepreneurs can navigate the tax system, maximise their earnings, and why flat-rate taxation could revolutionise the UK economy.   KEY TAKEAWAYS A flat rate tax of 20% across all income levels could attract more investment, encourage entrepreneurship, and generate more revenue than the current progressive system by bringing billionaires back to the UK. The current tax system penalises success through progressive taxation, with some brackets reaching 60% tax rates between £100,000-£125,000, effectively discouraging economic growth and overseas investment. Business owners should consider replacing traditional salaries with performance based commission structures to increase motivation, accountability, and potential earnings while reducing tax burden. Most employees are experiencing "Salary Stockholm Syndrome," becoming dependent on the perceived security of a regular salary while actually limiting their earning potential and paying the highest tax rates. Entrepreneurs can significantly reduce their tax burden by running expenses through their business, including hardware, travel, and vehicles, paying tax on what's left rather than the gross amount. Government inefficiency and complex tax codes are causing massive waste. Simplifying the system and reducing civil service bloat could improve economic outcomes.   BEST MOMENTS "When you take a pound or dollar you might be left with 20 pence or cents. When you save a pound or dollar, you save the whole pound. So when you save tax, you save the whole pound."   "If you borrow a million pounds from the bank, you have the problem. If you borrow a hundred million pounds from the bank, they have the problem."   "Small businesses account for 55 percent of all the economy. That's just small businesses and small businesses are the ones getting hurt the most." "Financial Stockholm syndrome is when you develop an addiction and a relationship with your salary, but your salary is keeping you broke."   VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information.
Rob speaks to Kane about one of his greatest moves as an entrepreneur. He shares how he bought Think Big Education, an Australian education company, for just 5k and rebranded it to Progressive Success, transforming it into a multi-million-pound business.    KEY TAKEAWAYS Rob was actually working for someone else at the time and took a game-changing speaking course in Australia, Think Big Education. After his success after attending the course he began speaking for them and created a network. During the 2008 recession, he then heard from his network that the company was struggling, he found a way to buy it. Rob can make £2-£5 per person from an email database and at least £1-£2 per person on social media, even though data and reach are so much harder now! Buying his horrible ex-boss’ furniture after his company went bust is one of Rob’s career highlights!   BEST MOMENTS "I paid 5 grand for this company” “In ’08 5k is what 10k is now” “If I couldn’t make £5 per person from an email database I’d need shooting in the face” VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information.
Warren Buffett is warning us of potentially the largest financial crash we've ever experienced. He’s offloading tens of millions in stock, and in this episode, Rob explains what this means for you, and the market and reveals some shocking truths. Rob also shares the best assets to invest in to shield yourself against a crash and maximise your potential earnings. KEY TAKEAWAYS Even the largest banks are trading insolvently, putting all our savings at risk of vanishing overnight. Only 10% of deposits are kept in reserve, making them vulnerable to bank runs. Warren Buffett's sale of $7 billion in Bank of America stock signals potential trouble in the banking sector. Rob advises keeping minimum amounts in bank accounts and spreading money across multiple banks to mitigate risk. Real estate remains a strong investment due to high demand and relatively low interest rates in the UK. Rob predicts a significant market crash, potentially the biggest in our lifetime, with mid-2025 as a possible timeframe. There are risks associated with exit taxes and unrealised gains taxes, they could stifle investment and economic growth. Diversification across physical and non-physical assets is essential to protect wealth during economic downturns.   BEST MOMENTS  "If Warren Buffett is selling 7 billion of Bank of America, if you've got any shares in banks, sell them." "Mark my words. If you leave money in savings accounts or current accounts, in mainstream banks or even challenger banks, that's a fucking risk."  "More millionaires are made in recessions than any other time in the cycle. Observe the masses, do the opposite." "Your spending power is the lowest it's been since the second world war. It's the lowest it's been in a hundred years." "Basically, this is all socialism and communism. This is where it comes from. Communism. State owns everything. Socialism. We take off the rich. We give to the poor. Capitalism, we're all equal, and we distribute and tax based on merit."   VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information.
Rob warns of the dangers a cashless society could present to society. He talks about the risks with centralised digital currency, what it means for our freedom and how inflation and big corps are already stealing your money without you realising. Kane and Rob live check some of these companies, including Tesco, to prove just how much corruption there is. Rob also gives his thoughts on how governments and taxes could be managed differently and his thoughts on Donald Trump running again for office.   KEY TAKEAWAYS   Cash provides privacy and freedom centralised digital currencies offer no privacy which means you can be controlled. Think about what it would mean for cash to be completely eradicated, who in society would that impact the most and what control does it give governments and companies? Black Rock are the biggest fund in the world, they are the biggest controller of money, they are also the biggest shareholder of Tesco, who has stopped cash in some of its cafés already. Pure shareholder profit is one of the things driving this change, as a society we need to look at purpose as well as profit as a metric for businesses. If a business knowingly trades insolvently it's illegal but the government can do this for decades. Rob believes in privatisation, completion, merit and award, and more than anything, accountability and penalties for poor performance.  Inflation isn't a natural consequence of money. It's caused by the actions of governments and is essentially made up!   BEST MOMENTS  “It is the next apocalypse” “Cash is privacy, cash is freedom” “You can no longer pay for cash in 40 Tesco cafes” “Cashless society is a move to control you, to survey you” “Follow the money, follow the motive”  "How can anything owned by the government become net positive"  VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information.
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Comments (13)

Liz Sewell

Always so much value! Thank you Rob!

Dec 23rd
Reply

Imran Kassam

This is an amazing podcast, really inspiring. Lots of brilliant content. Highly recommend listening and subscribing!

Oct 14th
Reply

Sean McNamara

can I get the KPI document?

May 18th
Reply

Gareth Caldwell

Hi Rob. Been following for a long time now. I do follow the disruptive podcast as well but enjoy money more. Both very good and very productive information. Have you any interest in putting out more content?

Oct 11th
Reply

Rah

state the obvious bud

Jun 21st
Reply

Rah

do you ever get bored saying the same things

Jun 19th
Reply

Rah

discipline is freedom, freedom isn't freedom because you get guilt about not getting things done

May 25th
Reply

Rah

It's never enough but it's boring to retire

May 10th
Reply

Ray Mclennan

Good advice. Do you want more money? Don’t we all? But to get it, you need to know how to look after it.

May 9th
Reply

Rah

Money just isn't important to you yet

Apr 5th
Reply

Rah

money doesn't make you happy, but it makes you happier to a point, if you have too much more money more problems 😂

Apr 5th
Reply

Rah

brilliant

Apr 5th
Reply

Grant Spillman

Great content here and hopefully great advice on how to grow my "money"

Mar 27th
Reply