Claim OwnershipThe Money Puzzle, with James Kirby
Subscribed: 3,734Played: 157,112
Subscribe
© 2024 News Corp Australia
Description
The Money Puzzle covers all the important property, business, money and finance news.
With two episodes published every week, The Australian’s Wealth Editor James Kirby, along with business, property and finance experts share insights and information that you will use on your wealth building journey.
Submit your questions on all things property, business and finance here - themoneypuzzle@theaustralian.com.au
480 Episodes
Reverse
1What is the FIRE movement and how did it get started? It's not a club or a cult: It doesn't have a headquarters, rather it's a set of investment principles: And it just might be a breakthrough for you in the year ahead. Lionel Lee joins wealth editor James Kirby in the episode --------In today's show, we cover: * The key principles of FIRE * Getting the best from what the movement has to offer * A case study that spans a lifetime * The realities of 'firing up'See omnystudio.com/listener for privacy information.
Never count your chickens...until the last day of the year: A sober call from US Federal Reserve chair, Jay Powell, has cooled US markets this week while on the ASX the biggest float of the year - DigiCo- has been an initial flop. But, hey, we are still looking at double-digit returns for investors in 2024...and that will do nicely. Financial adviser James Gerrard joins wealth editor James Kirby in the final regular episode of 2024. ---------- In today's show, we cover * A wrap for 2024 on listed investment markets * Cash, gold and Bitcoin - what we learnt * Super returns for 2024 * Why it's time to start thinking about the 'black swan' See omnystudio.com/listener for privacy information.
Call it key person risk - or perhaps ' key person opportunity': Either way, the personality of the CEO is crucial to the operation of most top stocks on the ASX.The Australian has just released its annual CEO survey - let's hear what the CEOs are saying about the year ahead. Associate editor Business Eric Johnston joins wealth editor James Kirby in this episode. ----------- In today's show, we cover: * "Cautious optimism' - Top CEOs look forward to the coming year * Banking on lending more - Financial CEOs wait for rate cuts* Copper Call - Will this future-facing metal matter more than iron ore?* What just happened at DigCo - and what does it mean for A-REITs See omnystudio.com/listener for privacy information.
Can the US possibly repeat its bumper returns again in 2025? Well, the pundits tell us that US markets will return at least twice the total return from the ASX next year…so, why not? Tim Mackay of Quantum Financial joins wealth editor in this episode. ------------- In today’s episode, we cover: * The US share market prospects for the Aussie investor* Bond ETFs…maybe this time!* What did you do with your tax cuts? * Getting a better deal on super for a couple See omnystudio.com/listener for privacy information.
The inbox at themoneypuzzle@theaustralian.com.au is not going to get cleared by Xmas if we don't do something soon! Here's a collection of our recent correspondence. Stuart Wemyss of Prosolution Private Clients joins wealth editor James Kirby in this episode. ------- In today's show, we cover: * The 40-year mortgage - good news or bad news? * Centrelink and gifting a stake in your property * Property trusts and the arrival of datacentre float DigiCo * What defines a 'distressed property sale' See omnystudio.com/listener for privacy information.
There were 30,000 advisers in Australia and there are 15,000 today. Worse still, there are only a teeny number of new recruits joining the sector each year. Big Super may provide a breakthrough with its plan for specialised in-house advisors, but will they be any good? Advisor Nathan Fradley joins wealth editor James Kirby in this episode. --------- In today's show, we cover * Finding a financial advisor in a shrinking market * Will your super fund be able to offer good advice?* What is debt recycling ?>* CGT and retirement See omnystudio.com/listener for privacy information.
It does not take long for distressed sales to appear in a soft property market: In Sydney and Melbourne there is now clear weakness in inner-city apartment markets.But can an investor make money here? Louis Christopher of SQM Research joins wealth editor James Kirby in this episode. ------------ In today's show, we cover: * Soft spots in the metropolitan centres * Why Brisbane and Perth may hold up in 2025* Off-the-plan risks reappear * When one-bedroom units make sense See omnystudio.com/listener for privacy information.
Call it a surprise if you like: But the unexpected, highly irregular, badly drafted new super tax is off the agenda: What's more, it's unlikely to reappear in anything like its current shape. Then again, a parliamentary logjam has also ensured the big breakthrough on financial advice - where super funds would come into the game in a major way - is also petrified in a political deadlock. At least we can start investing with a teeny bit of certainty from here. Aleks Vickovich of the Conexus Financial group joins wealth editor James Kirby in this episode. -------- In today's show, we cover * What happened to the new $3m super tax * Financial advice from big funds gets kicked into touch * How paying $5000 a year for financial advice makes sense * Should you be involved in private credit ? See omnystudio.com/listener for privacy information.
You can already use funds from an SMSF to buy an investment property. But what if you could use money from your Big Super fund to buy a home? It's hardly a radical idea in an economy where you can take money out of super for cosmetic surgery! Simon Jones of HomeSuper joins wealth editor James Kirby in this episode. --------- In today's show, we cover: * The plan to tap Big Super for home buyers * SMSF opportunities in property * The government's Shared Home Equity scheme is ready to go* Are house prices really falling? See omnystudio.com/listener for privacy information.
Need some advice about advice? At The Australian, we have expanded our annual roll call of the best advisers: The List: Top 150 Financial Advisers is out this week. To mark the occasion I'm joined by an adviser who has managed to make the list every year since it was launched in 2017. Will Hamilton of Hamilton Wealth Partners joins wealth editor James Kirby in this episode. -------------- In today's show, we cover * How to find a top financial adviser * What an adviser is looking for when they meet you * If the industry is thriving, why are there no new recruits? * Are all traditional ETFs the same ? See omnystudio.com/listener for privacy information.
The Big Super funds are having a woeful run of high-profile cock-ups where customers have been let down by inept management procedures: Led by Cbus, the roll-call includes ART, Hesta and Unisuper. At what point do investors need to be concerned about failings in their super fund? James Gerrard of www.financialadviser.com.au joins wealth editor James Kirby in this episode. ---------- In today's show, we cover * Big Super's bad management * The realities of switching super funds * Commercial property triggers tough times for super sector* Are property trusts really turning the corner?See omnystudio.com/listener for privacy information.
Australian investors have flocked to Wall Street in recent times favouring the 'Magnificent Seven' big tech stocks - and Warren Buffet's Berkshire Hathaway group. But Donald Trump's new regime looks set to favour old-school blue chips, not to mention oil and gas stocks. What to do? Gemma Dale, head of investor behaviour at nabtrade, joins wealth editor James Kirby in this episode. ----------------- In today's show, we cover: * How to play the share market under Trump* From Elon to Warren - what's going to change?* The ETFs for global exposure * Dollar cost averaging - don't ever forget it See omnystudio.com/listener for privacy information.
Many property investors never know if they will win or lose on a property until the day they finally sell it: In contrast, professional investors don't fly blind, instead they concentrate on their Internal Rate of Return. Here's how it works. Stuart Wemyss of Prosolution Private Clients joins wealth editor James Kirby in this episode. ---------- In today's show, we cover: * Assessing the Internal Rate of Return on your property * The secret of high-yielding investment property* Why homeowners win in the pension system * Land tax traps (especially in Victoria) See omnystudio.com/listener for privacy information.
The average HECs bill is now $27,000 and many listeners will have bills that are higher than that: This week the government restructured the entire working of the student debt system - and threw in a universal 20 per cent cut on all existing HECs bills - how will it work? Hugh Robertson of the Centaur Financial Services joins wealth editor James Kirby in this episode. ------------- In today's show, we cover: HECs - The new deal Prioritising tax-deductible debt Why Trump won't help your ASX shares The ETFs to buy for the new US presidency See omnystudio.com/listener for privacy information.
There are two classes of private investor in Australia: Everyday retail investors and legally certified sophisticated investors (defined by law as having an annual income of at least $250,000 or assets of more than $2.5m),Today we examine the sophisticated investor regime - how it works and whether you would gain anything from making the cut. Ray Tubman of Heirwealth joins wealth editor James Kirby in this episode ------- In today's show, we cover: The great Australian $3.5 trillion wealth transfer The good and bad of becoming a sophisticated investor Property options for the High Net Worth brigade SMSF versus index funds inside Big Super See omnystudio.com/listener for privacy information.
CEO scandals are flooding the share market: Qantas, Wisetech, MinRes...the list keeps growing. The thing is, each of those companies has a board that is paid handsomely for supposedly keeping the CEO under control.What could be done to change this risk? Fund manager Roger Montgomery joins wealth editor James Kirby in this episode. In today's show, we cover: Coralling the larger-than-life CEO: A proposal The problem with independent company directors Is AI any smarter than a cat? Why can't we get after-tax returns from big funds? See omnystudio.com/listener for privacy information.
Buying at auction might seem straightforward, but unfortunately you are likely to become a bunny in the headlights when it comes to the big day. Still, knowing what can go wrong is the first step to enlightenment - and that includes being very careful in choosing a buyer's agent because some of them have so little in the way of credentials...it's alarming. Property educator, Veronica Morgan, joins wealth editor James Kirby in this episode. ------In today's show, we cover The problem with buyer's agents How to handle auction day Queensland property black spot Building costs inflation...how bad is it? See omnystudio.com/listener for privacy information.
This week - in 1987 - the ASX fell 25 per cent IN A DAY. Just now the local share market is going gangbusters: In fact, it is testing its all- time valuation peak. But here's the thing: The market will crash again - we just don't know when this will happen or what might trigger the downturn. What was it like to sit through a 25 per cent drop in a matter of hours and what can we learn from it as investors? Alex Moffatt of Joseph Palmer and Sons joins wealth editor James Kirby in this episode. ------ In today's show, we cover: Lessons from the great crash of 1987 Why markets overheat and how to protect yourself Is the scandal at MinRes a sign of things to come NextDC - Why this value investor thinks it too hot to handle See omnystudio.com/listener for privacy information.
Every spring property investors are tempted again by the lure of the beach house: This year the Prime Minister Anthony Albanese made his move with a high-profile $4.3m purchase on the Central Coast. Is a holiday home a good investment? Let's find out... James Gerrard of www.financialadvisor.com.au joins wealth editor James Kirby in this episode In today's show, we cover: *Assessing holiday homes as an investment*Why beach houses often don't work out as planned*Making money from rentals at the beach house *Sub-dividing and CGT exposure See omnystudio.com/listener for privacy information.
The chances are that your share portfolio is going gangbusters. But a paradox of our bull market on the ASX is that the dividend payouts are sliding: Anyone starting today as a share investor is going to find it much harder to get the sort of dividend income that made our market a standout.What's happening...and what should you do? Don Hamson managing director of the Plato Investment group joins wealth editor James Kirby in this episode. In today's show, we cover: * Fading dividends - Why dividend yields are shrinking?* Forward with franking - dividend imputation is more important than ever* Could A-REITs be the answer ?* The failings of ETFs which Jack Bogle may not have mentioned See omnystudio.com/listener for privacy information.
Top Podcasts
The Best New Comedy Podcast Right Now – June 2024The Best News Podcast Right Now – June 2024The Best New Business Podcast Right Now – June 2024The Best New Sports Podcast Right Now – June 2024The Best New True Crime Podcast Right Now – June 2024The Best New Joe Rogan Experience Podcast Right Now – June 20The Best New Dan Bongino Show Podcast Right Now – June 20The Best New Mark Levin Podcast – June 2024
Download from Google Play
Download from App Store
United States
💚🔴💚WATCH>>ᗪOᗯᑎᒪOᗩᗪ>>LINK>👉https://co.fastmovies.org
Would be good to get a uranium expert on to discuss in more detail. CEO of Bannerman Brandon Munro would be ideal.
Fantastic speaker, Emma sounds like a true professional, just please let her finish! Was cut off too many times in my opinion.
you guys need to look more into the tech and use cases behind crypto currencies like ADA and ETH. I thought crypto was a joke because all the financial gurus were laughing at it, but after doing some research I have completely changed my opinion. the fact that guy's like you are not more informed about crypto makes me think that there is still allot of money to flow into it in the long term.
You guys are getting too loose and inarticulate. You sound like you're three schooners in. "Another dodgy apartment block in Melbourne ... I can't remember which ..." Tighter preparation and less time-wasting. Best, Lex