The Money School

<p>The Money School is your one-stop-feed for all of the most foundational episodes of the award-winning financial advice podcast Money Rehab hosted by New York Times Bestselling author Nicole Lapin.</p>

How to Sign Up for a FSA and HSA (and Why You Want To)

Happy Open Enrollment, Money Rehabbers! When you pick your health insurance plan, you're likely going to encounter FSAs or HSAs. Today, Nicole explains the difference between the two— and how to get the most out of both of them.

12-05
12:05

How to Negotiate Medical Debt

Last year, Nicole had a medical scare... which only got scarier when the bills started rolling in. Today, Nicole shares how she negotiated her medical bills and takes you behind the scenes of a real conversation she had with a medical provider.

12-05
13:56

How to Negotiate With Your Credit Card Company

If you're not negotiating these three things, you're leaving money on the table. It's your hard-earned money, you might as well fight for it! Listen to Nicole negotiate with her credit card company here: https://link.chtbl.com/IFiJEybg

12-05
07:27

How to Trade Options

Nicole has always opted for slow-and-steady investing versus hyped-up, get-rich-quick trading. But, there are trading strategies that are more calculated, and can almost act as an insurance policy against risk of losses. To give us the masterclass on these strategies and more is investing expert Dominique Broadway. All investment and trading strategies involve risk of loss. The content you hear on this podcast is for entertainment and education purposes only and does not constitute financial advice by our hosts or by Money News Network.

10-23
36:23

How to Determine How Much Money You Really Need For Retirement

The very first step in making a successful retirement plan (yes, even before starting that IRA) is to know how much you’ll actually need for retirement. Today, Nicole answers a question from a listener about how the heck to make that prediction.

10-09
08:49

How to Cancel Medical Debt

Nearly 1 in 10 adults in the U.S. owe significant medical debt, totaling $195 billion nationwide. Today, Nicole gives three tips to help you manage— or even cancel— your medical debt.

10-09
09:46

What to Ask Your Employer About Stock Options

When Facebook went public, 88 employees saw the value of their equity exceed $30 million. That’s the dream right? But not only is this dream rare, it can actually turn into a nightmare if you don’t ask your company the right questions about your stock options. Today Nicole talks about how to protect yourself from this nightmare scenario with Tracy DiNunzio, a brilliant entrepreneur who built and sold the luxury resale company Tradesy. Nicole and Tracy explain what you should ask your employer about your equity, and if you get a job offer with a large equity component, how to evaluate if the opportunity is a good one.

09-24
43:43

How to Get a Raise

Asking for a raise is certainly an art. Nicole shares all her advice for mastering this art— from when to ask, what to say, and even what to bring with you to the meeting.

09-16
08:48

How to Increase Your Credit Score

Your credit score is your financial report card... except, more important than your report card from school, because your credit score will play a big role in determining your mortgage. Today, Nicole explains how to show your credit score some love.

09-16
09:32

How to Get Out of Debt

Like any good sponsor, Nicole can talk the talk because she’s been in Money Rehab herself. At one point, Nicole was in $5,000 of credit card debt. In this episode, she tells the story of how she faced that debt and got rid of it for good.

09-16
07:19

How to Make Your First Investment

Nicole's DMs are open for questions, and the #1 question she gets isn't what to invest in... but how to invest. Today, she takes you through making your first investment, step-by-step, and leaves no stone unturned.

09-16
14:35

How to Make a Budget

Nicole covers exactly how much should go toward your essential spending, what the heck you have to put toward retirement, and how much you get to spend on the fun stuff: vacations and bottomless-mimosa brunches.

09-16
19:10

How Margin Borrowing Can Supercharge or Destroy Your Investments

With margin borrowing, you can give your investments a boost— but if you're not careful, you could also lose more than you gain. Nicole explains the concept, and whether it's a money move you should make.

09-15
09:09

WTF is PE?

Today, Nicole unpacks private equity (PE) by sharing how it works, who the big players are, and gives you the scoop on the deals that went really right and really wrong.

09-08
09:50

Could Your Retirement Plan Be Secretly Invested in Crypto? Here's How To Check

You could be invested in crypto, and not even know it. Nicole explains how this could happen, and what to do if you're secretly invested in this volatile asset.

09-01
08:12

"How Do I Get My 401(k) From an Old Job?"

Picture this: you have a job at a company with 401(k) benefits and then... you quit (or the job quits you). The good news is that money is still yours. But the retirement fairy won't just come and leave your 401(k) under your pillow. Nicole outlines the steps you need to take after leaving a job to make sure that your 401(k) is still working for you.

08-25
06:45

How To To Save on Holiday Travel

An estimated 160 million Americans are planning to travel for the holidays. If you're one of them, here are five ways you can save on one of the busiest— and most expensive— travel times of the year.

08-18
05:45

How To Handle Money and Love— With Tips from Jason Tartick

Money can’t buy you love… but it sure can cost you a relationship, because financial conflict is a huge source of tension for many couples. Today, Nicole is joined by entrepreneur and author Jason Tartick about how to not let money ruin a relationship. Plus, Jason talks about his experience being scammed, which companies he’s bullish and bearish on, and what Elon Musk is like at a party. Find Jason's latest book, Talk Money To Me: The 8 Essential Financial Questions to Discuss With Your Partner, here: https://www.jasontartick.com/talk-money-to-me

08-11
39:20

How to Save for Retirement If You're Self-Employed

Today’s caller is living the freelance dream—flexible schedule, creative freedom, but… zero employer retirement benefits. If you’re self-employed and wondering how the heck you’re supposed to save for retirement without a 401(k), this episode is for you. Nicole breaks down the best retirement accounts for freelancers, how to reverse-engineer your savings plan, and how to turn “irregular income” into “regular savings.” Because yes, you can have a dreamy retirement, even without a W-2.

08-04
33:15

How to Invest in Foreign Markets

Confidence in the U.S. is shaky right now—and with ongoing tariff drama and mixed economic signals, it’s no surprise investors are feeling uneasy. But here’s the thing: the U.S. is not your only option. Today, Nicole explains why looking beyond U.S. borders could be the smartest move for your portfolio right now. From “blue-chip” countries like Japan and Germany to emerging markets like India and Mexico, Nicole breaks down the best global investment plays, how to access them (spoiler: ETFs are your friend), and the tax traps to avoid. Diversification isn’t just smart—it’s essential.

07-28
13:53

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