The Most Hated F-Word

With Adrian Furnham Professor of Psychology | Author | Academic Intro: Join us as Adrian Furnham offers profound insights into the psychology of money, guiding you toward a harmonious and fulfilling relationship with your money. Learn how to navigate the complexities of money, unlock your true potential, and ultimately achieve greater financial well-being. BIO: Adrian Frank Furnham is a highly accomplished BPS chartered occupational psychologist and chartered health psychologist. With an extensive background in academia, Adrian has lectured at renowned institutions such as Oxford's Pembroke College, the University of West Indies, and the Henley Management College. He is currently an adjunct professor at BI Norwegian Business School and a professor at University College London. Adrian's research interests span various fields within psychology, including applied, economic, health, occupational, social, and differential psychology. With 96 published books, three Ph. Ds and over 1,200 peer-reviewed journal articles, Adrian is recognized as a leading expert in the psychology of money. Why You Should Listen: Explore the depths of the human mind and its intricate relationship with money in this thought-provoking conversation with Adrian Furnham. Discover the essential principles from the psychology of money that can transform your financial well-being. Gain a deeper understanding of the research-backed strategies to navigate the complexities of money and maximize your overall happiness in life. Whether you're seeking financial freedom, improved relationships with money, or a greater sense of fulfillment, this episode offers a wealth of wisdom to empower your financial journey. Highlights: The Enigma of Money: Unveiling why psychologists have often overlooked the study of money and its impact on our lives. Vocational Guidance Secrets: Unraveling the key to happiness through vocational guidance and aligning your passions with monetary success. From Childhood to Adulthood: Exploring how early experiences shape our relationship with Money and influence our financial behaviours as Adults. Beyond the Surface: Delving into the different perspectives of psychologists, economists, and their unique approaches to understanding money. Unmasking Money Associations: Investigating the psychological themes associated with money, including power, love, security, and freedom. LINKS: Adrian Furnham's Website: www.adrianfurnham.com Adrian Furnham on Twitter: @AdrianFurnham

William Irvine | Author | Stoic Practitioner | Summary: Want to live a better life? Ancient wisdom might have the answer. William Irvine shows how Stoicism, a philosophy from centuries ago, can help us navigate modern life and our relationship with money. Instead of chasing external success, he suggests focusing on what we can control - our reactions and emotions. Through practices like negative visualization (imagining losing what we have), Irvine reveals how ancient wisdom can help us appreciate what we have and build resilience. Most importantly, he challenges our endless pursuit of "more" by introducing a powerful concept - "enough." The conversation explores how having a life philosophy can be like a compass, helping us make better decisions about money and find genuine contentment in our complex modern world. Highlights: Understanding 'enough' is crucial for inner peace - knowing when more won't make you happier is key to contentment. Focus on what you can control - your reactions and emotions matter more than external circumstances. Practice negative visualization - imagining losing what you have builds gratitude and appreciation for your current life. Build resilience through voluntary discomfort - facing challenges deliberately makes you stronger. Money can create anxiety, but satisfaction comes from within - external wealth doesn't guarantee inner peace. Living simply leads to greater appreciation - less complexity often means more contentment. Quotes: "Equanimity is the absence of negative emotions." "Stoics embrace positive emotions, not bottle them up." "What is it you really want?" "You're living it, doing things that will win their admiration." Links: William Irvine's website and books: CLICK HERE

Dr. Olaya Moldes Andres | Senior Lecturer at Cardiff Business School | Summary In this episode, Dr. Olaya Moldes examines the fascinating connection between what we buy, who we are, and how we connect with others. She explains why understanding why we make purchases—whether for material goods or experiences—is essential for improving our well-being and relationships. Dr. Moldes explores how materialism can strain connections, why social bonds are key to happiness, and how our spending habits reflect our values and goals. This conversation encourages us to think critically about our choices and how they shape our identity and relationships. Key Takeaways Materialism can hurt our relationships, leading to loneliness or conflict. Spending on experiences isn’t always better than buying material things. Understanding why we buy what we do is crucial for happiness. Social connections play a huge role in our well-being. Basing self-worth on material possessions can leave us feeling unfulfilled. Reflecting on how we spend can lead to smarter financial decisions. Experiences shared with others are more meaningful. Finding a balance between ambition and relationships is essential for a fulfilling life. What we buy and how we interact with others shapes who we are. Sound Bites "What is the motivation behind your spending?" "Experiences don’t always deliver more satisfaction than material things." "Materialism can affect how we connect with the people around us."

With Dr. Sarah Asebedo | School Director | Researcher | Educator | Editor Episode Summary: In this episode, I sit down with Dr. Sarah Asebedo, a seasoned financial planner turned academic at Texas Tech University. We chat about how financial planning can truly change lives, focusing on the crucial bond between clients and advisors. Sarah introduces her Financial Planning Client Interaction Theory, highlighting how our personalities and emotions play into our financial choices. We also touch on teaching kids about money and how feeling good can lead to better financial decisions. BIO: Dr. Sarah Asebedo, Ph.D., CFP®, is a leading researcher, educator, and practitioner in financial planning, dedicated to bridging the gap between research and practice. Her work focuses on applying positive psychology to financial planning, financial behaviour change, and enhancing client-advisor relationships. Sarah’s research has been widely published in top journals and recognized with awards like the Montgomery-Warschauer Award and Investment News’ Top 40 Under 40. She is a past president of the Financial Therapy Association and holds a Ph.D. in Personal Financial Planning from Kansas State University. Highlights: The Heart of Financial Planning: It's not just about numbers; it's about helping people live better lives. Defining True Value: Understanding what makes financial planning valuable is key to its growth. Client-Adviser Dynamics: The quality of interactions can make or break financial success. Holistic Engagement: Effective planning looks at all aspects of a client's resources and goals. Health Connections: There's a strong link between financial health and overall well-being. Personal Touch: Tailoring advice to individual personalities and emotions leads to better outcomes. Teaching Money Skills: Hands-on learning is essential for kids to grasp financial concepts. Connect with Dr. Sarah Asebedo: Academic Profile: Texas Tech University LinkedIn: Sarah Asebedo

With Paul Ollinger | Comedian | Speaker | Host at 'Reasonably Happy' Podcast | Summary: In this episode, Paul Ollinger shares heartfelt lessons about money, happiness, and fulfillment, inspired by his father’s example of frugality and contentment. Growing up in a large family, Paul reflects on how humour became a survival tool, fostering connection and resilience, and how it later shaped his career in comedy. He explores the role of laughter and joy in creating a meaningful life, highlighting how happier people often make better money decisions. Paul also examines the tension between chasing financial success and finding balance, offering insights into the difference between desire and compulsion in the pursuit of wealth. Through stories of gratitude, self-awareness, and aligning career choices with personal values, Paul provides fresh perspectives on the connection between humour, happiness, and financial well-being. BIO:After 15 years in sales at companies like Yahoo! and Facebook, Paul Ollinger left the corporate world to pursue comedy, performing at top clubs like Carolines on Broadway and Zanies, and sharing stages with stars like Norm Macdonald and Chelsea Handler. He hosts the Reasonably Happy podcast, exploring the connection between money, happiness, and meaning with guests like Judd Apatow, LL COOL J, and Nobel Prize winners. Paul’s collection of essays, Reasonably Happy, was released October 2024. He lives in New York City with his wife, two teenagers, and their French bulldogs, Theo and Colonel Tom Parker. Highlights: The best money lessons often come from family. Frugality can bring both security and peace of mind. Humor can help navigate chaos and foster resilience. True happiness isn’t tied to wealth; it’s about defining 'enough.' Career choices should reflect your passions and values. Gratitude and self-awareness are essential for fulfillment. Meaningful experiences matter more than material possessions. Personal choices and reflection shape our relationship with money. Comparing yourself to others hinders happiness. Life’s challenges and joys are both part of the journey. Quotes: "How much is enough?" "You have to be eminently unreasonable." "I wouldn't trade my life for your billions." "Life is 80% good stuff and 20% bullshit." Links: Paul's Book: Reasonably Happy: Essays on Money, Work and Other Things that Piss Me Off Paul Ollinger's Website: CLICK HERE

Dr. Shay Harris-Pierre | Professional Counselor | Associate Professor | Certified Financial Therapist Summary: Ever wonder why you think and act the way you do with money? In this episode, Shaun chats with Dr. Shea Harris-Pierre to uncover the hidden forces of financial socialization—the powerful influence of family, culture, and society on our money choices. Dr. Shea shares her own journey of redefining wealth as more than just financial success, exploring how well-being and emotional health play a part. Together, they reveal how family dynamics, early lessons, and even our own self-awareness shape the financial habits we pass on. Tune in to discover insights that could reshape your own money mindset and help you build healthier financial habits. BIO: Dr. Shay Harris-Pierre, PhD, LPC, CFT-I TM, is a Licensed Professional Counselor, Associate Professor, Certified Financial Therapist, and Family Dynamics Consultant. She holds a bachelor’s degree in psychology, a master’s degree in Marriage and Family Therapy, and a PhD in Counselor Education and Supervision. She has 7 years of experience as a counselor educator and 10 years clinical experience as a therapist. Through her private practice, Shades of You Counseling and Consulting, PLLC, Dr. Shay serves high achieving women of color, couples, and families as they navigate trauma, relational, and intergenerational concerns. Highlights: Wealth is defined by personal feelings and experiences. The pandemic prompted a reevaluation of what wealth means. Financial socialization influences our relationship with money. Family dynamics play a crucial role in shaping financial beliefs. Emotional regulation is essential for healthy financial discussions. Conscious awareness of financial behaviours can lead to better choices. Teaching children about money should include emotional context. Parentification can complicate financial education in families. Self-exploration is necessary for understanding financial anxieties. There is no finish line in personal growth regarding finances. Quotes: "Wealth is a feeling, not a number." "The forced slowness of the pandemic helped me to slow down." Links: Shades of Wealth Podcast: CLICK HERE Shades of You: CLICK HERE Consulting for Finance Professionals: CLICK HERE

Jake Eagle | Psychotherapist | Mindful Instructor | Author Summary: Psychotherapist, mindfulness instructor, and author Jake Eagle joins Shaun Maslyk to explore awe's transformative power for lasting well-being, and happiness, and even how we relate to money. Jake shares his inspiring journey from business success to becoming a meta-therapist, where he now helps others tap into awe to enrich their lives. Together, they discuss the Awe Method—a simple, fast technique to experience awe—and its potential to reset the nervous system, build resilience, and even reshape our financial mindset. Discover how a practice of awe can help you feel more at peace with your finances and more fulfilled in life. They dive into the three levels of consciousness—safety, heart, and spaciousness—offering an approach that goes beyond positive psychology and into a deeper, more expansive way to grow. This episode will intrigue you to explore awe as a tool for happiness and personal transformation. Highlights: Awe is a powerful emotion that can be accessed quickly for greater well-being. Taking responsibility for our emotions is crucial for personal growth and healthy financial decisions. The past can guide us, but it doesn’t have to define us. Awe can be cultivated through simple, daily practices. The Awe Method enables quick shifts in emotional state. We can create new narratives around our experiences and financial stories. We can create new, empowering narratives around our experiences. The three levels of consciousness—safety, heart, and spaciousness—support deeper well-being. Awe can reset our nervous system and enhance resilience. Every interaction is an opportunity for greater consciousness. Awareness of our values is essential for meaningful growth. Quotes: "The past can inform us, but it shouldn't define us" "Finding beauty every day is a high value" "Generosity is a powerful perspective to carry" Links: The Power of Awe Book: CLICK HERE Jake's Be Conscious Now: CLICK HERE

Dr. Michael Amster | Mindfulness Researcher | Author | Interventional Pain Management Specialist Intro: When was the last time you felt a true sense of awe? Perhaps it was while gazing at a breathtaking landscape, watching a mesmerizing sunset, or savoring a moment of pure wonder. These extraordinary scenes often inspire awe, yet as our guest, Dr. Michael Amster, co-author of The Power of Awe, explains, awe isn’t limited to grand spectacles or rare events. It’s something we can experience every day—in the warmth of sunlight, a kind gesture, or even the intricate details of a simple leaf. And during this podcast, Dr. Amster discusses how awe is accessible to us all and can have dramatically powerful, positive impacts on our lives. These moments of everyday awe do more than create beautiful memories; they have a profound impact on our mindset, especially when it comes to money. When we allow ourselves to experience awe, we see how "rich" life can be in the truest sense. We begin to rely less on external “things” to make us happy, knowing that they often bring only fleeting satisfaction. Instead, awe-inspired moments lead us to find fulfillment in experiences, connections, and simple joys. In this way, awe shifts us from seeking happiness through material accumulation to cultivating a lasting sense of inner wealth. BIO: Michael Amster, MD, is a physician and awe researcher, writer, and teacher at the UC Berkeley Greater Good Science Center. With twenty years as a pain management specialist, he is currently the founding director of the pain management department at Santa Cruz Community Health. A practitioner of meditation for over thirty years, he is also a certified yoga and meditation teacher. He splits his time between clinical work, research on awe, teaching mindfulness, and leading awe-inspiring retreats around the world. Highlights: Practicing awe can lead to a more fulfilling life. Awe connects us to our intuition and self. Experiencing awe can slow us down and enhance our presence. Awe can be found in ordinary moments, not just extraordinary ones. The AWE method is a simple practice to cultivate awe. Awe has significant psychological and social benefits. Awe can expand our identity beyond material possessions. Experiencing awe can change our perception of time. Awe is contagious and can inspire generosity in others. Links: The Power of Awe Book: CLICK HERE Dr. Michael Amster LinkedIn: CLICK HERE

Dr. Brad Klontz, Psy.D., CFP® | Financial Psychologist | Author | Professor | Adrian Brambila | Entrepreneur | Author | Summary: In this conversation, we explore how to start thinking rich by shifting from a poor mindset to a rich mindset. There’s no limit to how much you can earn, but once you achieve financial freedom, it's your responsibility to find your purpose. While money can provide safety and security, it’s essential to use it wisely and not rely on material possessions for happiness. The discussion highlights how a poor mindset—believing the system is rigged and feeling powerless—can hold people back, even those with significant wealth. Success comes from changing your beliefs about money, adopting the right behaviours, and consistently challenging your mindset to create lasting change. BIOs: Adrian Brambila Adrian Brambila is an internet entrepreneur and former professional dancer for T-Pain, who has become a leading voice in online marketing. With over 1.7 million social media followers, Adrian’s unconventional journey saw him living in a van and travelling the USA during the pandemic, while making over $100K per month online. He’s passionate about showing how wealth and minimalism can coexist. Adrian is the founder of Bramify.com and BrambilaMethod.com, and the author of Start Thinking Rich. Dr. Bradley T. Klontz, Psy.D., CFP® Dr. Brad Klontz is a leading expert in financial psychology, financial planning, and behavioral finance. He’s an Associate Professor of Practice at Creighton University’s Heider College of Business, Co-Founder of the Financial Psychology Institute, and Managing Principal of YYMW Advisors. Dr. Brad has co-authored eight books on the psychology of money, including Psychology of Financial Planning and Mind Over Money. His work bridges the gap between financial behaviour and emotional well-being, helping people create healthier relationships with money. Episode Takeaways: Money can offer safety, security, and freedom, but it’s important not to rely on material possessions for happiness. The first step to financial freedom is believing you can change your financial situation. Taking responsibility for your financial choices helps you understand and navigate the system. While the system isn’t necessarily rigged, it’s crucial to recognize and address issues like racism, sexism, and classism. Being poor is a mindset, not just about lacking money, and even wealthy people can have a poor mindset. Changing our beliefs about money is essential for achieving financial success. A mindset shift is necessary for long-term, sustainable change. Continuously challenging and upgrading your beliefs about money is key. Content that provokes emotional reactions and inspires action is powerful. Being open-minded and learning from others' perspectives helps foster growth. Click here for a copy of START THINKING RICK: 21 Harsh Truths to Take You from Broke to Financial Freedom Links: Dr. Brad Klontz Information & Books: CLICK HERE TikTok: CLICK HERE LinkedIn: CLICK HERE Instagram: CLICK HERE Adrian Brambila: TikTok: CLICK HERE YouTube: CLICK HERE

Dr. Daniel Crosby | Chief Behavioral Officer | Author | Summary: Dr. Daniel Crosby talks about his latest book, The Soul of Money. Exploring how Dr. Crosby’s thinking has evolved, moving from focusing on objective financial principles to diving into the more personal, emotional side of money. They discuss how to find meaning in money, no matter your financial situation, and introduce the idea of a "return on life." The conversation touches on how The Soul of Money blends ancient wisdom, research, and practical advice. Dr. Crosby shares his views on the deeper essence of wealth, why having something meaningful to say is key when writing a book, and his thoughts on book design and titles. He also explains the research behind money and happiness, including the PERMA model of well-being, and reflects on the legacy he hopes to leave, emphasizing the role of money in living a meaningful life. BIO: Dr. Daniel Crosby is a psychologist and behavioural finance expert who helps organizations understand the intersection of the mind and markets. Dr. Crosby's first book, Personal Benchmark: Integrating Behavioral Finance and Investment Management, was a New York Times bestseller. His second book, The Laws of Wealth, was named the best investment book of 2017 by the Axiom Business Book Awards and has been translated into 14 languages. His third book, The Behavioral Investor, was Axiom's best investment book of 2019 and is a comprehensive look at the neurology, physiology and psychology of sound financial decision-making. His latest book, The Soul of Wealth, will be published in October of 2024. When he's not decoding market psychology, Daniel is a father of 3, a fanatical follower of the St. Louis Cardinals, an explorer of the American South, and an amateur hot sauce chef. Highlights: The Soul of Money explores the subjective and personal aspects of the relationship between money and meaning. Finding meaning in money is not dependent on one's financial situation; it is about maximizing the return on life. The essence and energy of wealth are intertwined, and wealth should be deployed in a soulful way that energizes and improves life. The book cover of 'The Soul of Wealth' was carefully designed to convey the timeless wisdom and invite readers on a deep exploration. Money and happiness are nuanced, with moment-to-moment happiness plateauing at a certain income level but subjective life evaluation continuing to rise. The PERMA model of human flourishing highlights the importance of positive experiences, engagement, relationships, meaning, and advancement. Filling the world with happy people, good relationships, and good ideas is a worthwhile pursuit. Links: Dr. Daniel Crosby's Book: CLICK HERE Dr. Daniel Crosby's LinkedIn: CLICK HERE Standard Deviations Podcast: CLICK HERE

Dr. Brandy Baxter | Ph.d | Financial Coach | Financial Futurist Summary: Dr. Brandy Baxter's journey into financial coaching started with an unlikely spark: The Three Little Pigs. This childhood tale inspired her to help women build financial confidence and resilience, much like the pigs who learned to build a stronger house. Her book, rooted in the idea of taking control of your financial future, dives deep into how the right support can transform not just your bank balance, but your entire mindset about money. Dr. Baxter offers a fresh take, emphasizing that it's not just about having a plan—it's about finding the confidence to act on it. She talks about the power of coaching in creating lasting change, but what really makes her approach different? It might have something to do with the way she helps people connect emotionally to their financial goals, turning intimidating tasks into meaningful steps forward. Dr. Baxter's story raises the question: What if your financial journey could be about more than numbers—about building something resilient like those three little pigs learned to do? BIO:Brandy is the Owner and Founder of Envison30 where she coaches couples to shift their mindset and bring future financial goals into present reality. Brandy is an Accredited Financial Counselor®, a Financial Fitness Coach®, has a B.A. in Communication, a M.S. in Management, a Graduate Certificate in Executive Coaching, and is currently pursuing a Doctorate degree in Strategic Foresight. She is the author of the book, The Three Little Divas™ Reach Your Money Goals in 3 Steps Before You Huff and Puff and Blow Your Next Paycheck Away, a book about three women and their money personalities. Highlights: Financial coaching helps individuals gain confidence in managing their finances and take action. Coaching focuses on implementation and helping clients make decisions that align with their values. Financial coaching creates a safe and non-judgmental space for clients to explore their thoughts and feelings about money. Empathy and forgiveness are essential in the coaching process to support clients in their financial journey. Financial coaching should be a partnership, with the client as the expert in their own life. Visualization exercises can help clients connect emotionally with their goals. Support and accountability are crucial for implementing sustainable changes. Hold money loosely and use it as a tool to add fulfillment to life. Quotes: "Coaching allows clients to uncover for themselves what is best for themselves." "It's less about what I think and more about what you know." Links: Brandy's Linkedin: CLICK HERE Brandy's website: CLICK HERE

With Amanda Clayman | Financial Therapist | Podcaster | Summary: Amanda Clayman discusses her podcast, Emotional Investment, focusing on normalizing conversations about money and emotions. She highlights the intimacy of podcasting and the importance of embracing the messiness of our financial lives. Clayman addresses societal expectations around money, the conflicts they create in relationships, and how shame can prevent financial progress. She emphasizes vulnerability, open communication, and integrating different perspectives in couples' financial relationships. Money, she suggests, is a path to deeper self-awareness. Clayman shares her journey with money-related anxieties and stresses the importance of resilience in navigating financial challenges. She closes with advice for future generations on building a healthy relationship with money. BIO: Amanda Clayman is widely recognized as a leader in the field of financial therapy. Her approach as a clinician is to decode how thoughts, feelings, and associations shape our financial choices, and identify how those patterns both serve and limit us. Her consulting clients and public speaking audiences have included numerous corporations, non-profit organizations, and financial services firms including SoFi, New York Foundation for the Arts, Barnard College, and the Financial Therapy Association Conference. She is a LinkedIn Learning (Lynda.com) author of several financial wellness courses, and the financial wellness expert for SheKnows media, where she writes a financial therapy advice column. Her work has been featured in such media outlets as CNBC, Fox News, The New York Times, The Wall Street Journal, REAL SIMPLE, and Forbes. Quotes: "The messiness of money is a feature. We need to learn to engage with the complexities, contradictions, and discomfort that activate our brain and body." Takeaways: We need to shift our perspective on financial distress and embrace the messiness of our financial lives. Societal expectations around money can create conflicts in relationships, and it's important to have open and constructive conversations about these differences. Shame often prevents us from addressing our financial behaviours, and acceptance and curiosity are key to overcoming shame and making positive changes. No one is completely balanced or perfect when it comes to money, and it's important to embrace our imperfections and work towards a healthier relationship with money. Vulnerability and acceptance are crucial in couples' financial relationships. Money serves as a portal to deeper self-awareness and personal growth. Resilience and flexibility are key in navigating financial challenges. Building a healthy relationship with money requires ongoing self-reflection and self-trust. Links: Amanda's Website: CLICK HERE Amanda's New Podcast: CLICK HERE

With Jared Rabinowitz | CEO & Founding / Executive Partner at Quintessence Wealth Summary: In this episode, Shaun chats with Jared about Q Wealth's fresh approach to financial planning, during a conversation at the Future Proof Conference, inside Q Wealth's Canadian Tiki Lounge set up on Huntington Beach. They explore how positive psychology is being used to make wealth management more meaningful and client-focused, touching on how the Tiki Lounge experience connected with many elements of the PERMA model (Positive Emotion, Engagement, Relationships, Meaning, and Accomplishment). You'll hear about the shift from traditional investment strategies to a more holistic, people-centred way of advising, and why creating memorable client experiences is the future of financial services.Takeaways: The future of financial services will focus on listening and offering guidance rather than just advice The Canadian Tiki Lounge theme was chosen to enhance the experience and create a unique atmosphere Integrating PERMA principles can bring more meaning to wealth management The shift to Advisor 3.0 focuses on helping clients live their best lives Creating memorable experiences is essential for client engagement. The financial services industry is moving towards a more human-centred approach. The importance of anticipation in creating meaningful experiences at conferences. Links: Jared's LinkedIn: CLICK HERE Q-Wealth: CLICK HERE Future Proof Conference: CLICK HERE

Cherie Stueve Ph.D, CFP®, AFC®, FFC®, FBS® Senior Content Lead at Dalton Education Summary: In this episode, Cherie and Shaun explore how our past experiences shape our money habits and discuss the importance of finding a balance between saving for the future and enjoying the present. Listeners will learn how social connections and experiences can bring fulfillment without excessive spending and how being mindful of outside influences can lead to more intentional financial decisions. Cherie also shares insights from her research, highlighting the value of financial therapy and the need for financial professionals to humanize money conversations, helping clients align their goals with their values. Highlights: Past experiences shape our views on money and influence our financial habits. Balancing saving for the future and enjoying the present is essential. Social connections and experiences bring fulfillment without excessive spending. Being mindful of external influences helps make intentional financial decisions. Seeking professional guidance fosters self-awareness and financial well-being. The financial profession lacks a common language, complicating communication. Financial coaching, counselling, planning, and therapy have different perceptions. Humanizing money conversations is key to aligning financial goals with values. Quotes: "We are both influenced by our childhood but also really our early adulthood when it comes to how we manage money." "It's recognizing there are a lot of people trying to separate you from your money without truly giving you that value back." Links: Cherie's LinkedIn: CLICK HERE Dalton Education: CLICK HERE

Dr. Preston Cherry Ph.D, AFC®, CFT-I™, CFP® | Entrepreneur | Coach | Speaker | Summary: Dr. Preston Cherry offers a thoughtful exploration of the connection between wealth and well-being, showing how the two work together to create a fulfilling life. He discusses the importance of aligning financial decisions with what truly matters to us, offering insights on how money can support well-being when used with intention. Dr. Cherry also challenges the common belief that money and happiness are disconnected, explaining how our values and personal stories guide our financial choices. He highlights the need for creating financial plans that reflect who we are, rather than simply focusing on numbers. As he reflects on retirement, he redefines it as a transition to meaningful work, rather than just an endpoint. The conversation closes with a discussion about how faith, time, and relationships play a key role in finding balance and purpose in our financial lives. This thoughtful conversation invites the listener to consider how their relationship with money can be reshaped for a more meaningful, intentional life. Highlights: Faith, time, and meaningful relationships are key elements in finding financial harmony and living a happy and healthy life. Wealth and well-being are distinct but related partners in creating a fulfilling life. Aligning financial outcomes with well-being is key to achieving true flourishing. Money can contribute to happiness and well-being by providing resources and opportunities. Understanding our values and stories helps us make intentional financial decisions. Retirement is not just about retiring early, but about retiring on time and transitioning from work that is necessary to work that is desired. Quotes: "Wealth and wellbeing are distinct but related partners to help you create and achieve your life's design" "Wealth is dollars, which goes into investing into well-being. There is a difference" "Without knowing ourselves, it's hard to assign those dollars in the areas" Links: Dr. Preston Cherry's Upcoming Book Pre-Order: CLICK HERE Concurrent Financial Planning: CLICK HERE Life, Money, Balance Podcast: CLICK HERE

With Melissa Lamoureux Summary: In this episode, Melissa Lamoureux opens up about her experience of going bankrupt and the emotional journey that came with it. She talks about breaking the stigma around bankruptcy and how sharing money stories can help others feel less alone. Melissa highlights the importance of acceptance and healing, as well as challenging society's ideas about money and success. She reflects on her evolving relationship with money and the work she’s doing to create a healthier mindset. Melissa also discusses the impact of her inner dialogue and the shadow side of her financial journey. Melissa shares insights from her experiences with fame, failure, and entrepreneurship, revealing the challenges of being in the spotlight and starting a business. She stresses the need for self-acceptance, reconciling expectations, and the lack of financial guidance for entrepreneurs. Highlights: Breaking the stigma around bankruptcy and sharing money stories can help others feel less alone in their financial struggles. Acceptance is a powerful tool for healing and moving forward after a challenging experience. Challenging the cultural narrative of money and success can help redefine personal definitions of success. Building a healthy relationship with money requires both practical and psychological work. Inner dialogue and the shadow aspect can play a significant role in shaping our relationship with money. The feast or famine pattern with money can lead to financial instability. The knowing vs. doing gap can hinder financial progress. Integrating money into daily life and valuing it can lead to a healthier relationship with money.

John Coleman MBA | Author | Investor Summary: In this episode, we explore the important connection between money and happiness, focusing on why money alone won’t give you purpose or meaning. We discuss how finding purpose in what we do can greatly enhance our well-being and how true flourishing isn’t just about big successes but about finding joy and purpose in your current situation. We also touch on the vital role that leaders play in helping people discover meaning in their work and recognizing their unique strengths. The key takeaway from this episode is that while money is important, it shouldn’t be our sole focus. True fulfillment comes from finding deeper meaning and purpose in our everyday lives, beyond just the pursuit of wealth. Takeaways Money can distract from finding purpose and meaning in life. Money should be enjoyed without attachment and used as a tool, not a goal. Trends of loneliness, isolation, anger, and unhappiness are on the rise in developed countries. Purpose and meaning in life contribute to human flourishing. Purpose can be found and built in various roles and professions. Purpose is an individual concept, and leaders need to help employees translate the organization's vision into individual engagement and purpose. Empowering employees leads to greater motivation and fulfillment. Quote: "How do human beings live a good life, a holistic life, a life where they not only feel happy, but they feel fulfilled, they feel they have a sense of direction, they feel that their work and their personal activities have meaning for themselves and for others." Links: John Coleman's Website/Books: CLICK HERE John Coleman's LinkedIn: CLICK HERE

With Dr. Sarah Asebedo CFP® | Associate Professor | School of Financial Planning | Summary: This episode explores the concept of financial flourishing by integrating positive psychology with financial planning. Dr. Sarah Acebedo emphasizes the importance of finding meaning, purpose, and accomplishment in life, moving beyond just functioning to truly flourishing. The discussion highlights how aligning spending with the PERMA well-being model—Positive emotions, Engagement, Relationships, Meaning, and Accomplishment—can boost financial satisfaction and overall well-being. Key points include the role of positive emotions in expanding financial options, the importance of building knowledge and resilience, and the need to cultivate a healthy relationship with money, even before retirement. Highlights: What is the field of positive psychology? What does it mean to flourish? How to integrate positive psychology with financial planning Using the PERMA model with financial planning Becoming financially resilient BIO: Dr. Asebedo, is an experienced researcher, teacher, and practitioner in financial planning. She is spearheading research focused on applying positive psychology to financial planning, financial behaviour change and many other topics. Her work has been published in the Journal of Positive Psychology, Psychology and Aging, Journal of Consumer Affairs, Financial Planning Review, and many more. Dr. Asebedo is a current member and past president of the Financial Therapy Association. She earned her Ph.D. in Personal Financial Planning from Kansas State University. Links: Dr. Asebedo’s LinkedIn Profile Dr. Asebedo’s paper “Functioning to flourishing: Applying Positive Psychology to Financial Planning

Marie McLeod | Positive Psychology Expert | Film Maker Summary: Marie explains the concept of thriving as a sustainable state of well-being, distinct from fleeting happiness. She introduces the Beacon model, a framework she developed to help individuals thrive across six pillars: belonging, engagement, accountability, compassion, optimism, and nurture. Marie emphasizes the importance of understanding how to thrive and what science tells us, so we can then use our money to facilitate a life of thriving. Discover how focusing on strengths rather than weaknesses and practicing self-compassion can transform your life. Marie’s documentary, "How to Thrive," highlights the real-life impact of the Beacon framework on families in Australia, offering practical tools to enhance mental health and well-being BIO:Marie McLeod is the Chief Thrive Guide and presenter in the award-winning documentary ‘How to Thrive’ - where she takes on 7 participants with mental health challenges through a transformative wellbeing journey. With her unique brand of no-nonsense yet compassionate coaching that gets to the heart of the problem, Marie combines her knowledge of the science of wellbeing with her years of practical application. Her award-winning programs have delivered measurable, life-changing transformation for people and organizations alike. Marie is qualified in social work, positive psychology and adult education. Highlights: Thriving is about feeling and functioning well despite life's challenges Focusing on strengths rather than weaknesses is key to thriving Happiness is a fleeting emotion while thriving is a more sustainable state The Beacon model is a framework designed to help individuals thrive in all areas of their lives. The Beacon framework provides a comprehensive approach to thriving, focusing on six pillars: belonging, engagement, accountability, compassion, optimism, and nurture Self-compassion and balance between kindness to others and oneself are important elements of thriving that are often overlooked The documentary 'How to Thrive' showcases the impact of the Beacon framework on seven families and provides practical tools for individuals to thrive. Quotes: "What might happen personally and professionally if we began to focus more on what is strong with people than what is wrong with people." "Thriving is about feeling and functioning as well as we can despite life's ups and downs. More sustainable than just those moments of happiness." "Focusing on what is strong rather than what is wrong changes everything." LINKS: Marie's Website: CLICK HERE How To Thrive Documentary: CLICK HERE

Dr. Heather Kappes | Associate Professor | Researcher Summary: Dr. Heather Kappes explains how beliefs and meaning influence spending and wealth. She discusses why high-income earners often live paycheck to paycheck due to social pressures and the importance of understanding the meaning behind spending for better self-control. She also highlights the role of scarcity in spending decisions. The conversation touches on the beliefs of the FIRE (Financial Independence, Retire Early) community, how children form beliefs about spending and the impact of social pressure. Key themes include the relationship between spending and happiness, financial literacy, and cultural differences in spending attitudes. Takeaways The "spending implies wealth" belief can lead to financial vulnerability. High-income earners often live paycheck to paycheck due to social pressures and spending beliefs. Understanding the meaning behind spending is key to behaviour change and self-control. Scarcity impacts spending decisions and complicates consumption smoothing. The FIRE community’s beliefs on saving and spending can improve financial habits. Spending does not necessarily lead to happiness or indicate wealth. Younger children often equate spending with happiness, while older children develop a nuanced view. Parents can foster healthy spending habits in children through discussions about money, teaching opportunity costs, and encouraging saving goals. Financial literacy programs should address social and psychological factors influencing spending, beyond basic concepts. Quotes: "Living life at the time that you have it." "Spending implies that you have money, that you have wealth." "I think it's natural for kids to feel disappointed when we say, 'We're not spending right now.'" "It's not just like abstractly saving, but it's saving for some kind of goal." Links: Dr. Kappes' website: CLICK HERE