The Perpetual Wealth Strategy Podcast

Congratulations on adopting the Perpetual Wealth Strategy. In this inaugural episode, host and Paradigm Life CEO Patrick Donohoe dives into some of the incredible wealth building principles that are now working for you. Join us as we review the Hierarchy of Wealth, as well as what you can expect as a Paradigm Life client in the coming months and years.

We get asked all the time about the mindset and approach to the wealth building strategies we teach here at Paradigm Life. Today we’re diving in deep to share the background, best practices, and benefits of maintaining your new money mindset as you face new financial opportunities and some of life’s biggest changes.

What is a mutual insurance company, and why does it matter to you as a cash value life insurance investor? Even more so, what are these companies doing for your financial strategy that other investments and organizations simply can’t offer? Join Patrick Donohoe as he discusses the value a mutual company’s structure brings to your financial strategy.

Every April, Americans all over the country start sweating. You no longer have to join them. In this episode, Patrick Donohoe dives into the powerful life insurance tax benefits working for you as part of the Perpetual Wealth Strategy. From policy inception to death benefit, Patrick reviews the tax advantages other investments and accounts can’t match.

One of the most compelling benefits cash value life insurance provides is ongoing, immediate access to your money. Unlike other investments and accounts, you don’t have to forfeit the use of your cash value to make this strategy work for you. Today, host, Patrick Donohoe, explores the benefits, structure, and most common uses of the loan provision. He also tackles the things you need to consider as you look at using your own policy to finance major purchases and investments.

Are you aware of your life insurance asset protection? Beyond the historical consistency, tax favorable growth, and liquidity, this is another benefit of the Wealth Maximization Account that most clients are surprised by. In this episode, host, Patrick Donohoe, discusses asset protection strategies and how they can benefit you during some of the most litigious times in history.

Today, Wealth Strategist Gary Pinkerton and one of our most experienced clients, David Shirkey, talk about the Perpetual Wealth Strategy’s systematic approach to saving and spending smarter through the “AND Asset.” They discuss the ins and outs of these cash management strategies, and how this approach marries healthy financial habits with the freedom and flexibility to do more with your money.

There are plenty of things you can do with a life insurance policy in place. Chief of these is to be taking out loans against your policy in order to be able to make large purchases or investments that you might otherwise note be able to afford. Nick Welch of Paradigm Life joins Patrick Donahoe to dive into the different ways of utilizing your life insurance policy for purchases or investments. Make sure you're making the most of what your policy can get you! Let Nick and Patrick show you how to use the policy to your advantage.

We often get asked the question, “How can I get my children involved in family finance practices?” Today, we’re talking about how family adoption of the Perpetual Wealth Strategy can lead to both better immediate financial habits and the creation of multi-generational wealth. One of our Wealth Strategists and a long-time client share their personal stories, experiences, tips and best practices for getting each member of the family actively involved in family finances.

Today, we’re here to talk about a key conversation to prepare for as you start implementing the Perpetual Wealth Strategy: the conversation with your CPA and CFO. In this episode, we share insights and advice on how to have effective conversations with each person on your strategic wealth management team.

Strategic wealth management is more than putting the right tools in place. It’s about the ongoing employment and optimization of your assets, which should include managing your life insurance policies. Two of our Wealth Strategists dive into best practices, tips, advice, and real-life stories for how they, their clients, and you can master policy management.

There are many ways that the Perpetual Wealth Strategy can help you on your individual journey of financial freedom. In today's episode, we welcome several successful Paradigm Life clients who share their real-life stories using this wealth strategy to achieve their unique financial goals.

In the first episode of our new season, we introduce the volatility buffer concept and provide guidance on how establishing the asset of the cash value in a whole life insurance policy can help you navigate volatile markets and prepare for a more secure financial future. Two of our Wealth Strategists take a deep dive into this concept, and explain how it can work for clients wishing to preserve or enhance their retirement income, while also protecting your existing assets from stock market erosion.

In part one of this special four-part series, we introduce the Hierarchy of Wealth, a simple way to structure assets and build a balanced financial portfolio. In this episode, Patrick Donohoe and wealth strategist William Street do an overview of The Hierarchy of Wealth, as well as an in-depth discussion of the characteristics and benefits of Tier 1 assets.

In part two of our special four-part series, we welcome wealth strategist John Stewart to provide an in depth overview of Tier 2 of The Hierarchy of Wealth. You'll learn how Tier 2 assets can help you grow your wealth, diversify your investments, and play in a key role in achieving your personal financial goals.

In part three of our special four-part series, Patrick Donohoe welcomes wealth strategist Gary Pinkerton to provide his expert insights and personal experience with investments within Tier 3 of The Hierarchy of Wealth. Join in to learn more about the purpose and characteristics of Tier 3 investments, how they tie into a healthy investment portfolio, and what you can do to build or improve your Tier 3 investment profile.

In the final episode of our four-part special series, Patrick Donohoe welcomes wealth strategist Chad Hanson to take a deep dive into Tier 4 of The Hierarchy of Wealth. You'll learn about the types of investments that make up this tier, and how you can structure your investment portfolio to achieve your financial goals and weather financial fluctuations.

🎙️ Discover the Path to Perpetual Wealth: Cash Flow, Protection, and Legacy Building! 🏦✨   Embark on a transformative financial journey with the captivating podcast series "Principles of Perpetual Wealth." 🎧🌟 Unveil the secrets to achieving lasting prosperity, safeguarding your assets, and leaving a meaningful legacy for generations to come.   🏆 Why Listen? Dive into the world of strategic wealth accumulation, where quick riches take a backseat to build a robust financial foundation. Uncover the art of consistent contributions, smart investments, and expert planning, all essential ingredients for crafting a resilient economic future.   📊 Key Takeaways:   🌱 Cash Flow Mastery: Learn to optimize your financial inflow by strategically managing and investing your earnings. 🛡️ Protection Strategies: Safeguard your hard-earned assets using legal entities, trusts, and more from life's curveballs. 💼 Legacy Building: Explore how whole life insurance can provide lifelong coverage, cash value growth, and a multi-purpose financial safety net. 🏡 Wealth Beyond Money: Understand that true wealth extends beyond mere dollars, empowering you to enhance your quality of life, fulfill dreams, and ensure a comfortable retirement. 🔮 Join the Conversation: Hosted by expert wealth builders and financial visionaries, "Principles of Perpetual Wealth" offers enlightening insights, actionable advice, and engaging discussions that inspire and empower.   🌠 Start Today for a Wealthier Tomorrow! Remember, wealth isn't an overnight achievement; it's a lifelong journey that begins with the first step. Tune in to unlock the principles that will guide you toward a future of prosperity, resilience, and enduring financial well-being.   Subscribe now to "Principles of Perpetual Wealth" on Libsyn and embark on a captivating voyage to financial mastery! 🚀📈 #PerpetualWealthPodcast #FinancialJourney #LegacyBuilding #SmartInvesting #WealthCreation #LibsynPodcast  

🎙️ Unlocking the Emotions Behind Budgeting: Balancing Freedom and Financial Responsibility 🌟   Join us on a captivating journey into the world of finances with our insightful podcast, "The Emotional Side of Budgeting." Discover how cash flow, the heartbeat of your financial journey, intertwines with your emotions, values, and self-care practices, bringing newfound insight into your relationship with money.   🤑 Why Listen? Delve deep into the essence of cash flow, transcending mere numbers and equations. Learn how this vital force shapes your financial health and stability, much like the balance between consumption and energy expenditure shapes your physical well-being.   💰 The Positive Flow: Visualize a net-positive cash flow as akin to burning more calories than you consume—a dynamic balance that fuels growth. Just as nurturing your body requires mindfulness and discipline, nurturing your cash flow demands deliberate management and a wise mindset.   💡 Breaking Free: Escape the perilous paycheck-to-paycheck cycle that exhausts your financial resilience. Just as relying solely on immediate energy consumption leaves you vulnerable, living without a financial cushion can leave your future insecure.   🌐 The Ripple Effect: Recognize the ripples of a healthy cash flow—less debt, improved credit scores, and lasting financial security. Just as your body thrives with ample energy reserves, your financial landscape blooms with prudent money management.   📊 Leveraging Budgeting: Embrace budgeting not as a constraint but as a pathway to liberation. Align your spending with your values, directing resources toward what truly matters, and watch as your money empowers your aspirations.   💧 Liquid Assets' Vitality: Like your body's readiness for action, liquidity ensures swift access to cash without depleting your financial stamina. Be prepared for unforeseen expenses and seize investment prospects while maintaining the steady rhythm of your cash flow.   🏆 Holistic Financial Mastery: Our podcast illuminates the multi-faceted art of cash flow. Beyond earning, it's about mindfulness, wisdom, and future-oriented planning. By mastering these tenets, you lay the cornerstone for your financial dreams.   Tune in to "The Emotional Side of Budgeting" on Libsyn and embark on a transformative voyage where emotional intelligence meets financial wisdom. 🎧💡 #EmotionalBudgeting #CashFlowInsights #FinancialWisdom #BudgetingMagic #LibsynPodcast #MoneyMindset #SmartSpending #FinancialEmpowerment #BalanceYourFlow #EmbraceYourValue #SavingsSuccess #PlanForTheFuture  

🎙️ Embark on a Journey Through Risk Management: Illuminating the Path to Financial Stability 🌄   Step into the captivating realm of our podcast, "Navigating the Landscape of Risk Management," where financial wisdom meets strategic planning, all under the vibrant umbrella of risk management. Unveil the art of making well-informed decisions, paving the way to prosperity, and safeguarding your wealth.   📊 Why Tune In? Dive into the world of risk management, transcending the business sphere to reveal its potent impact on personal finances. Discover how calculated risk-taking and strategic planning can enhance your financial health and lay the groundwork for lasting stability.   🛡️ Business and Personal Finance Synergy: Risk management isn't confined to boardrooms – it's a cornerstone of financial success, both in business and personal life. Traverse the landscape of risk assessment, mitigation, and prioritization, and witness how its principles fortify financial resilience and empower well-informed choices.   💼 Empowering Agricultural Prosperity: For farmers, risk management is a lifeline. Insurance emerges as a pivotal tool amid the unpredictable rhythms of nature and market dynamics. Journey into the world of agricultural risk management, where innovative insurance solutions act as steadfast shields, ensuring farmers' livelihoods and fostering growth.   🌿 Turning Risks into Triumphs: Risk management is a catalyst for transformation. Explore the realm of seizing opportunities within risks – from repurposing excess land for innovative ventures to unlocking new avenues of growth that transcend uncertainty.   🏦 Balancing Act: Wealth and Security: Delve into the delicate equilibrium between wealth accumulation and risk management. Discover how effective risk management strategies complement ambitious wealth-building endeavors, ensuring a safety net and rapid recovery in times of adversity.   🛡️ Forge Your Financial Destiny: Step beyond the ordinary and elevate your financial journey through astute risk management. By embracing calculated risk-taking, strategic planning, and prudent safeguards, you pave the way for a future brimming with confidence, stability, and prosperity.   Join us on Libsyn for "Navigating the Landscape of Risk Management" and unravel the mysteries of financial security and stability. 🎧💡 #RiskManagementInsights #FinancialFortitude #BalancingWealth #SmartRiskTaking #LibsynPodcast #OpportunitiesInRisks #SecureYourFuture #StrategicPlanning