The Perry Richey Group Podcast

On this edition of the Advisor Roundtable, the Advisor Teams discusses noise in the media surrounding the Presidential Election and potential bills, markets at the start of 2024 and what statistics tell us about what that could mean for 2024, potential options for your short term assets as the interest rate environment changes and a recent buzzword in financial planning and annuity spaces: the QLAC. There are differences between Certificates of Deposit (CD) purchased from a bank and those purchased from firms such as Baird. These differences may affect the rate of return and degree of risk for purchasers and may include but are not limited to variable interest rates, call features by the issuing bank, trading in the secondary market, price paid, transaction costs not typically associated with a traditional CD, redemption value, and withdrawal or sale prior or maturity. While secondary market purchases are also available, the FDIC insurance only covers the principal amount of the CD and any accrued interest up to that coverage limit. Investors should carefully consider these differenced before investing. CDs are subject to availability and minimum purchase amounts. Interest rates are subject to change without notice and could greatly impact the value of the CD. Availability and pricing are subject to change. Fixed income is generally considered to be a more conservative investment than stocks, but bonds and other fixed income investments still carry a variety of risks such as interest rate risk, credit risk, inflation risk and liquidity risk. In a rising interest rate environment, the value of fixed income securities generally declines and conversely, in a falling interest rate environment, the value of fixed income securities generally increases. High-yield securities may be subject to heightened market, interest rate or credit risk and should not be purchased solely because of the stated yield. Annuities are complex products and should be reviewed thoroughly before any investment. Click here to receive the quarterly The Advocate Advantage™ e-newsletter. Follow us: LinkedIn | Facebook | Website | FYFA Book For more information about the Perry Richey Group of Baird Private Wealth Management, go to our website, call us at 270.467.9664, or email us at theperryricheygroup@rwbaird.com. Click here to purchase Finding Your Financial Advisor on Amazon.

On the first episode of 2024, the Advisor Team recaps where the markets finished in 2023 and looks at the year ahead with a Presidential election and the Fed continuing to navigate a soft landing.  Click here to receive the quarterly The Advocate Advantage™ e-newsletter. Follow us: LinkedIn | Facebook | Website | FYFA Book For more information about the Perry Richey Group of Baird Private Wealth Management, go to our website, call us at 270.467.9664, or email us at theperryricheygroup@rwbaird.com. Click here to purchase Finding Your Financial Advisor on Amazon.

Long-term care is a delicate topic that many hesitate to talk about. On this episode, Andrew sits down with Erica Kroll, Insured Solutions Consultant at Baird, to discuss questions such as: What is long-term care? When should I start thinking about Long-Term Care Planning? What are different options to provide funding for long-term care needs? Click here to receive the quarterly The Advocate Advantage™ e-newsletter. Follow us: LinkedIn | Facebook | Website | FYFA Book For more information about the Perry Richey Group of Baird Private Wealth Management, go to our website, call us at 270.467.9664, or email us at theperryricheygroup@rwbaird.com. Click here to purchase Finding Your Financial Advisor on Amazon.

On the final Advisor Roundtable of 2023, the Advisor team discusses our outlook for 2024, our favorite Charlie Munger quotes, and some year-end gifting reminders. Click here to receive the quarterly The Advocate Advantage™ e-newsletter.  Follow us: LinkedIn | Facebook | Website | FYFA Book For more information about the Perry Richey Group of Baird Private Wealth Management, go to our website, call us at 270.467.9664, or email us at theperryricheygroup@rwbaird.com. Click here to purchase Finding Your Financial Advisor on Amazon.

Listen in as Brooke Cassady discusses a checklist of financial planning action items to consider prior to the end of 2023. Click here to receive the quarterly The Advocate Advantage™ e-newsletter. Follow us: LinkedIn | Facebook | Website | FYFA Book For more information about the Perry Richey Group of Baird Private Wealth Management, go to our website, call us at 270.467.9664, or email us at theperryricheygroup@rwbaird.com. Click here to purchase Finding Your Financial Advisor on Amazon.

On this month's Advisor Roundtable, Drew, Shawn, Josh, and Andrew provide an update on the 401(k) contribution limits just announced for 2024, recap the Federal Reserve's meeting last week, and provide an update on the market. Click here to receive the quarterly The Advocate Advantage™ e-newsletter. Follow us: LinkedIn | Facebook | Website | FYFA Book For more information about the Perry Richey Group of Baird Private Wealth Management, go to our website, call us at 270.467.9664, or email us at theperryricheygroup@rwbaird.com. Click here to purchase Finding Your Financial Advisor on Amazon.

In this episode Josh and Drew sit down in the Bowling Green office with Donald Rissmiller.  Listen in as they discuss the current economy, the likelihood of a recession, the "last mile" of Fed tightening, and the global economic impact of the events in Israel. Click here to receive the quarterly The Advocate Advantage™ e-newsletter. Follow us: LinkedIn | Facebook | Website | FYFA Book For more information about the Perry Richey Group of Baird Private Wealth Management, go to our website, call us at 270.467.9664, or email us at theperryricheygroup@rwbaird.com. Click here to purchase Finding Your Financial Advisor on Amazon.

In this episode the Advisor Team discusses year end planning opportunities, upcoming events, and breaks down the current capital market environment and what it means to you!   Click here to receive the quarterly The Advocate Advantage™ e-newsletter. Follow us: LinkedIn | Facebook | Website | FYFA Book For more information about the Perry Richey Group of Baird Private Wealth Management, go to our website, call us at 270.467.9664, or email us at theperryricheygroup@rwbaird.com. Click here to purchase Finding Your Financial Advisor on Amazon.

On this month's Advisor Roundtable, The Perry Richey Group advisor team provides an update on the market, talks about the resumption of student loans, and discusses the upcoming Federal Reserve meeting. Click here to receive the quarterly The Advocate Advantage™ e-newsletter. Follow us: LinkedIn | Facebook | Website | FYFA Book For more information about the Perry Richey Group of Baird Private Wealth Management, go to our website, call us at 270.467.9664, or email us at theperryricheygroup@rwbaird.com.   Click here to purchase Finding Your Financial Advisor on Amazon.

"When should I draw Social Security?" is a common question that we get while working through retirement income planning for clients. On this episode, Andrew Boyles and Brooke Cassady discuss what goes into calculating your benefit, who is affected by your social security benefit, and the cost of drawing early versus the benefit of delaying. Click here to view a more in-depth Webinar regarding Social Security Planning by Baird's Wealth Planning Team: https://www.bairdwealth.com/insights/wealth-management-perspectives/2023/07/june-wealth-strategies/To get more information regarding your Social Security Benefit or Earnings History, visit SSA.gov. Click here to receive the quarterly The Advocate Advantage™ e-newsletter. Follow us: LinkedIn | Facebook | Website | FYFA Book For more information about the Perry Richey Group of Baird Private Wealth Management, go to our website, call us at 270.467.9664, or email us at theperryricheygroup@rwbaird.com. Click here to purchase Finding Your Financial Advisor on Amazon.

On this month's Advisor Roundtable, Shawn, Josh, and Andrew provide a market update and discuss the emergence of Artificial Intelligence into mainstream society.   ⁠Click here⁠ to receive the quarterly The Advocate Advantage™ e-newsletter. Follow us: ⁠LinkedIn⁠ | ⁠Facebook⁠ | ⁠Website⁠ | ⁠FYFA Book⁠ For more information about the Perry Richey Group of Baird Private Wealth Management, go to ⁠our website⁠, call us at 270.467.9664, or email us at ⁠theperryricheygroup@rwbaird.com⁠. Click ⁠here⁠ to purchase Finding Your Financial Advisor on Amazon.

On this month's Advisor Roundtable, your Perry Richey Group Advisor Team sits down to recap the first half of 2023 in the markets. We provide an update on the capital markets and the recent student loan announcement that was just made by the Supreme Court.   ⁠Click here⁠ to receive the quarterly The Advocate Advantage™ e-newsletter. Follow us: ⁠LinkedIn⁠ | ⁠Facebook⁠ | ⁠Website⁠ | ⁠FYFA Book⁠ For more information about the Perry Richey Group of Baird Private Wealth Management, go to ⁠our website⁠, call us at 270.467.9664, or email us at ⁠theperryricheygroup@rwbaird.com⁠. Click ⁠here⁠ to purchase Finding Your Financial Advisor on Amazon.

Brooke Cassady and Claire Wilson discuss steps to take during a career transition including severance packages, retirement benefit options, and insurance options.   Click here to receive the quarterly The Advocate Advantage™ e-newsletter. Follow us: LinkedIn | Facebook | Website | FYFA Book For more information about the Perry Richey Group of Baird Private Wealth Management, go to our website, call us at 270.467.9664, or email us at theperryricheygroup@rwbaird.com. Click here to purchase Finding Your Financial Advisor on Amazon.

The Advisor Team discusses upcoming events, alternative investment ideas, debt ceiling, and interest rate environment. Investors should consider the investment objectives, risks, charges and expenses of the fund carefully before investing. This and other information about the fund can be found in the prospectus or summary prospectus. A prospectus or summary prospectus may be obtained from your financial advisor or the fund website and should be read carefully before investing. Annuities carry unique risks including market risk, investment risk and claims paying abilities of the insurer. There may also be instances where a contact will pay out less than the premiums paid or expire within the lifetime of the insured. There may be penalties for early withdrawal and they are not insured by the FDIC because they are insurance, not an investment. Certificates of Deposit (CDs) carry investment risk but are generally considered safer than most investments because of FDIC insurance and predictable returns. Additionally, it is important to review the differences between bank issued and brokered CDs including holding period and complexity. Click here to receive the quarterly The Advocate Advantage™ e-newsletter. Follow us: LinkedIn | Facebook | Website | FYFA Book For more information about the Perry Richey Group of Baird Private Wealth Management, go to our website, call us at 270.467.9664, or email us at theperryricheygroup@rwbaird.com. Click here to purchase Finding Your Financial Advisor on Amazon.

Brooke Cassady and Claire Wilson are joined by Tina Downing of Russell Investments to discuss women and investing. We debunk myths, discuss how finances look different for women and advice on how to take control of your financial future. Click here to receive the quarterly The Advocate Advantage™ e-newsletter.   Follow us: LinkedIn | Facebook | Website | FYFA Book   For more information about the Perry Richey Group of Baird Private Wealth Management, go to our website, call us at 270.467.9664, or email us at theperryricheygroup@rwbaird.com.   Click here to purchase Finding Your Financial Advisor on Amazon.

On this month's Advisor Roundtable, The Perry Richey Group Advisor team discusses the upcoming Fed Announcement and questions around the looming debt ceiling in Washington D.C. Click here to receive the quarterly The Advocate Advantage™ e-newsletter.   Follow us: LinkedIn | Facebook | Website | FYFA Book   For more information about the Perry Richey Group of Baird Private Wealth Management, go to our website, call us at 270.467.9664, or email us at theperryricheygroup@rwbaird.com.   Click here to purchase Finding Your Financial Advisor on Amazon.

On part two of our Investing 101 Education Series, Josh and Andrew talk about how to better understand the various risks associated with investing and the role diversification plays in investing. Diversification and asset allocation do not ensure a profit or protect against loss. Click here to receive the quarterly The Advocate Advantage™ e-newsletter. Follow us: LinkedIn | Facebook | Website | FYFA Book For more information about the Perry Richey Group of Baird Private Wealth Management, go to our website, call us at 270.467.9664, or email us at theperryricheygroup@rwbaird.com.  Click here to purchase Finding Your Financial Advisor on Amazon

On this month's Advisor Roundtable, we kick off Financial Literacy Month with a reminder about the Southern Kentucky Financial Literacy Symposium that our team is hosting. We also provide an update on the markets as we wrapped up the first quarter of 2023. Southern Kentucky Financial Literacy Symposium Link https://theperryricheygroup.bairdwealth.com/southern-kentucky-financial-literacy-symposium Click here to receive the quarterly The Advocate Advantage™ e-newsletter. Follow us: LinkedIn | Facebook | Website | FYFA Book For more information about the Perry Richey Group of Baird Private Wealth Management, go to our website, call us at 270.467.9664, or email us at theperryricheygroup@rwbaird.com.  Click here to purchase Finding Your Financial Advisor on Amazon

On this episode, Josh and Andrew sit down and discuss the basics of investing. As more and more Americans have access to investments there has been a lack of education on how investing works. What are stocks, bonds, and mutual funds? What is an asset class and why should I know what it is? Josh and Andrew answer all these questions and more. Click here to receive the quarterly The Advocate Advantage™ e-newsletter. Follow us: LinkedIn | Facebook | Website | FYFA Book For more information about the Perry Richey Group of Baird Private Wealth Management, go to our website, call us at 270.467.9664, or email us at theperryricheygroup@rwbaird.com.  Click here to purchase Finding Your Financial Advisor on Amazon.

On this month's Advisor Roundtable the Perry Richey Group are talking about the importance of Financial Literacy, how the market is reacting to the current interest rate environment, and some timeless wisdom from Warren Buffett's annual letter to Berkshire Hathaway's shareholders. Be sure to register for the Southern Kentucky Financial Literacy Symposium that our team is hosting on April 28th. The event is free and open to the community, but limited to the first 300 registrants. Click Here to Register: https://theperryricheygroup.bairdwealth.com/southern-kentucky-financial-literacy-symposium Warren Buffett's 2022 Letter to Berkshire Hathaway Shareholders: https://www.berkshirehathaway.com/letters/2022ltr.pdf Click here to receive the quarterly The Advocate Advantage™ e-newsletter. Follow us: LinkedIn | Facebook | Website | FYFA Book For more information about the Perry Richey Group of Baird Private Wealth Management, go to our website, call us at 270.467.9664, or email us at theperryricheygroup@rwbaird.com. Click here to purchase Finding Your Financial Advisor on Amazon