The Property Podcast

It’s time for the latest edition of Ask Rob & Rob, so let’s dive right in!    (0:50) Dan has previously invested in stocks and shares and is now moving into property to take advantage of leverage. As a high earner, it’s more tax efficient for him to invest through a limited company, but he wants to know whether the ‘ultimate property strategy’ still works in that setup. Since refinancing doesn’t provide the same income benefits in a company structure, he asks if there’s an alternative way to achieve a similar outcome.  (3:37) Maggie’s due to complete on her second flat using the BRR strategy, with plans to move into flips and eventually HMOs. While she thrives on sourcing deals and managing refurbs, she struggles with the admin side. She asks Rob & Rob how they handle the business side of property and how much of this should be handed over to an accountant. Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question here – just hit record!.  Find out more about Property Hub Invest

Interest rates have been cut, but what’s the real impact on mortgages and the property market?  Add to that huge news from London’s property scene and some surprising rental market data - Rob & Rob dig into what’s really going on, and what this means for you as an investor.  To wrap things up, they share the new research tools they’ve been testing to help you stay ahead. (0:44) News story of the week   (2:28) What’s the impact of the latest base rate cut  (3:12) Why London’s new home registrations have plummeted  (7:18) Surprising findings from the Private Landlord Survey  (9:55) Interesting data from the rental market  (12:59) What’s really going on in London  (14:40) Learn why the homelessness minister has quit  (15:18) Hub Extra Links mentioned:  Bank of England cuts interest rates to 4%, the lowest level in two years  TPP308: Leverage: A property investors secret weapon  House prices:  Nationwide house price data  Halifax house price data  London:  London new home starts slump 59% as safety regime bites   London property market more split than it has been since Brexit – Knight Frank  Sellers in prime central London ‘accepting losses’  Landlord analysis:  Lettings Spotlight: Market Trends – Q2 2025   Rents:  DPS reports average tenancy now more than 1,000 days ‘Dysfunctional’ County Court system ‘failing to deliver’ justice   Other:  Homelessness Minister Rushanara Ali quits over rent hike claims  ChatGPT5  Gemini  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest

Welcome back to Ask Rob & Rob, where we help tackle your property questions. Let’s dive into the answers...  (0:49) Dee’s been offered three mortgage deals with product fees of 5%, 3%, and 0% - but calculations suggest the highest fee might actually be the cheapest overall. Should Dee stick with his current lender’s options or shop around?  (3:58) The EPC’s have expired on Ryan’s two properties. One letting agent says renew now, another says wait until a new tenancy. Who’s giving the correct advice?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question here – just hit record!.  Find out more about Property Hub Invest

There’s a hidden danger zone that every property investor reaches, but whether you get trapped there or push through to success is up to you. Tune in as Rob & Rob reveal exactly what the Property Danger Zone is, why it’s so risky, and most importantly, how to escape it if you’re already stuck.  (0:44) News story of the week.  (2:58) What exactly is the property danger zone?  (9:11) How do you avoid getting trapped in it?  (14:30) Final words of wisdom from The Robs.  (16:07) Hub Extra.  Links mentioned:  Rental deposit scheme in UK ‘puts millions in the pockets of landlords  Wispr Flow  TalkTastic  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest

Another Tuesday, another Ask Rob & Rob, and we’ve got two cracking questions lined up this week!   (0:55) After hearing Rob and Rob discuss being more open to rent insurance, Francesco wants to know: even if you’re in a strong financial position and can handle occasional losses, do the guys still think it’s worth doing, or is it just being overly cautious?  (4:34) James is in the process of buying his third rental property — a leasehold maisonette that initially appeared to be a great investment, but he’s since discovered a clause regarding large ground rent increases. After negotiating a deed of variation with the seller, he wonders if there are still risks he might be missing and asks Rob and Rob whether it’s worth proceeding or better to walk away.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question here – just hit record! Find out more about Property Hub Invest

There’s no sugar-coating it: the UK property market is broken in more ways than one. From outdated processes to a lack of stock, and let’s not even talk about stamp duty — it’s a system in desperate need of change.  In today’s episode, Rob & Rob aren’t holding back as they break down the biggest issues facing the market right now and, more importantly, share how they’d fix them.  (0:55) News story of the week.  (03:44) Thank you so much for all your support!  (6:40) What are the core problems with the housing market?  (7:28) The quick fixes that wouldn't work.  (9:10) Rob & Rob’s realistic solutions. (32:35) Hub Extra Links mentioned:  Hamptons downgrades rental growth forecast as market continues to cool  Give blood  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest

Happy Tuesday! It’s time for Rob & Rob to answer two more great questions from our listeners!   (0:46) Sam’s a first-time buyer and has found a property that looks like a great investment. He knows getting a buy-to-let mortgage might be tricky, so he’s considering using a residential mortgage with consent to let. He asks Rob & Rob whether this is a smart strategy and for their take on this approach.  (4:07) Karan’s in the process of buying a property in London but has hit a roadblock after discovering the lease includes a ground rent clause with no cap on future increases, which is making his lender nervous. They’re asking for a deed of variation, which the management company is happy to do, if the seller pays a £10k fee. He wants to know if his lender’s being overly cautious, if the fee is excessive, and how to avoid ending up with a problematic asset.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question here – just hit record!.  Find out more about Property Hub Invest

For the first time on AOB, Rob & Rob are joined by a guest and it’s for something close to their hearts.  In this heartfelt episode, they chat with Sarah Field, Director of Sand Dams Worldwide, to hear how she went from building a global children’s football franchise to leading a charity transforming lives through access to clean water.  We’re currently aiming to raise £39,000 to fund a sand dam in Southeast Kenya – a simple but life-changing solution that can provide water, health, and opportunity for decades.  This episode isn’t about property, it’s about the impact we can have when we come together for a bigger purpose.   Donate now at propertyhub.net/water    Links:  Click here to learn how a sand dam works.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Give us your feedback on Instagram – Rob Bence & Rob Dix  Find out more about Property Hub Invest

Our most important project yet – and we need your help.  This week’s episode is a little different, as Rob & Rob hit pause on the usual property chat to share something very close to their hearts – a project with the power to change lives for generations.  We’re raising £39,000 to fund a sand dam in southeast Kenya, a simple life-changing solution that will provide clean, safe water to an entire community for decades.  And that’s just the beginning. As the ripple effect kicks in, families can farm, children return to school, land is restored, and the whole community gets the chance to build a more hopeful future.  With the strength you, our amazing Property Hub community, we know we can make it happen.  Even better, every donation will be matched, and those who donate will be entered into a prize draw, including the chance to win a private dinner with Rob & Rob.  Donate today at propertyhub.net/water  (0:47) News story of the week  (3:52) Learn about our most important project yet…  (10:25) Amazing prizes for you.   Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest

It’s time for the latest edition of Ask Rob & Rob, so let’s dive right in!   (0:45) Adam’s gearing up to start his buy-to-let property journey, aiming to build a five-property portfolio over the next few years. With £45K saved and £150K of equity in his home, he’s weighing up whether to release funds from his main residence and buy outright or use his cash savings alongside a buy-to-let mortgage. He asks Rob & Rob which route they’d take and why.  (5:25) Brendan’s recently completed on an off-plan property and hired the developers in-house letting agency to manage it. But he’s discovered tenants were placed in the property before the sale was finalised without his knowledge or approval. With rent set lower than expected and no access to the tenancy agreement, he’s now questioning whether any of this is legal, and how he can take back control.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question here – just hit record!.  Find out more about Property Hub Invest

The right resource at the right time can be life-changing for your property, business, and wealth-building journey. Big statement, right?   Speaking from experience, Rob & Rob share their hand-picked, tried-and-tested list of essential books, podcasts, and videos that have shaped their thinking and help drive their success.   Whether you’re just starting out, need a dose of motivation, or want to level up your property game, there’s something in here for every stage.  (0:54) News story of the week  (2:22) Rob & Rob’s life-changing list of go-to resources  (3:35) The perfect reads if you’re getting started  (7:44) Already investing but want to sharpen your skills  (9:55) Guidance if you’re feeling stuck or unmotivated  (16:33) Economic insights and next-level thinking  (18:22) Resources that will help grow your business   Links mentioned:  BTL lenders lower rates and streamline application processes  Resources for beginners:  Rich Dad Poor Dad | Robert T. Kiyosaki  TPP345: Rich Dad Poor Dad Revisited: 5 essential lessons, and 2 important warnings  The Richest Man in Babylon  TPP393: Ray Dalio: Understanding economic cycles and predicting the future  The Complete Guide to Property Investment – Rob Dix  The Beginner's Guide To UK Property Investing In 2025   You’ve started but want to improve:  Millionaire Fastlane – MJ DeMarco  7 Myths About Money – Rob Dix  Founders podcast by David Senra  Cashflow Quadrant – Robert Kiyosaki  I need motivation resources:  Shoe Dog – Phil Knight  Can’t Hurt Me – David Goggins  Total Recall – Arnold Schwarzenegger   A million miles in a thousand years – Donald Miller   Tony Robbins  Brian Tracey   I'm a veteran and want to be become a better investor:  Richer Wiser Happier – William Green  Lyn Alden’s blog  I want to improve my business:  $100M Offers  The ultimate blueprint for an insanely successful business – Keith Cunningham  My First Million podcast  Traction: Get a Grip on Your Business  Scaling Up (Revised 2022)  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest

Happy Tuesday! It’s time for another episode of Ask Rob & Rob, where we dive into your property questions.     (0:47) Sam’s eager to renovate his buy-to-let to boost its value and potentially increase the rent. But with upcoming rental reforms, especially the end of no-fault evictions and tribunals for rent disputes, he wants to know what rights he’ll have if a tenant refuses improvements to avoid a rent increase.  (3:18) Tom’s expecting to get £200k from a future property sale. He originally planned to buy a family home and invest in a buy-to-let through a limited company. But he’s now debating ditching homeownership entirely, using the full pot to build a portfolio, and possibly living in one of the company-owned properties. He asks Rob & Rob for their take on the strategy and whether there are any pitfalls.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question here – just hit record! Find out more about Property Hub Invest

We’re at the halfway mark of 2025, making it the perfect time to look back at how the property market’s performed and what could be on the horizon.  Tune in as Rob & Rob dig into the latest data on property prices and rents, break down what’s driving recent changes, and discuss market sentiment.   Whether the year’s gone to plan or not, this episode’s packed with insights to help you make sense of the latest trends and take charge of the next six months.  (0:40) News story of the week  (5:50) We’re halfway through the year - what’s happened?  (6:25) The latest data on property prices  (8:25) What’s happening with rents?  (9:50) Looking at interest rates  (12:08) What’s in store for the rest of 2025?  (21:40) Hub Extra   Links mentioned:  Regulation blocking many prudent buyers from homeownership  Interest-only mortgage could make comeback as regulator revisits rules  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest

We’re back for another round of listener questions, and this week we’ve got some tricky decisions...  (0:47) Aaron’s based in London with £25k in savings and some equity in his home. He’s keen to start investing, eyeing the Midlands or North, but torn on whether to tap into his equity or stick with his savings. And when choosing where to buy, what’s more important: making sure you’ve absolutely nailed the right town, or picking the best street in whichever location you go for?  (5:46) Long-time listener Josh has just offered on his second buy-to-let, but he’s worried. The building might fall under the Building Safety Act, he hasn’t seen an EWS1 form yet, and there’s something on the balcony that screams cladding or fire risk assessment. Should he run a mile or factor the risk into the price?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by leaving us a voicemail here Find out more about Property Hub Invest

Is the London property market making an unexpected comeback? Tune into this month’s market update, as Rob & Rob unpack the surprising stats from the capital, share a warning for landlords about looming EPC changes, and reveal some positive developments in the buy-to-let mortgage market.  (0:45) Surprising data for London’s housing market.  (5:58) Is the rental boom over?  (8:55) Finally, some good news for buy to let mortgages.  (10:35) The latest updates on the Renters Rights Bill.  (12:05) Landlord EPC ignorance – what?!  (13:53) Hub Extra  Links mentioned:  House prices:  Rightmove house price index  House prices in every London borough after unexpected jump in average property value  Number of million-pound homes for sale doubles since 2019   Rental market:  Hamptons Letting Index  Zoopla UK Rental Market Report  Mortgages:  Buy To Let investors have vastly improved mortgage choice  Other:  Renters Rights Bill may not take effect for months  Landlord EPC ignorance “may hamper government energy goals”  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest