The Property Podcast

It’s that time again! Let’s get into this week’s Ask Rob & Rob with two new great questions…  (0:42) Claire has four properties in her portfolio and has just received a surprise inheritance large enough to clear all her mortgages. But should she use it to pay them off?  And how can she make sure her portfolio stays protected and tax-efficient for her family’s future?  (6:15) Danny owns two rental properties in his personal name that perform steadily but with modest returns. With a new limited company set up for his next investment, he's wondering, should he keep them or sell and reinvest through the company?  Links:  Watch our YouTube video “Accountant Explains How To Pay 0% Property Tax (Legally)” here.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question here – just hit record!.  Find out more about Property Hub Invest

There are currently 2.86 million ‘legacy landlords’ in the UK – yes, you heard that right. But as the world of property investment continues to evolve, is their time up? Let’s find out as Rob & Rob discuss what’s behind the shift and what it means for these landlords.  (0:56) News story of the week.  (4:16) Why are legacy landlords under attack?  (6:25) The reason the old model is now broken.  (9:15) The modern strategy to property investment.  (13:15) What to do if you’re a legacy landlord?  (15:45) Key takeaways  (17:55) Hub Extra   Links mentioned:  Housebuilding not economically viable in half of England, warns Zoopla  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest

Happy Tuesday! It’s time for another great episode of Ask Rob & Rob.  (0:45) After buying his first buy-to-let, Simon’s debating whether to use a letting agent or self-manage the property. He asks Rob & Rob for advice on which approach makes more sense for a growing portfolio.  (3:40) Aisling lives in Australia and owns two UK buy-to-lets, both with mortgage renewals coming up. She’s keen to release equity and continue investing, but high rates are holding her back. She turns to Rob & Rob for advice on navigating mortgages and selling the “problem” property.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question here – just hit record!.  Find out more about Property Hub Invest

In this month’s market update, Rob & Rob break down the latest data to uncover surprising regional differences in house prices and rental growth. Plus, they react to the headline-grabbing political proposals that could have big implications for landlords and investors alike.   (1:00) Kicking off this market update with house prices…  (6:05) Rents are up, but where and by how much?  (9:10) Is the government finally giving landlords a break?  (15:45) Hub Extra  Links mentioned:  House prices:  Zoopla house price index  Nationwide house price index  Prime London price slump makes it ripe for investment  Rent:  Private rent and house prices, UK: September 2025  Government:  Families to save hundreds of pounds in major homebuying overhaul  Councils to be given power to impose rent caps  Greens vote to abolish landlords at their party conference  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest

It’s Tuesday, so here’s your latest round of listener questions!  (0:47) James has three buy-to-let properties with product transfers due soon. He asks Rob & Rob if it’s worth delaying them until after the Budget to see if any tax changes might influence his decisions.  (3:03) Emma wants to expand her portfolio with additional properties through a limited company. With limited savings, she’s considering using equity from her mortgage-free home to fund future purchases, essentially “double mortgaging” her investments. She asks the guys whether this is too much leverage and how to get the balance right.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question here – just hit record!  Find out more about Property Hub Invest

Can property success really be boiled down to a formula? Rob & Rob know it can – it’s the approach they’ve used to build their business and their own portfolios. In this episode, they break it down: from leverage and inflation to buying smart and giving it time, they show how this formula delivers real results.   (1:02) News story of the week.  (3:20) What is the property investment formula?  (4:27) The ultimate wealth multiplier.  (9:02) The silent wealth builder.  (13:42) Give it time.  (15:34) The last piece of the magic formula.  (17:40) Examples of the formula in action.  (23:47) The extra edge.  (28:10) Hub Extra.  Links mentioned:  How transport influences house prices in three key UK cities  Invest Like The Best  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest

It’s time for your weekly dose of Ask Rob & Rob – let’s get stuck into some brilliant listener questions! (0:34) Sean’s taking the first step in his property journey by turning his home into a rental and buying somewhere new to live. Unsure if he should keep the property in his personal name or put it in a limited company, and he asks Rob & Rob to help him decide.  (4:12) T from Dubai wants Rob & Rob’s take on investing in the South Wales Valleys. He’s seen lots of BRR deals advertised there, with strong rental demand. He's wondering whether it’s really a good area to invest for growth, and wants the guys’ opinion on the market and potential returns.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question here – just hit record! Find out more about Property Hub Invest

Given the non-stop negativity you hear, it sounds like a crazy claim... but could now actually be the best buying opportunity in living memory?  Listen to Rob & Rob break down the data, and see if you agree with them that sentiment has become disconnected from reality...  (0:56) News story of the week.  (1:58) Let’s dive in…  (2:50) Rob & Rob prove their theory with the data.  (8:30) What if mortgage rates change?  (13:20) The Robs discuss negative sentiment.  (22:16) Hub Extra.   Links mentioned:  Bank of England predicted to not cut interest rate until 2026  Raffio  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest

Another Tuesday, another Ask Rob & Rob – let’s hear what our listeners are asking this week.  (0:49) Natalie bought her first home during the COVID boom, when prices were inflated. She’s now planning a move to the Southwest and weighing whether to keep the property, rent it out, and release some equity to fund her new home. Or sell up, buy in the Southwest, and use the equity to invest in the North, where yields and growth prospects look stronger. She turns to Rob & Rob for advice on which strategy makes the most sense.  (4:30) Juliet is in the process of buying her third buy-to-let property and is considering purchasing a holiday let rather than a standard buy-to-let. With no prior experience in holiday-only rentals, she turns to Rob & Rob for their thoughts on the risks and potential benefits.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question here – just hit record!.  Find out more about Property Hub Invest

Tax might not be everyone’s cup of tea… but when it comes to property investment, it’s one of the biggest factors that can make or break your returns. In this episode, Rob & Rob sit down with tax expert Nadeem Raziq, who’s worked with hundreds of investors to navigate the complex world of tax.   From the classic limited company question, to inheritance tax, trusts, and even strategies for what could be coming down the line – nothing’s off the table in this jam-packed conversation.  (0:57) News story of the week  (3:30) Talking all things tax with our expert Nadeem  (4:08) Beginning with the age-old limited company   (27:07) Let’s learn more about inheritance tax  (31:28) What about trusts?  (37:58) Hub Extra   Links mentioned:  Bradford property market retains top hotspot crown  Nadeem’s company, Provestor  The unknown number  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest

It’s time for the latest edition of Ask Rob & Rob, so let’s dive right in!  (0:42) Danny started his property journey at the beginning of 2025, releasing equity from his home to fund his buy-to-let investments through a limited company. With mortgage fees of £4–6k each time, he asks Rob & Rob if he should be paying upfront or adding them to the loan.  (3:30) Will’s an aspiring investor with one buy-to-let and an unencumbered property he inherited. Eager to scale his portfolio quickly with BRR projects and auction buys, he’s torn between using costly bridging finance or refinancing the inherited property to release equity and fund deals with cash. He turns to Rob & Rob for their advice for which route makes more sense.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question here – just hit record!.  Find out more about Property Hub Invest

The property world is in uproar with rumours of new tax changes. Headlines and speculation are everywhere, but what’s really going on? Tune in as Rob & Rob share what you actually need to know, and most importantly, explain what it could mean for investors. Watch Rob D’s brand new YouTube video for a deeper dive into the government’s latest updates.   (0:47) The latest news for house prices.   (7:05) Does the rental market continue to grow?   (9:30) News from the House of Commons.  (18:33) What on earth is happening with the Renters Rights Bill?   (18:22) Hub Extra.   Links mentioned:  House Prices:  Annual house price growth softens in August  Halifax house price index  Rightmove house price index  London house prices to outperform rest of UK   Rental Market:   Private rent and house prices  Rental market holds firm as stock levels climb despite Renters’ Rights Bill concerns   Government:  Landlords could face tax on rental income in budget  Reeves considers replacing stamp duty with new property tax  Reeves leaves no stone unturned as she mulls reforms for property tax  Reed becomes new housing secretary after Rayner exit     Renters Rights Bill:  Renters’ Rights Bill is back in Parliament as finish line approaches  Other:  Alex Hormozi   Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest

Happy Tuesday! It’s time for Rob & Rob to answer two more great questions from our listeners!  (0:49) Toff’s a high-rate taxpayer with a well-performing buy-to-let in his personal name. He’s now looking to buy his own home but faces higher stamp duty that’ll add at least £10,000 to the cost. Weighing up whether to sell the rental and lose a good investment, move it into a limited company, or just accept the extra bill – he asks Rob & Rob if there’s a smarter move he’s missing.  (3:42) Jane’s living in Hong Kong and preparing to return to the UK after 15 years as an expat. With £300k to invest, she wants to build a portfolio that provides enough income to work part-time. Her current student HMO has worked well and she’s wondering if she should use the pot to buy four more student houses for cash flow.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question here – just hit record!.  Find out more about Property Hub Invest

A top wealth firm says buy-to-let has had its day - but is that really true? We dig into the data, uncover what they missed, and reveal why property might be stronger than ever if you know how to play it.  (0:46) News story of the week.  (3:07) We’re recruiting! Check out our job roles.  (4:21) Property is officially dead? (5.53) The Robs analyse their findings. (7:49) Don’t ignore the power of leverage! (9:54) London is underperforming – true or false? (11:23) Steady growth isn’t sexy. (14:24) Can a typical buyer even afford a house? (18:09) Government vs. Landlords. (21:40) Be mindful of where information is coming from! (23:07) Hub Extra  Links mentioned  https://www.thetimes.com/uk/politics/article/landlords-national-insurance-tax-rental-income-xr085xd6s  www.propertyhub.net/jobs  https://www.rathbones.com/en-gb/wealth-management/media-centre/news-and-comment/research-shows-golden-age-of-uk-property-investment-is-over  https://www.whatsapp.com/  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest

It’s time for your weekly dose of Ask Rob & Rob, so let’s get stuck into some interesting listener questions...  (0:39) Should Bon pursue a HMO in a less desirable area if the numbers stack up? A major new housing development nearby could improve things – but is it worth the risk, or is location too important to gamble on? Rob and Rob give their thoughts.  (4:36) Sara has £50k to start her property investing journey and is unsure where to begin. Buying a low-cost flat outright isn’t advisable in this scenario, but can Rob & Rob sway her to use a mortgage to unlock better growth opportunities?   Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse  Send us your question here – just hit record! Find out more about Property Hub Invest