DiscoverThe Rachel Cruze Show
The Rachel Cruze Show
Claim Ownership

The Rachel Cruze Show

Author: Ramsey Network

Subscribed: 14,165Played: 424,254
Share

Description

Money should be fun, not stressful. Learn practical tips on how to save more money, get out of debt quickly and make progress toward your goals. You can take control of your money and create a life you love. Get even more money saving tips at www.RachelCruze.com.

266 Episodes
Reverse
💵 Start your free budget today. Download the EveryDollar app! Should kids be paid for doing chores? I’ll share my honest opinion. Plus, you’ll learn how to teach your kids money management from a young age. Next Steps: 🎥 Watch my video “Why Are Millionaires Leaving Their Kids Nothing?” 📙 Pick up a copy of my new kids book, I’m Glad When I Can Share Connect With Our Sponsors: 🏥 Learn more about Christian Healthcare Ministries. 🔒 Get 20% off when you join DeleteMe. Listen to More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show  💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership   Ramsey Solutions Privacy Policy
💵 Start your free budget today. Download the EveryDollar app! Is perfectionism keeping you from achieving your money goals? In this episode, you’ll learn three things to remember when perfection tries to stop you in your tracks and how you can stay motivated. Next Steps: 🎥 Watch my video 7 Investing Mistakes to Avoid This Year. 💰 Reach your money goals with Financial Peace University. Connect With Our Sponsors: 🏥 Learn more about Christian Healthcare Ministries. 🔒 Get 20% off when you join DeleteMe. Listen to More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 💼 The Ken Coleman Show 📈 The EntreLeadership Podcast   Ramsey Solutions Privacy Policy
💵 Start your free budget today. Download the EveryDollar app! Whether you’re a “Venmo parent” or a “classroom parent,” we all want to show up for our kids without judgment. Well, today I’m putting the “Venmo vs. classroom parent” debate to rest, plus you’ll learn four things to remember the next time you feel tempted to compare. Next Steps: 🎥 Watch my video My Most Hated Financial Advice: Eating at Home. 📘 Check out my kids books I’m Glad for Where I Am, and I’m Glad for What I Have. Connect With Our Sponsors: 🏥 Learn more about Christian Healthcare Ministries. 🔒 Get 20% off when you join DeleteMe. Listen to More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership   Ramsey Solutions Privacy Policy
💵 Start your free budget today. Download the EveryDollar app! Hanging out with Mom and Dad can be comforting, but is living with your parents actually holding you back? In this episode, learn five important steps that will prepare anyone to thrive in life on their own. Next Steps: 🎥 Watch my video “The Right Way to Do a Monthly Budget” Connect With Our Sponsors: 🏥 Learn more about Christian Healthcare Ministries. 🔒 Get 20% off when you join DeleteMe. Listen to More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show  💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership   Ramsey Solutions Privacy Policy
💵 Start your free budget today. Download the EveryDollar app! Spending more for a quality item that lasts can be a great way to save money in the long run. In this episode, find out which 11 purchases are worth the extra investment. Next Steps: 🎥 Watch my video 9 One-Time Purchases That Can Save You Hundreds. Connect With Our Sponsors: 🏥 Learn more about Christian Healthcare Ministries. 🔒 Get 20% off when you join DeleteMe. Listen to More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 💼 The Ken Coleman Show 📈 The EntreLeadership Podcast   Ramsey Solutions Privacy Policy
💵 Start your free budget today. Download the EveryDollar app! Blowing your savings on that designer purse may feel good in the moment, but in the end, trying to look rich will leave you stressed (and in debt)! In this episode, find out what living above your means is really costing you. Next Steps: 🎥 Watch my video What Is Stealth Wealth (and Do You Have It)? Connect With Our Sponsors: 🏥 Learn more about Christian Healthcare Ministries. 🔒 Get 20% off when you join DeleteMe. Listen to More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 💼 The Ken Coleman Show 📈 The EntreLeadership Podcast   Ramsey Solutions Privacy Policy
💵 Start your free budget today. Download the EveryDollar app! If you’re approaching retirement age but don’t have quite enough saved to stop working just yet—don’t panic. In this episode, I’ll share some important steps Gen X and above can take to get ready for their golden years.   Next Steps: 🎥 Watch my video Investing for Total Beginners. 💰 Find out what’s possible with the Investment Calculator! 💸 Invest in your future with a SmartVestor Pro. Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.  Connect With Our Sponsors: 🏥 Learn more about Christian Healthcare Ministries. 🔒 Get 20% off when you join DeleteMe. Listen to More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 💼 The Ken Coleman Show 📈 The EntreLeadership Podcast   Ramsey Solutions Privacy Policy
💵 Start your free budget today. Download the EveryDollar app! I know when all your friends are buying new homes, comparison can creep in and make you feel like you’re falling behind. But in this episode, find out why it may actually be wiser to rent for a season. Next Steps: 🎥 Watch my video Weird Things People Do to Save Money (Including Me!). Connect With Our Sponsors: 🏥 Learn more about Christian Healthcare Ministries. 🔒 Get 20% off when you join DeleteMe. Listen to More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 💼 The Ken Coleman Show 📈 The EntreLeadership Podcast   Ramsey Solutions Privacy Policy
💵 Start your free budget today. Download the EveryDollar app!   Have you ever wondered how much White House staff and government officials actually get paid? In this episode, find out the surprising salaries of the bigwigs in Washington, D.C. Next Steps: ·      🎥 Watch my video Reacting to an NFL Player’s Paycheck. Connect With Our Sponsors: 🏥 Learn more about Christian Healthcare Ministries. ·      🔒 Get 20% off when you join DeleteMe. Listen to More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership   Ramsey Solutions Privacy Policy
💵 Start your free budget today. Download the EveryDollar app!   Few purchases are as exciting (and important) as buying a home. Whether you’re in the market or just starting your research, get answers to your questions about when to buy and how to find the right home.   Next Steps: 🎥 Watch my video “Easy Ways to Pay Off Your Mortgage Early.” 🛡️ Work with a RamseyTrusted real estate agent.   Connect With Our Sponsors: 🏥 Learn more about Christian Healthcare Ministries. 🔒 Get 20% off when you join DeleteMe.   Listen to More From Ramsey Network:   🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership   Ramsey Solutions Privacy Policy
💵 Start your free budget today. Download the EveryDollar app! With November approaching, I know the election is on everyone’s minds. That’s why I want to share three classic movie quotes about politics and money you’ll want to remember this season.   Next Steps: 🎥 Watch my video How Do You Compare Financially to the Average American? Connect With Our Sponsors: 🏥 Learn more about Christian Healthcare Ministries. 🔒 Get 20% off when you join DeleteMe. Listen to More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 💼 The Ken Coleman Show 📈 The EntreLeadership Podcast   Ramsey Solutions Privacy Policy
💵 Start your free budget today. Download the EveryDollar app! Even if you feel like you’re “middle class,” you might have leveled up financially and not even know it. In this episode, learn how to manage any income level like the “upper class.” Next Steps: 🎥 Watch my video 15 Things the Middle Class Can’t Afford Anymore. Connect With Our Sponsors: 🏥 Learn more about Christian Healthcare Ministries. 🔒 Get 20% off when you join DeleteMe.   Listen to More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership   Ramsey Solutions Privacy Policy
💵 Start your free budget today. Download the EveryDollar app! If you have a heart for adoption but feel overwhelmed by the process (and the costs), you’re not alone. In this special episode, author Marcy Bursac shares her tips as a foster mom. Next Steps: 🎥 Watch my video How to Double Your Money (Here’s What It Takes). 🧑‍🧑‍🧒 Learn more about adopting through foster care. Connect With Our Sponsors: 🏥 Learn more about Christian Healthcare Ministries. 🔒 Get 20% off when you join DeleteMe. Listen to More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership   Ramsey Solutions Privacy Policy
💵 Start your free budget today. Download the EveryDollar app! Could where you bank actually be impacting your money? In this episode, I’ll break down the pros and cons of online banking to help you make the best choice. Next Steps: ·     🎥 Watch my video Why You Shouldn’t Save Your Money in This Account.   Connect With Our Sponsors: 🏥 Learn more about Christian Healthcare Ministries. ·      🔒 Get 20% off when you join DeleteMe. Listen to More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 💼 The Ken Coleman Show 📈 The EntreLeadership Podcast   Ramsey Solutions Privacy Policy
💵 Start your free budget today. Download the EveryDollar app! Between holiday travel, decorating and all the festivities, these last few months of the year can get expensive quick! In this episode, learn my tips for how to enjoy this season without breaking your budget. Next Steps: 🎥 Watch my video What I Refuse to Spend Money on This Holiday Season. Connect With Our Sponsors: 🏥 Learn more about Christian Healthcare Ministries. 🔒 Get 20% off when you join DeleteMe. Listen to More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership   Ramsey Solutions Privacy Policy
💵 Start your free budget today. Download the EveryDollar app! In this episode, money expert and certified foodie Jade Warshaw is joining me to talk about our favorite affordable fall recipes. Next Steps: 🎥 Watch my video Top 10 Things People Waste Money on in the Fall. Crumb cake recipe Jade’s tortellini soup recipe Buffalo cauliflower dip recipe Orzo broccoli casserole recipe Honey whipped feta with garlic herb-roasted olives recipe Connect With Our Sponsors: 🏥 Learn more about Christian Healthcare Ministries. 🔒 Get 20% off when you join DeleteMe. Listen to More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership   Ramsey Solutions Privacy Policy
💵 Start your free budget today. Download the EveryDollar app!   A fresh haircut, a clean car, an empty inbox—some things in life make you feel brand new. In this episode, you’ll learn five ways to reset your life and money that will leave you feeling at ease and ready for the new year.   Next Steps: 🎥 Watch my video 5 Budget Reset Habits to Help You Win in 2024. 📘 Stay focused with the 2025 Ramsey Goal Planner. Connect With Our Sponsors: 🏥 Learn more about Christian Healthcare Ministries. 🔒 Get 20% off when you join DeleteMe.  Listen to More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 💼 The Ken Coleman Show 📈 The EntreLeadership Podcast   Ramsey Solutions Privacy Policy
💵 Start your free budget today. Download the EveryDollar app! Not once have I ever regretted choosing experiences over things. In this episode, find out why, plus five other financial lessons that have made all the difference for me.   Next Steps: ·      💸 Reach your money goals with Financial Peace University! Connect With Our Sponsors: ·      🏥 Learn more about Christian Healthcare Ministries. ·     🔒 Get 20% off when you join DeleteMe. Listen to More From Ramsey Network:  🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 💼 The Ken Coleman Show 📈 The EntreLeadership Podcast Ramsey Solutions Privacy Policy
💵 Start your free budget today. Download the EveryDollar app! How should your money habits change as you age? In today’s episode, find out what the book Die With Zero suggests—plus what I think is a better plan. Next Steps: ·     🎥 Watch my video This Book Changed How I Think About Money Connect With Our Sponsors: 🏥 Learn more about Christian Healthcare Ministries ·      🔒 Get 20% off when you join DeleteMe Listen to More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership   Ramsey Solutions Privacy Policy
💵 Start your free budget today. Download the EveryDollar app! You don’t need a big inheritance to start building a legacy. Be encouraged that generational wealth can start with you! Check out this episode for three tips on how you can single-handedly change your family tree. Next Steps: ·      🎥 Watch my video “Easy Ways to Build Generational Wealth.” ·      💸 Reach your money goals with Financial Peace University! Connect With Our Sponsors: ·      🏥 Learn more about Christian Healthcare Ministries ·     🔒 Get 20% off when you join DeleteMe Listen to More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership   Ramsey Solutions Privacy Policy
loading
Comments (31)

victoria lisa

💚WATCH>>ᗪOᗯᑎᒪOᗩᗪ>>LINK>👉https://co.fastmovies.org

Feb 5th
Reply

Aakash Amanat

I absolutely love "The Rachel Cruze Show"! Rachel's insights on personal finance and money management are truly invaluable. Her ability to break down complex financial concepts into simple, actionable steps is what sets her apart. I've learned so much from her show and her advice has made a positive impact on my financial journey. https://www.slideshare.net/DeliPaperPros Whether it's tackling debt, creating a budget, or planning for the future, Rachel's practical tips have helped me gain control over my finances and work towards my financial goals. Her show is not just about numbers and spreadsheets; it's about changing our mindset and developing healthier financial habits. https://www.houzz.com/pro/delipaperpros

Aug 21st
Reply

Jennifer Vilorio

Thank you this one was great one every time you guys all say 25% on your take home pay you made it clear that it’s mortgage and all the other things that come with it. Love this one!

Jun 15th
Reply

Mia Allen

Hey, I'm a travel agent! I would love to help you book this Rome vacation. Mia@mickeysdreamvacations.com 636-541-2848

Apr 27th
Reply

Maria Victoria

Just started following you on IG and listening to this podcast after enrolling in Financial Peace University at our church. Love your podcast but especially love your gentle approach to money. I too spend money on house cleaning bi monthly and eating out since being debt free except for our mortgage. Keep sharing the good news too! Love ya, Maria

Mar 21st
Reply

Jennifer Vilorio

I was just talking about this just other day thank you

Mar 6th
Reply

پسر شهریور

fantastec👌

Nov 13th
Reply

پسر شهریور

fantastec👌

Nov 13th
Reply

Emily Dunsing

I'm curious as to why you say to stay away from VA loans? These are low fixed rates and don't require PMI. Also, when buying with a VA loan, it usually work in the buyers favor as homes are appraised lower by the VA then with a FHA or conventional loan so you usually pay less then the asking price in most cases.

Jul 20th
Reply (1)

mean karen

I think this is a duplicate of last week's episode. Haven't listened all the way, but the intro is the same. :-)

Jul 11th
Reply

Kelly Hutchison

I love the Nightingale too! Try Winter Garden by Kristin Hannah next!

Jun 20th
Reply

Alina L

dinnerly food box is actually a lot cheaper than others. 35 delivered for 3 meals for 2, which is enough for 3.

Mar 19th
Reply

Paula Barlow

I know I'm a bit behind on listening to this episode, but here I am. Remember that for any job you do that uses your personal vehicle, you need to report that to your auto insurance provider. You could nullify your insurance if you are in an accident.

Jul 9th
Reply (1)

Stephen Swayze

me, a single 20 year old guy listening to the whole thing 😂😂😆

May 15th
Reply

jkae rapozo

yes, i would pay for u to sleep train my little boys lol that sounds like a productive business for both sides 👍🏼👍🏼

Jan 19th
Reply (1)

Jamie Kurisunkal Jacob

Wow! Sometimes sacrifices and definitely budgeting are needed to plan out buying a car in full to be fully owned. $400 and more monthly is way too much.

Jan 10th
Reply (1)

Jamie Kurisunkal Jacob

Thanks for reminding me to how enjoy life and be imaginative about doing it without wasting money aside from a little gas.

Dec 21st
Reply

Sandra Martin

O.M.G your guest Minana (sorry I am not sure how to spell her name) resonated with me SOOOO much. Her interview feels like a message the universe wanted me to hear right now <3 <3 Thank you for sharing your story, xx

Apr 10th
Reply

Angela Braverman

This couple is precious! Totally made living on a budget so much fun!

Feb 3rd
Reply

Jennifer Knepper

My husband and I also sold our house and completely paid off our debt! We moved in with my parents, along with our two children, and are saving for a down payment to build a modular home! 💕

Feb 1st
Reply
loading