The Rachel Cruze Show

📈 Are you on track with the Baby Steps? Get a free personalized plan.   Ever wonder what your Gen Z friends are actually saying? In this video, learn the latest slang as I rate financial habits using Gen Z lingo.   Next Steps: 🎥 Watch my video 7 Signs You Are WAY Above Average 💵 This is the simplest way to budget. Download the EveryDollar app for free!   Connect With Our Sponsors:   Learn more about Christian Healthcare Ministries. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan.   Do you ever wonder if you’re actually doing okay financially? In this video, you'll learn 6 signs that show you’re better with money than you think.     Next Steps: 🎥 Watch my video Are Your Habits Broke, Average or Wealthy? 💵 This is the simplest way to budget. Download the EveryDollar app for free!   Connect With Our Sponsors:   Learn more about Christian Healthcare Ministries. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

🏠 Buy a home confidently with the Ramsey Real Estate Hub.   Money can be a controversial issue . . . and sometimes, that’s what makes it fun! In this video, we’re leaning in, and I’m sharing my hot takes on some spicy financial topics.     Next Steps: 🎥 Watch my video 6 Things I Teach About Money That'll Make You Angry or Wealthy. 📈 Are you on track with the Baby Steps? Get a free personalized plan. 💵 This is the simplest way to budget. Download the EveryDollar app for free!   Connect With Our Sponsors:   Learn more about Christian Healthcare Ministries. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel[AP1] [JS2]  🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 The simplest way to budget. Download the EveryDollar app for free!   Ever wonder how some people always seem to stay on budget no matter what? In this episode, we’ll look at 10 secrets of people who never overspend—according to ChatGPT.   Next Steps: 🎥 Watch my video My Honest Advice to Someone Who Wants Financial Freedom. 📈 Are you on track with the Baby Steps? Get a free personalized plan.   Connect With Our Sponsors: Learn more about Christian Healthcare Ministries. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 The simplest way to budget. Download the EveryDollar app for free!   You’ve got to track your expenses to win with money—even on the weekends. In this episode, I’m jumping on the trend and sharing what I spent in a weekend so you can see what a recent lake weekend cost us.   Next Steps: 🎥 Watch my video How to Actually Enjoy Your Life (Even on a Budget). 📈 Are you on track with the Baby Steps? Get a free personalized plan.   Connect With Our Sponsors:   Learn more about Christian Healthcare Ministries. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Use Ramsey’s free Investment Calculator  to track your progress.   Ever wonder how close you are to retirement? Or, if you know it’s far off, ever wonder what you need to do to get there? Find out with these six simple questions.   Next Steps:  🎥 Watch my video 9 Questions to Help You Choose the Right Financial Advisor. 💵 The simplest way to budget. Download the EveryDollar app for free!   📈 Are you on track with the Baby Steps? Get a free personalized plan.  💰 Get connected with a SmartVestor Pro in your area. Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.   Connect With Our Sponsors:    Go to FAIRWINDS Credit Union for an exclusive account bundle! Learn more about Christian Healthcare Ministries.  Get 20% off when you join DeleteMe.  Explore More From Ramsey Network:  🍸 Smart Money Happy Hour  🎙️ The Ramsey Show  💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show  💰 George Kamel  🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership    Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📖 Teach your kids contentment with my Kids Book Bundle. Sometimes, the most unexpected people can teach you some pretty big lessons. In this episode, find out four unexpected money lessons my kids have taught me—that you can learn from too.      Next Steps: 🎥 Watch my video Money Lessons We’ve Learned in 15 Years of Marriage. 💵 The simplest way to budget. Download the EveryDollar app for free! 📈 Are you on track with the Baby Steps? Get a free personalized plan.   Connect With Our Sponsors:   Learn more about Christian Healthcare Ministries. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan.   Today’s beauty standards can cost you a fortune. In this video, find out the three crucial questions to ask yourself when you’re faced with “beauty standard” spending.   Next Steps: 🎥 Watch my video How to Turn Comparison Into a Wealth-Building Strategy.   💵 The simplest way to budget. Download the EveryDollar app for free!   Connect With Our Sponsors: Learn more about Christian Healthcare Ministries. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💰 Find out how much your money could grow over time with the Investment Calculator.  In this episode, find out how to build enough wealth to retire at 55 and live your best life. (Spoiler alert: It’s pretty boring, but it works every time.)   Next Steps: 🎥 Watch my video How to Invest the Right Way in 2025. 💵 The simplest way to budget. Download the EveryDollar app for free! 📈 Are you on track with the Baby Steps? Get a free personalized plan.   Connect With Our Sponsors:   Learn more about Christian Healthcare Ministries. Get 20% off when you join DeleteMe.   Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

❤️ Claim your spot at Money & Marriage Getaway! My husband and I aren’t newlyweds anymore, but we’re still learning new things about marriage every day. So today, find out three of the best pieces of money and marriage advice we’ve gotten—and how they can apply to you. Next Steps: 🎥 Watch my video The Biggest Mistakes Newlyweds Make in the First Year 💵 The simplest way to budget. Download the EveryDollar app for free! 📈 Are you on track with the Baby Steps? Get a free personalized plan.   Connect With Our Sponsors:   Learn more about Christian Healthcare Ministries. Get 20% off when you join DeleteMe.   Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan. When it comes to stealth wealth, it’s all about the daily routines. Today, I’m sharing five simple habits “quiet millionaires” swear by so you can apply them to your life and money.    Next Steps: 🎥 Watch my video 10 Habits That Scream “I’m Trying to Look Wealthy” (My Reaction)  💵 The simplest way to budget. Download the EveryDollar app for free! 📘 Get Baby Steps Millionaires in hardcover. Connect With Our Sponsors: Learn more about Christian Healthcare Ministries. Get 20% off when you join DeleteMe.   Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan.   Money affects every part of life—your identity, your habits, even your communication. That’s why in this episode, lawyer and communication expert Jefferson Fisher is here to teach us how to have healthy communication and conflict around money.      Next Steps: 🎥 Watch my video Do This Now to Avoid Money Problems in Your Marriage Later. 💵 The simplest way to budget. Download the EveryDollar app for free! 📚 Learn more about Jefferson Fisher.   Connect With Our Sponsors:   Learn more about Christian Healthcare Ministries. Get 20% off when you join DeleteMe.   Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📚 Check out my Kids Book Bundle!   Sometimes as a parent, you spend money on some crazy things. In this episode, I’m sharing a boundary I had to put in place in our house, plus reacting to 12 of your wildest “mom spending” confessions.    Next Steps: 🎥 Watch my video My Go-To Parenting Strategy for Avoiding Entitled Kids. 💵 The simplest way to budget. Download the EveryDollar app for free! 📈 Are you on track with the Baby Steps? Get a free personalized plan.   Connect With Our Sponsors:   Learn more about Christian Healthcare Ministries. Get 20% off when you join DeleteMe.   Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

🛡️ Find out if you’re protected with the Coverage Checkup.   There are way too many risky money strategies out there. So in this episode, find out six financial traps you should never trust—and more importantly, what to do instead.   Next Steps: 🎥 Watch my video The Billion-Dollar Scheme You Didn't Know You Were a Part Of.  💵 The simplest way to budget. Download the EveryDollar app for free! 📈 Are you on track with the Baby Steps? Get a free personalized plan.   Connect With Our Sponsors:   Learn more about Christian Healthcare Ministries. Get 20% off when you join DeleteMe.   Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan.   Are you chasing success—or just the illusion of it? Discover why luxury spending is hurting your finances and how to break free with three simple mindset shifts.   Next Steps: 🎥 Watch my video Why Your Income Doesn’t Guarantee Wealth. 💵 The simplest way to budget. Download the EveryDollar app for free!   Connect With Our Sponsors: Learn more about Christian Healthcare Ministries. Get 20% off when you join DeleteMe.   Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

👩🏻‍💻 Take the Side Hustle Quiz!   A side hustle is a great step to boost your income. So in this episode, I’m rating a list of side hustles . . . based on how likely I am to try them. Plus, you’ll learn about a custom tool that helps you figure out the perfect side gig for you.   Next Steps: 🎥 Watch my video Save $5,000 in 3 Months?! (4 Easy Money Challenges to Try). 💵 The simplest way to budget. Download the EveryDollar app for free! 📈 Are you on track with the Baby Steps? Get a free personalized plan.   Connect With Our Sponsors: Learn more about Christian Healthcare Ministries. Get 20% off when you join DeleteMe.   Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan.   There is one parenting question I get all the time, and it recently left Dave Ramsey speechless. In today’s episode, you’ll learn six things to keep in mind when answering this for yourself. Next Steps: 🎥 Watch my video Two Times I’ve Disagreed With Dave Ramsey. 💵 The simplest way to budget. Download the EveryDollar app for free! Connect With Our Sponsors: Learn more about Christian Healthcare Ministries. Get 20% off when you join DeleteMe.   Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 The simplest way to budget. Download the EveryDollar app for free!   In this episode, I’ll go over eight things I stopped buying—and you should too if you’re trying to reevaluate your spending habits and save some money.   Next Steps: 🎥 Watch my video I Didn't Budget for 2 Weeks—Here's What Happened. 📈 Are you on track with the Baby Steps? Get a free personalized plan.   Connect With Our Sponsors: Learn more about Christian Healthcare Ministries. Get 20% off when you join DeleteMe.   Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 The simplest way to budget. Download the EveryDollar app for free!   If all your material things were taken from you, what would you have left? In this episode, I unpack a recent conversation with my husband about what you can actually control and count on in life   Next Steps: 🎥 Watch my video What Your 7 Money Tendencies Say About You. 📈 Are you on track with the Baby Steps? Get a free personalized plan.   Connect With Our Sponsors: Learn more about Christian Healthcare Ministries. Get 20% off when you join DeleteMe.   Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 The simplest way to budget. Download the EveryDollar app for free!   Think a budget isn’t for you? In this episode, I’ll break down five common reasons people say a budget won’t work for them—and why these excuses don’t hold up.   Next Steps: 🎥 Watch my video Create Your First Budget in 5 Simple Steps. 📈 Are you on track with the Baby Steps? Get a free personalized plan.   Connect With Our Sponsors: Learn more about Christian Healthcare Ministries. Get 20% off when you join DeleteMe.   Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices