The Savvy Wallet Podcast (Formerly The Take Off Experience Podcast)

131 Episodes

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PODCAST UPDATE

2024-05-2501:46

The podcast will be on a short break and will return on the 3rd June. Enjoy the bank holiday weekend! Learn more about your ad choices. Visit megaphone.fm/adchoices

EP. 123 - CAREER EXPERT: After Making £100k+ With My 9-5 Job, I Learnt This About The Career Game...! ft. Kennie Bukky

2024-05-2001:20:20

Joining us in the booth this week is Kennie Bukky, a career expert, content creator, entrepreneur and former compliance manager. In this episode we discuss The power or mentorship and a supportive community How you can earn a £100k+ income with a high income skill The top high income Non-Tech and Tech roles How you can achieve financial freedom by utilising your high income skill Balancing saving for your future vs enjoying your present life The importance of defining your career goals The importance of designing the life you want How to stand out in a competitive job market Tips to excel in your career Why you don’t need 7 streams of income and much more! *NOTE: Current state pension age: 66. To rise to age 67 between 2026 and 2028. Government will review rise to age 68 in future. Connect with Kennie on Instagram: https://www.instagram.com/kenniebukky Connect with Kennie on TikTok: https://www.tiktok.com/@kenniebukky Check out Kennie's career platform: https://www.instagram.com/thepivotplace_ Follow me on: Instagram - https://www.instagram.com/savvywallet Tiktok - https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices

EP. 122 - MONEY PSYCHOLOGIST: After 20 Years In Banking, I Learnt This About Money..! ft. Norma Cassius

2024-05-1301:12:23

Joining us in the booth this week is Norma Cassius who is a Psychotherapist & Money Management Consultant with over 20 years experience in banking and 17 years as a Qualified Psychotherapist. As part of mental health week we wanted to shed a light on the link between money and mental health and what you can do to reduce stress and anxiety when it comes to money. In this episode we discuss: The Psychology of Money Why people stress bout Money & how to combat it The impact of Debt & Spending on Mental Health Organisations that help with Debt The importance of a Budget Two parts of the brain that influences Spending How to think like a Bank! Steps you can take today to Build Wealth How to be positive in the Cost of Living Crisis and more! Connect with Norma on her website: https://www.normacassius.com Connect with Norma on Instagram: https://www.instagram.com/think.like.a.bank Follow me on: Instagram - https://www.instagram.com/savvywallet Tiktok - https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices

EP. 121 - MONEY EXPERT: These 3 Mistakes Are Damaging Your Credit Score…! ft. Ella Ensures

2024-05-0601:04:42

Joining us in the booth this week is Ella who is a Money Expert & Insurance broker. In this episode we discuss Good credit conduct vs bad credit conduct The pro’s of good credit and the con’s of bad credit Common ways people default on their credit accounts How to check your credit score for FREE How to avoid paying lenders interest Leveraging credit for your benefit & to make money Tips to stay disciplined when using credit cards Consequences of missing payments, defaults, CCJ’s How to get rid of a CCJ 3 ways to improve your credit score/report an much more! Connect with Ella on Instagram here: https://www.instagram.com/ellaensures Connect with Ella through her website here: https://ellaensures.co.uk Follow me on: Instagram - https://www.instagram.com/savvywallet Tiktok - https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices

EP. 120 - CAREER EXPERT: This Is How You Can MAKE £100k+ With A 9-5 Job...! ft. Soambitious Dom

2024-04-2901:13:06

Joining us in the booth this week is Dominic, a career expert and commercial contract manager. In this episode we discuss: Why Dominic turned down a training contract from a legal firm How 9-5ers can increase their income to £100k+ with their existing skills The importance of analysing what you want from your career How you can build wealth into the millions with your 9-5 Why you should and shouldn't pursue a contract role How Dominic has been contracting for 5 years even in a tough market Top Skills & industries that command a high income Why you shouldn't start a random side hustle but instead utilise your existing skills The importance of building a network in your career and much more Connect with Dom on Instagram here - https://www.instagram.com/soambitiousdom Connect with Dom on TikTok here - https://www.tiktok.com/@soambitiousdomm Check out Dom's newsletter the Career Guard here - https://thecareerguard.com/subscribe Follow me on: Instagram - https://www.instagram.com/savvywallet Tiktok - https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices

PODCAST UPDATE

2024-04-2802:40

Hey all, Ats here! After careful consideration I've decided to rebrand 'The Take Off Experience' to "The Savvy Wallet Podcast". Aside from the name and artwork change, everything else will stay the same, We will still have the same authentic, relatable, inclusive conversations with great people! The Savvy Wallet podcast will begin with EP. 120 and will be published tomorrow at 8am GMT! Thanks for all your support! It's so appreciated! Ats Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices

EP. 119 - INSURANCE EXPERT: You’re Taking A Major Risk With Your HEALTH If You Don't Do This..! ft. Emmanuel Jones

2024-04-2201:16:17

Joining us back in the booth is life & health insurance expert, Emmanuel Jones aka Ejay. In this episode we discuss: The key benefits of health insurance, income protection & critical illness cover The importance of checking benefits you get with your employer Should you get health/critical illness insurance if you have it through work? Health insurance vs critical illness cover vs income protection Typical costs for health insurance & critical illness cover Insurance companies really wanting to pay out money to you The most importance insurance to protect yourself The importance of financial literacy at schools What is life insurance in a trust and why you would do this and much more! Connect with Ejay on Instagram here -https://www.instagram.com/ejay_diamond1 Connect with Ejay on TikTok here -https://www.tiktok.com/@moneysavingdad Follow me on: Instagram - https://www.instagram.com/savvywallet Tiktok - https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices

EP. 118 - ACCOUNTANT EXPLAINS: How The Wealthy REALLY Pay LESS UK Tax! ft. Zee

2024-04-1501:21:28

This episode is sponsored by Unbiased a platform that connects you easily and quickly with over 27,000 FCA regulated financial advisors, accountants and mortgage brokers. Connect with a financial advisor for FREE by visiting Unbiased here: https://www.unbiased.co.uk/savvywallet Joining us in the booth this week is Zee who is a chartered accountant and EX-KPMG auditor. In this episode we discuss: - How Zee became an accountant accidentally - Why accounting is the plumbing of a business - Why people on £60,000 are struggling! - Tips to weather the cost of living crisis - Why it’s important to engage with your local government - Possible solutions to the cost of living crisis - How the wealthy pay less tax! - What are our taxes used for? - Is our tax money being used efficiently ? - How to save taxes with your 9-5? - The pro’s and con’s of capitalism and much more Connect with Zee on Instagram here - https://www.instagram.com/thereluctantaccountant Connect with Zee on TikTok here -https://www.tiktok.com/@thereluctantaccountant Follow me on: Instagram and Tiktok Check out: https://www.youtube.com/savvywallet for the video version Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices

EP. 117 - FINANCIAL ADVISOR: You’ll Never Retire With A UK Pension If You Don’t Do This..! ft. Godfrey Asare

2024-04-0801:16:45

This episode is sponsored by Unbiased a platform that connects you easily and quickly with over 27,000 FCA regulated financial advisors, accountants and mortgage brokers. Connect with a financial advisor for FREE by visiting Unbiased here: https://www.unbiased.co.uk/savvywallet *NOTE: As of April 2024 the Full UK State Pension has increased to £11,502* Joining us in the booth this week is Godfrey Asare, a FCA regulated financial advisor. In this episode we discuss: Why Godfrey decided to become a financial advisor Money lessons that he learnt from himself The difference between State pension, company pensions and private pensions Is it worth getting a private pension if you have a company pension? The tax benefits of having a pension as an employee and business owner How much you can put into a pension before you lose tax benefits Reasons why you shouldn’t solely rely on the state pension How contributing to a pension can help you with child tax benefits The minimum age you can get the state pension & your company/private pension Thoughts on whether the state and private pension age may increase in the future and much more Connect with Godfrey on Linkedin here Connect with Godfrey through his website here Follow me on: Instagram and Tiktok Check out: https://www.youtube.com/savvywallet for the video version Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices

EP. 116 - FINANCIAL ADVISOR REVEALS: Making More Money Won't Make You RICH! ft. Joseph Obeng

2024-04-0101:08:55

Joining us in the booth this week is Joseph Obeng, a qualified financial advisor with over 11 years in the financial services industry. In this episode we discuss: - Why making more money won't necessarily make you more wealthy! - What true wealth is and steps to achieve it - Why you need to 'design your life' - Identifying your relationship with money - The importance of good money allocation and tips to allocate your money better - Good debt vs bad debt - How to build wealth with your 9-5 - Money and non-money lessons Joseph learnt from his clients and much more Follow Joseph on Instagram here Get a copy of Joseph's book here Follow me on: Instagram and Tiktok Check out: https://www.youtube.com/savvywallet for the video version Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices

EP. 115 - HERBAL DOCTOR REVEALS: 6 Powerful Herbs That Help HEAL Your Body & Beat Stress! ft. Sophia The Herbalist

2024-03-2501:02:16

Joining us in the booth this week is Sophia, who is a Medical Herbalist & qualified Endobiogenic Practitioner. In this episode we discuss: - What is herbal medicine? - The differences between herbal medicine and traditional medicine? - The pro's and cons of herbal medicine - Why people are scared of herbal medicine - How herbal medicine can help with stress and sleep - Can herbal medicine actually cure you? - The pillars of health - What is Endobiogenic Medicine and much more! Follow Sophia on Instagram here Follow me on: Instagram and Tiktok Check out: https://www.youtube.com/savvywallet for the video version Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices

EP. 114 - PROPERTY EXPERTS CLASH: Flipping Property Is A Nonsense Strategy! ft. Alfred Dzadey & Property By Kazy

2024-03-1857:21

Joining us in the booth this week is Kazy, an experienced property developer and property investor with over 10 years experience in the property industry and Alfred Dzadey a property investor with a £4 million + property portfolio. In this episode we discuss: Is deal sourcing the best place to start in property? Rent to rent doesn’t offer financial freedom! Only the top 1% of rent to renters make real money?! Only the top 1% are successful in raising money?! Steps to investing into property Property Flipping vs HMO investing Spring Budget impact on property Predictions for property in 2024 and much more! Follow Kazy on Instagram here Follow Alfred here Follow me on: Instagram and Tiktok Check out: https://www.youtube.com/savvywallet for the video version Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices

EP. 113 - CAREER EXPERT REVEALS: 3 Things You MUST Do To Get A £10,000+ Pay Rise ft. Adelle Thompson

2024-03-1101:10:23

Joining us in the booth this week is Adelle Thompson a HR & Recruitment expert with over 13 years experience in the industry. In this episode we discuss: - How Adelle transitioned from Teaching to Recruitment - Steps to change careers - Rules for answering what are your salary expectations! - Does prior salary have an impact on future salary - Things to avoid saying in a job interview…! - Negotiating your salary, annual leave & more! - What companies are looking for in your CV & Interviews - How to get a pay rise within 6 months of a new role and more! Follow Adelle on Instagram here Follow me on: Instagram and Tiktok Check out: https://www.youtube.com/savvywallet for the video version Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices

EP. 112 - ACCOUNTANT REVEALS: 4 Things You MUST Do To Build And Preserve Wealth! ft. Crosby Enninful

2024-03-0401:15:25

Joining us in the booth this week is Crosby Enninful a chartered FCCA accountant with over 12 years experience and founder of Egbenn Accountancy Services which he has been running for 5 years. In this episode we discuss: - The importance of being strategic with your career - Why you should value learning skills over money - How Crosby went from £18,000 to over six figures - 4 habits you need to adopt to help you build wealth - Creating an automated system around your money - How to not let your budget diminish your quality of life - How to avoid lifestyle inflation - The importance of passive income and the dangers if you don’t have one - People being good at creating wealth but not preserving it and much more Follow Crosby on Instagram here Follow me on: Instagram and Tiktok Check out: https://www.youtube.com/savvywallet for the video version Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices

EP. 111 - PROPERTY EXPERT REVEALS: Top Property Strategies To Make Money In 2024 ft. Property By Kazy

2024-02-2601:07:42

Joining us in the booth this week is Kazy, an experienced property developer and property investor with over 10 years experience in the property industry. In this episode we discuss: The importance of balance in your life The impact of chasing success Doing business in Dubai with companies like Coach and Sephora Rental market in London being strong Buying 4 properties from auction in Feb How long a typical property flip takes Best property strategies for 2024 3 Legal changes that have money making potential with property and much more Follow Kazy on Instagram here Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices

EP. 110 - ACCOUNTANT EXPOSES: The UK Tax System Isn’t Designed For You To Get Rich…! ft. Benedicta Egbeme

2024-02-1901:00:37

Joining us in the booth this week is Benedicta Egbeme, who is a CIMA Qualified Accountant, Management Consultant and Business Finance Coach. In this episode we discuss: - The income tax allowance - How much you get taxed and at what salary - The UK Tax system incentivising business owners - Government getting rid of the dividend allowance - How employees can reduce their tax liabilities - The impact of the income tax allowance being frozen till 2028 - What to do once you've received your tax code - HMRC targeting people with side hustles and much more Follow Benedicta on Instagram here Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices

EP. 109 - How I Got A Tech Job With No Experience & No Degree! ft. Maya Saffron

2024-02-1201:34:33

Joining us in the booth this week is Maya Saffron, who is a technical architect and founder of the maya’s minutes podcast. In this episode we discuss: The differences between growing up in East London vs North London Why going to Uni isn’t essential Why she became a PT and quit that to get into Tech The exact steps of how Maya got a tech role without a uni degree Pro’s and cons of working in the tech industry Navigating the tech industry as a woman Most valuable tech skills to learn in 2024 (with salaries) Tips on how you can land your next tech role The future of the tech industry and much more Follow Maya on Instagram Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices

EP. 109 Coming Out 12th February

2024-02-0502:41

The podcast will be on a short break and will resume on the 12th February. Thanks for your patience. Ato Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices

EP. 108 - Secret to Nala's Baby's Success, Working With Aitch, Selling My Label Business & More ft. David Olusegun

2024-01-2901:28:56

Joining us in the booth this week is David Olusegun, founder of creative control ventures that has partnered with celebrities like Krept & Sasha to launch Nala’s Baby Skincare and Aitch to launch Syps. David has worked at the likes of Warner Music, MTV, Nickelodeon, Kobalt Music, HIT entertainment and founded two companies prior to creative control. In this episode we discuss: How South London prepared him for the business world Travelling opening his eyes to more Losing out on millions from his first business Working for MTV and Hit Entertainment Starting a record label under Warner Music UK Why David sold his two businesses Working with Krept and Sasha on Nala’s Baby Skincare Reasons Nala’s baby products sold out within 10 minutes Working with Aitch on Syps Lessons in branding and product all businesses should follow and more! Follow David on Instagram here Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices

EP. 107 - Lessons learnt from Google, Changing The Hair Industry With Tech & More! ft. Antoinette Ale

2024-01-2201:19:32

Joining us in the booth this week is Antoinette Ale, the founder of Tressly which is a Website builder & booking software for hairstylists. In this episode we discuss: Life growing up in Ghana and the difficult of transitioning to the UK Tressly & how it seeks to disrupt the hair industry and support hairstylists to grow their business Why getting customer feedback on your product is vital to it's success Lessons learnt from doing accelerators with Barclays, Sky & Google The importance of knowing the future of the industry The decline of the salon model Lack of formal education on diverse hair Debate: Natural hair vs Non-natural hair Pro's and con's of having a co-founder How to stop getting distracted and much more! Follow Antoinette on Instagram here Follow Tressly on Instagram here Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices

#box-pro-ellipsis-171727037267662{-webkit-line-clamp:2;}The Savvy Wallet Podcast (Formerly The Take Off Experience Podcast)

The Savvy Wallet Podcast (Formerly The Take Off Experience Podcast)