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Join Jeff Richardson he hosts VantageScore’s newly recast podcast, THE SCORE podcast, for the lending community. Each week he and his guests—journalists, academics, researchers, and others in the know—explore concepts important to lenders like you. Tune in and learn what you need to know to tap new credit-worthy borrowers to grow your portfolio—while supporting financial equality and inclusion.
77 Episodes
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How are the credit reporting bureaus integrating BNPL financial data and using it? Find out in this episode with Liz Pagel, Senior Vice President, Consumer Lending Business Leader at TransUnion Follow us on social media! youtube.com/vantagescore fb.com/vantagescore twitter.com/vantagescore vantagescore.com/linkedin instagram.com/vantagescore
Millions of people have been financially impacted by COVID-19 around the world. How has the pandemic impacted the way American consumers are managing their debts? Find out in this episode with Emre Sahingur, SVP for Predictive Analytics, Research and Product Management at VantageScore Solutions. Follow us on social media! youtube.com/vantagescore fb.com/vantagescore twitter.com/vantagescore vantagescore.com/linkedin instagram.com/vantagescore
What's the difference between traditional underwriting and cashflow underwriting? Get an inside look with expert Kelly Cochran, Deputy Director at FinRegLab. Today we discuss what cashflow underwriting is and the benefits and risks of using this data in credit scoring. Follow us on social media! youtube.com/vantagescore fb.com/vantagescore twitter.com/vantagescore vantagescore.com/linkedin instagram.com/vantagescore
Wondering how to travel on a budget? Learn how to capitalize on points for your travel from hotels to credit cards from popular travel and finance blogger Lee Huffman, Founder of BaldThoughts. Find out what the best rewards programs are, how the pandemic has affected the travel and credit card industry, and travel hacks for your next vacation.
Today we break down model minority and Asian American representation in the mortgage and finance industry with Jim Park, CEO and Co-Founder of The Mortgage Collaborative, who has nearly 30 years of experience in the private, government and nonprofit sectors, and has successfully launched a number of financial services related businesses. Jim has dedicated his career to supporting issues related to diverse communities, mortgage finance and affordable housing issues. Learn about his experience...
Today we break down model minority and Asian American representation in the mortgage and finance industry with Jim Park, CEO and Co-Founder of The Mortgage Collaborative, who has nearly 30 years of experience in the private, government and nonprofit sectors, and has successfully launched a number of financial services related businesses. Jim has dedicated his career to supporting issues related to diverse communities, mortgage finance and affordable housing issues. Learn about his experience...
Today we meet at the intersection of housing finance and policy with Kara Ward, Partner at Holland & Knight, who has worked extensively on efforts to reform the single-family residential housing system. Learn abut innovations, policies, and efforts underway to open up housing opportunities for disadvantaged and underserved communities. Find out how COVID-19 affected unbanked households and what we can expect under the Biden Administration in housing finance. Kara frequently works on issu...
Today we meet at the intersection of housing finance and policy with Kara Ward, Partner at Holland & Knight, who has worked extensively on efforts to reform the single-family residential housing system. Learn about innovations, policies, and efforts underway to open up housing opportunities for disadvantaged and underserved communities. Find out how COVID-19 affected unbanked households and what we can expect under the Biden Administration in housing finance. Kara frequently works on iss...
How is AI used in credit? What is alternative data? In this episode, we talk to Peter Maynard who leads Equifax’s Global Capabilities team that focuses on identifying and driving innovative data and analytics solutions. His responsibilities include analytical product development and innovation, identity linking and matching, identity fraud solutions, as well as data and model governance across Equifax’s global markets. As we dive into his journey, learn how he came to oversee teams that have ...
How is AI used in credit? What is alternative data? In this episode, we talk to Peter Maynard who leads Equifax’s Global Capabilities team that focuses on identifying and driving innovative data and analytics solutions. His responsibilities include analytical product development and innovation, identity linking and matching, identity fraud solutions, as well as data and model governance across Equifax’s global markets. As we dive into his journey, learn how he came to oversee teams that have ...
What money moves should you make in your 20s versus 30s? How can you avoid the common pitfalls so you can put your best financial foot forward? In this episode, we sit down with Yanely Espinal, Creator of the popular YouTube channel MissBeHelpful. After finding herself in $20,000 of credit card debt after college, Yanely shares her tried and true practices on how she paid it off - which inspired her on a mission of financial literacy. Learn expert tips on budgeting, debt payment strategies, i...
What money moves should you make in your 20s versus 30s? How can you avoid the common pitfalls so you can put your best financial foot forward? In this episode, we sit down with Yanely Espinal, Creator of the popular YouTube channel MissBeHelpful. After finding herself in $20,000 of credit card debt after college, Yanely shares her tried and true practices on how she paid it off - which inspired her on a mission of financial literacy. Learn expert tips on budgeting, debt payment strategies, i...
How do finances affect your mental health? What can you do about it? In this episode, financial psychologist Brad Klontz shares strategies on how to recognize your money script behavior and better understand shame, depression, values, and stressors around money that may keep us from reaching our financial goals. Brad Klontz is a Founder of the Financial Psychology Institute® and a Managing Principal of Your Mental Wealth® Advisors. He was awarded the Innovative Practice President...
Wondering how to bring up money with your partner? When is the perfect time? What should you say? In this episode, we sit with Brad Klontz, an award winning financial therapist and advisor. Learn ways to discuss financial goals, different incomes, and how to handle financial disagreements whether you're in the early stages of relationship or with a long-term partner. Brad Klontz is a Founder of the Financial Psychology Institute® and a Managing Principal of Your Mental Wealth® Ad...
How has COVID-19 affected the housing market? What challenges is it facing? Today, we sit down with Dr. Svenja Gudell is the chief economist of Zillow Group. She leads the industry-leading economic research team at Zillow, a recognized voice of impartial, data-driven economic analysis on the U.S. housing market. Under Svenja’s leadership, Zillow produces monthly reports on housing trends for over 450 metros nationwide. In addition, Svenja and her team publish original research on various real...
How has COVID-19 affected the housing market? What challenges is it facing? Today, we sit down with Dr. Svenja Gudell is the chief economist of Zillow Group. She leads the industry-leading economic research team at Zillow, a recognized voice of impartial, data-driven economic analysis on the U.S. housing market. Under Svenja’s leadership, Zillow produces monthly reports on housing trends for over 450 metros nationwide. In addition, Svenja and her team publish original research on various real...
Can 20th-century credit scoring models really address the economic realities of the 21st century? By the early 2000s, many lenders had begun to worry that the old ways of scoring customers really were getting, well, old. In response, the three national credit reporting companies (CRCs), Equifax, Experian, and TransUnion, joined forces to create a more advanced credit scoring solution -- VantageScore Solutions. In this episode, we have an intimate conversation with the President and CEO of Va...
How is COVID-19 affecting cyber security? Are we more vulnerable these days? Are you more at risk living in a city versus the suburbs or country? We're back with Adam Levin, Founder of the international cyber security firm CyberScout. Adam shares insight on how hackers are taking advantage of the pandemic, creating new threats and the changing landscape. As the world turns more digital, we discuss how the increased dependency on technology poses opportunities and security challenges from Zoom...
Gemma Postlethwaite is the CEO of Arizent, a financial business information and media company, and is responsible for the company's 30+ brands. She dives into her journey of becoming a female CEO and how she's leading change in the finance industry. Gain insight as we go behind the scenes on how she manages a large firm, how she champions other women in the industry and navigates running a business during COVID-19.
Have you ever wondered why there are three credit reporting bureaus? How is credit and credit scores differ in other countries? In this episode, Rod shares his journey that led him to his path at Experian and breaks down difference between the credit reporting bureaus, how credit is different around the world, and resources at Experian you can leverage during COVID-19. Rod Griffin is the Senior Director of Consumer Education and Advocacy for Experian. He is responsible for Experian’s nationa...
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