DiscoverThe Stacking Benjamins Show
The Stacking Benjamins Show

The Stacking Benjamins Show

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According to FastCompany, "the Stacking Benjamins podcast...strikes a great balance of fun and functional." Created live from Joe's mom's half-finished'll hear a parade of financial headlines, personal finance experts, creatives, and people with stories that inspire us. Every Monday, Wednesday, and Friday, hosts Joe Saul-Sehy & OG meet at the card table and bring you guests, trivia, your letters about saving, investing, and risk management, and much more. Academy of Podcast winner for "best business podcast of the year," 2017 Plutus award winner for "best personal finance podcast," and Kiplinger magazine's only recommended personal finance podcast. You'll like this podcast if: you enjoy chatty, laid back money talk at a relaxed pace with lots of humor attached. You won't like this show if: you're looking for hard-core, genius money-nuggets presented at a fast pace.

660 Episodes
Ever wonder what your neighbors are really doing with their cash? Our round table takes a deep dive into a new study exposing the secret financial lives of your friends, family, and neighbors - and it's not all good news. Joining us to cover the new numbers are this week's contributors: Len Penzo from the blog, Paula Pant from the Afford Anything podcast, and Doc G from the Earn & Invest podcast. Halfway through the show, we'll stop our fly-on-the-wall discussion to find out what's happened to Clarity Money. The fintech app was purchased and retired by Goldman Sachs, which rolled some of Clarity's features over into their new Marcus Insights app. Melissa Manne from Goldman Sachs joins us to share both what fans of the old app (like us) have to look forward to, AND some features designed from ground up to help you save money. Our contributors finish the round table with a question from Bill - who wants to know more about the barbell investing strategy. Our guest break down barbell investing, give the pros and cons, and - of course - give their take on what Bill should do from here. Of course, Doug still has slice of airtime for his game-show trivia...which won't disappoint our trivia fans. Enjoy! Learn more about your ad choices. Visit
Ready to be motivated by your peers? Today we share success stories about living your dream, paying off your mortgage, and teaching finance to the neighborhood, and all from our listeners. Stacker Leah explains how she took charge of her finances after graduating from college and moving to New York City with her car and no job. Larry tells us the simple, down-to-earth technique he used to pay off his mortgage quicker, and we hear from Mimi on how she got the neighbor kids to start investing. Plus, we tackle a piece sent to us by Stacker David: why shouldn't investors sell their stocks for a few months each May if historical data suggest guaranteed gains? Still haven't filed your taxes? Not sure how much you owe and worried about overpaying? Are you confused about the large tax bill waiting for you every year? Helping us answer those questions and more, we welcome CPA Carter Coefield for some last-minute tax advice. OR... depending on your perspective, take this as early tax advice and have everything you need perfect for next year. (We can dream right)? Why do so many investors still not trust advisors? While every advisor isn't perfect, we think at least some of the blame lies closer to home. During our headlines we explain the importance of through interviewing, asking the right questions, and the power of simply saying "no" when things aren't lining up. Plus, do Warren Buffett's quotes about life and business hold up to the same standard as his investing? We take a look at a few of Buffett's most passed-on adages to see if they're up to snuff. Of course, there's always time for a bit of Doug's trivia. Enjoy! Learn more about your ad choices. Visit
Ever leave your bank thinking, "someone just made some money and it wasn't me?" Maybe a trip to your local credit union will be the cure. Credit unions are member-owned and offer low fees, high rates on savings and low rates for loans. Today we'll dive into the world of credit unions with some help during a special Wednesday "Fintech" segment from Navy Federal Credit Union's retired Marine Colonel Clay Stackhouse. We'll discuss how credit unions work, the basic benefits, and the perks that people often overlook. Of course, that's not all. We'll still throw out the Haven Life line to help a lucky listener AND Doug will share his union-oriented trivia...although he might be on the wrong track today (what's new). Enjoy! Learn more about your ad choices. Visit
We're celebrating the world of work today! On this special episode, we answer the question, "How does THIS basement-based podcast team work? Sure we own a mic and a shiny new Dell computer, but our work neither starts nor stops there. A whole host of systems, technology, and (of course) creative discussions power the making of our show. Today we're excited to show you a special behind-the-scenes making of the Stacking Benjamins show featuring the very people who make it happen. Brought to you by the Dell Podference, each member of our team shares their unique perspective of what a day in the basement looks like, plus the digital tools we utilize to bring this show to your ears. Before that though, we'll dive into a piece about the future of work: should employees expect to return to the office soon, or can we get comfortable working from home? I know what my vote is on, but each choice does come with its own list of pros and cons. We explore the possibilities, and long-term considerations, during our headlines. We finish today's show with some questions about setting up a small business. Tyson and Josh both have questions about consultants, files, staying organized, and more. We'll share our experience working with small business owners and from running our own shop. ...and of course, Doug will share some Dell-flavored trivia. Enjoy! Learn more about your ad choices. Visit
While we can safely assume that most of us are ready to travel, we're not excited about breaking the bank AND quarantine. Yet, after meals, a decent hotel, and the tourist attractions, many of us feel we have to destroy our budget or we'll be sacrificing some fun. What if there was another way? Today we'll interview George Igoe from the hit new Million Stories YouTube series George Goes Everywhere. He'll share how he experiences some amazing fun in many of America's biggest cities on less than a single Benjamin (that's $100 to the uninitiated). We'll talk about where to look for deals, what to avoid, and we'll even get behind the camera to discuss the making of his show. Plus, during our first headlines segment back, we'll cover ALL of the stuff we missed during our break. Boy, was there a ton. A couple known as "Bill and Melinda" decided to divorce, Dogecoin went through the roof (and then dropped again), and both AOL and Yahoo! are being jettisoned from Verizon. We'll discuss all of these, our latest TikTok minute video (yet another crypto scam!) and top it all off with the story of a grandmother suing her brokers. They also happen to be her grandsons. Ouch. Of course there's more! We'll still save time to throw out the Haven Life line and Doug will share some of his amazing trivia. We're glad to be back and have another great eight weeks planned. Enjoy our kickoff episode! Learn more about your ad choices. Visit
How far would you go to save a few bucks, or even pennies? Mom always said all things in moderation, but it seems like these super-savers didn't get the memo. Remember, you can always put your energy into increasing your revenue streams, but playing the extreme frugality game quickly steps into the realm of diminishing returns. This round-table originally aired in 2018, but espcially after our last year, the push for extreme frugality could return to the forefront. You can read our (mostly) original show notes below: Being financially prudent is one thing, but when does saving money cross the line into being extremely, and possibly even grossly, frugal? Helping us answer these questions are today's special guests: from the Fiery Millennials blog, we welcome Gwen Mertz; and from this here podcast, we welcome our very own OG and Taylor. (2021 note: On this show's original run Gwen was still co-hosting the Fire Drill podcast, and Taylor didn't join the Basement until about 18 months later. Pretty cool.) Halfway through the show we'll take a little break to talk to Jason Brown from Tally. Making the decision to get on the road to financial freedom is a good one, and paying off credit cards and debt can be a major road block. We'll sit down with Jason doing our FinTech segment and see just how his company is setting out to help people climb out of debt. And of course, we'll still have take some time to throw out the Haven Life Line to Joe, who wants to retire in the next few years. There's just one problem: Joe has no goals for retirement life. Can we throw some resources his way so he can figure out what he wants to do? Learn more about your ad choices. Visit
Ever wish you had a second chance with your money? Billy B. hoped he'd get one. After being convicted and sent to prison after the death of his friend, Billy went through some serious soul searching, and the end result of that is on display on today's show. Not taking any opportunity for granted, working hard to find solid financial (and life) footing, and the value of surrounding yourself with good friends and mentors are just three of many themes we'll talk about in this fantastic discussion with Billy (who now also blogs at We originally aired this show in 2018, but the lessons Billy learned are truly timeless. Read the rest of the original show notes below: In our headlines segment, a new software program means that some of your advisors may be expendable….or maybe not. We’ll discuss the hot topic of humans versus AI on today’s show. Plus, Warren Buffet just wrote his annual letter to investors. What are some of the takeaways? One publication listed their favorites and we’ll review and discuss them. As always, Mr. Buffet doesn’t fail to use the English language as a weapon while talking about investing, value, and evaluating risk. We’ll of course have more from the world of financial planning, throw out the Haven Life line to lucky listener Luke, who wonders about investing to beat inflation without taking too much risk. For a five year goal, what investment works best? Are stocks too risky? Should he use junk bonds? We’ll shine a light on that topic (and maybe one we can’t talk about here), as well. We also answer a letter from Jon, who asks about asset allocation. What is a great way to manage your money and diversify correctly? You’ll have to listen to find out! Of course, we’ll still score with some of Doug’s delightful trivia, and more. Learn more about your ad choices. Visit
Got debt? We have a solution. Or rather, our guest, Jenni Zepol, does. Every eight weeks we look back through our collection and play some of our favorite interviews, and this one is no exception. No gimmicks or get rich-quick schemes - Jenni shared her strategy and goals on how she paid down her debt in less than a year and they just may work for you too. Here's our original show notes: We LOVE success stories, and today we're talking to one woman with a great one. She set out to pay off over $18,000 of debt in a single year. But what happened? She actually did it in just over half that time: seven months. Sounds good? We thought so too, so we called up Jenni Zepol to see just how she did it. The great news? Many of you may be able to follow her tactics and do it also. Plus, in our headlines segment one whistleblower claims she was fired for raising red flags about her employer's alternative investment sales. While we're not going to set out to prove or disprove her claims, we will draw a point on why it's important to make sure your advisor is always acting as a fiduciary while helping you handle your finances. And in our second headline, one Florida teacher quit his job to become a 6-figure earning personal shopper. Any lessons we can learn there? Absolutely. We'll also have time to answer a listener letter, and don't you worry, we'll also dish out a dose of Doug's trivia. Learn more about your ad choices. Visit
"You'll spend more time searching than watching" would be an honest slogan for which company? If you said… well, let's not spoil every element of the show before it starts. During today's special game show we ask our contributors to guess which companies our "honest" slogans belong to. It's a lot of fun, and one contributor has a bit of a hard time marking their place on their board. Our contributors joining our round table this week are Stacy Johnson from the Money with Stacy Johnson podcast, Len Penzo from the blog, and Paula Pant from the Afford Anything podcast. After we wrap up our gameshow Joe sits down with the founder of Element, a new company designed to help personal finance creators answer questions from their audience. During their discussion Orban Oz shares how he discovered a startling statistic during his time building up a digital bank: personal finance creators are being asked questions all the time. That's where Element comes in. The platform sets out to make creators more accessible to their audience, and better response times. Today we dive into how it all works. We finish today's show with a question from Michael, who's wondering if he's too conservative in his portfolio. Michael is 58 and his portfolio is 60% stocks and 40% bonds. He also has a pension with 100% survivorship benefits for his spouse. Michael also tell us he doesn't include the pension in portfolio allocation as fixed income. He asks us two questions: is he being too conservative not including his pension in his calculations, and two, how much (if any), of their 1.4 million 401k should they convert into a Roth in retirement? Enjoy! Learn more about your ad choices. Visit
It's a bold statement, and one financial coach Rachel Rodgers wholeheartedly believes. After adapting her coaching business last year to the difficult circumstances we were all facing, Rachel not only survived but thrived. She saw her company turn its first million-dollar month not long after. Today Rachel shares how you can get to millionaire status: a change in your mindset, enforced boundaries, and purposeful changes in your community can lead to huge financial improvements in your life. In our headlines, and to no one's surprise, half the country is waiting for a vacation. While airlines can handle the traffic, car rental companies can't. After selling off fleets to stay afloat, there flat out aren't enough cars to go around anymore. In Hawaii, tourists have taken to using U-Hauls to get around. Are YOU planning a vacation soon? We share what you need to be doing (like yesterday) to make sure you're protected during our first headline. Looking for headlines on saving money? We have that too. Ever hear about tax-loss harvesting? If you've ever made bad stock-buying decisions at two in the morning despite all of our warnings, tax loss harvesting is your new best friend. This isn't the whole bit, but basically, it lets you use the losses on your stocks to lower the bottom line on the taxes of the stocks that actually performed well. Win-win, right? Or as most of a win as you can get in the situation. Joe and OG don't stop there, after giving the breakdown on tax-loss harvesting the guys also share tips on reallocating, understanding the differences between ETFs and Mutual Funds, and more. We finish today's show with a question from an anonymous listener who's wondering how to invest all of his extra cash. Anon has regular W2 income and about $20,000 in self-employment income that they're not sure what to do with. Ideas? The guys give a breadth of things to consider including opening up a SEP IRA, talking to a CPA, different considerations for if our caller is running a side business with frequent income, contribution and tax implications, and more. Plus, we'll finish our answer with some tax-savings advice that's especially helpful for freelancers. Enjoy! Learn more about your ad choices. Visit
Susan, Linda, Nina, and Cokie--four women we know by first name--were collectively much of the "voice" of NPR, bringing the fledgling network into millions of homes during an era when woman weren't even expected to report news, let alone host shows control what topics were discussed. Today we hear a few of their stories from master researcher and storyteller Lisa Napoli, journalist and the author of Ray & Joan among others. She'll share how you too can achieve your goals and create your dream job - even if it doesn't yet exist. While these stories are downright interesting on their own, they also serve as great examples of achieving your goals, not limiting yourself, and learning how to thrive in environments where you're not expected to win. During our headlines we tackle an issue most of the world's procrastinators have faced since working from home: keeping the ball rolling on your work. Studies show that the last year has been difficult for most, and we still have many lessons to learn about maximizing productivity and staying active when we're sometimes only feet from our bed (or the XBox/kids/fire pit/whatever). We've had experience figuring out how to keep productivity and workflow up, and we don't mind passing that advice on to you, along with some help from a great piece from the Wall Street Journal. In our second piece, should you trust all of the new, up-and-coming "buy now, pay later" services? While you should always use some judgment while considering any purchases, there's a bigger question to answer here: WHY use these services? If you're already financially responsible enough to use credit, there are plenty of great credit card rewards programs to utilize instead. If you're not responsible... well we're back at square one, aren't we? We'll discuss the "why?" with these services and detail how they work. We finish today's show with a question on HSA investing from Stephen who asks: should he pay for medical expenses out of pocket to allow his HSA contributions to grow interest? Similar to our "buy now, pay later" thoughts, it's not that our answer is necessarily no for Stephen, there are so many things that can go wrong here we have to take a moment to air some concerns. Of course, there's always time for Doug and his trivia. Enjoy! Learn more about your ad choices. Visit
Where do you turn when being poor has you exhausted? When you feel like you just can't think about ways to make money any longer? On a bigger scale, what's the secret to breaking out of poverty and the cycle of always being in debt? While we won't promise to solve the world's longest-running crisis in one podcast, our contributors all share their experiences and thoughts about working to overcome poverty. They share how they endured their own individual situations, and how they (and you) can plan and work towards getting out of a dark hole yourself. There aren't any quick fixes, but we do offer solid financial strategies that'll move you past the paycheck to paycheck lifestyle. How about some "free" Bitcoin? During our Friday Fintech segment we'll talk to Quontic Bank founder-CEO Steve Schnall. The digital bank, which offers a Bitcoin "cash-back" rewards card, also handles non-traditional mortgages to help under-served people who need it most. You'll especially want to listen to this one if you're in the hospitality business or any other industry with hard to document income. We end the show with a question from Nick. He tells us he's got an offer for a 2% cash back card. Nick is excited about using the card, but worried about his credit utilization rate. He's heard that 30% credit utilization is as high as he can go before his credit is negatively affected. Nick also asks if his credit is hit right away, or only when his statement is sent out. Our contributors share a full round of their thoughts before calling it quits for the weekend. Of course, Doug has some airtime for his trivia game-show. Learn more about your ad choices. Visit
What separates you from everyone else? What gives you a competitive edge? According to William Green, who's interviewed hundreds of the richest investors on the planet, most of us don't have a competitive investing edge. But there's good news: that's okay, as long as you know who or what you're emulating. Today he'll pull on interviews from his new book, Richer, Wiser Happier, How the World's Greatest Investors Win in Markets and Life, to share how we can overcome our disadvantages and turn them into strengths. He'll also share some of the often-overlooked personal sides of a few investing magnates that we don't often get to see. You'll hear human stories about Jack Bogle and Warren Buffett, among others. Keeping (in)famous people in mind, we'll also cover Bernie Madoff - and scams - during our headlines. The mastermind behind the largest Ponzi scheme to date, Madoff often served as a stark reminder of the things that can happen when investors turn over their cash to unethical advisors. We'll also share the latest developments of the advisor who ran away with millions of his clients' dollars, and a few scam experiences of our own. Plus, if you're still waiting to file your 2017 taxes (I'm being serious), you only have limited time before Uncle Sam claims your cash for himself. I understand procrastination as much as the next wait-until-the-night-before person, but this is something you'll want to do sooner rather than later. During our Haven Life line segment, we help out James, who has dreams of becoming a financial planner. His bigger issue? He already has student loan debt from another degree. James asks: can he become an advisor with no relevant degree or experience? Joe and OG give James all the information he needs to get started on his path.  Learn more about your ad choices. Visit
How do you take care of your money? Is it dollar by dollar? Or do you swipe plastic (like we used to), hoping that the math in your head has worked out? Today we'll help you take control with a discussion about creating a budget meeting, changing your money mindset, and gaining the confidence you need to drive your goals. It's a powerful show and we're excited for you to hear it. Featured Guest: Catherine Alford Catherine Alford shares tips to help you take control of your life by utilizing the skills you already use every day. Cat's new book, Mom's Got Money: a millennial mom's guide to managing money like a boss has strategies, tactics, and ideas anyone can use. From money meetings to making small changes in your decisions leading to big habit and money improvements, there's plenty of options right within reach. Do You Really Own Your Virtual Investments? We'll also dive into the world of NFTs. Let's assume you're fully funding your other retirement vehicles and you're interested in putting some fun money into a fun NFT spot like NBA Top Shot. (Which is a new blockchain virtual sports card marketplace... thing). You actually made a nice profit and want to cash out... and here comes the headache. You realize it'll take months for your gains to become liquid, but you need cash yesterday. What now? It doesn't matter if you're investing in a Traditional or Roth IRA, annuities, virtual card trading marketplaces, or anything else - always make sure you understand what you're throwing your hard-earned Benjamins in. We explain more during our headlines. Vacationing Next Year? Buy Now! In our own little version of market timing, all signs point to "recoup lost revenue" when it comes to the airlines industry. If you're sure you'll travel next year, it might be good sense to buy that ticket now. We discuss travel, airlines, and more during our second piece. The Haven Life Line: Terrible 401k Options? Here's What To Do Kyle calls in and tells us he has terrible 401k options. His workplace plan offers one index fund and a host of high expense ratio plans. While he invests some cash for the company match, most of his contributions go towards his IRA. Kyle asks: what should he do in this situation? How can he get his workplace to offer better plans? As always, we'll save some airtime for Doug's trivia. Enjoy! Learn more about your ad choices. Visit
You've saved and invested diligently for years and you're now sitting on a fat stack of Benjamins. When's the right time to say f*** it and start spending cash like there's no tomorrow? Today our contributors share their big spender to saver money stories and give their thoughts on retiring WAY early... on less than a million dollars. It's not always about the bottom dollar, but also lost potential income (and raises) if you need to return to work years down the road, lost marketability as your skills age, and outdated professional networks as your co-workers move on to other opportunities. Joining us on the roundtable this week is Diania Merriam, founder of the FIRE-Movement inspired EconoME Conference, Len Penzo from the blog, and OG from our own podcast. Friday Fintech: Health and Wellness Expert Angelo Poli from After our contributors finish swapping money stories, Joe sits down with health and wellness expert Angelo Poli from With summer right around the corner, we polled our Stacker community for all the health and exercise questions they've been dying to get answered. From questions on aging metabolisms to intermittent fasting, and of course, time-efficient (and free) workouts even the busiest Stackers can do at home... Angelo covers it all and then some. Listener Voicemail: HSA Horror Stories? Our anonymous caller, who we refer to as Sal, calls in with some HSA questions. For years he was told he only needed the Explanation of Benefits form (think something like a medical statement) before finding out he actually needed his receipts as well. While this was an easy fix, Sal asks: what other blind spots could he have? What HSA horror stories should he know about - and avoid? As always, Doug has some post-Fintech airtime to deliver his game-show trivia. Enjoy! Learn more about your ad choices. Visit
How do you make money driving for ride sharing companies? Credit card hacking? Churning bank accounts? How do you help your family plan? What's it like to meet with financial advisors? Today members of our community, Alan, Claudia, and Jon are kind enough to share their wisdom and experiences in all of these areas! Plus, we'll also share an important headline about doing your homework before investing, another on helping your community, and more. Of course, we'll also throw out the Haven Life line to a caller with a great question about estate planning. That comes after Doug's trivia and a few of your emails. Enjoy!  Learn more about your ad choices. Visit
How much of this stuff goes over your head? What are the absolute first things you need to know about when you're rolling out on your own? Today high school personal finance teacher and author Jake Cousineau joins us to dive into the very first items you should include on your list of lessons to learn about money as you begin your journey. From the double-edged sword of interest to simple banking and ideas on budgeting and saving, we'll share some of Jake's favorite tips so that you can leave today's show more prepared than you were before you listened. Annuities Changing Standards: Our Headlines States are rolling out some new rules around annuity sales, which largely are meant to mimic the SEC's Reg BI (best interest). While industry spokespeople say it's a step in the right directions, consumer advocates say it isn't enough. Today we'll share how annuities work, where the problems are in the industry, and how these new state-by-state rules may change the game (or not). We'll also share our TikTok creator video minute, and today we'll share a refreshing story. An online "guru" actually apologizes for leading his followers into a scam. While we love the sentiment, who would have known (hear the sarcasm coming?) that a StarWars universe-themed crypto coin called Mando might be fake. We'll also share the latest worldwide real estate news. Inflated prices aren't just happening in your back yard. Around the world we're seeing some eye-popping numbers. What's the takeaway? We'll talk real estate today! Of course, we'll also throw out the Haven Life line AND save time for Doug's trivia. It's another great day in the basement! Learn more about your ad choices. Visit
Are you coasting or actually planning your next move? Living in the land of "I should" or "I might" versus "I'm where I want to be right now?" Whether it's balancing your happiness with your career choices, changing industries, family planning, or deciding how long you want to work until retirement - lifestyle choices encompasses all of our financial decisions. Today we ask our contributors: what's the design for your lifestyle? What drives your motivations, career choices, retirement plans, and financial decisions? It's a great discussion with plenty of overlap with financial independence, and one you can use for a diagnostic in your own life once you hear how it's done. Welcome to a live-making of the Stacking Benjamins show! Recorded during Podbean's Finance Podcast Week, we had the opportunity to showcase a behind-the-scenes making of the podcast in front of a live audience, and it was lots of fun that you'll hear today. Our round table has a big discussion on lifestyle design this week using their cell phones. For this one, excuse our worse-than-usual audio. We promise the engaging conversation will be worth it. Our Listener Mail: What (Non-Financial) Podcasts Do We Like? We finish our live show with a letter from Lou: he's heard us talk plenty about our favorite TV shows and movies, but what about our favorite non-money related podcast? Our contributors deliver: from podcasts like Whatever Happened to Pizza at McDonald'‪s‬ and Betty in the Sky with a Suitcase‪!‬, to This Week in Virolog‪y‬ and more, you'll hear plenty of our favorite podcasts we love to binge when we're not thinking about money. (Except for one contributor who always is thinking about money - but we'll leave that one a surprise). Of course, we couldn't possibly do a live show without giving up some airtime for Doug's trivia. Learn more about your ad choices. Visit
Don't think you can overthink your money decisions? Study's show that sadly, you're wrong. Not only will overthinking cause you to create overly complex plans, but you'll give up early on strategies, fail to move when you need decisive action, and exhaust yourself with going over the options "just one more time." Overthinking rarely involves positive thoughts, and you can't win when you're not confident. Today we'll help you solve that issue. Long time listeners will remember the last time we had Jon Acuff on the show back in 2017, (find that here: Give Yourself The Gift of “Finished”). In Jon's new book Soundtracks, he explores how our thought process and the stories we tell ourselves impacts our everyday lives, AND how you change your own soundtrack to solve your problems with overthinking. Give Enough Cash and Even The Spenders Pay Up... Eventually Remember the news the weeks after the first stimulus checks hit? Everyone waiting for the first piece of evidence to release their blog posts and podcast episodes about how everyone ran out and bought fancy 4k's and PS5s? (We totally didn't do that...not us!) Well, a new study shows that given ample cash to clear out the Amazon wish list, many people HAVE ended up paying off their bills. During our headlines Joe and OG discuss paying down debt, the double penalty of being stuck in a debt cycle, and how you can walk away from the I Can't mindset. How The Pandemic Changed Our Retirement Worries The pandemic challenged a lot of the conventional thinking behind emergency funds, healthcare, and and retirement living. A newly released Fidelity report queried investor retirement worries, and while there were some surprises, other figures proved that not all financial thinking needs to be redrawn from the ground up. Doc G from the Earn & Invest podcast joins us today to discuss what the report means for the broader retirement conversation AND what the numbers mean to you. The Haven Life Line: What's the deal with Fundrise? Sean is interested in investing with Fundrise, and wants to know our thoughts. While the company has seemed to change up their marketing since they first came on our radar we still have some reservations, and OG and I actually differ on a few thoughts here. Never familiar with REITs? We'll explain your options on the show, but you can get started here: Traded vs. Non-Traded REITs: Which Is Best for You? Enjoy! Learn more about your ad choices. Visit
This seems like an easy decision, doesn't it? Skimp on the party and invest money in your dream residence. Yet, don't we always say to invest in experiences because they appreciate in your mind (becoming more epic as the years pass), instead of things that clutter our lives? Co-hosts of the new Netflix reality show Marriage or Mortgage, wedding planner Sarah Miller and real estate pro Nichole Holmes, join us for a fun discussion on a dilemma many newlyweds face: how much cash do you spend on making your dream wedding a reality, and at what cost to your future home? We know, this is a financial podcast, and financial nerds are definitely biased on this one, but Sarah raises some pretty good points, and you just might surprise yourself when you're nodding along. We're not saying you should go for broke on a huge wedding (though if you do, please invite us), but Sarah's reasoning isn't exactly in contrast with our own money philosophy. Making "Fun Money" on trading apps? Watch out for the tax bill. In our headlines segment, we'll relive the horror story one Robinhood trader experienced when he found he had an $800,000 tax bill. Worse news? He could have avoided it fairly easily if he knew one rule that we'll share on today's show. Tiktok of the Week: Amazon beats Walmart because of... adult toys? In our TikTok minute you'll find that it isn't just young, aggressive traders (or at least TikTok talkers) who are making bizarre statements about financial success. So are television anchors. Want early retirement? Try buying a school bus! How great is this? One man in his twenties decided to cut out 40 years of saving and instead retire right now. We'll share his story and what it means for you. BUT that's not all. Of course, we'll throw out the Haven Life line to a lucky listener AND we'll dovetail in some of Doug's amazing trivia. Enjoy! Learn more about your ad choices. Visit
Comments (8)

Kathy Lai

My favorite boss introduced me to your show. I love the light heartedness of a topic that I take seriously and all your various guests. You may want to know that while I was working through some difficult emotional times both at work and during pandemic this year, hearing Joe and OG's voice was almost like a meditation. okay, enough sappy comment. Please don't try to teach us anything ...ever.

Nov 15th

Eric Thompson

Actually the 84% is vegetarian and vegan. Google is your friend. 👍

Nov 4th
Reply (1)

Ari Fellman

this time, they recorded with Annette...

Jul 8th

Joe Reed

Katie didn't have a very good recruiter

Mar 21st

Joe Reed

I thought the headline was a joke. Did she really know what show she was going on? awesome trivia today

Sep 27th
Reply (1)

Gabriel K Jones

Gentlemen, I will to disagree with the concept of over saving. Being prepared is never a bad idea, being prepared without a plan can be detrimental. Don't you agree?

May 19th
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