The Structuring Podcast

A podcast about the legal, taxation and lending aspects of structuring - how you own assets, how those assets are funded and the transactions associated with this. Your host, Terry Waugh, aka Terryw, is a solicitor, Chartered Tax Adviser, mortgage broker and former financial planner. Terry runs a law firm and a mortgage broking company. www.structuring.com.au

162. Land Tax Issues in NSW with Foreign Persons

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today’s topic is foreign persons and discretionary trusts, especially in relation to NSW law. — If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. Support the show www.structuring.com.au

10-20
04:02

161. Naming Beneficiaries in Discretionary Trusts

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. In this episode I'm talking about naming beneficiaries in discretionary trusts. — If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. Support the show www.structuring.com.au

10-06
04:57

160. The Need for Loan Splits when Debt Recycling into Different Shares

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today’s topic is about debt recycling and the need for splitting loans. — If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. Support the show www.structuring.com.au

09-22
04:24

159. Debt Recycling with Trusts when Expenses Exceed Income

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today’s topic is about debt recycling and discretionary trusts, particularly when the invested assets are generating a loss. — If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. Support the show www.structuring.com.au

09-08
04:57

158. Taxation of Children's Income

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today’s topic is about taxation of children’s income. — If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. Support the show www.structuring.com.au

08-18
04:52

157. Shares and Property in the Same Trust

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today’s topic is about trusts buying both shares and property. — If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. Support the show www.structuring.com.au

08-04
06:11

156. Using Redraw on Loans

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today’s topic is redrawing from loans. — If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. Support the show www.structuring.com.au

07-21
05:18

155. Making the Most of the Main Residence CGT Exemption

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today I’m talking about making the most of the main residence exemption for capital gains tax. — If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. Support the show www.structuring.com.au

07-07
06:04

154. Which Loan to Debt Recycle First

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today I’m talking about debt recycling and which loan to debt recycle first. -- If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. Support the show www.structuring.com.au

06-23
03:54

153. Clawback Laws and Asset Protection

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today’s topic is all about the clawback laws and asset protection. — If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. Support the show www.structuring.com.au

06-09
04:57

152. Joint Ownership and Estate Planning

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today’s topic is all about joint tenancy and estate planning. -- If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. Support the show www.structuring.com.au

05-26
05:01

151. The 6 Year Rule and Cost Base Reset for Property

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today I’m talking about the 6 year rule and the cost base reset for property. -- If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. Support the show www.structuring.com.au

05-12
04:24

150. Tax Savings with Testamentary Trusts

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today’s topic is all about testamentary trusts and the tax savings. -- If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. Support the show www.structuring.com.au

04-28
04:46

149. The 6 Year Rule and Cost Base Reset for Property

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today I’m talking about the 6 year rule and the cost base reset for property. -- If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. Support the show www.structuring.com.au

04-14
04:25

148. Using the 6 Year Rule When Buying a New Main Residence

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today’s topic is all about using the 6 year rule when you buy another main residence. -- If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. Support the show www.structuring.com.au

03-31
06:05

147. SMSF Jointly Buying Property

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today’s topic is about super funds borrowing with others to acquire property. -- If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. Support the show www.structuring.com.au

03-17
05:26

146. Advisors - Who can Advise on What

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today’s topic is who can advise on what. -- If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. Support the show www.structuring.com.au

03-03
06:03

145. A Few General Rules with Structuring

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today’s topic is general rules with structuring. -- If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. Support the show www.structuring.com.au

02-17
05:48

144. Borrowing from a Related Company and Cash Flow

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today I’m talking about borrowing from a private company. -- If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. Support the show www.structuring.com.au

02-03
05:29

143. The 6 Year Rule When Absent more than 6 Years

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today's topic is all about the 6 year rule when you’re absent for more than 6 Years. Property Chat Forum Tax Tip 109: CGT and Being absent from the main residence for more than 6 years https://www.propertychat.com.au/community/threads/tax-tip-109-cgt-and-being-absent-from-the-main-residence-for-more-than-6-years.9885/ -- If you would like to ask a question which could be answered by Terry on the po...

01-20
04:09

Born of Fruit

Hi TerryW. I'm wondering what advantages there are to Homer borrowing $100K from a bank @ 5% to on-lend to Marge his spouse @ 5% (or a trust) so his net position is zero, and the deductions are transferred to the end user (Marge or the trust), vs Marge (or the trust) simply borrowing the $100K @ 5% straight from the bank?

01-24 Reply

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